Every term this law . Its definitions bind only this law — each entry says where the definition applies and links to the sentence that settles it. 178 terms: 67 with the Ministry of Justice's English, 111 in our translation, marked as such.
Giving a user a card or similar means (カード等) — a card, number or code — with which the user can buy goods or rights from particular sellers, or receive services from particular service providers, then paying the seller or provider and collecting the amount from the user later: either by a set date more than two months after the purchase contract, or in amounts worked out at set intervals from the total bought.
次に掲げるもの
個別信用購入あつせん業者
A person whose business is the intermediation of individual credit purchases (個別信用購入あつせん).
A contract to provide services that are paid for through the intermediation of individual credit purchases (個別信用購入あつせん).
A contract to sell goods or designated rights (指定権利) that are paid for through the intermediation of individual credit purchases (個別信用購入あつせん).
個別信用購入あつせん関係役務提供事業者
A service provider that has made a contract for the intermediation of individual credit purchases (個別信用購入あつせん) with an individual credit purchase intermediary (個別信用購入あつせん業者).
A seller that has made a contract for the intermediation of individual credit purchases (個別信用購入あつせん) with an individual credit purchase intermediary (個別信用購入あつせん業者).
許可割賦販売業者
A person licensed by the Minister of Economy, Trade and Industry under Article 11 to carry on prepaid installment sales (前払式割賦販売) as a business.
指定商品
Goods suited to being sold on standard terms that a Cabinet Order (政令) specifies.
定型的な条件で販売するのに適する商品であつて政令で定めるもの
割賦販売
Selling designated goods or rights (指定商品, 指定権利), or providing designated services (指定役務), either on terms that the price is received over two months or more in three or more payments (including out of deposits the buyer makes with a bank the seller names), or to a user given a card or similar means (カード等) on terms that the user pays, at set intervals, an amount worked out by a set method from the total bought.
次に掲げるもの
Without using a card or similar means (カード等), paying a particular seller or service provider all or part of the price of goods, designated rights (指定権利) or services it sells or provides to a purchaser, and collecting that amount from the purchaser by set dates — except where it is all collected by a set date within two months of the purchase contract.
カード等を利用することなく、特定の販売業者が行う購入者への商品若しくは指定権利の販売又は特定の役務提供事業者が行う役務の提供を受ける者への役務の提供を条件として、当該商品若しくは当該指定権利の代金又は当該役務の対価の全部又は一部に相当する金額の当該販売業者又は当該役務提供事業者への交付(当該販売業者又は当該役務提供事業者以外の者を通じた当該販売業者又は当該役務提供事業者への交付を含む。)をするとともに、当該購入者又は当該役務の提供を受ける者からあらかじめ定められた時期までに当該金額を受領すること(当該購入者又は当該役務の提供を受ける者が当該販売業者から商品若しくは指定権利を購入する契約を締結し、又は当該役務提供事業者から役務の提供を受ける契約を締結した時から二月を超えない範囲内においてあらかじめ定められた時期までに受領することを除く。)
指定権利
A right to use facilities or to receive services, sold in transactions of people's everyday lives, that a Cabinet Order (政令) specifies.
施設を利用し又は役務の提供を受ける権利のうち国民の日常生活に係る取引において販売されるものであつて政令で定めるもの
指定信用情報機関
A body the Minister of Economy, Trade and Industry has designated under Article 35-3-36, paragraph (1) to collect specified credit information (特定信用情報) and provide it to comprehensive and individual credit purchase intermediaries.
個別信用購入あつせん関係受領契約
A contract under which an individual credit purchase intermediary (個別信用購入あつせん業者) is to receive from the purchaser or service recipient an amount equal to the price of goods or designated rights (指定権利) bought, or services received, through the intermediation of individual credit purchases — the purchaser's credit contract with the intermediary.
包括信用購入あつせん業者
A person whose business is the intermediation of comprehensive credit purchases (包括信用購入あつせん) — a credit card company, for example.
前払式割賦販売
An installment sale (割賦販売) under Article 2, paragraph (1), item (i) in which the seller receives all or part of the price of designated goods (指定商品) in two or more payments before delivering them — a business that needs a license from the Minister of Economy, Trade and Industry.
Selling designated goods or rights (指定商品, 指定権利), or providing designated services (指定役務), to a user who has been given a card or similar means (カード等) and borrows the price, with the seller guaranteeing the user's loan (or having a professional guarantor do so), where the loan is repaid over two months or more in three or more installments, or in amounts worked out at set intervals from the total borrowed.
次に掲げるもの
特定信用情報提供等業務
The business of collecting specified credit information (特定信用情報) and providing it to comprehensive and individual credit purchase intermediaries — what a designated credit bureau (指定信用情報機関) is designated to do.
特定信用情報の収集及び包括信用購入あつせん業者又は個別信用購入あつせん業者に対する特定信用情報の提供を行う業務
In Articles 2 and 5 of the supplementary provisions (附則) of Act No. 74 of 2008, the Installment Sales Act as amended by Article 3 of that Act.
Except in Article 2, paragraph (6), Articles 35-3-61 and 35-3-62, and Articles 41 and 41-2, services provided for payment in transactions of people's everyday lives that a Cabinet Order (政令) specifies.
次項、第三十五条の三の六十一、第三十五条の三の六十二、第四十一条及び第四十一条の二を除き、国民の日常生活に係る取引において有償で提供される役務であつて政令で定めるもの
A corporation registered in the comprehensive small amount credit purchase intermediary register kept at the Ministry of Economy, Trade and Industry, which may carry on the intermediation of comprehensive credit purchases (包括信用購入あつせん) as a business without the registration under Article 31, so long as the credit line (極度額) of the cards it issues does not exceed an amount a Cabinet Order (政令) sets.
カード等
In the rules on the intermediation of comprehensive credit purchases (包括信用購入あつせん), a card or other object, or a number, symbol or other code, that a user is given and can present, quote or hand over to buy goods or rights from particular sellers, or receive services from particular service providers, for payment — a credit card or its number, for example.
A contract on the entrustment of business deposits for prepaid services (前受業務保証金供託委託契約), made to protect the advance payments a licensed installment seller (許可割賦販売業者) has received, under which a bank, another financial institution a Cabinet Order (政令) specifies, or a body the Minister of Economy, Trade and Industry designates agrees to make a deposit (供託) on the seller's behalf in the cases Article 18-3, paragraph (3) sets out.
クレジットカード番号等取扱契約締結事業者
A business registered under Article 35-17-2 — a credit card purchase intermediary (クレジットカード等購入あつせん業者), or a business acting for a particular one — whose business is making contracts that allow sellers and service providers to handle the credit card numbers and similar codes (クレジットカード番号等) given to users.
第三十五条の十七の二の登録を受けた者
加入個別信用購入あつせん業者
An individual credit purchase intermediary (個別信用購入あつせん業者) that has made a specified credit information service contract (特定信用情報提供契約) with a designated credit bureau (指定信用情報機関).
加入包括信用購入あつせん業者
A comprehensive credit purchase intermediary (包括信用購入あつせん業者) that has made a specified credit information service contract (特定信用情報提供契約) with a designated credit bureau (指定信用情報機関).
A body designated under Article 18-3, paragraph (4) to act as the entrusted party under contracts on the entrustment of business deposits (供託委託契約) that protect the advance payments licensed installment sellers have received.
Information on an individual user's, purchaser's or service recipient's comprehensive purchase amount projected to be affordable (包括支払可能見込額), user purchase amount projected to be affordable (利用者支払可能見込額) or individual purchase amount projected to be affordable (個別支払可能見込額), including information identifying them, of the kinds an Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order (経済産業省令・内閣府令) specifies, such as how they have been paying debts arising from the intermediation of credit purchases (信用購入あつせん).
利用者又は購入者(個人である購入者に限る。以下この項、第三十五条の三の三、第三十五条の三の四及び第三節において同じ。)若しくは役務の提供を受ける者(個人である役務の提供を受ける者に限る。以下この項、第三十五条の三の三、第三十五条の三の四及び同節において同じ。)の包括支払可能見込額、第三十条の五の四第一項に規定する利用者支払可能見込額又は第三十五条の三の三第二項に規定する個別支払可能見込額に関する情報(当該利用者又は購入者若しくは役務の提供を受ける者を識別することができる情報を含む。)のうち、信用購入あつせんに係る債務の支払の状況その他経済産業省令・内閣府令で定めるもの
ローン提携販売業者
A person whose business is loan-affiliated installment sales (ローン提携販売).
登録包括信用購入あつせん業者
A corporation registered in the comprehensive credit purchase intermediary register kept at the Ministry of Economy, Trade and Industry; apart from the bodies Article 35-3-60, paragraph (1), item (iv) refers to, only such a corporation may carry on the intermediation of comprehensive credit purchases (包括信用購入あつせん) as a business.
A general incorporated association (一般社団法人) set up by installment sellers and the other businesses Article 35-18, paragraph (1) names and certified by the Minister of Economy, Trade and Industry, which makes rules for fair dealing and the proper management of credit card numbers, checks and guides its members' compliance, and handles complaints from users.
The amount a user is expected to be able to put toward paying for what they buy through the intermediation of comprehensive credit purchases (包括信用購入あつせん) without difficulty in maintaining a minimum standard of living, which an intermediary certified under Article 30-5-4 may calculate in place of the comprehensive purchase amount projected to be affordable (包括支払可能見込額).
最低限度の生活の維持に支障を生ずることなく、利用者が包括信用購入あつせんに係る購入又は受領の方法により購入しようとする商品若しくは指定権利の代金又は受領しようとする役務の対価に相当する額の支払に充てることができると見込まれる額
A comprehensive credit purchase intermediary certified by the Minister of Economy, Trade and Industry under Article 30-5-4, paragraph (1) to calculate the user purchase amount projected to be affordable (利用者支払可能見込額) in place of the comprehensive purchase amount projected to be affordable (包括支払可能見込額).
登録個別信用購入あつせん業者
A corporation registered in the individual credit purchase intermediary register kept at the Ministry of Economy, Trade and Industry; apart from the bodies Article 35-3-60, paragraph (2), item (iv) refers to, only such a corporation may carry on the intermediation of individual credit purchases (個別信用購入あつせん) as a business.
クレジットカード番号等
A number, symbol or other code of the kind in Article 2, paragraph (3), item (i) — such as a credit card number — that a comprehensive credit purchase intermediary (包括信用購入あつせん業者) or a business offering the intermediation of two-month installment purchases (二月払購入あつせん) gives a user in the course of its business.
包括信用購入あつせん業者又は二月払購入あつせんを業とする者(以下「クレジットカード等購入あつせん業者」という。)が、その業務上利用者に付与する第二条第三項第一号の番号、記号その他の符号
This Act as it stood before Article 3 of Act No. 74 of 2008 amended it.
The part of specified credit information (特定信用情報) that covers the matters Article 35-3-56, paragraph (1) lists about a contract providing the receipt of monies subject to the intermediation of comprehensive or individual credit purchases.
特定信用情報のうち、包括信用購入あつせん関係受領契約又は個別信用購入あつせん関係受領契約に係る第三十五条の三の五十六第一項各号に掲げる事項に係る情報
This Act as amended by Article 1 of Act No. 72 of 1972.
Acting as an intermediary in the purchase of goods (商品の売買の取次ぎ), or providing, or acting as an intermediary for, services a Cabinet Order (政令) specifies, where all or part of the price is received from the purchaser or service recipient in three or more installments over two months or more before the goods are delivered or the services provided.
次の各号に掲げる取引で、当該各号に定める者に対する商品の引渡し又は政令で定める役務(以下この項、第三十五条の三の六十一、第三十五条の三の六十二、第四十一条及び第四十一条の二において「指定役務」という。)の提供に先立つてその者から当該商品の代金又は当該指定役務の対価の全部又は一部を二月以上の期間にわたり、かつ、三回以上に分割して受領するもの
役員
In Sections 1 and 2 of Chapter III and Section 2 of Chapter III-4, a member who executes the business, a director, an executive officer or an equivalent person of a corporation, including anyone, whatever their title, an Order of the Ministry of Economy, Trade and Industry (経済産業省令) recognizes as having at least as much control over the corporation as they do.
業務を執行する社員、取締役若しくは執行役又はこれらに準ずる者をいい、いかなる名称を有する者であるかを問わず、法人に対し、これらの者と同等以上の支配力を有するものと認められる者として経済産業省令で定めるものを含む
An organized crime group member (暴力団員) as defined in Article 2, item (vi) of the Act on Prevention of Unjust Acts by Organized Crime Group Members, or a person who ceased to be one less than five years ago.
申込者等
In Article 35-3-11, the person who made an offer for, or the other party to, a specified personal multilevel marketing contract, etc. (特定連鎖販売個人契約等) that is a sales or service contract involving the intermediation of individual credit purchases, who may withdraw the offer for, or cancel, the credit contract tied to it.
クレジットカード番号等取扱契約
A contract of a kind Article 35-17-2 lists, by which a credit card purchase intermediary (クレジットカード等購入あつせん業者), or a business acting for a particular one, allows a seller or service provider that takes card payments to handle the credit card numbers and similar codes (クレジットカード番号等) the intermediary gives its users.
第三十五条の十七の二各号に規定する契約
In Article 5 of the supplementary provisions (附則) of Act No. 74 of 2008, designated goods (指定商品) as defined in Article 2, paragraph (4) of the Installment Sales Act as it stood before that Act amended it.
In Article 5 of the supplementary provisions (附則) of Act No. 74 of 2008, designated services (指定役務) as defined in Article 2, paragraph (4) of the Installment Sales Act as it stood before that Act amended it.
In Article 5 of the supplementary provisions (附則) of Act No. 74 of 2008, designated rights (指定権利) as defined in Article 2, paragraph (4) of the Installment Sales Act as it stood before that Act amended it.
極度額
The upper limit, set in advance, on what a user can buy, or receive in services, through the intermediation of comprehensive credit purchases (包括信用購入あつせん) — the credit line of a card.
包括信用購入あつせんに係る購入又は受領の方法により商品若しくは権利を購入し、又は役務を受領することができる額の上限であつて、あらかじめ定められたもの
This Act as it stood before Act No. 99 of 2016 amended it.
現金提供価格
The price of services when their full price is received at the time the contract to provide them is made.
役務を提供する契約の締結と同時にその対価の全額を受領する場合の価格
割賦販売価格
The price of goods or rights when they are sold by installment sale (割賦販売).
割賦販売の方法により商品又は権利を販売する場合の価格
In Section 2 of Chapter III, the total a purchaser or service recipient pays: the price of the goods, rights or services when sold or provided through the intermediation of individual credit purchases (個別信用購入あつせん), plus the fee for that intermediation.
個別信用購入あつせんに係る販売又は提供の方法により商品若しくは権利を販売する場合の価格又は役務を提供する場合の価格及び個別信用購入あつせんの手数料の合計額
特定継続的役務提供等契約
Either a specified continuous service contract (特定継続的役務提供契約) or a sales contract for specified rights (特定権利販売契約).
A specified personal multilevel marketing contract (特定連鎖販売個人契約), a specified continuous service contract, etc. (特定継続的役務提供等契約) or a personal business opportunity sales contract (業務提供誘引販売個人契約).
加入指定信用情報機関
The designated credit bureau (指定信用情報機関) with which a participating credit purchase intermediary has made a specified credit information service contract (特定信用情報提供契約).
特定信用情報提供契約を締結した指定信用情報機関
In Chapter III-3, the Minister of Economy, Trade and Industry's designation under Article 18-3, paragraph (4) (also as it applies to specified prepaid transactions (前払式特定取引)) of a body that may act as the entrusted party under contracts on the entrustment of business deposits (供託委託契約), granted on the application of one that seeks to carry on that business.
包括信用購入あつせん関係受領契約
A contract under which a comprehensive credit purchase intermediary (包括信用購入あつせん業者) is to receive from the purchaser or service recipient an amount equal to the price of goods or designated rights (指定権利) bought, or services received, through the intermediation of comprehensive credit purchases.
This Act as amended by Act No. 49 of 1984.
カード等
In the installment sales (割賦販売) rules, a card or other object, or a number, symbol or other code, that a seller gives a user and that the user can present, quote or hand over to buy goods or rights or receive services for payment, paying later in amounts worked out at set intervals from the total bought.
In Article 2, paragraph (6), Articles 35-3-61 and 35-3-62, and Articles 41 and 41-2, the services a Cabinet Order (政令) specifies for specified prepaid transactions (前払式特定取引).
現金販売価格
The price of goods or rights when their full price is received at the time the goods are delivered or the rights transferred.
商品の引渡し又は権利の移転と同時にその代金の全額を受領する場合の価格
賦払金
Each payment of the price due under an installment sale (割賦販売).
割賦販売に係る各回ごとの代金の支払分
業務提供誘引販売個人契約
A contract for a business opportunity sales transaction (業務提供誘引販売取引) made with an individual who is to do the work offered or arranged in connection with that business without an office or similar facility.
A business office or similar place as defined in Article 2, paragraph (1), item (i) of the Act on Specified Commercial Transactions.
関連商品販売契約
A contract for the sale of related goods (関連商品) — goods a Cabinet Order (政令) specifies as ones a customer of specified continuous services (特定継続的役務) needs to buy to receive them — that the service provider or seller sold, or sold as agent or intermediary.
個別信用購入あっせん関係受領契約
In Article 5 of the supplementary provisions (附則) of Act No. 74 of 2008, a contract providing the receipt of monies subject to the intermediation of individual credit purchases as defined in Article 35-3-3, paragraph (1) of the Installment Sales Act as amended by that Act.
The date Act No. 99 of 2016, the amending Act these supplementary provisions (附則) belong to, comes into effect.
A record made in electronic, magnetic or any other form people cannot perceive directly, for use in computer processing.
電子的方式、磁気的方式その他人の知覚によつては認識することができない方式で作られる記録であつて、電子計算機による情報処理の用に供されるもの
分割返済金
Each installment of repayment, including interest, of the money borrowed in a loan-affiliated installment sale (ローン提携販売).
ローン提携販売に係る各回ごとの借入金の返還分(利息の支払分を含む。)
A sale of goods (商品) or specified rights (特定権利), or provision of services, by a seller or service provider under a contract offered or made away from its business office or similar place (営業所等), or made at such a place with a specified customer (特定顧客) who was stopped elsewhere and brought there or drawn in by another method a Cabinet Order (政令) specifies.
電話勧誘販売
A sale of goods (商品) or specified rights (特定権利), or provision of services, in which a seller or service provider solicits the customer during a phone call it made, or had the customer make by a method a Cabinet Order (政令) specifies, and then receives the offer or makes the contract by post or similar means (郵便等).
申込者等
In Article 35-3-10, the person who made an offer for, or the other party to, a sales or service contract involving the intermediation of individual credit purchases in the cases that Article lists — an offer received or contract made away from the business office or similar place (営業所等), with a specified customer brought or drawn there, or by mail, etc. (郵便等) after telemarketing — who may withdraw the offer for, or cancel, the credit contract tied to it.
役員
In Subsections 1 and 3 of Section 3 of Chapter III, on designated credit bureaus (指定信用情報機関), a member who executes the business (or, where that member is a corporation, the person who is to perform its duties), a director, an executive officer, an accounting advisor (or, where that is a corporation, the member who is to perform its duties), a company auditor, a representative or administrator, or an equivalent person.
業務を執行する社員(業務を執行する社員が法人であるときは、その職務を行うべき者を含む。)、取締役、執行役、会計参与(会計参与が法人であるときは、その職務を行うべき社員を含む。)、監査役、代表者若しくは管理人又はこれらに準ずる者
The business of acting as the entrusted party under contracts on the entrustment of business deposits (供託委託契約) made to protect advance payments (前受金保全措置) — the business for which the designation under Article 35-4 is applied for.
クレジットカード等購入あつせん関係役務提供事業者
A service provider that provides services to be paid for through the intermediation of credit card purchases (クレジットカード等購入あつせん) — one that accepts payment by credit card or card number.
クレジットカード等購入あつせん関係販売業者
A seller that sells goods or rights to be paid for through the intermediation of credit card purchases (クレジットカード等購入あつせん) — one that accepts payment by credit card or card number.
This Act as amended by Act No. 99 of 2016.
The price of services when they are provided by installment sale (割賦販売).
割賦販売の方法により役務を提供する場合の価格
A way of providing information by an electronic data processing system or other information and communications technology, of a kind an Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order (経済産業省令・内閣府令) specifies, which a business may use with the customer's consent instead of handing over a document.
基準額
Half the advance payments (前受金) a licensed installment seller (許可割賦販売業者) has received by a base date (基準日) under the contracts for prepaid installment sales (前払式割賦販売) then in force, less its business security deposit (営業保証金) on that date — the amount the measures to protect advance payments must be able to cover.
A personal multilevel marketing contract (連鎖販売個人契約) other than a sales contract for specified goods, etc. (特定商品販売等契約) — the contract for the multilevel marketing transaction itself.
Withdrawing an offer to enter into, or cancelling, a contract providing the receipt of monies subject to the intermediation of individual credit purchases (個別信用購入あつせん関係受領契約) — the credit contract tied to the sale or service contract the provision concerns.
次の各号の個別信用購入あつせん関係販売契約若しくは個別信用購入あつせん関係役務提供契約に係る個別信用購入あつせん関係受領契約の申込みの撤回又は次の各号の個別信用購入あつせん関係販売契約若しくは個別信用購入あつせん関係役務提供契約に係る個別信用購入あつせん関係受領契約の解除
Withdrawing an offer to enter into, or cancelling, a contract providing the receipt of monies subject to the intermediation of individual credit purchases (個別信用購入あつせん関係受領契約) — the credit contract tied to the sale or service contract the provision concerns.
クレジットカード番号等取扱業者
Any of the businesses Article 35-16, paragraph (1) lists as handling credit card numbers and similar codes (クレジットカード番号等): card issuers and businesses offering two-month installment purchases, the sellers and service providers that accept their cards, businesses that pass the payments on to those sellers, services that link card numbers to other payment information and those entrusted with managing the linked numbers, and others an Order of the Ministry of Economy, Trade and Industry (経済産業省令) names as handling large numbers of them.
次の各号のいずれかに該当する者
クレジットカード等購入あつせん業者
A comprehensive credit purchase intermediary (包括信用購入あつせん業者), or a person whose business is the intermediation of two-month installment purchases (二月払購入あつせん) — in other words, a business that issues cards or card numbers to users.
クレジットカード番号等の適切な管理等
Keeping credit card numbers and similar codes (クレジットカード番号等) properly managed, or preventing users from using them fraudulently — what a business must check a seller or service provider for under Article 35-17-8 before contracting to let it handle them.
This Act as amended by Article 2 of Act No. 44 of 2004.
In the supplementary provisions (附則) of Act No. 44 of 2004, a multilevel marketing contract (連鎖販売契約), including any other contract for selling goods or rights or providing services in the same multilevel marketing undertaking (連鎖販売業), made with an individual who is to sell the goods or rights or provide the services, or arrange either, without a store or similar facility.
連鎖販売契約(当該連鎖販売契約以外の契約であってその連鎖販売業に係る商品若しくは権利の販売又は役務の提供に係るものを含む。)のうち、その連鎖販売業に係る商品若しくは権利の販売若しくはそのあっせん又は役務の提供若しくはそのあっせんを店舗その他これに類似する設備によらないで行う個人との契約
新指定権利
In Article 5 of the supplementary provisions (附則) of Act No. 74 of 2008, designated rights (指定権利) as defined in Article 2, paragraph (5) of the Installment Sales Act as amended by that Act.
In Article 5 of the supplementary provisions (附則) of Act No. 74 of 2008, a contract for services involving the intermediation of individual credit purchases as defined in Article 35-3-5, paragraph (1) of the Installment Sales Act as amended by that Act.
In Article 5 of the supplementary provisions (附則) of Act No. 74 of 2008, a contract for sales involving the intermediation of individual credit purchases as defined in Article 35-3-5, paragraph (1) of the Installment Sales Act as amended by that Act.
A contract for a multilevel marketing transaction (連鎖販売取引), including any other contract for selling goods or rights or providing services in the same multilevel marketing undertaking (連鎖販売業), made with an individual who is to sell the goods or rights or provide the services without a store or similar facility.
A business of selling articles or providing services for payment (or arranging either) that draws people in to resell the goods, sell them on consignment or arrange their sale, or to provide or arrange the same kind of services, with the prospect of a specified profit (特定利益), and makes transactions with them that involve a specified burden (特定負担) — buying the goods, paying for the services or providing a transaction fee (取引料).
特定商取引に関する法律第三十三条第一項に規定する連鎖販売業
In Section 1 of Chapter III, the amount a user is expected to be able to put each year toward paying for what they buy through the intermediation of comprehensive credit purchases (包括信用購入あつせん), without selling or pledging their home or other assets an Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order (経済産業省令・内閣府令) specifies, and without using money needed for minimum living expenses (生活維持費).
主として自己の居住の用に供する住宅その他の経済産業省令・内閣府令で定める資産を譲渡し、又は担保に供することなく、かつ、生活維持費(最低限度の生活を維持するために必要な一年分の費用として経済産業省令・内閣府令で定める額をいう。第三十五条の三の三において同じ。)に充てるべき金銭を使用することなく、利用者が包括信用購入あつせんに係る購入又は受領の方法により購入しようとする商品若しくは指定権利の代金又は受領しようとする役務の対価に相当する額の支払に充てることができると見込まれる一年間当たりの額
包括信用購入あつせん関係役務提供事業者
A service provider that has made a contract for the intermediation of comprehensive credit purchases (包括信用購入あつせん) with a comprehensive credit purchase intermediary, or a contract for brokerage of third-party payments with a broker for third-party payments in that intermediation (包括信用購入あつせん関係立替払取次業者).
A seller that has made a contract for the intermediation of comprehensive credit purchases (包括信用購入あつせん) with a comprehensive credit purchase intermediary, or a contract for brokerage of third-party payments with a broker for third-party payments in that intermediation (包括信用購入あつせん関係立替払取次業者).
個別信用購入あつせん関係特定顧客
A person whom a seller or service provider affiliated with the intermediation of individual credit purchases stopped somewhere other than its business office or similar place (営業所等) and brought there, or drew there by another method a Cabinet Order (政令) specifies under Article 2, paragraph (1), item (ii) of the Act on Specified Commercial Transactions.
In Articles 35-3-41, 38 and 39, information on the ability to pay of users (利用者) given a card or similar means under Article 2, paragraph (1), item (ii) or paragraph (3), item (i), or of purchasers or service recipients.
利用者(第二条第一項第二号に規定する利用者及び同条第三項第一号に規定する利用者をいう。)又は購入者若しくは役務の提供を受ける者の支払能力に関する情報
A contract under which a designated credit bureau (指定信用情報機関) provides specified credit information (特定信用情報) to a comprehensive or individual credit purchase intermediary.
クレジットカード等購入あつせん
In Article 35-16, paragraph (1) and Article 35-17-2, the intermediation of comprehensive credit purchases (包括信用購入あつせん) and the intermediation of two-month installment purchases (二月払購入あつせん) taken together — buying with a card or card number that the card company pays for and the user pays back later.