An employer must not cause a worker to enter into a savings contract or a contract to manage a worker's savings incidental to the labor contract.
使用者は、労働契約に附随して貯蓄の契約をさせ、又は貯蓄金を管理する契約をしてはならない。
If an employer seeks to be entrusted by a worker with managing their savings, it must conclude a written agreement with the labor union that is organized by a majority of the workers at that workplace, if there is one, or with a person representing a majority of the workers at that workplace, if there is no such union; and must file this agreement with the relevant government agency.
When an employer is entrusted by a worker with managing their savings, it must set an interest rate if its management of those savings constitutes the acceptance of a deposit. In this case, if the interest rate is below the rate of interest prescribed by Order of the Ministry of Health, Labour and Welfare by taking into consideration the rate of interest for deposits accepted by financial institutions, the employer is deemed to have set an interest rate that is based on the rate of interest prescribed by that Order of the Ministry of Health, Labour and Welfare.
If an employer has violated the provisions of the preceding paragraph and the employer's continued management of the workers' savings is found to be seriously detrimental to the interests of the worker, the relevant government agency may order the employer to suspend its management of those savings, to the extent necessary.
worker
「労働者」
A person employed at a business or office and paid wages, whatever the kind of job.
Defined inArticle 9, paragraph (1)· applies throughout the law
employermachine translation
「使用者」
The business owner, its managers, and anyone else acting for the owner in matters concerning its workers.
Defined inArticle 10, paragraph (1)· applies throughout the law