When a comprehensive credit purchase intermediary calculates the user purchase amount projected to be affordable (meaning the projected amount that a user can allocate for payment of the amount that corresponds to the cost of goods or designated rights that the user seeks to purchase or consideration for services that the user seeks to receive in a way that involves the intermediation of a comprehensive credit purchase, without facing difficulty in maintaining the minimum standards of living; the same applies below) instead of the comprehensive purchase amount projected to be affordable, the comprehensive credit purchase intermediary may opt to obtain certification to the effect that all requirements in the following items are met from the Minister of Economy, Trade and Industry pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry:
包括信用購入あつせん業者は、包括支払可能見込額に代えて、利用者支払可能見込額（最低限度の生活の維持に支障を生ずることなく、利用者が包括信用購入あつせんに係る購入又は受領の方法により購入しようとする商品若しくは指定権利の代金又は受領しようとする役務の対価に相当する額の支払に充てることができると見込まれる額をいう。以下同じ。）の算定を行おうとする場合は、経済産業省令で定めるところにより、次の各号のいずれにも該当する旨の経済産業大臣の認定を受けることができる。
the method of the calculation meets the standards specified by Order of the Ministry of Economy, Trade and Industry regarding methods that enable appropriate calculation of the user purchase amount projected to be affordable by, through advanced technical means, analyzing information on a user's ability to pay; and
当該算定の方法が、利用者の支払能力に関する情報を高度な技術的手法を用いて分析することにより利用者支払可能見込額を適確に算定することを可能とするものとして経済産業省令で定める基準に適合するものであること。
a system for making the calculation meets the standards specified by Order of the Ministry of Economy, Trade and Industry.
当該算定を行う体制が、経済産業省令で定める基準に適合するものであること。
If the Minister of Economy, Trade and Industry finds an application for certification stated in the preceding paragraph to meet all requirements in the items of that paragraph, the minister provides certification stated in that paragraph.
If a comprehensive credit purchase intermediary that has obtained certification stated in paragraph (1) (referred to below as a "Certified comprehensive credit purchase intermediary") seeks to change the method stated in item (i) of that paragraph or the system stated in item (ii) of that paragraph, the comprehensive credit purchase intermediary must obtain certification from the Minister of Economy, Trade and Industry pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry.
第一項の認定を受けた包括信用購入あつせん業者（以下「認定包括信用購入あつせん業者」という。）は、当該認定に係る同項第一号の方法又は同項第二号の体制を変更しようとするときは、経済産業省令で定めるところにより、経済産業大臣の認定を受けなければならない。
The provisions of paragraph (2) apply mutatis mutandis to certification of a change stated in the preceding paragraph.
If a certified comprehensive credit purchase intermediary falls under one of the following items, the Minister of Economy, Trade and Industry may rescind the certification for the intermediary:
経済産業大臣は、認定包括信用購入あつせん業者が次の各号のいずれかに該当するときは、その認定を取り消すことができる。
it is found that it no longer meets any of the requirements stated in the items of paragraph (1);
第一項各号のいずれかに適合しなくなつたと認められるとき。
it violates the provisions of paragraph (3) and changes the method stated in item (i) of paragraph (1) or the system stated in item (ii) of that paragraph without obtaining certification under paragraph (3);
it violates an order under the provisions of Article 30-6, paragraph (1) (limited to portions related to the main clause of paragraph (1) of the following Article; paragraphs (2) and (3) of that Article; and the main clause of Article 30-5-6);
it has obtained the certification under paragraph (1) or the certification for a change under paragraph (3) by wrongful means.
The provisions of Article 30-2, Article 30-2-2 and the preceding Article do not apply to certified comprehensive credit purchase intermediaries.
第三十条の二、第三十条の二の二及び前条の規定は、認定包括信用購入あつせん業者については、適用しない。
Read this with the articles around it
intermediation of comprehensive credit purchases
「包括信用購入あつせん」
Giving a user a card or similar means (カード等) — a card, number or code — with which the user can buy goods or rights from particular sellers, or receive services from particular service providers, then paying the seller or provider and collecting the amount from the user later: either by a set date more than two months after the purchase contract, or in amounts worked out at set intervals from the total bought.
Defined inArticle 2, paragraph (3)· applies throughout the law
designated right
「指定権利」
A right to use facilities or to receive services, sold in transactions of people's everyday lives, that a Cabinet Order (政令) specifies.
Defined inArticle 2, paragraph (5)
comprehensive credit purchase intermediary
「包括信用購入あつせん業者」
A person whose business is the intermediation of comprehensive credit purchases (包括信用購入あつせん) — a credit card company, for example.
Short name set inArticle 30, paragraph (1)
comprehensive purchase amount projected to be affordable
「包括支払可能見込額」
In Section 1 of Chapter III, the amount a user is expected to be able to put each year toward paying for what they buy through the intermediation of comprehensive credit purchases (包括信用購入あつせん), without selling or pledging their home or other assets an Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order (経済産業省令・内閣府令) specifies, and without using money needed for minimum living expenses (生活維持費).
Defined inArticle 30-2, paragraph (2)· applies only in this section
user purchase amount projected to be affordablemachine translation
「利用者支払可能見込額」
The amount a user is expected to be able to put toward paying for what they buy through the intermediation of comprehensive credit purchases (包括信用購入あつせん) without difficulty in maintaining a minimum standard of living, which an intermediary certified under Article 30-5-4 may calculate in place of the comprehensive purchase amount projected to be affordable (包括支払可能見込額).
Defined inArticle 30-5-4, paragraph (1)
certified comprehensive credit purchase intermediarycorrected by this site
「認定包括信用購入あつせん業者」
A comprehensive credit purchase intermediary certified by the Minister of Economy, Trade and Industry under Article 30-5-4, paragraph (1) to calculate the user purchase amount projected to be affordable (利用者支払可能見込額) in place of the comprehensive purchase amount projected to be affordable (包括支払可能見込額).
Short name set inArticle 30-5-4, paragraph (3)