Article 35-3-4Prohibition on the Conclusion of a Contract Providing the Receipt of Monies Subject to the Intermediation of Individual Credit Purchases in Excess of the Individual Purchase Amount Projected to Be Affordable
第三十五条の三の四（個別支払可能見込額を超える場合の個別信用購入あつせん関係受領契約の締結の禁止）
If an individual credit purchase intermediary seeks to conclude a contract providing the receipt of monies subject to the intermediation of individual credit purchases, but the part of the total amount payable that the purchaser or service recipient would have to pay during a year's time exceeds the individual purchase amount projected to be affordable as calculated based on information obtained in an investigation under the provisions of the main clause of paragraph (1) of the preceding Article, the individual credit purchase intermediary must not conclude the contract providing the receipt of monies subject to the intermediation of individual credit purchases; provided, however, that this does not apply to a case specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order as one that does not prejudice the protection of that purchaser or service recipient.
個別信用購入あつせん業者は、個別信用購入あつせん関係受領契約を締結しようとする場合において、購入者又は役務の提供を受ける者の支払総額のうち一年間に支払うこととなる額が、前条第一項本文の規定による調査により得られた事項を基礎として算定した個別支払可能見込額を超えるときは、当該個別信用購入あつせん関係受領契約を締結してはならない。ただし、当該購入者又は当該役務の提供を受ける者の保護に支障を生ずることがない場合として経済産業省令・内閣府令で定める場合は、この限りでない。
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individual credit purchase intermediarymachine translation
「個別信用購入あつせん業者」
A person whose business is the intermediation of individual credit purchases (個別信用購入あつせん).
Short name set inArticle 35-3-2, paragraph (1)
total amount payablemachine translation
「支払総額」
In Section 2 of Chapter III, the total a purchaser or service recipient pays: the price of the goods, rights or services when sold or provided through the intermediation of individual credit purchases (個別信用購入あつせん), plus the fee for that intermediation.
Defined inArticle 35-3-2, paragraph (1), item (ii)· applies only in this section
contract providing the receipt of monies subject to the intermediation of individual credit purchasesmachine translation
「個別信用購入あつせん関係受領契約」
A contract under which an individual credit purchase intermediary (個別信用購入あつせん業者) is to receive from the purchaser or service recipient an amount equal to the price of goods or designated rights (指定権利) bought, or services received, through the intermediation of individual credit purchases — the purchaser's credit contract with the intermediary.
Short name set inArticle 35-3-3, paragraph (1)
individual purchase amount projected to be affordable
「個別支払可能見込額」
In Section 2 of Chapter III, the amount a purchaser or service recipient is expected to be able to put each year toward paying for what they buy through the intermediation of individual credit purchases (個別信用購入あつせん), without selling or pledging their home or other assets an Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order (経済産業省令・内閣府令) specifies, and without using money needed for minimum living expenses (生活維持費).
Defined inArticle 35-3-3, paragraph (2)· applies only in this section