Where a mutual aid contract is cancelled and the number of months of paid premiums of the mutual aid policyholder is 12 months or more, the Organization is to pay a cancellation refund to the mutual aid policyholder.
Where a mutual aid contract is cancelled pursuant to the provisions of Article 7, paragraph (2), item (ii), no cancellation refund is to be paid, notwithstanding the preceding paragraph; provided, however, that this does not apply where there are special circumstances specified by Order of the Ministry of Economy, Trade and Industry.
The amount of the cancellation refund is, according to the cases set out in the following items, the amount specified in the relevant item:
解約手当金の額は、次の各号に掲げる場合に応じ、それぞれ当該各号に定める金額とする。
where a mutual aid contract is cancelled pursuant to the provisions of Article 7, paragraph (2) or paragraph (3), or is deemed to have been cancelled pursuant to the provisions of paragraph (4), item (i) of that Article (limited to where that mutual aid policyholder has become a small-scale enterprise that is an officer of the company referred to in that item): the total amount of the amounts obtained, for each premium unit, by multiplying the total amount of the premiums paid for that unit by a ratio specified by Cabinet Order that is not less than 80 percent;
where a mutual aid contract is deemed to have been cancelled pursuant to the provisions of Article 7, paragraph (4) (excluding, where it is so deemed under item (i) of that paragraph, the case where that mutual aid policyholder has become a small-scale enterprise that is an officer of the company referred to in that item): the total amount of the premium-unit cancellation refund amounts corresponding to the premium units.
The premium-unit cancellation refund amount under item (ii) of the preceding paragraph is, according to the number of months of paid premiums for the premium unit set out in each of the following items, the amount specified in the relevant item:
less than 36 months: the total amount of the premiums paid for that premium unit;
三十六月未満 その掛金区分に係る納付に係る掛金の合計額
36 months or more: the total amount of the amounts specified in (a) through (c) (or, where that amount does not reach the total amount of the premiums paid for that premium unit, that total amount).
三十六月以上 次のイからハまでに定める金額の合計額（その額がその掛金区分に係る納付に係る掛金の合計額に達しないときは、その合計額）
the amount specified by Cabinet Order according to the number of months of paid premiums for that premium unit;
その掛金区分に係る掛金納付月数に応じ政令で定める金額
the total amount of the amounts obtained by multiplying the hypothetical cancellation refund amount (meaning the amount obtained where the provisions of (a) are applied on the assumption that a ground set out in the items of Article 7, paragraph (4) arose in a reference month) by the payment rate prescribed in Article 9, paragraph (5) for the fiscal year to which the respective reference month belongs;
the amount obtained by multiplying the amount specified in (a) by the payment rate prescribed in Article 9, paragraph (5) for the fiscal year to which the day on which a ground set out in the items of Article 7, paragraph (4) arose belongs, and further multiplying the result by the rate obtained by dividing by 12 the number of months obtained by subtracting the number of months of paid premiums as of the last reference month from the number of months of paid premiums for that premium unit.
The provisions of the first sentence of Article 9, paragraph (4) apply mutatis mutandis to the ratio specified by Cabinet Order in paragraph (3), item (i) and the amount specified by Cabinet Order in item (ii), (a) of the preceding paragraph. In this case, the amount obtained by multiplying by the ratio specified by Cabinet Order prescribed in paragraph (3), item (i) must be less than the premium-unit cancellation refund amount prescribed in item (ii) of that paragraph, and the amount specified by Cabinet Order in item (ii), (a) of the preceding paragraph must be less than the amount specified by Cabinet Order in Article 9, paragraph (3), item (ii), (a).
The provisions of Article 9, paragraph (6) apply mutatis mutandis where a Cabinet Order is enacted or amended pursuant to the provisions of paragraph (4), item (ii), (a). In this case, the phrase "the items of paragraph (1)" in Article 9, paragraph (6) is deemed to be replaced with "the items of Article 7, paragraph (4)", and the phrase "mutual aid benefits" is deemed to be replaced with "cancellation refunds".
定義第二条第一項・法令全体に適用
次の各号のいずれかに該当する者
わかりやすく言うと
主に工業・鉱業・運送業などを営み常時使用する従業員が二十人以下、または主に商業・サービス業を営み五人以下（政令で定める業種はその定める数以下）の個人事業者とその事業の経営に携わる個人、同じ基準の会社の役員、そして政令で定める企業組合などの中小企業団体の役員のことです。
定義第二条第二項・法令全体に適用
小規模企業者が独立行政法人中小企業基盤整備機構（以下「機構」という。）に掛金を納付することを約し、機構がその者の事業の廃止等につき、この法律の定めるところにより共済金を支給することを約する契約
略称規定第二条第二項
この法律において「共済契約」とは、小規模企業者が独立行政法人中小企業基盤整備機構（以下「機構」という。）に掛金を納付することを約し、機構がその者の事業の廃止等につき、この法律の定めるところにより共済金を支給することを約する契約をいう。
わかりやすく言うと
独立行政法人中小企業基盤整備機構のことです。小規模企業者から掛金を受け取り、事業の廃止などのときに共済金を支給する、共済契約の相手方です。
略称規定第九条第二項
機構が支給すべき共済金の額は、共済契約者の納付に係る各月分の掛金を五百円ごとに順次区分した場合における各区分（以下「掛金区分」という。）に応ずる区分共済金額の合計額とする。
解除
契約や法律の規定により当事者の一方が解除権を持つとき、相手方に対する意思表示によって契約を終わらせることです（民法第五百四十条第一項）。民法は、相手方が債務を履行しないときの解除を定めています。相当の期間を定めて履行を催告してもその期間内に履行がないときは解除でき（残った不履行が軽微なときを除きます。同法第五百四十一条）、履行の全部が不能であるとき、相手方が履行を拒む意思をはっきり示したときなど、履行を受ける見込みがないことが明らかなときは、催告をせずにすぐ解除できます（同法第五百四十二条第一項）。解除すると、各当事者は相手方を元の状態に戻す義務を負い、損害賠償の請求もできます（同法第五百四十五条第一項・第四項）。ただし、賃貸借の解除は将来に向かってのみ効力を生じます（同法第六百二十条）。取り消された行為が初めから無効であったものとみなされる取消し（同法第百二十一条）とは異なります。
民法第121条・第540条・第541条・第542条・第545条・第620条を参考にAIが作成。