Article 29-2Indication of the Terms and Conditions of Loan-Affiliated Installment Sales
第二十九条の二（ローン提携販売条件の表示）
If a person in the business of loan-affiliated installment sales (referred to below as a "loan-affiliated installment seller") issues or grants a card, etc., to a user in order to sell designated goods or designated rights or provide designated services in a way that involves a loan-affiliated installment sale as prescribed in Article 2, paragraph (2), item (i), the loan-affiliated installment seller must deliver a document to the user stating the following matters with respect to the terms and conditions of the sale of goods or rights or the terms and conditions for the provision of services when a loan-affiliated installment sale is made, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order:
the term and number of payments (including interest payments) in connection with a loan-affiliated installment sale;
ローン提携販売に係る借入金の返還（利息の支払を含む。）の期間及び回数
the interest rate and the rate of other fees connected with the loan under a loan-affiliated installment sale, as arrived at by the method of calculation specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order; and
経済産業省令・内閣府令で定める方法により算定したローン提携販売に係る借入金の利息その他の手数料の料率
matters specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order, beyond what is stated in the preceding two items.
前二号に掲げるもののほか、経済産業省令・内閣府令で定める事項
If a loan-affiliated installment seller issues or grants a card, etc. to a user in order to sell designated goods or designated rights or provide designated services in a way that involves a loan-affiliated installment sale as prescribed in Article 2, paragraph (2), item (ii), the loan-affiliated installment seller must deliver a document to the user stating the following matters in respect of the terms and conditions of the sale of goods or rights or the terms and conditions for the provision of services when a loan-affiliated installment sale is made, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order:
the timing at which a user is required to make the payment and how the amount of the payment money is calculated each time;
利用者が弁済をすべき時期及び当該時期ごとの弁済金の額の算定方法
the interest rate and the rate of other fees connected with the loan under a loan-affiliated installment sale, as arrived at by the method of calculation specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order; and
経済産業省令・内閣府令で定める方法により算定したローン提携販売に係る借入金の利息その他の手数料の料率
matters specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order, beyond what is stated in the preceding two items.
前二号に掲げるもののほか、経済産業省令・内閣府令で定める事項
When a loan-affiliated installment seller sells designated goods or designated rights or provides designated services in a way that involves a loan-affiliated installment sale as referred to in paragraph (1) or the preceding paragraph, and advertises the terms and conditions of the sale or the terms and conditions for their provision, it must indicate the matters stated in the items of paragraph (1) or in the preceding paragraph, respectively, in its advertising, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order.
card, etc.
「カード等」
In the installment sales (割賦販売) rules, a card or other object, or a number, symbol or other code, that a seller gives a user and that the user can present, quote or hand over to buy goods or rights or receive services for payment, paying later in amounts worked out at set intervals from the total bought.
Short name set inArticle 2, paragraph (1), item (ii)· applies only in this paragraph and in Article 2, paragraph (2); and Articles 3 and 29-2
loan-affiliated installment sale
「ローン提携販売」
Selling designated goods or rights (指定商品, 指定権利), or providing designated services (指定役務), to a user who has been given a card or similar means (カード等) and borrows the price, with the seller guaranteeing the user's loan (or having a professional guarantor do so), where the loan is repaid over two months or more in three or more installments, or in amounts worked out at set intervals from the total borrowed.
Defined inArticle 2, paragraph (2)· applies throughout the law
designated good
「指定商品」
Goods suited to being sold on standard terms that a Cabinet Order (政令) specifies.
Defined inArticle 2, paragraph (5)· applies throughout the law
designated service
「指定役務」
Except in Article 2, paragraph (6), Articles 35-3-61 and 35-3-62, and Articles 41 and 41-2, services provided for payment in transactions of people's everyday lives that a Cabinet Order (政令) specifies.
Defined inArticle 2, paragraph (5)
designated right
「指定権利」
A right to use facilities or to receive services, sold in transactions of people's everyday lives, that a Cabinet Order (政令) specifies.
Defined inArticle 2, paragraph (5)
loan-affiliated installment seller
「ローン提携販売業者」
A person whose business is loan-affiliated installment sales (ローン提携販売).
Short name set inArticle 29-2, paragraph (1)