Search

Search provisions, jump to a law or an article

7 articles

Article 35-3-53Suspension and Discontinuation of Specified Credit Information Services

第三十五条の三の五十三(特定信用情報提供等業務の休廃止)

If a designated credit bureau seeks to suspend (excluding due to a reason prescribed in the following paragraph) or discontinue all or part of its specified credit information services, it must obtain the authorization of the Minister of Economy, Trade and Industry to do so.

指定信用情報機関は、特定信用情報提供等業務の全部又は一部の休止(次項に規定する理由によるものを除く。)をし、又は廃止をしようとするときは、経済産業大臣の認可を受けなければならない。

If a designated credit bureau suspends all or part of its specified credit information services due to a natural disaster or for other reasons beyond its control, the designated credit bureau must immediately file a notification of this with the Minister of Economy, Trade and Industry, indicating the applicable reason, as well as notifying participating comprehensive credit purchase intermediaries, participating individual credit purchase intermediaries, and other designated credit bureaus. The same applies when a designated credit bureau recommences all or part of the specified credit information services so suspended.

指定信用情報機関が、天災その他のやむを得ない理由により特定信用情報提供等業務の全部又は一部を休止した場合には、直ちにその旨を、理由を付して経済産業大臣に届け出るとともに、加入包括信用購入あつせん業者及び加入個別信用購入あつせん業者並びに他の指定信用情報機関に通知しなければならない。指定信用情報機関がその休止した当該特定信用情報提供等業務の全部又は一部を再開するときも、同様とする。

前二項の規定により指定信用情報機関による特定信用情報提供等業務が休止している場合において、包括信用購入あつせん業者又は個別信用購入あつせん業者が指定信用情報機関の保有する特定信用情報の全部又は一部を使用することができないときは、第三十条の二第三項、第三十条の五の五第二項、第三十五条の二の四第二項又は第三十五条の三の三第三項の規定は、適用しない。

Article 35-3-54Rescission of Designation

第三十五条の三の五十四(指定の取消し等)

If a designated credit bureau falls under one of the following items, the Minister of Economy, Trade and Industry may rescind the designation under the provisions of Article 35-3-36, paragraph (1) or the approval referred to in the proviso to Article 35-3-41, paragraph (1), order the suspension of all or part of its specified credit information services within a fixed period of no longer than six months, or order the dismissal of its officers:

経済産業大臣は、指定信用情報機関が次の各号のいずれかに該当するときは、第三十五条の三の三十六第一項の規定による指定若しくは第三十五条の三の四十一第一項ただし書の承認を取り消し、六月以内の期間を定めて、特定信用情報提供等業務の全部若しくは一部の停止を命じ、又はその役員の解任を命ずることができる。

it comes to no longer fall under the requirements stated in Article 35-3-36, paragraph (1), items (iii) through (vii), or it is discovered not to have fallen under one of the items of that paragraph at the time it was designated;

第三十五条の三の三十六第一項第三号から第七号までに掲げる要件に該当しないこととなつたとき、又は指定を受けた時点において同項各号のいずれかに該当していなかつたことが判明したとき。

it has obtained the designation under Article 35-3-36, paragraph (1) by wrongful means; or

不正の手段により第三十五条の三の三十六第一項の規定による指定を受けたとき。

it violates a law or regulation or a disposition based on these .

法令又は法令に基づく処分に違反したとき。

If the Minister of Economy, Trade and Industry rescinds a designation under Article 35-3-36, paragraph (1) pursuant to the provisions of the preceding paragraph, the minister must issue public notice of this in the Official Gazette.

経済産業大臣は、前項の規定により第三十五条の三の三十六第一項の規定による指定を取り消したときは、その旨を官報で公示しなければならない。

Article 35-3-55Order to Transfer Specified Credit Information Services

第三十五条の三の五十五(特定信用情報提供等業務移転命令)

If a designated credit bureau falls under one of the following items, the Minister of Economy, Trade and Industry may order the designated credit bureau to have another designated credit bureau perform all or part of the specified credit information services:

経済産業大臣は、指定信用情報機関が次の各号のいずれかに該当するときは、当該指定信用情報機関に対し、特定信用情報提供等業務の全部又は一部を他の指定信用情報機関に行わせることを命ずることができる。

the Minister of Economy, Trade and Industry rescinds its designation under Article 35-3-36, paragraph (1) pursuant to the provisions of paragraph (1) of the preceding Article, or orders the suspension of all or part of its specified credit information services;

前条第一項の規定により第三十五条の三の三十六第一項の規定による指定を取り消し、又は特定信用情報提供等業務の全部若しくは一部の停止を命ずるとき。

the Minister of Economy, Trade and Industry gives the authorization referred to in Article 35-3-53, paragraph (1);

第三十五条の三の五十三第一項の認可をするとき。

it is found to be likely for circumstances to occur in which the repayment of obligations within the repayment term substantially compromises the continuation of specified credit information services, or for a fact to occur that causes bankruptcy proceedings to commence; or

弁済期にある債務の弁済が特定信用情報提供等業務の継続に著しい支障を来すこととなる事態又は破産手続開始の原因となる事実が生ずるおそれがあると認められるとき。

it becomes difficult for the designated credit bureau to perform all or part of the specified credit information services due to a natural disaster or other circumstances.

指定信用情報機関が天災その他の事由により特定信用情報提供等業務の全部又は一部を実施することが困難となつたとき。

If the Minister of Economy, Trade and Industry issues an order under the preceding paragraph, the minister must issue public notice of this in the Official Gazette.

経済産業大臣は、前項の規定による命令をしたときは、その旨を官報で公示しなければならない。

Subsection 4 Participating Comprehensive Credit Purchase Intermediaries and Participating Individual Credit Purchase Intermediaries

第四款 加入包括信用購入あつせん業者及び加入個別信用購入あつせん業者

Article 35-3-56Provision of Basic Specified Credit Information

第三十五条の三の五十六(基礎特定信用情報の提供)

When a participating comprehensive credit purchase intermediary or participating individual credit purchase intermediary concludes a specified credit information service contract with a designated credit bureau, it must provide the designated credit bureau with the following matters in respect of the contracts providing the receipt of monies subject to the intermediation of comprehensive credit purchases or contracts providing the receipt of monies subject to the intermediation of individual credit purchases with purchasers or service recipients as the other parties, which it has concluded before concluding the specified credit information service contract, and under which there is still an amount to be paid or payment money that is not yet due as of the time that the specified credit information service contract is concluded (including those which are due and which represent unperformed payment obligations):

加入包括信用購入あつせん業者又は加入個別信用購入あつせん業者は、指定信用情報機関と特定信用情報提供契約を締結したときは、当該特定信用情報提供契約の締結前に締結した購入者又は役務の提供を受ける者を相手方とする包括信用購入あつせん関係受領契約又は個別信用購入あつせん関係受領契約で当該特定信用情報提供契約を締結した時点において支払時期の到来していない支払分又は弁済金(支払時期が到来しており、かつ、支払の義務が履行されていないものを含む。)があるものに係る次に掲げる事項を、当該指定信用情報機関に提供しなければならない。

the name and address of the purchaser or service recipient and other matters specified by Order of the Ministry of Economy, Trade and Industry as matters by which the purchaser or service recipient can be identified;

当該購入者又は当該役務の提供を受ける者の氏名及び住所その他の当該購入者又は当該役務の提供を受ける者を識別することができる事項として経済産業省令で定めるもの

the date of the contract;

契約年月日

the amount of obligations connected with the intermediation of comprehensive credit purchases or the intermediation of individual credit purchases, which are not yet due or which represent unperformed payment obligations; and

支払時期の到来していない又は支払の義務が履行されていない包括信用購入あつせん又は個別信用購入あつせんに係る債務の額

matters beyond what is stated in the preceding three items, which are specified by Order of the Ministry of Economy, Trade and Industry.

前三号に掲げるもののほか、経済産業省令で定める事項

Whenever a participating comprehensive credit purchase intermediary or participating individual credit purchase intermediary concludes a contract providing the receipt of monies subject to the intermediation of comprehensive credit purchases or a contract providing the receipt of monies subject to the intermediation of individual credit purchases with a purchaser or service recipient as the other party, it must provide basic specified credit information in respect of that contract to the designated credit bureau with which it is affiliated (meaning the designated credit bureau with which it has concluded a specified credit information service contract; the same applies below) without delay.

加入包括信用購入あつせん業者又は加入個別信用購入あつせん業者は、購入者又は役務の提供を受ける者を相手方とする包括信用購入あつせん関係受領契約又は個別信用購入あつせん関係受領契約を締結したときは、遅滞なく、当該契約に係る基礎特定信用情報を加入指定信用情報機関(特定信用情報提供契約を締結した指定信用情報機関をいう。以下同じ。)に提供しなければならない。

If the basic specified credit information under the preceding two paragraphs which a participating comprehensive credit purchase intermediary or participating individual credit purchase intermediary has provided changes, the intermediary must provide the participating designated credit bureau with which it is affiliated with the details of that change, without delay.

前二項の規定による基礎特定信用情報の提供をした加入包括信用購入あつせん業者又は加入個別信用購入あつせん業者は、当該提供をした基礎特定信用情報に変更があつたときは、遅滞なく、その変更内容を加入指定信用情報機関に提供しなければならない。

Article 35-3-57Obtaining Consent to Provide Specified Credit Information to a Designated Credit Bureau

第三十五条の三の五十七(指定信用情報機関への特定信用情報の提供等に係る同意の取得等)

Except in the cases specified by Order of the Ministry of Economy, Trade and Industry, before a participating comprehensive credit purchase intermediary or participating individual credit purchase intermediary requests a participating designated credit bureau with which it is affiliated to provide it with specified credit information about a user, purchaser, or service recipient (including a request to be provided with the basic specified credit information about the user, purchaser, or service recipient which another designated credit bureau holds), it must obtain the consent of the user, purchaser, or service recipient in writing or by electronic or magnetic means.

加入包括信用購入あつせん業者又は加入個別信用購入あつせん業者は、加入指定信用情報機関に利用者又は購入者若しくは役務の提供を受ける者に係る特定信用情報の提供の依頼(当該利用者又は購入者若しくは役務の提供を受ける者に係る他の指定信用情報機関が保有する基礎特定信用情報の提供の依頼を含む。)をする場合には、経済産業省令で定める場合を除き、あらかじめ、当該利用者又は購入者若しくは役務の提供を受ける者から書面又は電磁的方法による同意を得なければならない。

加入包括信用購入あつせん業者又は加入個別信用購入あつせん業者は、購入者又は役務の提供を受ける者を相手方とする包括信用購入あつせん関係受領契約又は個別信用購入あつせん関係受領契約を締結しようとする場合には、あらかじめ、次に掲げる同意を当該購入者又は当該役務の提供を受ける者から書面又は電磁的方法により得なければならない。

consent for basic specified credit information about the purchaser or service recipient to be provided to the participating designated credit bureau with which the intermediary is affiliated;

当該購入者又は当該役務の提供を受ける者に関する基礎特定信用情報を加入指定信用情報機関に提供する旨の同意

consent for the designated credit bureau with which the intermediary is affiliated to provide the basic specified credit information referred to in the preceding item to its other participating comprehensive credit purchase intermediaries and participating individual credit purchase intermediaries; and

Whenever a participating comprehensive credit purchase intermediary or participating individual credit purchase intermediary obtains the consent referred to in one of the preceding two paragraphs, it must prepare and archive records of that consent pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry.

加入包括信用購入あつせん業者又は加入個別信用購入あつせん業者は、前二項の同意を得た場合には、経済産業省令で定めるところにより、当該同意に関する記録を作成し、保存しなければならない。

Article 35-3-58Disclosure of the Trade Name of the Participating Designated Credit Bureau with Which the Intermediary Is Affiliated

第三十五条の三の五十八(加入指定信用情報機関の商号等の公表)

A participating comprehensive credit purchase intermediary or participating individual credit purchase intermediary must disclose the trade name or name of the participating designated credit bureau with which it is affiliated.

Article 35-3-59Prohibition on Use for Other Purposes

第三十五条の三の五十九(目的外使用等の禁止)

It is prohibited for a participating comprehensive credit purchase intermediary, a participating individual credit purchase intermediary, or the officer or employee of either of these, to request the participating designated credit bureau with which it is affiliated to provide it with specified credit information for purposes other than an investigation into the ability to pay (this includes a request to provide it with the basic specified credit information on a user, purchaser, or service recipient, which another designated credit bureau holds), for that person to use specified credit information received from the participating designated credit bureau with which it is affiliated for purposes other than an investigation into the ability to pay, or for it to provide the information to a third party.

加入包括信用購入あつせん業者若しくは加入個別信用購入あつせん業者又はこれらの役員若しくは職員は、支払能力調査以外の目的のために加入指定信用情報機関に特定信用情報の提供の依頼(当該利用者又は購入者若しくは役務の提供を受ける者に係る他の指定信用情報機関が保有する基礎特定信用情報の提供の依頼を含む。)をし、又は加入指定信用情報機関から提供を受けた特定信用情報を支払能力調査以外の目的に使用し、若しくは第三者に提供してはならない。

Once a person is no longer a participating comprehensive credit purchase intermediary, a participating individual credit purchase intermediary, or the officer or employee of either of these, it is prohibited for that person to use specified credit information received from a participating designated credit bureau with which it was affiliated, or to provide that information to a third party.

加入包括信用購入あつせん業者若しくは加入個別信用購入あつせん業者又はこれらの役員若しくは職員は、加入指定信用情報機関から提供を受けた特定信用情報について、これらの者に該当しなくなつた後において、当該特定信用情報を使用し、又は第三者に提供してはならない。

© 2026 japanlaw.orgA copy for reading and reference — not an official source, and not legal advice. Only the Japanese text published by the government has legal effect.Run by Genjido LLC (源氏道合同会社) · contact@genjido.comContactSourcesTermsPrivacy