Article 163-2Unauthorized Creation of Electronic or Magnetic Records of Payment Cards
第百六十三条の二（支払用カード電磁的記録不正作出等）
For the purpose of bringing about an error in the processing of the financial affairs of another person, a person who creates without due authorization an electronic or magnetic record which is intended for the use in such processing error encoded in a credit card or other cards for the payment of charges for goods or services, is punished by imprisonment for 10 years or less or a fine of 1,000,000 yen or less. The same applies to a person who creates without due authorization an electronic or magnetic record which is encoded in a card for withdrawal of money.
人の財産上の事務処理を誤らせる目的で、その事務処理の用に供する電磁的記録であって、クレジットカードその他の代金又は料金の支払用のカードを構成するものを不正に作った者は、十年以下の拘禁刑又は百万円以下の罰金に処する。預貯金の引出用のカードを構成する電磁的記録を不正に作った者も、同様とする。
For the purpose prescribed in the preceding paragraph, a person who puts an unlawfully created electronic or magnetic record prescribed in the same paragraph into use for processing of the financial affairs of another person, is dealt with in the same way prescribed in the same paragraph.
A person who, for the purpose prescribed in paragraph (1), transfers, lends or imports a card encoded with an unlawful electronic or magnetic record prescribed in the same paragraph, is dealt with in the same way prescribed in the same paragraph.