An employer may, if it has obtained the consent of a worker, pay wages by the following methods; provided, however, that in the case of using the method set forth in item (iii), the employer must enable the worker to choose payment of wages by the method set forth in item (i) or (ii), and must obtain the consent of the worker after explaining to the worker the matters concerning the requirements set forth in item (iii), (a) through (f).
By transfer into the worker's account at a bank or other financial institution designated by the worker.
当該労働者が指定する銀行その他の金融機関に対する当該労働者の預金又は貯金への振込み
Payment into a deposit of the worker (limited to one that satisfies the following requirements) with a financial instruments business operator designated by the worker (meaning a financial instruments business operator prescribed in Article 2, paragraph (9) of the Financial Instruments and Exchange Act (Act No. 25 of 1948; hereinafter referred to as the "FIEA") (limited to a person that engages in the Type I Financial Instruments Business prescribed in Article 28, paragraph (1) of the FIEA, and excluding a Type I small-amount electronic public offering service provider prescribed in Article 29-4-2, paragraph (8) of the FIEA and a special unlisted securities intermediary service provider prescribed in Article 29-4-4, paragraph (7) of the FIEA); the same applies hereinafter in this item)
当該労働者が指定する金融商品取引業者（金融商品取引法（昭和二十三年法律第二十五号。以下「金商法」という。）第二条第九項に規定する金融商品取引業者（金商法第二十八条第一項に規定する第一種金融商品取引業を行う者に限り、金商法第二十九条の四の二第八項に規定する第一種少額電子募集取扱業者及び金商法第二十九条の四の四第七項に規定する非上場有価証券特例仲介等業者を除く。）をいう。以下この号において同じ。）に対する当該労働者の預り金（次の要件を満たすものに限る。）への払込み
The deposit in the account shall not be used to purchase anything other than beneficiary certificates for securities investment trusts (hereinafter referred to in this item as "securities investment trusts"), as such term is used under paragraph (4) of Article 2 of the Act on Investment Trusts and Investment Corporation(Act No. 198 of 1951).
当該預り金により投資信託及び投資法人に関する法律（昭和二十六年法律第百九十八号）第二条第四項の証券投資信託（以下この号において「証券投資信託」という。）の受益証券以外のものを購入しないこと。
In the Basic Terms and Conditions of the Investment Trust as such term is used under paragraph (1) of Article 4 of the Act on Investment Trusts and Investment Corporation with respect to the beneficiary certificates purchased with the deposit in the account shall include said following matters:
当該預り金により購入する受益証券に係る投資信託及び投資法人に関する法律第四条第一項の投資信託約款に次の事項が記載されていること。
That the objects of investment of the trust property are limited to the following securities (referred to as "securities" in (2)), deposits, bills, designated money trusts and call loans.
信託財産の運用の対象は、次に掲げる有価証券（（２）において「有価証券」という。）、預金、手形、指定金銭信託及びコールローンに限られること。
Securities set forth in Article 2, paragraph (1), item (i) of the FIEA
金商法第二条第一項第一号に掲げる有価証券
Securities set forth in Article 2, paragraph (1), item (ii) of the FIEA
金商法第二条第一項第二号に掲げる有価証券
Securities set forth in Article 2, paragraph (1), item (iii) of the FIEA
金商法第二条第一項第三号に掲げる有価証券
Securities set forth in Article 2, paragraph (1), item (iv) of the FIEA (excluding specified corporate bond certificates with rights to subscribe for new preferred equity investment in the case where the asset securitization plan does not provide that only the rights to subscribe for new preferred equity investment may be transferred)
金商法第二条第一項第四号に掲げる有価証券（資産流動化計画に新優先出資の引受権のみを譲渡することができる旨の定めがない場合における新優先出資引受権付特定社債券を除く。）
Securities set forth in Article 2, paragraph (1), item (v) of the FIEA (excluding certificates of corporate bonds with share options)
金商法第二条第一項第五号に掲げる有価証券（新株予約権付社債券を除く。）
Securities prescribed in Article 2, paragraph (1), item (xiv) of the FIEA (limited to those pertaining to a trust that trusts the loan claims of a bank, a cooperative structured financial institution prescribed in Article 2, paragraph (1) of the Act on Preferred Equity Investment by Cooperative Structured Financial Institution (Act No. 44 of 1993) and a financial institution set forth in the items of Article 1-9 of the Order for Enforcement of the Financial Instruments and Exchange Act (Cabinet Order No. 321 of 1965), or a trust company (limited to a trust whose beneficiary at the time of the contract pertaining to that trust is the settlor), or to a designated money trust)
金商法第二条第一項第十四号に規定する有価証券（銀行、協同組織金融機関の優先出資に関する法律（平成五年法律第四十四号）第二条第一項に規定する協同組織金融機関及び金融商品取引法施行令（昭和四十年政令第三百二十一号）第一条の九各号に掲げる金融機関又は信託会社の貸付債権を信託する信託（当該信託に係る契約の際における受益者が委託者であるものに限る。）又は指定金銭信託に係るものに限る。）
Securities set forth in Article 2, paragraph (1), item (xv) of the FIEA
金商法第二条第一項第十五号に掲げる有価証券
Securities set forth in Article 2, paragraph (1), item (xvii) of the FIEA (limited to those having the nature of the securities or certificates set forth in (i) through (vii))
金商法第二条第一項第十七号に掲げる有価証券（（ｉ）から（ｖｉｉ）までに掲げる証券又は証書の性質を有するものに限る。）
Securities set forth in Article 2, paragraph (1), item (xviii) of the FIEA
金商法第二条第一項第十八号に掲げる有価証券
Securities set forth in Article 2, paragraph (1), item (xxi) of the FIEA
金商法第二条第一項第二十一号に掲げる有価証券
Rights deemed to be securities pursuant to the provisions of Article 2, paragraph (2) of the FIEA (limited to rights that are to be indicated on the securities set forth in (i) through (ix))
金商法第二条第二項の規定により有価証券とみなされる権利（（ｉ）から（ｉｘ）までに掲げる有価証券に表示されるべき権利に限る。）
Beneficial interests in a trust that trusts the loan claims of a bank, a cooperative structured financial institution prescribed in Article 2, paragraph (1) of the Act on Preferred Equity Investment by Cooperative Structured Financial Institution and a financial institution set forth in the items of Article 1-9 of the Order for Enforcement of the Financial Instruments and Exchange Act, or a trust company (limited to a trust whose beneficiary at the time of the contract pertaining to that trust is the settlor)
銀行、協同組織金融機関の優先出資に関する法律第二条第一項に規定する協同組織金融機関及び金融商品取引法施行令第一条の九各号に掲げる金融機関又は信託会社の貸付債権を信託する信託（当該信託に係る契約の際における受益者が委託者であるものに限る。）の受益権
Rights against a foreign person that have the nature of those set forth in (xii)
外国の者に対する権利で（ｘｉｉ）に掲げるものの性質を有するもの
That the securities, deposits, bills, designated money trusts and call loans that are the objects of investment of the trust property (referred to as "securities, etc." in (3) and (4)) are those whose period until redemption or maturity (referred to as the "remaining period" in (3)) does not exceed one year.
信託財産の運用の対象となる有価証券、預金、手形、指定金銭信託及びコールローン（（３）及び（４）において「有価証券等」という。）は、償還又は満期までの期間（（３）において「残存期間」という。）が一年を超えないものであること。
That the average remaining period of the securities, etc. incorporated into the trust property (meaning the period obtained by dividing the total of the amounts obtained by multiplying the remaining period of each of the securities, etc. by the amount of those securities, etc. incorporated, by the total of the amounts of those securities, etc. incorporated) does not exceed 90 days.
信託財産に組み入れる有価証券等の平均残存期間（一の有価証券等の残存期間に当該有価証券等の組入れ額を乗じて得た合計額を、当該有価証券等の組入れ額の合計額で除した期間をいう。）が九十日を超えないこと。
That the proportion of the total amount of the trust property accounted for by the value, which formed the basis for calculating that total amount of the trust property, of securities, etc. issued or handled by a single juridical person or other organization (referred to as a "juridical person, etc." in (5)) (excluding national government bond certificates, government-guaranteed bonds (meaning bonds for which the government guarantees the redemption of the principal and the payment of interest) and call loans whose period until repayment (excluding days on which the company that makes the loan and is the trustee of the securities investment trusts concerned is closed for business) is five days or less (referred to as "specified call loans" in (5))) is 5 percent or less.
信託財産の総額のうちに一の法人その他の団体（（５）において「法人等」という。）が発行し、又は取り扱う有価証券等（国債証券、政府保証債（その元本の償還及び利息の支払について政府が保証する債券をいう。）及び返済までの期間（貸付けを行う当該証券投資信託の受託者である会社が休業している日を除く。）が五日以内のコールローン（（５）において「特定コールローン」という。）を除く。）の当該信託財産の総額の計算の基礎となつた価額の占める割合が、百分の五以下であること。
That the proportion of the total amount of the trust property accounted for by the value, which formed the basis for calculating that total amount of the trust property, of specified call loans handled by a single juridical person, etc. is 25 percent or less.
信託財産の総額のうちに一の法人等が取り扱う特定コールローンの当該信託財産の総額の計算の基礎となつた価額の占める割合が、百分の二十五以下であること。
An investment contract concerning said deposit (a contract with respect to dealing of a deposit and purchase, etc. of beneficiary certificates conducted between a worker and a financial instruments business operator) shall include the following items.
当該預り金に係る投資約款（労働者と金融商品取引業者の間の預り金の取扱い及び受益証券の購入等に関する約款をいう。）に次の事項が記載されていること。
That payment into the deposit can be made in units of one yen.
当該預り金への払込みが一円単位でできること。
That refunds of the deposit and of an amount equivalent to the beneficial interests in securities investment trusts can be made in units of one yen on the day on which a request for them is made.
預り金及び証券投資信託の受益権に相当する金額の払戻しが、その申出があつた日に、一円単位でできること。
A transfer of funds into an account, pertaining to the Type II Funds Transfer Service prescribed in Article 36-2, paragraph (2) of the Payment Services Act (Act No. 59 of 2009; hereinafter referred to as the "Payment Services Act") (hereinafter simply referred to as the "Type II Funds Transfer Service"), of the one designated by the worker from among the funds transfer service providers prescribed in Article 2, paragraph (3) of the Payment Services Act that carry on the Type II Funds Transfer Service and that have received the designation of the Minister of Health, Labour and Welfare as satisfying the following requirements (hereinafter referred to as "designated funds transfer service providers")
資金決済に関する法律（平成二十一年法律第五十九号。以下「資金決済法」という。）第三十六条の二第二項に規定する第二種資金移動業（以下単に「第二種資金移動業」という。）を営む資金決済法第二条第三項に規定する資金移動業者であつて、次に掲げる要件を満たすものとして厚生労働大臣の指定を受けた者（以下「指定資金移動業者」という。）のうち当該労働者が指定するものの第二種資金移動業に係る口座への資金移動
That, with respect to an account used for transfers of funds pertaining to the payment of wages (hereinafter simply referred to as an "account"), it has taken measures to ensure that the amount of the obligations concerning exchange transactions that it owes to a worker does not exceed 1,000,000 yen, or measures to promptly reduce that amount to 1,000,000 yen or less if that amount has exceeded 1,000,000 yen.
賃金の支払に係る資金移動を行う口座（以下単に「口座」という。）について、労働者に対して負担する為替取引に関する債務の額が百万円を超えることがないようにするための措置又は当該額が百万円を超えた場合に当該額を速やかに百万円以下とするための措置を講じていること。
That it has a mechanism guaranteeing that, when it has filed a petition for the commencement of bankruptcy proceedings or when the performance of the obligations it owes in connection with exchange transactions has otherwise become difficult, the full amount of the obligations concerning exchange transactions that it owes to a worker with respect to an account will be promptly paid to that worker.
破産手続開始の申立てを行つたときその他為替取引に関し負担する債務の履行が困難となつたときに、口座について、労働者に対して負担する為替取引に関する債務の全額を速やかに当該労働者に弁済することを保証する仕組みを有していること。
That it has a mechanism for compensating for a loss when, with respect to an account, the worker has incurred a loss with regard to the obligations concerning exchange transactions that it owes to the worker because the performance of those obligations has become difficult due to an unauthorized exchange transaction against the worker's will or any other reason not attributable to the worker.
口座について、労働者の意に反する不正な為替取引その他の当該労働者の責めに帰することができない理由で当該労働者に対して負担する為替取引に関する債務を履行することが困難となつたことにより当該債務について当該労働者に損失が生じたときに、当該損失を補償する仕組みを有していること。
That, with respect to an account, it has taken measures to enable it, unless there are special circumstances, to perform the obligations concerning exchange transactions that it owes to a worker for at least ten years from the day on which the last transfer of funds pertaining to that account was made.
口座について、特段の事情がない限り、当該口座に係る資金移動が最後にあつた日から少なくとも十年間は、労働者に対して負担する為替取引に関する債務を履行することができるための措置を講じていること。
That it has taken measures to enable transfers of funds into an account to be made in units of one yen.
口座への資金移動が一円単位でできるための措置を講じていること。
That, with respect to the receipt of the amount pertaining to a transfer of funds into an account, it has taken measures to enable that receipt to be made in units of one yen by a method using an automatic cash dispenser or another method by which receipt in currency is possible, and measures to enable that receipt to be made at least once a month without bearing the fees or other expenses pertaining to that method.
口座への資金移動に係る額の受取について、現金自動支払機を利用する方法その他の通貨による受取ができる方法により一円単位で当該受取ができるための措置及び少なくとも毎月一回は当該方法に係る手数料その他の費用を負担することなく当該受取ができるための措置を講じていること。
That it has a system enabling it to report to the Minister of Health, Labour and Welfare in a timely manner on the status of implementation of its operations concerning the payment of wages and on its financial condition.
賃金の支払に関する業務の実施状況及び財務状況を適時に厚生労働大臣に報告できる体制を有すること。
That, beyond what is set forth in (a) through (g), it has the technical capability to carry out the operations concerning the payment of wages properly and reliably, and has sufficient social credibility.
イからトまでに掲げるもののほか、賃金の支払に関する業務を適正かつ確実に行うことができる技術的能力を有し、かつ、十分な社会的信用を有すること。
An employer may pay, with the consent of the worker, retirement allowances by any of the methods set forth in the following items as well as in the preceding paragraph:
使用者は、労働者の同意を得た場合には、退職手当の支払について前項に規定する方法によるほか、次の方法によることができる。
To deliver the worker a check which has been issued by a bank or other financial institution and payable by that bank or other financial institution.
銀行その他の金融機関によつて振り出された当該銀行その他の金融機関を支払人とする小切手を当該労働者に交付すること。
To deliver the worker a check guaranteed by a bank or other financial institution.
銀行その他の金融機関が支払保証をした小切手を当該労働者に交付すること。
To deliver said worker a certificate which shows the rights related to debts owed by the postal savings bank regarding its exchange transactions as set forth in Article 94 of the Postal Service Privatization Act (Act No. 97 of 2005).
郵政民営化法（平成十七年法律第九十七号）第九十四条に規定する郵便貯金銀行がその行う為替取引に関し負担する債務に係る権利を表章する証書を当該労働者に交付すること。
With regard to the application of the provisions of the preceding paragraph, when the provisions of paragraph (1) of Article 24 of the Act applies to local public officers, "a check" referred to in item (i) of the preceding paragraph shall be replaced with "a check or a check issued by the local public entity concerned."