An insurer is not liable to compensate the relevant person for the following loss or damage; provided, however, this does not apply to the loss or damage set forth in item (iv) if the policyholder or the insured proves that they did not neglect to exercise due care in satisfying the requirements prescribed in that item at the time of departure of the ship:
loss or damage arising from the nature of or a defect in the insured property, or from ordinary wear and tear thereof;
保険の目的物の性質若しくは瑕疵又はその通常の損耗によって生じた損害
loss or damage arising at the policyholder's or insured's intention or due to that person's gross negligence (or at that person's intention, if it is a liability insurance policy);
保険契約者又は被保険者の故意又は重大な過失（責任保険契約にあっては、故意）によって生じた損害
loss or damage arising from a war or any other social disturbance;
戦争その他の変乱によって生じた損害
in the case of a ship insurance policy, loss or damage arising from the things set forth in the items of Article 739, paragraph (1) (including as applied mutatis mutandis pursuant to Article 707 and Article 756, paragraph (1)) having been done insufficiently as of the time of departure of the ship; and
船舶保険契約にあっては、発航の当時第七百三十九条第一項各号（第七百七条及び第七百五十六条第一項において準用する場合を含む。）に掲げる事項を欠いたことにより生じた損害
in the case of a cargo insurance policy, loss or damage arising from the insufficient packaging of cargo.
貨物保険契約にあっては、貨物の荷造りの不完全によって生じた損害
ship insurance policy
「船舶保険契約」
A marine insurance policy (海上保険契約) whose insured object is a ship.
Short name set inArticle 818, paragraph (1)· applies only in this chapter
cargo insurance policy
「貨物保険契約」
A marine insurance policy (海上保険契約) whose insured object is cargo.
Short name set inArticle 819, paragraph (1)· applies only in this chapter