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Article 35-3-41Restriction on Concurrent Business

第三十五条の三の四十一(兼業の制限)

A designated credit bureau may not do business other than in specified credit information services and business incidental to it; provided, however, that this does not apply if the designated credit bureau obtains the approval of the Minister of Economy, Trade and Industry pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry for business that entails it providing credit information (meaning information concerning users' (meaning users as prescribed in Article 2, paragraph (1), item (ii) and users as prescribed in paragraph (3), item (i) of that Article), purchasers', or service recipients' ability to pay; the same applies in Article 38 and Article 39) to installment sellers or loan-affiliated installment sellers, or for other business that is found to carry no risk of compromising its appropriate and reliable performance of specified credit information services.

指定信用情報機関は、特定信用情報提供等業務及び特定信用情報提供等業務に付随する業務のほか、他の業務を行うことができない。ただし、当該指定信用情報機関が割賦販売業者及びローン提携販売業者に対する信用情報(利用者(第二条第一項第二号に規定する利用者及び同条第三項第一号に規定する利用者をいう。)又は購入者若しくは役務の提供を受ける者の支払能力に関する情報をいう。第三十八条及び第三十九条において同じ。)の提供に係る業務その他特定信用情報提供等業務を適正かつ確実に行うにつき支障を生ずるおそれがないと認められる業務について、経済産業省令で定めるところにより、経済産業大臣の承認を受けたときは、この限りでない。

If the designated credit bureau discontinues business for which it has obtained the approval referred to in the proviso to the preceding paragraph, it must notify the Minister of Economy, Trade and Industry of this pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry.

指定信用情報機関は、前項ただし書の承認を受けた業務を廃止したときは、経済産業省令で定めるところにより、その旨を経済産業大臣に届け出なければならない。

If the application referred to in Article 35-3-37, paragraph (1) states that the applicant engages in business other than specified credit information services and business incidental to it, and the applicant obtains the designation referred to in Article 35-3-36, paragraph (1), the applicant is deemed to have obtained the approval referred to in the proviso to paragraph (1) to perform that business.

第三十五条の三の三十七第一項の申請書に申請者が特定信用情報提供等業務及び特定信用情報提供等業務に付随する業務以外の業務を行う旨の記載がある場合において、当該申請者が第三十五条の三の三十六第一項の指定を受けたときは、当該業務を行うことにつき第一項ただし書の承認を受けたものとみなす。

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