If, as of March 31 and September 30 of each year (each of these days is referred to below as a "base date"), the amount that corresponds to one-half of the total amount of advances that a licensed installment seller has received, from persons with which it has concluded contracts for prepaid installment sales by that base date, as all or part of the cost of the goods under the contracts, exceeds the amount of the business security deposit provided for in Article 17, paragraph (1) as of the base date, the licensed installment seller must not conclude any new contract for prepaid installment sales after fifty days have passed counting from the day after that base date, until it takes the preservative measures for advances received which are referred to in the following paragraph and notifies the Minister of Economy, Trade and Industry of this pursuant to the provisions of paragraph (1) of the following Article.
Preservative measures for advances received are the making of business deposit for prepaid services or the conclusion of a contract on the entrustment of business deposits for prepaid services, in a way that the licensed installment seller may allocate an amount that corresponds to one-half of the total amount of the advances that it receives by the base date, from persons with which it has concluded contracts for prepaid installment sales as of the base date, as all or part of the cost of the goods under the contracts, after the business security deposit prescribed in Article 17, paragraph (1) as of the base date is deducted (referred to below as the "base amount"), toward the repayment of obligations arising from those contracts.
A contract on the entrustment of business deposits for prepaid services that is concluded as a preservative measure for advances received is a contract under which the entrusted party agrees to make a business deposit for prepaid services on behalf of the entrusting party, in an amount that corresponds to that with which it is entrusted, if the licensed installment seller that is the entrusting party comes to fall under one of the items of Article 27, paragraph (1) or if the entrusted party receives instructions under the provisions of Article 20-3, paragraph (3), during the period from the day after the notification under the provisions of paragraph (1) of the following Article until fifty days have elapsed counting from the day after the next base date (or, if a notification under that paragraph which concerns the base amount for that next base date is filed before that day, until the day of that notification).
It is not permissible for a person other than a bank, financial institution specified by Cabinet Order, or person designated by the Minister of Economy, Trade and Industry to become the entrusted party under a contract on the entrustment of business deposit for prepaid services as referred to in the preceding paragraph (simply referred to below as a "contract on the entrustment of business deposits").
銀行その他政令で定める金融機関又は経済産業大臣の指定する者でなければ、前項の前受業務保証金供託委託契約(以下単に「供託委託契約」という。)の受託者となることができない。
The provisions of Article 16, paragraph (1) and Article 17, paragraph (2) apply mutatis mutandis when a business deposit for prepaid services is made as a preservative measure for advances received.
略称規定第十一条第一項
指定商品を引き渡すに先立つて購入者から二回以上にわたりその代金の全部又は一部を受領する第二条第一項第一号に規定する割賦販売(以下「前払式割賦販売」という。)は、経済産業大臣の許可を受けた者でなければ、業として営んではならない。
わかりやすく言うと
二か月以上・三回以上に分けて代金を受け取る条件で指定商品などを売る割賦販売(第二条第一項第一号)のうち、指定商品を引き渡す前に、購入者から二回以上にわたって代金の全部または一部を受け取るものです。
略称規定第十五条第一項第八号ハ
第十一条の許可を受けた者(以下「許可割賦販売業者」という。)が第二十三条第一項又は第二項の規定により許可を取り消された場合において、その処分のあつた日前三十日以内にその許可割賦販売業者の役員であつた者で…
わかりやすく言うと
前払式割賦販売(指定商品を引き渡す前に、購入者から二回以上に分けて代金の全部または一部を受け取る割賦販売)を業として営むために、経済産業大臣の許可(第十一条)を受けた者のことです。
略称規定第十八条の三第二項
前受金保全措置は、前受業務保証金の供託又は前受業務保証金供託委託契約の締結であつて、その措置により、許可割賦販売業者が、基準日において前払式割賦販売の契約を締結している者から当該基準日までにその契約に係る商品の代金の全部又は一部として受領…
わかりやすく言うと
前払式割賦販売の許可を受けた業者が、基準日(毎年三月三十一日と九月三十日)までに契約者から受け取った前受金の合計額の半分から、その基準日の営業保証金の額を差し引いた額のことです。前受金保全措置は、この額を契約による債務の支払に充てられるものでなければなりません。
略称規定第十八条の三第四項
銀行その他政令で定める金融機関又は経済産業大臣の指定する者でなければ、前項の前受業務保証金供託委託契約(以下単に「供託委託契約」という。)の受託者となることができない。
わかりやすく言うと
前払式割賦販売の前受金を守る措置として許可割賦販売業者が結ぶ前受業務保証金供託委託契約のことです。一定の期間内に業者に一定の事由が生じた場合などに、受託者が業者のために委託額に相当する前受業務保証金を供託すると約束する契約です。