In the following cases, an insurer is not liable to compensate for loss or damage arising from any accident that occurs after the relevant fact arises; provided, however, that this does not apply if the fact has no influence on the occurrence of the accident or the fact is due to reasons not attributable to the policyholder or the insured:
次に掲げる場合には、保険者は、その事実が生じた時以後に発生した事故によって生じた損害を塡補する責任を負わない。ただし、当該事実が当該事故の発生に影響を及ぼさなかったとき、又は保険契約者若しくは被保険者の責めに帰することができない事由によるものであるときは、この限りでない。
the insured has neglected to cause the ship to depart or continue the voyage;
被保険者が発航又は航海の継続を怠ったとき。
the insured has changed the route; or
被保険者が航路を変更したとき。
beyond what is set forth in the preceding two items, the policyholder or the insured has significantly increased the risk.
risk
「危険」
In the chapter on marine insurance, the possibility that loss a marine insurance policy (海上保険契約) is to cover will occur — the matter on which the policyholder or insured must disclose important facts when the contract is made.
Short name set inArticle 820, paragraph (1)· applies only in this chapter