Article 35Notification of Discontinuation
第三十五条（廃止の届出）
When a registered comprehensive credit purchase intermediary has discontinued operations in the intermediation of comprehensive credit purchases, it must notify the Minister of Economy, Trade and Industry of this without delay.
登録包括信用購入あつせん業者は、包括信用購入あつせんの営業を廃止したときは、遅滞なく、その旨を経済産業大臣に届け出なければならない。
Article 35-2Cancellation of a Contract by the Seller
第三十五条の二（販売業者等の契約の解除）
If a registered comprehensive credit purchase intermediary has its registration rescinded pursuant to the provisions of paragraph (1) or paragraph (2) of Article 34-2, receives an order (if this is an order for suspension of part of business operations, that order is limited to one that includes an order for refraining from issuing or granting a card, etc.) under the provisions of that paragraph, or has its registration deleted pursuant to the provisions of paragraph (1), item (ii) of Article 34-3, a seller or service provider that has concluded a contract for the intermediation of comprehensive credit purchases with that registered comprehensive credit purchase intermediary (the seller includes one that has concluded a contract for the brokerage of third-party payments in the intermediation of comprehensive credit purchases with a broker for third-party payments in the intermediation of comprehensive credit purchases that engages in the brokerage of third-party payments in the intermediation of comprehensive credit purchases on behalf of that registered comprehensive credit purchase intermediary; and the service provider includes one that has concluded a contract for the brokerage of third-party payments in the intermediation of comprehensive credit purchases with a broker for third-party payments in the intermediation of comprehensive credit purchases that engages in the brokerage of third-party payments in the intermediation of comprehensive credit purchases on behalf of that registered comprehensive credit purchase intermediary) may effect a prospective cancellation of that contract.
登録包括信用購入あつせん業者が第三十四条の二第一項若しくは第二項の規定により登録を取り消され、同項の規定による命令（業務の一部の停止の命令にあつては、カード等を交付し又は付与してはならない旨の命令を含むものに限る。）を受け、又は第三十四条の三第一項第二号の規定により登録を消除されたときは、当該登録包括信用購入あつせん業者と包括信用購入あつせんに係る契約を締結した販売業者（当該登録包括信用購入あつせん業者のために包括信用購入あつせん関係立替払取次ぎを行う包括信用購入あつせん関係立替払取次業者と包括信用購入あつせん関係立替払取次ぎに係る契約を締結した販売業者を含む。）又は役務提供事業者（当該登録包括信用購入あつせん業者のために包括信用購入あつせん関係立替払取次ぎを行う包括信用購入あつせん関係立替払取次業者と包括信用購入あつせん関係立替払取次ぎに係る契約を締結した役務提供事業者を含む。）は、将来に向かつてその契約を解除することができる。
Any special provisions of a contract that run counter to the preceding paragraph are void.
前項の規定に反する特約は、無効とする。
Article 35-2-2Completion of Transaction Associated with Rescission of Registration
第三十五条の二の二（登録の取消し等に伴う取引の結了等）
If a registered comprehensive credit purchase intermediary has its registration rescinded pursuant to the provisions of paragraph (1) or paragraph (2) of Article 34-2, or has its registration deleted pursuant to the provisions of paragraph (1), item (ii) or (iii) of Article 34-3, the one who used to be the registered comprehensive credit purchase intermediary or its general successor is still deemed to be a registered comprehensive credit purchase intermediary within the scope of the purpose of completing the transactions related to the cards, etc. issued or granted by the relevant registered comprehensive credit purchase intermediary.
登録包括信用購入あつせん業者が第三十四条の二第一項若しくは第二項の規定により登録を取り消されたとき、又は第三十四条の三第一項第二号若しくは第三号の規定により登録が消除されたときは、当該登録包括信用購入あつせん業者であつた者又はその一般承継人は、当該登録包括信用購入あつせん業者が交付し又は付与したカード等に係る取引を結了する目的の範囲内においては、なお登録包括信用購入あつせん業者とみなす。
Subsection 4 Registered Comprehensive Small Amount Credit Purchase Intermediaries
第四款 登録少額包括信用購入あつせん業者
第三十五条の二の三（登録）
Notwithstanding the provisions of Article 31, a corporation registered in the comprehensive small amount credit purchase intermediary register maintained at the Ministry of Economy, Trade and Industry (referred to below as a "registered comprehensive small amount credit purchase intermediary") may engage in the intermediation of comprehensive credit purchases (limited to cases where a credit line on a card, etc. that it issues or grants to a user does not exceed the amount specified by Cabinet Order; the same applies below in this subsection) in the course of trade.
第三十一条の規定にかかわらず、経済産業省に備える少額包括信用購入あつせん業者登録簿に登録を受けた法人（以下「登録少額包括信用購入あつせん業者」という。）は、包括信用購入あつせん（その利用者に交付し又は付与するカード等に係る極度額が政令で定める金額以下のものに限る。以下この款において同じ。）を業として営むことができる。
The provisions of Article 30-2, Article 30-2-2, Article 30-2-4 and Articles 30-5-3 through 30-6 do not apply to registered comprehensive small amount credit purchase intermediaries.
第三十条の二、第三十条の二の二、第三十条の二の四及び第三十条の五の三から第三十条の六までの規定は、登録少額包括信用購入あつせん業者については、適用しない。
Article 35-2-4Calculation of User Purchase Amount Projected to Be Affordable
第三十五条の二の四（利用者支払可能見込額の算定）
When a registered comprehensive small amount credit purchase intermediary seeks to issue or grant a card, etc. to a user in order to effect the intermediation of comprehensive credit purchases, or seeks to increase the credit line on a card, etc. it has issued or granted to a user, the registered comprehensive small amount credit purchase intermediary must calculate the user purchase amount projected to be affordable by the method stated in the Article 35-2-9, paragraph (1), item (iv) related to registration under paragraph (1) of the preceding Article, before the issuance, granting or increase; provided, however, that this does not apply in a case specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order as one that does not prejudice the protection of that user.
登録少額包括信用購入あつせん業者は、包括信用購入あつせんをするためカード等を利用者に交付し若しくは付与しようとする場合又は利用者に交付し若しくは付与したカード等についてそれに係る極度額を増額しようとする場合には、その交付若しくは付与又はその増額に先立つて、前条第一項の登録に係る第三十五条の二の九第一項第四号の方法により利用者支払可能見込額を算定しなければならない。ただし、当該利用者の保護に支障を生ずることがない場合として経済産業省令・内閣府令で定める場合は、この限りでない。
When a registered comprehensive small amount credit purchase intermediary investigates necessary matters relevant to the calculation of the user purchase amount projected to be affordable, the registered comprehensive small amount credit purchase intermediary must use specified credit information held by the designated credit bureau.
登録少額包括信用購入あつせん業者は、利用者支払可能見込額を算定するために必要な事項の調査を行うときは、指定信用情報機関が保有する特定信用情報を使用しなければならない。
When a registered comprehensive small amount credit purchase intermediary issues or grants a card, etc. to a user in order to effect the intermediation of comprehensive credit purchases, or increases the credit line on a card, etc. it has issued or granted to a user, the registered comprehensive small amount credit purchase intermediary must record and archive the results of calculation of the user purchase amount projected to be affordable, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order.
登録少額包括信用購入あつせん業者は、包括信用購入あつせんをするためカード等を利用者に交付し若しくは付与した場合又は利用者に交付し若しくは付与したカード等についてそれに係る極度額を増額した場合には、経済産業省令・内閣府令で定めるところにより、利用者支払可能見込額の算定に関する記録を作成し、これを保存しなければならない。
第三十五条の二の五（利用者支払可能見込額を超える場合のカード等の交付等の禁止）
If a registered comprehensive small amount credit purchase intermediary seeks to issue or grant a card, etc. to a user in order to effect the intermediation of comprehensive credit purchases or to increase the credit line on a card, etc. it has issued or granted to a user, but the credit line on the card, etc. that it seeks to issue or grant to the user or the credit line after the increase would exceed the user purchase amount projected to be affordable, the registered comprehensive small amount credit purchase intermediary must not issue or grant the card, etc. or increase the credit line; provided, however, that this does not apply in a case specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order as one that does not prejudice the protection of that user.
登録少額包括信用購入あつせん業者は、包括信用購入あつせんをするためカード等を利用者に交付し若しくは付与しようとする場合又は利用者に交付し若しくは付与したカード等についてそれに係る極度額を増額しようとする場合において、当該利用者に交付し若しくは付与しようとするカード等に係る極度額又は当該増額された後の極度額が、利用者支払可能見込額を超えるときは、当該カード等を交付し若しくは付与し、又は極度額を増額してはならない。ただし、当該利用者の保護に支障を生ずることがない場合として経済産業省令・内閣府令で定める場合は、この限りでない。
Article 35-2-6Restrictions on the Cancellation of a Contract
第三十五条の二の六（契約の解除等の制限）
In the event of an unperformed obligation to pay an amount to be paid or payment money prescribed in the relevant following items pursuant to a contract under which an amount of money will be received that corresponds to the cost of goods or designated rights purchased or consideration for services received in a way that involves the intermediation of a comprehensive credit purchases and which is in connection with the intermediation of comprehensive credit purchases as stated in those items, the registered comprehensive small amount credit purchase intermediary may not cancel the contract or demand the payment of amounts to be paid or payment money that are not yet due on the grounds of a delay in the payment of an amount to be paid or payment money, unless it makes a written demand (or by electronic or magnetic means in a case specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order as one that does not prejudice the protection of a purchaser or service recipient) for this to be paid within a reasonable period consisting of not less than the number of days that falls between seven days and twenty days that is specified by Cabinet Order, and the obligation is not performed within that period:
登録少額包括信用購入あつせん業者は、包括信用購入あつせんに係る購入又は受領の方法により購入される商品若しくは指定権利の代金又は受領される役務の対価に相当する額の受領に係る契約であつて次の各号に掲げる包括信用購入あつせんに係るものについて当該各号に定める支払分又は弁済金の支払の義務が履行されない場合において、七日以上二十日以下の間で政令で定める日数以上の相当な期間を定めてその支払を書面（購入者又は役務の提供を受ける者の保護に支障を生ずることがない場合として経済産業省令・内閣府令で定める場合にあつては、電磁的方法）により催告し、その期間内にその義務が履行されないときでなければ、支払分又は弁済金の支払の遅滞を理由として、契約を解除し、又は支払時期の到来していない支払分若しくは弁済金の支払を請求することができない。
the intermediation of comprehensive credit purchases as prescribed in Article 2, paragraph (3), item (i):the amount to be paid that is referred to in paragraph (1), item (ii) of Article 30-2-3; and
第二条第三項第一号に規定する包括信用購入あつせん 第三十条の二の三第一項第二号の支払分
the intermediation of comprehensive credit purchases as prescribed in Article 2, paragraph (3), item (ii):the payment money referred to in paragraph (3), item (ii) of Article 30-2-3.
第二条第三項第二号に規定する包括信用購入あつせん 第三十条の二の三第三項第二号の弁済金
Any special provisions of a contract that run counter to the preceding paragraph are void.
前項の規定に反する特約は、無効とする。
Article 35-2-7Regular Report to the Minister of Economy, Trade and Industry
第三十五条の二の七（経済産業大臣への定期報告）
A registered comprehensive small amount credit purchase intermediary must periodically make a report to the Minister of Economy, Trade and Industry about the results of calculation of the user purchase amount projected to be affordable and other information specified by Order of the Ministry of Economy, Trade and Industry, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry.
登録少額包括信用購入あつせん業者は、経済産業省令で定めるところにより、定期的に、利用者支払可能見込額の算定の実績その他経済産業省令で定める事項を経済産業大臣に報告しなければならない。
Article 35-2-8Improvement Orders
第三十五条の二の八（改善命令）
If the Minister of Economy, Trade and Industry finds a registered comprehensive small amount credit purchase intermediary in violation of the provisions of Article 30-5-2; the main clause of paragraph (1) of Article 35-2-4; paragraph (2) or paragraph (3) of that Article; the main clause of Article 35-2-5; Articles 35-3-56 through 35-3-58; or Article 35-3-59, paragraph (1), the minister, within the scope that it is necessary, may order the registered comprehensive small amount credit purchase intermediary to take the necessary measures to improve the business operations that are connected with the intermediation of comprehensive credit purchases.
経済産業大臣は、登録少額包括信用購入あつせん業者が第三十条の五の二、第三十五条の二の四第一項本文、第二項若しくは第三項、第三十五条の二の五本文、第三十五条の三の五十六から第三十五条の三の五十八まで又は第三十五条の三の五十九第一項の規定に違反していると認めるときは、その必要の限度において、当該登録少額包括信用購入あつせん業者に対し、包括信用購入あつせんに係る業務の運営を改善するため必要な措置をとるべきことを命ずることができる。
If a registered comprehensive small amount credit purchase intermediary violates the provisions of Article 30-5-2; the main clause of paragraph (1) of Article 35-2-4; paragraph (2) or paragraph (3) of that Article; or the main clause of Article 35-2-5, before the Minister of Economy, Trade and Industry seeks to issue an order under the provisions of the preceding paragraph, the minister must consult with the Prime Minister.
経済産業大臣は、登録少額包括信用購入あつせん業者が第三十条の五の二、第三十五条の二の四第一項本文、第二項若しくは第三項又は第三十五条の二の五本文の規定に違反している場合において、前項の規定による命令をしようとするときは、あらかじめ、内閣総理大臣に協議しなければならない。
If a registered comprehensive small amount credit purchase intermediary violates the provisions of Article 30-5-2; the main clause of paragraph (1) of Article 35-2-4; paragraph (2) or paragraph (3) of that Article; or the main clause of Article 35-2-5, and the Prime Minister finds it to be necessary to protect the interests of users, purchasers, or service recipients, the minister may state a necessary opinion concerning the order under paragraph (1) to the Minister of Economy, Trade and Industry.
内閣総理大臣は、登録少額包括信用購入あつせん業者が第三十条の五の二、第三十五条の二の四第一項本文、第二項若しくは第三項又は第三十五条の二の五本文の規定に違反している場合において、利用者又は購入者若しくは役務の提供を受ける者の利益を保護するため必要があると認めるときは、経済産業大臣に対し、第一項の規定による命令に関し、必要な意見を述べることができる。
Article 35-2-9Application for Registration
第三十五条の二の九（登録の申請）
A person seeking registration as stated in Article 35-2-3, paragraph (1) must submit an application to the Minister of Economy, Trade and Industry stating the following matters:
第三十五条の二の三第一項の登録を受けようとする者は、次の事項を記載した申請書を経済産業大臣に提出しなければならない。
its name;
名称
the names and locations of its principal office and business offices (or if it is established under a foreign law, its principal office and primary business office in Japan and other business offices in Japan);
本店その他の営業所（外国法人にあつては、本店及び国内における主たる営業所その他の営業所）の名称及び所在地
the method of calculation of the user purchase amount projected to be affordable; and
利用者支払可能見込額の算定の方法
the system for calculating the user purchase amount projected to be affordable.
利用者支払可能見込額の算定を行う体制
The articles of incorporation, a certificate of registered information, and the documents specified by Order of the Ministry of Economy, Trade and Industry must accompany the application referred to in the preceding paragraph; provided, however, that a certificate of registered information may be omitted if so, specified by Order of the Ministry of Economy, Trade and Industry.
前項の申請書には、定款、登記事項証明書その他経済産業省令で定める書類を添付しなければならない。ただし、経済産業省令で定める場合は、登記事項証明書の添付を省略することができる。
In the case referred to in the preceding paragraph, if the articles of incorporation have been created in the form of an electronic or magnetic record, the electronic or magnetic record (limited to one as specified by Order of the Ministry of Economy, Trade and Industry) may accompany the application in lieu of a paper document.
Article 35-2-10Registration and Notice
第三十五条の二の十（登録及びその通知）
Whenever there is an application for registration under the provisions of paragraph (1) of the preceding Article, the Minister of Economy, Trade and Industry must register the matters stated in the items of paragraph (1) of the preceding Article and the date of registration in the comprehensive small amount credit purchase intermediary register, unless the minister refuses to effect a registration pursuant to the provisions of paragraph (1) of the following Article.
Once the Minister of Economy, Trade and Industry effects a registration as referred to in Article 35-2-3, paragraph (1), the minister must notify the applicant for the registration of this without delay.
経済産業大臣は、第三十五条の二の三第一項の登録をしたときは、遅滞なく、その旨を当該登録の申請をした者に通知しなければならない。
service provider
「役務提供事業者」
A person engaged in the business of providing services (役務).
Short name set inArticle 2, paragraph (1), item (i)
intermediation of comprehensive credit purchases
「包括信用購入あつせん」
Giving a user a card or similar means (カード等) — a card, number or code — with which the user can buy goods or rights from particular sellers, or receive services from particular service providers, then paying the seller or provider and collecting the amount from the user later: either by a set date more than two months after the purchase contract, or in amounts worked out at set intervals from the total bought.
Defined inArticle 2, paragraph (3)· applies throughout the law
card, etc.
「カード等」
In the rules on the intermediation of comprehensive credit purchases (包括信用購入あつせん), a card or other object, or a number, symbol or other code, that a user is given and can present, quote or hand over to buy goods or rights from particular sellers, or receive services from particular service providers, for payment — a credit card or its number, for example.
Short name set inArticle 2, paragraph (3), item (i)· applies only in this paragraph and in Article 2, paragraph (4); Article 35-16; and Chapter 3, Section 1
designated right
「指定権利」
A right to use facilities or to receive services, sold in transactions of people's everyday lives, that a Cabinet Order (政令) specifies.
Defined inArticle 2, paragraph (5)
electronic or magnetic means
「電磁的方法」
A way of providing information by an electronic data processing system or other information and communications technology, of a kind an Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order (経済産業省令・内閣府令) specifies, which a business may use with the customer's consent instead of handing over a document.
Short name set inArticle 4-2, paragraph (1)
electronic or magnetic record
「電磁的記録」
A record made in electronic, magnetic or any other form people cannot perceive directly, for use in computer processing.
Defined inArticle 12, paragraph (3)
credit linemachine translation
「極度額」
The upper limit, set in advance, on what a user can buy, or receive in services, through the intermediation of comprehensive credit purchases (包括信用購入あつせん) — the credit line of a card.
Defined inArticle 30-2, paragraph (1)
designated credit bureau
「指定信用情報機関」
A body the Minister of Economy, Trade and Industry has designated under Article 35-3-36, paragraph (1) to collect specified credit information (特定信用情報) and provide it to comprehensive and individual credit purchase intermediaries.
Short name set inArticle 30-2, paragraph (3)
specified credit informationmachine translation
「特定信用情報」
Information on an individual user's, purchaser's or service recipient's comprehensive purchase amount projected to be affordable (包括支払可能見込額), user purchase amount projected to be affordable (利用者支払可能見込額) or individual purchase amount projected to be affordable (個別支払可能見込額), including information identifying them, of the kinds an Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order (経済産業省令・内閣府令) specifies, such as how they have been paying debts arising from the intermediation of credit purchases (信用購入あつせん).
Defined inArticle 30-2, paragraph (3)
brokerage of third-party payments in the intermediation of comprehensive credit purchasesmachine translation
「包括信用購入あつせん関係立替払取次ぎ」
Paying a seller or service provider, in one's own name and for a particular comprehensive credit purchase intermediary (包括信用購入あつせん業者), an amount equal to the price of goods, rights or services a user buys with a card or similar means (カード等), whether directly or through someone else.
Short name set inArticle 30-2-3, paragraph (5)
broker for third-party payments in the intermediation of comprehensive credit purchasesmachine translation
「包括信用購入あつせん関係立替払取次業者」
A person whose business is brokerage of third-party payments in the intermediation of comprehensive credit purchases (包括信用購入あつせん関係立替払取次ぎ): paying sellers and service providers, in its own name and for a particular comprehensive credit purchase intermediary, for what users buy with that intermediary's cards.
Short name set inArticle 30-2-3, paragraph (5)
user purchase amount projected to be affordablemachine translation
「利用者支払可能見込額」
The amount a user is expected to be able to put toward paying for what they buy through the intermediation of comprehensive credit purchases (包括信用購入あつせん) without difficulty in maintaining a minimum standard of living, which an intermediary certified under Article 30-5-4 may calculate in place of the comprehensive purchase amount projected to be affordable (包括支払可能見込額).
Defined inArticle 30-5-4, paragraph (1)
registered comprehensive credit purchase intermediary
「登録包括信用購入あつせん業者」
A corporation registered in the comprehensive credit purchase intermediary register kept at the Ministry of Economy, Trade and Industry; apart from the bodies Article 35-3-60, paragraph (1), item (iv) refers to, only such a corporation may carry on the intermediation of comprehensive credit purchases (包括信用購入あつせん) as a business.
Short name set inArticle 31, paragraph (1)
officermachine translation
「役員」
In Sections 1 and 2 of Chapter III and Section 2 of Chapter III-4, a member who executes the business, a director, an executive officer or an equivalent person of a corporation, including anyone, whatever their title, an Order of the Ministry of Economy, Trade and Industry (経済産業省令) recognizes as having at least as much control over the corporation as they do.
Defined inArticle 32, paragraph (1), item (iv)· applies only in this section and in Chapter 3, Section 2; and Chapter 3-4, Section 2
registered comprehensive small amount credit purchase intermediarymachine translation
「登録少額包括信用購入あつせん業者」
A corporation registered in the comprehensive small amount credit purchase intermediary register kept at the Ministry of Economy, Trade and Industry, which may carry on the intermediation of comprehensive credit purchases (包括信用購入あつせん) as a business without the registration under Article 31, so long as the credit line (極度額) of the cards it issues does not exceed an amount a Cabinet Order (政令) sets.
Short name set inArticle 35-2-3, paragraph (1)
articles of incorporation
定款
A company's own basic rules, written by its founders when it is formed: at least its purpose, its trade name, where its head office is, the value of the property contributed at incorporation and who the founders are (Companies Act, Article 27). A stock company's must be certified by a notary before it takes effect (Article 30, paragraph (1)), and can later be changed by a resolution of the shareholders meeting (Article 466). Many rules in the Act apply "unless the articles of incorporation provide otherwise", so a company's articles decide a great deal of how the Act applies to it.
Written by AI using Companies Act, Arts. 26, 27, 30, 466, 575 as a reference.
cancellation
解除
Ending a contract by one party's notice to the other, where the contract or the law gives that party a right to cancel (Civil Code, Article 540, paragraph (1)). The Civil Code lets a party cancel for the other's failure to perform: after a demand to perform within a reasonable time that is not met, unless what is still missing is minor (Article 541), or at once where performance has become wholly impossible, or the other party has clearly refused to perform, among other cases where performance clearly will not come (Article 542, paragraph (1)). On cancellation each party must put the other back in the position before the contract, and damages can still be claimed (Article 545, paragraphs (1) and (4)); a lease, though, ends only from then on (Article 620). Cancellation differs from rescission (取消し), after which the act is treated as void from the start (Article 121).
Written by AI using Civil Code, Arts. 121, 540, 541, 542, 545, 620 as a reference.
Prime Minister
内閣総理大臣
The head of the Cabinet. Designated by the Diet from among its own members, and appointed by the Emperor on that designation (Articles 67 and 6). The Prime Minister appoints and may dismiss the other Ministers of State at will, and a majority of them must be members of the Diet (Article 68). No Minister of State can be subjected to legal action while in office without the Prime Minister's consent (Article 75).
Written by AI using Constitution, Arts. 6, 67, 68, 75 and Wikipedia: Prime Minister of Japan as a reference.
void
無効
Having no legal effect from the start. A void act does not take effect even if the parties later confirm it; confirming it knowing it is void counts as making a new act (Civil Code, Article 119). An act against public order or good morals is void (Article 90). Some Acts that protect one side make void a term that takes that protection away: a term of a land lease that is worse for the tenant than the Act on Land and Building Leases' rules on how long the lease lasts and how it is renewed (Article 9), a clause of a consumer contract that frees a business from all liability for damage its failure to perform causes the consumer (Consumer Contract Act, Article 8, paragraph (1), item (i)), or the part of a labor contract that falls short of the Labor Standards Act's standards, which the Act's standard replaces (Labor Standards Act, Article 13).
Written by AI using Civil Code, Arts. 90, 119, Act on Land and Building Leases, Art. 9, Consumer Contract Act, Art. 8 and Labor Standards Act, Art. 13 as a reference.