①The provisions of Article 4 of the New Installment Sales Act apply to a contract concluded after this Act comes into effect under which, by the method of installment sale prescribed in Article 2, paragraph (1) of the New Installment Sales Act, designated goods prescribed in paragraph (5) of that Article (hereinafter referred to as "new designated goods") or designated rights prescribed in that paragraph (hereinafter referred to as "new designated rights") are sold, or designated services prescribed in that paragraph (hereinafter referred to as "new designated services") are provided; and the provisions then in force continue to govern a contract concluded before this Act comes into effect under which, by the method of installment sale prescribed in Article 2, paragraph (1) of the Installment Sales Act prior to the amendment by the provisions of Article 3 (hereinafter referred to as the "Former Installment Sales Act"), designated goods prescribed in Article 2, paragraph (4) of the Former Installment Sales Act (hereinafter referred to as "former designated goods") or designated rights prescribed in that paragraph (hereinafter referred to as "former designated rights") are sold, or designated services prescribed in that paragraph (hereinafter referred to as "former designated services") are provided.

②The provisions then in force continue to govern the delivery of documents prescribed in Articles 4-3, 29-3-2 and 30-2-2 of the Former Installment Sales Act with regard to an offer received before this Act comes into effect by an installment seller prescribed in Article 3, paragraph (1) of the Former Installment Sales Act (hereinafter referred to as an "installment seller"), a loan-affiliated installment seller prescribed in Article 29-2, paragraph (1) of the Former Installment Sales Act (hereinafter referred to as a "loan-affiliated installment seller"), or a seller affiliated with the intermediation of installment purchases or a service provider affiliated with the intermediation of installment purchases prescribed in Article 30, paragraph (2) of the Former Installment Sales Act (hereinafter referred to as a "seller, etc. affiliated with the intermediation of installment purchases"), which relates to a contract to sell former designated goods or former designated rights or a contract to provide former designated services by the method of installment sale prescribed in Article 2, paragraph (1) of the Former Installment Sales Act, the method of loan-affiliated installment sale prescribed in paragraph (2) of that Article, or the method of sale or provision pertaining to the intermediation of installment purchases prescribed in paragraph (3) of that Article (hereinafter referred to as the "method of installment sales, etc.").

③The provisions then in force continue to govern the withdrawal of the offer, etc. for a contract prescribed in Article 4-4 of the Former Installment Sales Act, the withdrawal of the offer, etc. for a contract prescribed in Article 29-3-3 of the Former Installment Sales Act and the withdrawal of the offer, etc. for a contract prescribed in Article 30-2-3 of the Former Installment Sales Act, with regard to an offer received before this Act comes into effect by an installment seller, a loan-affiliated installment seller or a seller, etc. affiliated with the intermediation of installment purchases which relates to a contract to sell former designated goods or former designated rights or a contract to provide former designated services by the method of installment sales, etc., to the contract concerned in the case where a contract relating to that offer is concluded after this Act comes into effect, or to a contract concluded before this Act comes into effect under which former designated goods or former designated rights are sold or former designated services are provided by the method of installment sales, etc.

④The provisions of Article 5 of the New Installment Sales Act apply to a contract concluded after this Act comes into effect under which, by the method of installment sale prescribed in Article 2, paragraph (1) of the New Installment Sales Act, new designated goods or new designated rights are sold, or new designated services are provided; and the provisions then in force continue to govern a contract concluded before this Act comes into effect under which, by the method of installment sale prescribed in Article 2, paragraph (1) of the Former Installment Sales Act, former designated goods or former designated rights are sold, or former designated services are provided.

⑤The provisions of Article 6 of the New Installment Sales Act apply to a contract concluded after this Act comes into effect under which, by the method of installment sale prescribed in Article 2, paragraph (1), item (i) of the New Installment Sales Act, new designated goods or new designated rights are sold, or new designated services are provided; and the provisions then in force continue to govern a contract concluded before this Act comes into effect under which, by the method of installment sale prescribed in Article 2, paragraph (1), item (i) of the Former Installment Sales Act, former designated goods or former designated rights are sold, or former designated services are provided.

⑥The provisions of Article 29-3 of the New Installment Sales Act apply to a contract concluded after this Act comes into effect under which, by the method of loan-affiliated installment sale prescribed in Article 2, paragraph (2) of the New Installment Sales Act, new designated goods or new designated rights are sold, or new designated services are provided; and the provisions then in force continue to govern a contract concluded before this Act comes into effect under which, by the method of loan-affiliated installment sale prescribed in Article 2, paragraph (2) of the Former Installment Sales Act, former designated goods or former designated rights are sold, or former designated services are provided.

⑦The provisions of Article 30-4 or Article 30-5 of the New Installment Sales Act as applied mutatis mutandis pursuant to Article 29-4 of the New Installment Sales Act apply to amortized repayments or payment money concerning new designated goods or new designated rights that a purchaser or service recipient has concluded a contract to purchase, or new designated services that a purchaser or service recipient has concluded a contract to receive, after this Act comes into effect and by the method of loan-affiliated installment sale prescribed in Article 2, paragraph (2) of the New Installment Sales Act; and the provisions then in force continue to govern amortized repayments or payment money concerning former designated goods or former designated rights that a purchaser or service recipient has concluded a contract to purchase, or former designated services that a purchaser or service recipient has concluded a contract to receive, before this Act comes into effect and by the method of loan-affiliated installment sale prescribed in Article 2, paragraph (2) of the Former Installment Sales Act.

⑧The provisions of Article 30-2-3, paragraphs (1) and (2) of the New Installment Sales Act apply to a contract for the receipt of monies subject to the intermediation of comprehensive credit purchases prescribed in paragraph (1) of that Article (hereinafter referred to as a "contract for the receipt of monies subject to the intermediation of comprehensive credit purchases") that is concluded after this Act comes into effect; and the provisions then in force continue to govern a contract concluded before this Act comes into effect which relates to former designated goods or former designated rights purchased, or former designated services received, by the method of purchase or receipt pertaining to the intermediation of installment purchases prescribed in Article 2, paragraph (3), item (i) or (iii) of the Former Installment Sales Act.

⑨The provisions of Article 30-2-3, paragraph (3) of the New Installment Sales Act apply to such payment money, among the payment money pertaining to the intermediation of comprehensive credit purchases prescribed in Article 2, paragraph (3), item (ii) of the New Installment Sales Act, the time for payment of which arrives after this Act comes into effect; and the provisions then in force continue to govern such payment money, among the payment money pertaining to the intermediation of installment purchases prescribed in Article 2, paragraph (3), item (iii) of the Former Installment Sales Act, the time for payment of which arrives before this Act comes into effect.

⑩The provisions of Article 30-2-3, paragraph (4) or Article 35-3-8 of the New Installment Sales Act apply to a contract to sell goods or designated rights by the method of sale pertaining to the intermediation of comprehensive credit purchases prescribed in Article 2, paragraph (3) of the New Installment Sales Act or a contract to provide services by the method of provision pertaining to the intermediation of comprehensive credit purchases prescribed in that paragraph, or to a sales contract involving the intermediation of individual credit purchases prescribed in Article 35-3-5, paragraph (1) of the New Installment Sales Act (hereinafter referred to as a "sales contract involving the intermediation of individual credit purchases") or a service contract involving the intermediation of individual credit purchases prescribed in that paragraph (hereinafter referred to as a "service contract involving the intermediation of individual credit purchases"), that is concluded after this Act comes into effect; and the provisions then in force continue to govern a contract concluded before this Act comes into effect under which, by the method of sale or provision pertaining to the intermediation of installment purchases prescribed in Article 2, paragraph (3) of the Former Installment Sales Act, former designated goods or former designated rights are sold, or former designated services are provided.

⑪The provisions of Article 30-2-4 or Article 35-3-17 of the New Installment Sales Act apply to a contract for the receipt of monies subject to the intermediation of comprehensive credit purchases or a contract for the receipt of monies subject to the intermediation of individual credit purchases prescribed in Article 35-3-3, paragraph (1) of the New Installment Sales Act (hereinafter referred to as a "contract for the receipt of monies subject to the intermediation of individual credit purchases"), that is concluded after this Act comes into effect; and the provisions then in force continue to govern a contract concluded before this Act comes into effect which relates to the receipt of an amount equivalent to the price of former designated goods or former designated rights purchased, or to the consideration for former designated services received, by the method of purchase or receipt pertaining to the intermediation of installment purchases prescribed in Article 2, paragraph (3) of the Former Installment Sales Act.

⑫The provisions of Article 30-3 or Article 35-3-18 of the New Installment Sales Act apply to a contract for the receipt of monies subject to the intermediation of comprehensive credit purchases that pertains to the intermediation of comprehensive credit purchases prescribed in Article 2, paragraph (3), item (i) of the New Installment Sales Act, or a contract for the receipt of monies subject to the intermediation of individual credit purchases, that is concluded after this Act comes into effect; and the provisions then in force continue to govern a contract concluded before this Act comes into effect which relates to the receipt of an amount equivalent to the price of former designated goods or former designated rights purchased, or to the consideration for former designated services received, by the method of purchase or receipt pertaining to the intermediation of installment purchases prescribed in Article 2, paragraph (3), item (i) or (ii) of the Former Installment Sales Act.

⑬The provisions of Article 30-4, Article 30-5 or Article 35-3-19 of the New Installment Sales Act apply to amounts to be paid or payment money concerning goods or new designated rights that a purchaser or service recipient has concluded a contract to purchase, or services that a purchaser or service recipient has concluded a contract to receive, after this Act comes into effect and by the method of purchase or receipt pertaining to the intermediation of comprehensive credit purchases prescribed in Article 2, paragraph (3) of the New Installment Sales Act or to the intermediation of individual credit purchases prescribed in paragraph (4) of that Article (hereinafter referred to as the "intermediation of individual credit purchases"); and the provisions then in force continue to govern amounts to be paid or payment money concerning former designated goods or former designated rights that a purchaser or service recipient has concluded a contract to purchase, or former designated services that a purchaser or service recipient has concluded a contract to receive, before this Act comes into effect and by the method of purchase or receipt pertaining to the intermediation of installment purchases prescribed in Article 2, paragraph (3) of the Former Installment Sales Act.

⑭A person that is actually registered under Article 31 of the Former Installment Sales Act at the time this Act comes into effect (hereinafter referred to as an "existing registered comprehensive credit purchase intermediary") must, within six months from the day on which this Act comes into effect, submit to the Minister of Economy, Trade and Industry an application, accompanied by the documents specified by Order of the Ministry of Economy, Trade and Industry referred to in Article 32, paragraph (2) of the New Installment Sales Act, stating the matters stated in paragraph (1), item (iv) of that Article.

⑮An application under the preceding paragraph is deemed to be an application for registration of change under Article 33-3, paragraph (1) of the New Installment Sales Act, and the provisions of paragraph (2) of that Article apply to it. In this case, the phrase "Article 15, paragraphs (2) and (3), Article 32, paragraph (2), Article 33 and" in that paragraph is deemed to be replaced with "Article 15, paragraph (3), Article 33 and", and the phrase "apply mutatis mutandis to an application for registration of change under the preceding paragraph" with "apply mutatis mutandis to an application for registration of change under the preceding paragraph. In this case, the phrase 'one of the following items' in paragraph (1) of that Article is deemed to be replaced with 'one of items (vi) through (x)'".

⑯When the Minister of Economy, Trade and Industry intends to effect the registration referred to in Article 33, paragraph (1) of the New Installment Sales Act as applied mutatis mutandis pursuant to Article 33-3, paragraph (2) of the New Installment Sales Act as applied following the deemed replacement of terms under the preceding paragraph, the minister is to hear the opinion of the Director-General of the National Police Agency as to the existence of circumstances that fall under Article 33-2, paragraph (1), item (vi), (e), item (vii) or item (viii) of the New Installment Sales Act.

⑰A person that has violated the provisions of paragraph (14) is deemed to have violated the provisions of Article 33-3, paragraph (1) of the New Installment Sales Act, and the provisions of Article 34-2, paragraph (2) of the New Installment Sales Act apply.

⑱The representative, agent, employee or other worker of an existing registered comprehensive credit purchase intermediary that has failed to submit an application in violation of paragraph (14) is subject to punishment by a fine of not more than 300,000 yen.

⑲If the representative, agent, employee or other worker of a corporation commits the violation referred to in the preceding paragraph in connection with the business of that corporation, in addition to the offender being subject to punishment, the corporation is subject to the punishment referred to in that paragraph.

⑳A person that has been sentenced to a fine for violating the provisions of paragraph (14) is deemed to have been sentenced to a fine for violating the provisions of the New Installment Sales Act.

（二十一）The provisions of Article 35-3-9, paragraph (1) of the New Installment Sales Act do not apply to an offer received before this Act comes into effect by a person equivalent to an intermediary for individual credit purchases prescribed in Article 35-3-2 of the New Installment Sales Act (hereinafter referred to as an "intermediary for individual credit purchases") which relates to a contract equivalent to a contract for the receipt of monies subject to the intermediation of individual credit purchases connected with a contract equivalent to a sales contract involving the intermediation of individual credit purchases or a service contract involving the intermediation of individual credit purchases stated in one of the items of Article 35-3-9, paragraph (1) of the New Installment Sales Act.

（二十二）The provisions of Article 35-3-9, paragraph (3) of the New Installment Sales Act do not apply to a contract concluded before this Act comes into effect which is equivalent to a contract for the receipt of monies subject to the intermediation of individual credit purchases connected with a contract equivalent to a sales contract involving the intermediation of individual credit purchases or a service contract involving the intermediation of individual credit purchases stated in one of the items of that paragraph.

（二十三）The provisions of Article 35-3-10 or Article 35-3-11 of the New Installment Sales Act do not apply to an offer received before this Act comes into effect by a person equivalent to an intermediary for individual credit purchases which relates to a contract equivalent to a contract for the receipt of monies subject to the intermediation of individual credit purchases connected with a contract equivalent either to a specified personal multilevel marketing contract, etc. prescribed in Article 35-3-9, paragraph (1), item (iv) of the New Installment Sales Act that constitutes a sales contract involving the intermediation of individual credit purchases or a service contract involving the intermediation of individual credit purchases, or to a sales contract involving the intermediation of individual credit purchases or a service contract involving the intermediation of individual credit purchases referred to in the items of Article 35-3-10, paragraph (1) of the New Installment Sales Act (hereinafter in this paragraph referred to as a "specified contract for sales, etc. involving the intermediation of individual credit purchases"), to the contract concerned in the case where a contract relating to that offer is concluded after this Act comes into effect, or to a contract concluded before this Act comes into effect which is equivalent to a contract for the receipt of monies subject to the intermediation of individual credit purchases connected with a contract equivalent to a specified contract for sales, etc. involving the intermediation of individual credit purchases. The same applies, in the case where, before this Act comes into effect, a person equivalent to a seller affiliated with the intermediation of individual credit purchases prescribed in Article 35-3-2, paragraph (1) of the New Installment Sales Act or a service provider affiliated with the intermediation of individual credit purchases prescribed in that paragraph received an offer for a contract equivalent to a specified contract for sales, etc. involving the intermediation of individual credit purchases, or where a contract relating to that offer is concluded after this Act comes into effect, or where, before this Act comes into effect, a contract equivalent to a specified contract for sales, etc. involving the intermediation of individual credit purchases was concluded, to an offer received after this Act comes into effect by an intermediary for individual credit purchases which relates to a contract for the receipt of monies subject to the intermediation of individual credit purchases connected with that contract equivalent to a specified contract for sales, etc. involving the intermediation of individual credit purchases, or to a contract for the receipt of monies subject to the intermediation of individual credit purchases concluded after this Act comes into effect which is connected with that contract equivalent to a specified contract for sales, etc. involving the intermediation of individual credit purchases.

（二十四）The provisions of Article 35-3-12 of the New Installment Sales Act do not apply to an offer received before this Act comes into effect by a person equivalent to an intermediary for individual credit purchases which relates to a contract equivalent to a contract for the receipt of monies subject to the intermediation of individual credit purchases connected with a contract equivalent to a sales contract involving the intermediation of individual credit purchases or a service contract involving the intermediation of individual credit purchases referred to in Article 35-3-10, paragraph (1), item (i), (ii), (iv) or (v) of the New Installment Sales Act, or to the contract concerned in the case where a contract relating to that offer is concluded after this Act comes into effect, or to a contract concluded before this Act comes into effect which is equivalent to a contract for the receipt of monies subject to the intermediation of individual credit purchases connected with a contract equivalent to a sales contract involving the intermediation of individual credit purchases or a service contract involving the intermediation of individual credit purchases referred to in those items.

（二十五）The provisions of Articles 35-3-13 through 35-3-16 of the New Installment Sales Act do not apply to a manifested intention, made before this Act comes into effect, to offer, or to accept an offer for, a contract equivalent to a contract for the receipt of monies subject to the intermediation of individual credit purchases connected with a contract equivalent to a sales contract involving the intermediation of individual credit purchases or a service contract involving the intermediation of individual credit purchases referred to in Article 35-3-13, paragraph (1), Article 35-3-14, paragraph (1), Article 35-3-15, paragraph (1) or Article 35-3-16, paragraph (1) of the New Installment Sales Act.

（二十六）The provisions of Article 35-3-23 of the New Installment Sales Act do not apply to a person that, at the time this Act comes into effect, is actually engaged in the intermediation of individual credit purchases in the course of trade, only in a case that falls under one of the following:

（二十七）The authority of the Minister of Economy, Trade and Industry under the provisions of paragraphs (14) through (17) is to be exercised by the Director-General of the Bureau of Economy, Trade and Industry with jurisdiction over the location of the principal business office of the existing registered comprehensive credit purchase intermediary; provided, however, that this does not preclude the Minister of Economy, Trade and Industry from exercising that authority personally.

（二十八）The provisions of Article 35-3-49 and Article 35-19, paragraphs (2) and (3) of the New Installment Sales Act do not apply, for six months after this Act comes into effect, to a person that, at the time this Act comes into effect, is actually using in its name or trade name a term which could give rise to the misconception that it is a designated credit bureau, a certified installment sales association or a member of a certified installment sales association.

（二十九）The competent minister specified in Article 46, item (iv) of the New Installment Sales Act or the competent minister specified in Article 46, item (v) of the New Installment Sales Act may, even before the day on which this Act comes into effect, seek an advisory consultation with the Consumer Economic Affairs Council or, pursuant to the provisions of Cabinet Order, with the Consumer Economic Affairs Council and the Consumer Commission, for the purpose of drafting the enactment of the Cabinet Order prescribed in Article 35-3-26, paragraph (1), item (ii) or Article 40, paragraph (9) (limited to the part concerning the specification of closely related persons) of the New Installment Sales Act or the Cabinet Order prescribed in Article 35-3-19, paragraph (4) of the New Installment Sales Act.