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Article 30Provision of Information on the Terms and Conditions of Transactions Involving the Intermediation of Comprehensive Credit Purchases

第三十条(包括信用購入あつせんの取引条件に関する情報の提供等)

If a person in the business of the intermediation of comprehensive credit purchases (referred to below as a "comprehensive credit purchase intermediary") issues or grants a card, etc. to a user in order to effect the intermediation of comprehensive credit purchases as prescribed in Article 2, paragraph (3), item (i), the comprehensive credit purchase intermediary must provide the user with information relating to the following matters with respect to the terms and conditions of the intermediation of comprehensive credit purchases, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order:

包括信用購入あつせんを業とする者(以下「包括信用購入あつせん業者」という。)は、第二条第三項第一号に規定する包括信用購入あつせんをするためカード等を利用者に交付し又は付与するときは、経済産業省令・内閣府令で定めるところにより、当該包括信用購入あつせんをする場合における取引条件に関する次の事項に係る情報を当該利用者に提供しなければならない。

the term and number of payments, which the intermediation of comprehensive credit purchases is for, for the cost of the goods or rights or the consideration for the services (including fees for the intermediation of comprehensive credit purchases);

包括信用購入あつせんに係る商品若しくは権利の代金又は役務の対価(包括信用購入あつせんの手数料を含む。)の支払の期間及び回数

the rate of the fees for the intermediation of comprehensive credit purchases, as arrived at by the method of calculation specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order; and

経済産業省令・内閣府令で定める方法により算定した包括信用購入あつせんの手数料の料率

matters specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order, beyond what is stated in the preceding two items.

前二号に掲げるもののほか、経済産業省令・内閣府令で定める事項

If a comprehensive credit purchase intermediary issues or grants a card, etc. to a user in order to effect the intermediation of comprehensive credit purchases as prescribed in Article 2, paragraph (3), item (ii), the comprehensive credit purchase intermediary must provide the user with information relating to the following matters with respect to the terms and conditions for the intermediation of comprehensive credit purchases, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order:

包括信用購入あつせん業者は、第二条第三項第二号に規定する包括信用購入あつせんをするためカード等を利用者に交付し又は付与するときは、経済産業省令・内閣府令で定めるところにより、当該包括信用購入あつせんをする場合における取引条件に関する次の事項に係る情報を当該利用者に提供しなければならない。

the timing at which a user is required to make the payment and how the amount of the payment money is calculated each time;

利用者が弁済をすべき時期及び当該時期ごとの弁済金の額の算定方法

the rate of the fees for the intermediation of comprehensive credit purchases, as arrived at by the method of calculation specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order; and

経済産業省令・内閣府令で定める方法により算定した包括信用購入あつせんの手数料の料率

matters specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order, beyond what is stated in the preceding two items.

前二号に掲げるもののほか、経済産業省令・内閣府令で定める事項

When, at the time of issuance or granting of a card, etc. as stated in the preceding two paragraphs, a comprehensive credit purchase intermediary is requested by a user to deliver a document stating the matters stated in the items of paragraph (1) or in the items of the preceding paragraph, the comprehensive credit purchase intermediary must deliver the document without delay pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order; provided, however, that this does not apply in a case specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order as one that does not prejudice the protection of that user.

包括信用購入あつせん業者は、前二項に規定するカード等の交付時又は付与時において利用者から第一項各号又は前項各号の事項を記載した書面の交付を求められたときは、遅滞なく、経済産業省令・内閣府令で定めるところにより、当該書面を交付しなければならない。ただし、当該利用者の保護に支障を生ずることがない場合として経済産業省令・内閣府令で定める場合は、この限りでない。

When a comprehensive credit purchase intermediary advertises the terms and conditions for the intermediation of comprehensive credit purchases as stated in paragraph (1) or paragraph (2), the comprehensive credit purchase intermediary must indicate the matters stated in the items of paragraph (1) or in the items of paragraph (2), respectively, in its advertising, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order.

包括信用購入あつせん業者は、第一項又は第二項に規定する包括信用購入あつせんをする場合の取引条件について広告をするときは、経済産業省令・内閣府令で定めるところにより、当該広告に、それぞれ第一項各号又は第二項各号の事項を表示しなければならない。

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