Section 1 Proper Management of Credit Card Numbers
第一節 クレジットカード番号等の適切な管理
Article 35-16Proper Management of Credit Card Numbers
第三十五条の十六（クレジットカード番号等の適切な管理）
A business that handles credit card numbers (which refers to a business that falls under any of the following items; the same applies below) must take the necessary measures, in accordance with the standards specified by Order of the Ministry of Economy, Trade and Industry, to prevent the inappropriate disclosure, loss or damage in respect of a credit card number (meaning the number, symbol, or other code stated in Article 2, paragraph (3), item (i) that is issued to a user by a comprehensive credit purchase intermediary or a person that deals in the intermediation of two-month installment purchases (referred to below as a "credit card purchase intermediary") in the course of business; the same applies below) it handles, as well as other measures necessary for the proper management of credit card numbers.
クレジットカード番号等取扱業者（次の各号のいずれかに該当する者をいう。以下同じ。）は、経済産業省令で定める基準に従い、その取り扱うクレジットカード番号等（包括信用購入あつせん業者又は二月払購入あつせんを業とする者（以下「クレジットカード等購入あつせん業者」という。）が、その業務上利用者に付与する第二条第三項第一号の番号、記号その他の符号をいう。以下同じ。）の漏えい、滅失又は毀損の防止その他のクレジットカード番号等の適切な管理のために必要な措置を講じなければならない。
a seller who sells goods or rights in a way that involves the intermediation of comprehensive credit purchases or the intermediation of two-month installment purchases (referred to below as the "intermediation of credit card purchases" in this paragraph and Article 35-17-2) (that seller is referred to below as "seller affiliated with the intermediation of credit card purchase") or service provider who provides services in a way that involves the intermediation of credit card purchase (referred to below as "service provider affiliated with the intermediation of credit card purchase");
包括信用購入あつせん又は二月払購入あつせん（以下この項及び第三十五条の十七の二において「クレジットカード等購入あつせん」という。）に係る販売の方法により商品若しくは権利を販売する販売業者（以下「クレジットカード等購入あつせん関係販売業者」という。）又はクレジットカード等購入あつせんに係る提供の方法により役務を提供する役務提供事業者（以下「クレジットカード等購入あつせん関係役務提供事業者」という。）
a person that is in the business of delivering, in its own name, an amount of money that corresponds to the cost of goods or rights purchased or the consideration for the services received, for the sake of a specific credit card purchase intermediary, when these are purchased or received in a way that involves the intermediation of credit card purchases, to a specific seller affiliated with the intermediation of credit card purchase or service provider affiliated with the intermediation of credit card purchase (this includes delivering such an amount to the seller affiliated with the intermediation of credit card purchase or the service provider affiliated with the intermediation of credit card purchase through a person other than that seller affiliated with the intermediation of credit card purchase or the service provider affiliated with the intermediation of credit card purchase; the same applies in the next item) (referred to as the "broker for third-party payments" in the same item);
特定のクレジットカード等購入あつせん業者のために、自己の名をもつて特定のクレジットカード等購入あつせん関係販売業者又はクレジットカード等購入あつせん関係役務提供事業者にクレジットカード等購入あつせんに係る購入の方法により購入された商品若しくは権利の代金又は受領される役務の対価に相当する額の交付（当該クレジットカード等購入あつせん関係販売業者又はクレジットカード等購入あつせん関係役務提供事業者以外の者を通じた当該クレジットカード等購入あつせん関係販売業者又はクレジットカード等購入あつせん関係役務提供事業者への交付を含む。次号において同じ。）をすることを業とする者（同号において「立替払取次業者」という。）
a person that is in the business of delivering, in its own name, an amount of money that corresponds to the cost of goods or rights purchased or the consideration for the services received, for the sake of a specific broker for third-party payments, when these are purchased or received in a way that involves the intermediation of credit card purchase, to a specific seller affiliated with the intermediation of credit card purchase or service provider affiliated with the intermediation of credit card purchase;
特定の立替払取次業者のために、自己の名をもつて特定のクレジットカード等購入あつせん関係販売業者又はクレジットカード等購入あつせん関係役務提供事業者にクレジットカード等購入あつせんに係る購入の方法により購入された商品若しくは権利の代金又は受領される役務の対価に相当する額の交付をすることを業とする者
a person that is in the business of receiving credit card numbers, etc. from users, associating those credit card numbers with information for settlement (which consists of numbers other than those credit card numbers, symbols and other information which the users present or indicate so that they can purchase goods or rights from a specific seller or receive services from a specific service provider; the same applies below in this paragraph), and providing that information for settlement to the users;
利用者からクレジットカード番号等の提供を受けて、当該クレジットカード番号等を決済用情報（当該クレジットカード番号等以外の番号、記号その他の情報であつて、当該利用者がそれを提示し又は通知して、特定の販売業者から商品若しくは権利を購入し、又は特定の役務提供事業者から役務の提供を受けることができるものをいう。以下この項において同じ。）と結び付け、当該決済用情報を当該利用者に提供することを業とする者
a person that is in the business of being entrusted by a person stated in the preceding item (including two-step and above entrustment) and managing credit card numbers, etc. in a condition in which the numbers can be identified using information for settlement that is associated with them; or
前号に掲げる者から委託（二以上の段階にわたる委託を含む。）を受け、クレジットカード番号等をその結び付けられた決済用情報により特定することができる状態で管理することを業とする者
beyond the persons stated in item (iii) through the preceding item, a person specified by Order of Ministry of Economy, Trade and Industry as a handler of a massive amount of credit card numbers, etc.
第三号から前号までに掲げる者のほか、大量のクレジットカード番号等を取り扱う者として経済産業省令で定める者
The term "intermediation of two-month installment purchases" in the preceding paragraph means issuing or granting a card, etc. to a user and then delivering an amount of money that corresponds to the cost of goods or rights or the consideration for services to the seller or service provider (this includes delivering such an amount to the seller or service provider through a person other than that seller or service provider) and receiving an amount of money that corresponds to that cost or consideration from the user by a pre-determined period of within two months from the time the user concludes the contract under which the user purchases the goods or rights from the seller or receives the services from the service provider, when the user presents, indicates, or trades in that card, etc. to purchase goods or rights from a specific seller or to receive services from a specific service provider.
前項の「二月払購入あつせん」とは、カード等を利用者に交付し又は付与し、当該利用者がそのカード等を提示し若しくは通知して、又はそれと引換えに特定の販売業者から商品若しくは権利を購入し、又は特定の役務提供事業者から役務の提供を受けるときは、当該販売業者又は当該役務提供事業者に当該商品若しくは当該権利の代金又は当該役務の対価に相当する額の交付（当該販売業者又は当該役務提供事業者以外の者を通じた当該販売業者又は当該役務提供事業者への交付を含む。）をするとともに、当該利用者から当該代金又は当該対価に相当する額を、当該利用者が当該販売業者から商品若しくは権利を購入する契約を締結し、又は当該役務提供事業者から役務の提供を受ける契約を締結した時から二月を超えない範囲内においてあらかじめ定められた時期までに受領することをいう。
A business that handles credit card numbers, in accordance with the standards specified by Order of the Ministry of Economy, Trade and Industry, must provide the necessary instructions to an entrusted business that handles credit card numbers (which means a third party who is entrusted by the relevant business that handles credit card numbers to handle all or part of credit card numbers, or a person that is entrusted by the third party (including two-step and above entrustment; the same applies below)) and take other measures to ensure the proper management of credit card numbers handled by an entrusted business that handles credit card numbers.
クレジットカード番号等取扱業者は、クレジットカード番号等取扱受託業者（当該クレジットカード番号等取扱業者からクレジットカード番号等の取扱いの全部若しくは一部の委託を受けた第三者又は当該第三者から委託（二以上の段階にわたる委託を含む。）を受けた者をいう。以下同じ。）の取り扱うクレジットカード番号等の適切な管理が図られるよう、経済産業省令で定める基準に従い、クレジットカード番号等取扱受託業者に対する必要な指導その他の措置を講じなければならない。
Article 35-17Improvement Orders
第三十五条の十七（改善命令）
If the Minister of Economy, Trade and Industry finds that the measures taken by a business that handles credit card numbers (excluding a person which falls under paragraph (1), item (ii) of the preceding Article; the same applies below in this Article) as prescribed in paragraph (1) or paragraph (3) of the preceding Article do not conform to the standards prescribed in paragraph (1) or paragraph (3) of that Article, the minister, within the scope that it is necessary, may order the business that handles credit card numbers to change the business method connected with those measures or to take any other necessary measures.
Section 2 Contract for Handling Credit Card Numbers
第二節 クレジットカード番号等取扱契約
Article 35-17-2Registration of a Business That Has a Contract for Handling Credit Card Numbers
第三十五条の十七の二（クレジットカード番号等取扱契約締結事業者の登録）
A person that falls under any of the following items must be registered in the business that has a contract for handling credit card numbers register maintained at the Ministry of Economy, Trade and Industry.
次の各号のいずれかに該当する者は、経済産業省に備えるクレジットカード番号等取扱契約締結事業者登録簿に登録を受けなければならない。
a credit card purchase intermediary who is in the business of making a contract with a seller or service provider who seeks to sell goods or rights or to provide services in a way that involves intermediation of a credit card purchase that authorizes the handling of credit card numbers issued to a user by that credit card purchase intermediary;
クレジットカード等購入あつせんに係る販売又は提供の方法により商品若しくは権利を販売し、又は役務を提供しようとする販売業者又は役務提供事業者に対して、自ら利用者に付与するクレジットカード番号等を取り扱うことを認める契約を当該販売業者又は当該役務提供事業者との間で締結することを業とするクレジットカード等購入あつせん業者
a person that is in the business of making a contract, for a specific credit card purchase intermediary, with a seller or service provider who seeks to sell goods or rights or to provide services in a way that involves the intermediation of a credit card purchase that authorizes the handling of credit card numbers issued to a user by that credit card purchase intermediary.
特定のクレジットカード等購入あつせん業者のために、クレジットカード等購入あつせんに係る販売又は提供の方法により商品若しくは権利を販売し、又は役務を提供しようとする販売業者又は役務提供事業者に対して、当該クレジットカード等購入あつせん業者が利用者に付与するクレジットカード番号等を取り扱うことを認める契約を当該販売業者又は当該役務提供事業者との間で締結することを業とする者
Article 35-17-3Application for Registration
第三十五条の十七の三（登録の申請）
A person seeking to be registered as referred to in the preceding Article must submit an application to the Minister of Economy, Trade and Industry, stating the following matters:
前条の登録を受けようとする者は、次の事項を記載した申請書を経済産業大臣に提出しなければならない。
its name;
名称
the names and locations of its principal office and business offices (its principal office in its country and its primary business office and other business offices located in Japan if it is established under a foreign law);
本店その他の営業所（外国法人にあつては、本店及び国内における主たる営業所その他の営業所）の名称及び所在地
The articles of incorporation, a certificate of registered information, and the documents specified by Order of the Ministry of Economy, Trade and Industry must accompany the application referred to in the preceding paragraph; provided, however, that the certificate of registered information may be omitted if so, specified by Order of the Ministry of Economy, Trade and Industry.
前項の申請書には、定款、登記事項証明書その他経済産業省令で定める書類を添付しなければならない。ただし、経済産業省令で定める場合は、登記事項証明書の添付を省略することができる。
In the case referred to in the preceding paragraph, if the articles of incorporation have been created in the form of an electronic or magnetic record, the electronic or magnetic record (limited to one as specified by Order of the Ministry of Economy, Trade and Industry) may accompany the application in lieu of a paper document.
Article 35-17-4Registration and Notice
第三十五条の十七の四（登録及びその通知）
Upon receipt of an application for registration pursuant to paragraph (1) of the preceding Article, the Minister of Economy, Trade and Industry must register the matters stated in each item of paragraph (1) of the preceding Article and the date of registration to the business that has a contract for handling credit card numbers register, except where a registration is refused pursuant to the provisions of paragraph (1) of the next Article.
Once the Minister of Economy, Trade and Industry effects a registration pursuant to Article 35-17-2, the minister must notify the applicant for the registration of this without delay.
経済産業大臣は、第三十五条の十七の二の登録をしたときは、遅滞なく、その旨を当該登録の申請をした者に通知しなければならない。
service provider
「役務提供事業者」
A person engaged in the business of providing services (役務).
Short name set inArticle 2, paragraph (1), item (i)
intermediation of comprehensive credit purchases
「包括信用購入あつせん」
Giving a user a card or similar means (カード等) — a card, number or code — with which the user can buy goods or rights from particular sellers, or receive services from particular service providers, then paying the seller or provider and collecting the amount from the user later: either by a set date more than two months after the purchase contract, or in amounts worked out at set intervals from the total bought.
Defined inArticle 2, paragraph (3)· applies throughout the law
card, etc.
「カード等」
In the rules on the intermediation of comprehensive credit purchases (包括信用購入あつせん), a card or other object, or a number, symbol or other code, that a user is given and can present, quote or hand over to buy goods or rights from particular sellers, or receive services from particular service providers, for payment — a credit card or its number, for example.
Short name set inArticle 2, paragraph (3), item (i)· applies only in this paragraph and in Article 2, paragraph (4); Article 35-16; and Chapter 3, Section 1
electronic or magnetic record
「電磁的記録」
A record made in electronic, magnetic or any other form people cannot perceive directly, for use in computer processing.
Defined inArticle 12, paragraph (3)
comprehensive credit purchase intermediary
「包括信用購入あつせん業者」
A person whose business is the intermediation of comprehensive credit purchases (包括信用購入あつせん) — a credit card company, for example.
Short name set inArticle 30, paragraph (1)
officermachine translation
「役員」
In Sections 1 and 2 of Chapter III and Section 2 of Chapter III-4, a member who executes the business, a director, an executive officer or an equivalent person of a corporation, including anyone, whatever their title, an Order of the Ministry of Economy, Trade and Industry (経済産業省令) recognizes as having at least as much control over the corporation as they do.
Defined inArticle 32, paragraph (1), item (iv)· applies only in this section and in Chapter 3, Section 2; and Chapter 3-4, Section 2
credit card numbersmachine translation
「クレジットカード番号等」
A number, symbol or other code of the kind in Article 2, paragraph (3), item (i) — such as a credit card number — that a comprehensive credit purchase intermediary (包括信用購入あつせん業者) or a business offering the intermediation of two-month installment purchases (二月払購入あつせん) gives a user in the course of its business.
Defined inArticle 35-16, paragraph (1)
business that handles credit card numbersmachine translation
「クレジットカード番号等取扱業者」
Any of the businesses Article 35-16, paragraph (1) lists as handling credit card numbers and similar codes (クレジットカード番号等): card issuers and businesses offering two-month installment purchases, the sellers and service providers that accept their cards, businesses that pass the payments on to those sellers, services that link card numbers to other payment information and those entrusted with managing the linked numbers, and others an Order of the Ministry of Economy, Trade and Industry (経済産業省令) names as handling large numbers of them.
Defined inArticle 35-16, paragraph (1)
credit card purchase intermediarymachine translation
「クレジットカード等購入あつせん業者」
A comprehensive credit purchase intermediary (包括信用購入あつせん業者), or a person whose business is the intermediation of two-month installment purchases (二月払購入あつせん) — in other words, a business that issues cards or card numbers to users.
Short name set inArticle 35-16, paragraph (1)
intermediation of credit card purchasesmachine translation
「クレジットカード等購入あつせん」
In Article 35-16, paragraph (1) and Article 35-17-2, the intermediation of comprehensive credit purchases (包括信用購入あつせん) and the intermediation of two-month installment purchases (二月払購入あつせん) taken together — buying with a card or card number that the card company pays for and the user pays back later.
Short name set inArticle 35-16, paragraph (1), item (ii)· applies only in this paragraph and in Article 35-17-2
service provider affiliated with the intermediation of credit card purchasesmachine translation
「クレジットカード等購入あつせん関係役務提供事業者」
A service provider that provides services to be paid for through the intermediation of credit card purchases (クレジットカード等購入あつせん) — one that accepts payment by credit card or card number.
Short name set inArticle 35-16, paragraph (1), item (ii)
seller affiliated with the intermediation of credit card purchasesmachine translation
「クレジットカード等購入あつせん関係販売業者」
A seller that sells goods or rights to be paid for through the intermediation of credit card purchases (クレジットカード等購入あつせん) — one that accepts payment by credit card or card number.
Short name set inArticle 35-16, paragraph (1), item (ii)
broker for third-party payments
「立替払取次業者」
In Article 35-16, paragraph (1), items (iii) and (iv), a person whose business is paying particular sellers or service providers affiliated with the intermediation of credit card purchases, in its own name and for a particular credit card purchase intermediary (クレジットカード等購入あつせん業者), for what users buy by card.
Short name set inArticle 35-16, paragraph (1), item (iii)· applies only in this provision and in Article 35-16, paragraph (1), item (iv)
information for settlementmachine translation
「決済用情報」
In Article 35-16, paragraph (1), a number, symbol or other information, other than the user's credit card numbers (クレジットカード番号等), that a user can present or quote to buy goods or rights from particular sellers or receive services from particular service providers — information a payment service links to the card number.
Defined inArticle 35-16, paragraph (1), item (v)· applies only in this paragraph
intermediation of two-month installment purchases
「二月払購入あつせん」
Giving a user a card or similar means (カード等) and, when the user buys goods or rights from a particular seller or receives services from a particular service provider with it, paying the seller or provider and collecting the same amount from the user by a set date within two months of the purchase contract.
Defined inArticle 35-16, paragraph (2)
entrusted business that handles credit card numbersmachine translation
「クレジットカード番号等取扱受託業者」
A third party to which a business that handles credit card numbers (クレジットカード番号等取扱業者) entrusts all or part of its handling of those numbers, or anyone to which that third party in turn entrusts it, at however many removes.
Defined inArticle 35-16, paragraph (3)
articles of incorporation
定款
A company's own basic rules, written by its founders when it is formed: at least its purpose, its trade name, where its head office is, the value of the property contributed at incorporation and who the founders are (Companies Act, Article 27). A stock company's must be certified by a notary before it takes effect (Article 30, paragraph (1)), and can later be changed by a resolution of the shareholders meeting (Article 466). Many rules in the Act apply "unless the articles of incorporation provide otherwise", so a company's articles decide a great deal of how the Act applies to it.
Written by AI using Companies Act, Arts. 26, 27, 30, 466, 575 as a reference.