Article 35-3-36Designation of a Person to Perform Specified Credit Information Services
第三十五条の三の三十六（特定信用情報提供等業務を行う者の指定）
On the application of a person that meets the following requirements, the Minister of Economy, Trade and Industry may designate that person to perform specified credit information services pursuant to the provisions of this Section (meaning services constituting the collection and provision of specified credit information to comprehensive credit purchase intermediaries or individual credit purchase intermediaries; the same applies below):
経済産業大臣は、次に掲げる要件を備える者を、その申請により、この節の定めるところにより特定信用情報提供等業務（特定信用情報の収集及び包括信用購入あつせん業者又は個別信用購入あつせん業者に対する特定信用情報の提供を行う業務をいう。以下同じ。）を行う者として、指定することができる。
it is a corporation (this includes an association or a foundation that is without legal personality but that has a representative or administrator, but it excludes a corporation incorporated under the law of a foreign state or any other foreign organization; the same applies in item (iv), (d));
法人（人格のない社団又は財団で代表者又は管理人の定めのあるものを含み、外国の法令に準拠して設立された法人その他の外国の団体を除く。第四号ニにおいて同じ。）であること。
it is not a person whose designation under the provisions of this paragraph has been rescinded pursuant to the provisions of Article 35-3-54, paragraph (1) and that is yet to have five years pass since the date of the rescission; and
第三十五条の三の五十四第一項の規定によりこの項の規定による指定を取り消され、その取消しの日から五年を経過しない者でないこと。
it is not a person that has been sentenced to a fine (including an equivalent punishment under a foreign law or regulation) for violating the provisions of this Act, the Act on the Protection of Personal Information (Act No. 57 of 2003) or an equivalent foreign law or regulation, and that is yet to have five years pass since it finished serving the sentence or ceased to be subject to its enforcement;
この法律若しくは個人情報の保護に関する法律（平成十五年法律第五十七号）又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなつた日から五年を経過しない者でないこと。
it does not have an officer (this means a member that executes business (if a member that executes business is a corporation, this includes the person that performs its duties as a member), a director, executive officer, accounting advisor (if an accounting advisor is a corporation, this includes the member that performs its duties as an accounting advisor), auditor, representative, or administrator, or a person equivalent to any of these; the same applies below in this Subsection and Subsection 3) that falls under one of the following:
役員（業務を執行する社員（業務を執行する社員が法人であるときは、その職務を行うべき者を含む。）、取締役、執行役、会計参与（会計参与が法人であるときは、その職務を行うべき社員を含む。）、監査役、代表者若しくは管理人又はこれらに準ずる者をいう。以下この款及び第三款において同じ。）のうちに、次のいずれかに該当する者がないこと。
a person specified by Order of the Ministry of Economy, Trade and Industry as being unable to cope with the execution of its duties due to a mental or physical disorder;
心身の故障のため職務を適正に執行することができない者として経済産業省令で定める者
a person that has not had rights restored after receiving a ruling of commencement of bankruptcy proceedings, or a person that is treated in the same manner as that person under the laws and regulations of a foreign state;
破産手続開始の決定を受けて復権を得ない者又は外国の法令上これと同様に取り扱われている者
a person that has been sentenced to imprisonment or a heavier punishment (including equivalent punishment under a foreign law or regulation), if five years have not yet passed since the person finished serving the sentence or ceased to be subject to its enforcement;
拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又は刑の執行を受けることがなくなつた日から五年を経過しない者
a person that, during the 30 days before the date of rescission, was the officer (including a person treated in the same manner under foreign laws and regulations; the same applies in (e)) of a corporation, in a case in which a designation under this paragraph has been rescinded pursuant to the provisions of Article 35-3-54, paragraph (1) or in which an administrative disposition which is similar to that designation and which the corporation has received in a foreign state pursuant to the provisions of a foreign law or regulation that is equivalent to this Act, has been rescinded, if five years have not yet passed since the date of the rescission;
第三十五条の三の五十四第一項の規定によりこの項の規定による指定を取り消された場合又はこの法律に相当する外国の法令の規定により当該外国において受けている当該指定に類する行政処分を取り消された場合において、その取消しの日前三十日以内にその法人の役員（外国の法令上これと同様に取り扱われている者を含む。ホにおいて同じ。）であつた者でその取消しの日から五年を経過しない者
an officer whose dismissal has been ordered pursuant to the provisions of Article 35-3-54, paragraph (1) or of a foreign law or regulation that is equivalent to this Act, if five years have not yet passed since the date of that disposition; and
第三十五条の三の五十四第一項の規定又はこの法律に相当する外国の法令の規定により解任を命ぜられた役員でその処分を受けた日から五年を経過しない者
a person that has been sentenced to a fine (including an equivalent punishment under a foreign law or regulation) for violating the provisions of this Act, the Act on the Protection of Personal Information, or an equivalent foreign law or regulation, if five years have not yet passed since the person finished serving the sentence or ceased to be subject to its enforcement.
この法律若しくは個人情報の保護に関する法律又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなつた日から五年を経過しない者
the scope specified by Order of the Ministry of Economy, Trade and Industry as the scope of specified credit information it handles conforms to the standards specified by Order of the Ministry of Economy, Trade and Industry as sufficient for allowing it to perform specified credit information services appropriately and efficiently;
その取り扱う特定信用情報の規模として経済産業省令で定めるものが、特定信用情報提供等業務を適正かつ効率的に行うに足りるものとして経済産業省令で定める基準に適合するものであること。
it is found to have the financial basis that is found to be necessary to allow it to perform specified credit information services as specified by Order of the Ministry of Economy, Trade and Industry; and
特定信用情報提供等業務を遂行するために必要と認められる財産的基礎で経済産業省令で定めるものを有すると認められること。
in light of its personnel structure, it is found to have sufficient knowledge and experience for performing specified credit information services appropriately and reliably, and to have sufficient social credibility.
その人的構成に照らして、特定信用情報提供等業務を適正かつ確実に遂行することができる知識及び経験を有し、かつ、十分な社会的信用を有すると認められること。
If the Minister of Economy, Trade and Industry makes a designation under the provisions of the preceding paragraph, the minister must issue public notice of the trade name or name of the designated credit bureau, the location of its principal business office or office, and the date of the designation in the Official Gazette.
Read this with the articles around it
comprehensive credit purchase intermediary
「包括信用購入あつせん業者」
A person whose business is the intermediation of comprehensive credit purchases (包括信用購入あつせん) — a credit card company, for example.
Short name set inArticle 30, paragraph (1)
designated credit bureau
「指定信用情報機関」
A body the Minister of Economy, Trade and Industry has designated under Article 35-3-36, paragraph (1) to collect specified credit information (特定信用情報) and provide it to comprehensive and individual credit purchase intermediaries.
Short name set inArticle 30-2, paragraph (3)
specified credit informationmachine translation
「特定信用情報」
Information on an individual user's, purchaser's or service recipient's comprehensive purchase amount projected to be affordable (包括支払可能見込額), user purchase amount projected to be affordable (利用者支払可能見込額) or individual purchase amount projected to be affordable (個別支払可能見込額), including information identifying them, of the kinds an Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order (経済産業省令・内閣府令) specifies, such as how they have been paying debts arising from the intermediation of credit purchases (信用購入あつせん).
Defined inArticle 30-2, paragraph (3)
individual credit purchase intermediarymachine translation
「個別信用購入あつせん業者」
A person whose business is the intermediation of individual credit purchases (個別信用購入あつせん).
Short name set inArticle 35-3-2, paragraph (1)
specified credit information servicesmachine translation
「特定信用情報提供等業務」
The business of collecting specified credit information (特定信用情報) and providing it to comprehensive and individual credit purchase intermediaries — what a designated credit bureau (指定信用情報機関) is designated to do.
Defined inArticle 35-3-36, paragraph (1)
officermachine translation
「役員」
In Subsections 1 and 3 of Section 3 of Chapter III, on designated credit bureaus (指定信用情報機関), a member who executes the business (or, where that member is a corporation, the person who is to perform its duties), a director, an executive officer, an accounting advisor (or, where that is a corporation, the member who is to perform its duties), a company auditor, a representative or administrator, or an equivalent person.
Defined inArticle 35-3-36, paragraph (1), item (iv)· applies only in this subsection and in Chapter 3, Section 3, Subsection 3
company auditor
監査役
An officer of a stock company, elected by the shareholders meeting (Companies Act, Article 329, paragraph (1)), whose job is to audit how the directors carry out their duties and to write an audit report on it (Article 381, paragraph (1)). Not an outside accountant — that is the financial auditor (会計監査人) — and not a director: a company auditor may not also be a director or employee of the company or its subsidiaries (Article 335, paragraph (2)). The term normally runs to the annual shareholders meeting for the last business year ending within four years of election (Article 336, paragraph (1)).
Written by AI using Companies Act, Arts. 329, 335, 336, 381 as a reference.
fine
罰金
A criminal punishment of paying money to the state, of 10,000 yen or more, or less where it is reduced (Penal Code, Article 15). It ranks below imprisonment (拘禁刑) and above penal detention (拘留) and a petty fine (科料) (Articles 9 and 10, paragraph (1)). A person who cannot pay it in full is held in a workhouse (労役場) for one day to two years, or up to three years where fines are imposed together, a period set when the sentence is passed (Article 18, paragraphs (1), (3) and (4)); not within thirty days of the sentence becoming final without the person's consent (paragraph (5)). If it is not enforced for three years after the sentence becomes final, the person is released from it by prescription (Articles 31 and 32, item (v)); the three years do not run while its execution is suspended under law or the person is abroad, and an act of execution interrupts them (Articles 33 and 34, paragraph (2)).
Written by AI using Penal Code, Arts. 9, 10, 15, 18, 31 to 34 as a reference.
director
取締役
An officer of a stock company, elected by the shareholders meeting (Companies Act, Article 329, paragraph (1)). Every stock company has at least one (Article 326, paragraph (1)). Where there is no board of directors, the directors run the company's business unless the articles of incorporation say otherwise (Article 348, paragraph (1)), and each of them represents it unless the company has chosen representative directors (代表取締役) or others to do that (Article 349, paragraphs (1) and (3)). Where there is a board (取締役会, board of directors), the directors are its members, and the board decides the business and normally chooses the representative directors from among them (Article 362). The term normally runs to the annual shareholders meeting for the last business year ending within two years of election (Article 332, paragraph (1)).
Written by AI using Companies Act, Arts. 326, 329, 332, 348, 349, 362 as a reference.
imprisonment
拘禁刑
The punishment of being held in a penal institution (刑事施設), for life or for a fixed term of one month to twenty years (Penal Code, Article 12, paragraphs (1) and (2)); a fixed term can be raised to thirty years where the punishment is aggravated, or cut below one month where it is reduced (Article 14, paragraph (2)). To help the person reform and rehabilitate, they may be made to do work or given guidance (Article 12, paragraph (3)). It ranks below the death penalty and above a fine (罰金) among the principal punishments (Articles 9 and 10, paragraph (1)). It replaced imprisonment with work (懲役) and imprisonment without work (禁錮) when the Act Partially Amending the Penal Code, etc. (Act No. 67 of 2022) came into force (Act No. 67 of 2022, Article 2), and a person sentenced to either is treated, for the rules on a person's qualifications, as sentenced to imprisonment for the same term (Act No. 68 of 2022, Article 443, paragraph (1)).
Written by AI using Penal Code, Arts. 9, 10, 12, 14, Act No. 67 of 2022, Art. 2 and Act No. 68 of 2022, Art. 443 as a reference.