Payment Services Act
資金決済に関する法律
Every term this law . Its definitions bind only this law — each entry says where the definition applies and links to the sentence that settles it. 204 terms: 104 with the Ministry of Justice's English, 100 in our translation, marked as such.
A person registered by the Prime Minister under Article 37 to carry on funds transfer services (資金移動業).
第三十七条の登録を受けた者
Funds transfer transactions (為替取引) carried on as a business by a person other than a bank or other deposit-taking institution (銀行等).
銀行等以外の者が為替取引を業として営むこと
電子決済手段等取引業
Carrying on as a business any of the acts listed in Article 2, paragraph (10): buying, selling or exchanging electronic payment instruments (電子決済手段); acting as intermediary, broker or agent in those deals; managing electronic payment instruments for others, apart from kinds a Cabinet Office Order (内閣府令) exempts as posing little risk to users; or, entrusted by a funds transfer service provider (資金移動業者), agreeing with users who have an ongoing funds transfer contract with it to move or receive funds electronically, and raising or lowering the amount they can claim from that provider accordingly, on its behalf.
次に掲げる行為のいずれかを業として行うこと
Carrying on as a business any of these: buying and selling cryptoassets (暗号資産) or exchanging them for other cryptoassets; acting as intermediary, broker or agent for those transactions; managing users' money in connection with them; or managing cryptoassets for others, unless another law has special provisions for doing so as a business.
次に掲げる行為のいずれかを業として行うこと
前払式支払手段
A prepaid payment instrument as defined in Article 3, paragraph (1): a certificate, number, code or the like, issued for a price matching the amount of money, or the quantity of goods or services, recorded on it or recorded electronically, that can be used to pay for goods (物品等) or services bought, rented or received from the issuer or a person the issuer designates, or to claim those goods or services from them.
次に掲げるもの
A person registered by the Prime Minister (内閣総理大臣) under Article 62-3 to carry on electronic payment instruments services (電子決済手段等取引業), which no one without that registration may carry on.
第六十二条の三の登録を受けた者
A person registered by the Prime Minister under Article 63-2 to carry on cryptoasset exchange services (暗号資産交換業).
第六十三条の二の登録を受けた者
電子決済手段・暗号資産サービス仲介業者
A person registered by the Prime Minister under Article 63-22-2 to carry on electronic payment instruments and cryptoasset intermediary services (電子決済手段・暗号資産サービス仲介業).
第六十三条の二十二の二の登録を受けた者
前払式支払手段発行者
An issuer of prepaid payment instruments for its own business (自家型発行者) under Article 3, paragraph (6), or an issuer of prepaid payment instruments for third-party business (第三者型発行者) under Article 3, paragraph (7).
第三条第六項に規定する自家型発行者及び同条第七項に規定する第三者型発行者
電子決済手段・暗号資産サービス仲介業
Carrying on as a business either of these: a person other than an electronic payment instruments service provider (電子決済手段等取引業者), entrusted by one, acting as intermediary for the buying, selling or exchange of electronic payment instruments on that provider's behalf; or a person other than a cryptoasset exchange service provider (暗号資産交換業者), entrusted by one, acting as intermediary for the buying, selling or exchange of cryptoassets on that provider's behalf.
次に掲げる行為のいずれかを業として行うこと
A person licensed by the Prime Minister under Article 64, paragraph (1) to carry on clearing services for interbank funds transfer (資金清算業).
第六十四条第一項の免許を受けた者
A person licensed by the competent minister (主務大臣) under Article 63-23 to carry on funds transfer transaction analysis services (為替取引分析業).
第六十三条の二十三の許可を受けた者
Carrying on as a business the taking on, by assumption of obligations, novation or other means, of obligations arising from funds transfer transactions (為替取引) between banks and other deposit-taking institutions (銀行等), in order to settle the claims and obligations from those transactions.
為替取引に係る債権債務の清算のため、債務の引受け、更改その他の方法により、銀行等の間で生じた為替取引に基づく債務を負担することを業として行うこと
A general incorporated association (一般社団法人) certified by the Prime Minister under Article 87.
第八十七条の規定による認定を受けた一般社団法人
Carrying on as a business, as entrusted by two or more financial institutions, etc. (金融機関等), any of these for their funds transfer transactions (為替取引), and notifying them of the results: analysing whether a transaction concerns the payments listed in Article 17 of the Foreign Exchange and Foreign Trade Act; analysing whether it concerns a person subject to asset freezing (財産凍結等対象者) under Article 9 of the Act on Special Measures Concerning Freezing of Assets Implemented by Japan in Light of the United Nations Security Council Resolution 1267, or a person an order of the competent ministries (主務省令) treats likewise; or carrying out the analysis needed for the judgement under Article 8, paragraph (1) of the Act on Prevention of Transfer of Criminal Proceeds.
複数の金融機関等（銀行等その他の政令で定める者をいう。以下同じ。）の委託を受けて、当該金融機関等の行う為替取引（これに準ずるものとして主務省令で定めるものを含む。以下この項及び第四章において同じ。）に関し、次に掲げる行為のいずれかを業として行うこと
The Banking Act, the Long Term Credit Bank Act, the Shinkin Bank Act, the Labor Bank Act, the Small and Medium-Sized Enterprise Cooperatives Act, the Act on Financial Businesses by Cooperative, the Agricultural Co-operatives Act, the Fishery Industry Cooperative Act, the Norinchukin Bank Act and the Shoko Chukin Bank Limited Act, taken together.
銀行法、長期信用銀行法、信用金庫法（昭和二十六年法律第二百三十八号）、労働金庫法（昭和二十八年法律第二百二十七号）、中小企業等協同組合法、協同組合による金融事業に関する法律（昭和二十四年法律第百八十三号）、農業協同組合法、水産業協同組合法、農林中央金庫法（平成十三年法律第九十三号）又は株式会社商工組合中央金庫法（平成十九年法律第七十四号）
暗号資産
Property value (財産的価値) recorded electronically that can be used to pay unspecified persons for goods or services, can be bought from and sold to unspecified persons, and can be transferred by an electronic data processing system, other than Japanese or foreign currency, currency-denominated assets (通貨建資産) and electronic payment instruments (電子決済手段); and property value that can be exchanged with unspecified persons for such value and transferred the same way; but not anything representing the rights referred to in Article 29-2, paragraph (1), item (viii) of the Financial Instruments and Exchange Act.
次に掲げるもの
In Chapter IV, on funds transfer transaction analysis (為替取引分析), the Prime Minister (内閣総理大臣) together with the Minister of Finance (財務大臣) where a funds transfer transaction analysis service provider (為替取引分析業者) carries on the work of Article 2, paragraph (21), item (i) — analysing, for financial institutions, whether their funds transfers are payments of the kinds that item lists by reference to foreign exchange law, and telling them the result — and the Prime Minister alone in any other case.
次の各号に掲げる場合の区分に応じ、当該各号に定める大臣
Any of these: property value (財産的価値) recorded electronically as a currency-denominated asset (通貨建資産) that can be used to pay unspecified persons for goods or services, can be bought from and sold to unspecified persons, and can be transferred by an electronic data processing system, other than securities, electronically recorded monetary claims, prepaid payment instruments and the like a Cabinet Office Order (内閣府令) sets; property value that can be exchanged with unspecified persons for such value and transferred the same way; specified trust beneficial interests (特定信託受益権); and anything a Cabinet Office Order sets as equivalent to these.
次に掲げるもの
Banks (persons licensed by the Prime Minister under Article 4, paragraph (1) of the Banking Act to carry on banking), long-term credit banks, shinkin banks (信用金庫) and their federations, labor banks (労働金庫) and their federations, credit cooperatives (信用協同組合), the federations of cooperatives under the Small and Medium-Sized Enterprise Cooperatives Act, the agricultural cooperatives and their federations under the Agricultural Co-operatives Act, and the fishery cooperatives, fishery processing cooperatives and their federations under the Fishery Industry Cooperative Act that carry on the business of accepting deposits or savings, or installment savings (定期積金), from their members, together with the Norinchukin Bank and the Shoko Chukin Bank.
次に掲げる者
会員
In Chapter V, a member (社員) of a certified association for payment service providers (認定資金決済事業者協会): the issuers of prepaid payment instruments, funds transfer service providers, electronic payment instruments service providers or cryptoasset exchange service providers that its articles of incorporation must make its members.
紛争解決等業務
Work involved in complaint processing procedures (苦情処理手続) and dispute resolution procedures (紛争解決手続) concerning funds transfer services other than specified funds transfer services (特定資金移動業), electronic payment instruments services, cryptoasset exchange services or electronic payment instruments and cryptoasset intermediary services, and work incidental to it.
苦情処理手続（資金移動業（第三十六条の二第四項に規定する特定資金移動業を除く。以下この項において同じ。）、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業に関する苦情を処理する手続をいう。）及び紛争解決手続（資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業に関する紛争で当事者が和解をすることができるものについて訴訟手続によらずに解決を図る手続をいう。第百条第三項を除き、以下同じ。）に係る業務並びにこれに付随する業務
第三種資金移動業
In Chapter III, funds transfer services (資金移動業) consisting only of funds transfer transactions (為替取引) for transfers of no more than an amount a Cabinet Order (政令) sets as especially small.
資金移動業のうち、特に少額として政令で定める額以下の資金の移動に係る為替取引のみを業として営むこと
The date this Act (Act No. 59 of 2009) itself comes into effect.
In Chapter III and Article 107, item (vi), the division of funds transfer services (資金移動業) into type I, type II and type III funds transfer services.
第一種資金移動業、第二種資金移動業及び第三種資金移動業の種別
In Chapter IV, on funds transfer transaction analysis (為替取引分析), a joint Cabinet Office Order and Order of the Ministry of Finance (内閣府令・財務省令) where a funds transfer transaction analysis service provider (為替取引分析業者) carries on the work of Article 2, paragraph (21), item (i), and a Cabinet Office Order (内閣府令) in any other case.
次の各号に掲げる場合の区分に応じ、当該各号に定める命令
物品等
Goods and other property value (財産的価値), other than Japanese and foreign currency.
物品その他の財産的価値（本邦通貨及び外国通貨を除く。）
Exchange of electronic payment instruments, etc. (電子決済手段の交換等) — buying, selling or exchanging electronic payment instruments (電子決済手段), or acting as intermediary, broker or agent in those deals — or management of electronic payment instruments (電子決済手段の管理) for others, apart from kinds a Cabinet Office Order (内閣府令) exempts: the acts in Article 2, paragraph (10), items (i) to (iii).
電子決済手段の交換等又は電子決済手段の管理
In Chapters IV and IV-2, the directors, company auditors (監査役), executive officers (執行役) or accounting advisors (会計参与) of a corporation, or its directors (理事) or auditors (監事) where it has those instead.
取締役、監査役若しくは執行役若しくは会計参与又は理事若しくは監事
A person that carries on funds transfer transactions (為替取引) as a business in a foreign country under a registration there, under a foreign law equivalent to this Act, of the same kind as registration under Article 37 (or a similar administrative disposition).
この法律に相当する外国の法令の規定により当該外国において第三十七条の登録と同種類の登録（当該登録に類するその他の行政処分を含む。）を受けて為替取引を業として営む者
暗号資産仲介行為
The act in Article 2, paragraph (18), item (ii): a person other than a cryptoasset exchange service provider (暗号資産交換業者), entrusted by one, acting as intermediary for the buying, selling or exchange of cryptoassets (暗号資産) on that provider's behalf.
第二号に掲げる行為
第一種資金移動業
In Chapter III, funds transfer services (資金移動業), other than specified funds transfer services (特定資金移動業), that are neither type II nor type III funds transfer services.
資金移動業（特定資金移動業を除く。第四項を除き、以下同じ。）のうち、第二種資金移動業及び第三種資金移動業以外のもの
Acting as intermediary in the buying and selling of electronic payment instruments (電子決済手段), or their exchange for other electronic payment instruments, on behalf of an electronic payment instruments service provider (電子決済手段等取引業者) that has entrusted it with this, by a person who is not such a provider: the first of the two acts which, carried on as a business, make up the intermediary business of Article 2, paragraph (18) (電子決済手段・暗号資産サービス仲介業).
第一号に掲げる行為
基準日
In Chapter II, 31 March and 30 September of each year, the dates on which the unused balance of an issuer's prepaid payment instruments (基準日未使用残高) is measured.
A corporation registered by the Prime Minister under Article 7 to issue prepaid payment instruments for third-party business (第三者型前払式支払手段), as Article 3, paragraph (7) defines it.
第七条の登録を受けた法人
履行保証金弁済信託契約
In Chapter III, a trust agreement with a trust company, etc. (信託会社等) whose purpose is, if a petition for bankruptcy or similar proceedings (破産手続開始の申立て等) is filed against the funds transfer service provider, to use the trust property to pay all or part of the provider's obligations from funds transfer transactions to all or some users of a type of its funds transfer services, the trustee doing what that purpose needs, including managing the property.
当該信託会社等が、当該資金移動業者について破産手続開始の申立て等があったときに信託財産を当該資金移動業者が当該種別の資金移動業の利用者の全部又は一部に対して負担する当該資金移動業に係る為替取引に関する債務の全部又は一部の弁済に充てることを信託の目的として、当該信託財産の管理その他の当該目的の達成のために必要な行為をすべき旨の信託契約
前払式支払手段
A prepaid payment instrument as defined in Article 3, paragraph (1): a certificate, number, code or the like, issued for a price matching the amount of money, or the quantity of goods or services, recorded on it or recorded electronically, that can be used to pay for goods (物品等) or services bought, rented or received from the issuer or a person the issuer designates, or to claim those goods or services from them.
第三条第一項に規定する前払式支払手段
A person that carries on electronic payment instruments services (電子決済手段等取引業) in a foreign country under a registration there, under a foreign law equivalent to this Act, of the same kind as registration under Article 62-3 (or a similar administrative disposition), or that carries on as a business, under that country's law, acts equivalent to those in Article 2, paragraph (10), item (iv).
この法律に相当する外国の法令の規定により当該外国において第六十二条の三の登録と同種類の登録（当該登録に類するその他の行政処分を含む。）を受けて電子決済手段等取引業を行う者又は当該外国の法令に準拠して第十項第四号に掲げる行為に相当する行為を業として行う者
A person that carries on cryptoasset exchange services (暗号資産交換業) in a foreign country under a registration there, under a foreign law equivalent to this Act, of the same kind as registration under Article 63-2 (or a similar administrative disposition).
この法律に相当する外国の法令の規定により当該外国において第六十三条の二の登録と同種類の登録（当該登録に類するその他の行政処分を含む。）を受けて暗号資産交換業を行う者
A person designated by the Prime Minister under Article 99, paragraph (1) to carry out dispute resolution services (紛争解決等業務).
第九十九条第一項の規定による指定を受けた者
信託会社等
A trust company as defined in Article 2, paragraph (2) of the Trust Business Act (one holding the Prime Minister's licence under Article 3 or registration under Article 7, paragraph (1) of that Act), a foreign trust company as defined in Article 2, paragraph (6) of that Act, or a financial institution authorized under Article 1, paragraph (1) of the Act on Engagement in Trust Business by Financial Institutions to carry on trust business.
信託業法（平成十六年法律第百五十四号）第二条第二項に規定する信託会社若しくは同条第六項に規定する外国信託会社又は金融機関の信託業務の兼営等に関する法律（昭和十八年法律第四十三号）第一条第一項の認可を受けた金融機関（次項において「信託銀行等」という。）
基準日未使用残高
The unused balance on the base date: the total, calculated as a Cabinet Office Order (内閣府令) provides, of the unused balances on a base date (31 March or 30 September) of all the prepaid payment instruments a person has issued up to that date, counting for an instrument for an amount of money the amount still usable to pay, and for one for goods or services the quantity still claimable, converted into money as that Order provides.
前払式支払手段を発行する者が毎年三月三十一日及び九月三十日（以下この章において「基準日」という。）までに発行した全ての前払式支払手段の当該基準日における未使用残高（次の各号に掲げる前払式支払手段の区分に応じ当該各号に定める金額をいう。）の合計額として内閣府令で定めるところにより算出した額
A person that has submitted the notification under Article 5, paragraph (1) as an issuer only of prepaid payment instruments for its own business (自家型前払式支払手段), other than one that has notified the discontinuance of all its issuing business under Article 33, paragraph (1) and completed the refunds under Article 20, paragraph (1), as Article 3, paragraph (6) defines it.
第五条第一項の届出書を提出した者（第三十三条第一項の規定による発行の業務の全部の廃止の届出をした者であって、第二十条第一項の規定による払戻しを完了した者を除く。）
This Act as it stood before Article 14 of Act No. 50 of 2020 amended it.
A petition to commence bankruptcy proceedings, rehabilitation proceedings (再生手続), reorganization proceedings (更生手続) or special liquidation (特別清算), or a petition for recognition of foreign insolvency proceedings, including equivalent petitions under foreign law.
破産手続開始の申立て、再生手続開始の申立て、更生手続開始の申立て、特別清算開始の申立て又は外国倒産処理手続の承認の申立て（外国の法令上これらに相当する申立てを含む。）
In Chapter II, a prepaid payment instrument (前払式支払手段) that can be used only to pay for goods or services bought, rented or received from its issuer or from persons closely related to it (密接関係者) in a way a Cabinet Order (政令) sets, or with which goods or services can be claimed only from its issuer.
前払式支払手段を発行する者（当該発行する者と政令で定める密接な関係を有する者（次条第五号及び第三十二条において「密接関係者」という。）を含む。以下この項において同じ。）から物品等の購入若しくは借受けを行い、若しくは役務の提供を受ける場合に限り、これらの代価の弁済のために使用することができる前払式支払手段又は前払式支払手段を発行する者に対してのみ、物品等の給付若しくは役務の提供を請求することができる前払式支払手段
基準日
In the supplementary provisions (附則) of this Act, a base date as defined in Article 3, paragraph (2): 31 March or 30 September of each year.
第三条第二項に規定する基準日
第二種資金移動業
In the supplementary provisions (附則) of Act No. 50 of 2020, type II funds transfer services as defined in Article 36-2, paragraph (2) of the Payment Services Act as amended by Article 14 of that Act: funds transfer services consisting only of funds transfer transactions for transfers of no more than an amount a Cabinet Order (政令) sets as small, other than type III funds transfer services (第三種資金移動業).
新資金決済法第三十六条の二第二項に規定する第二種資金移動業
特定信託会社
A trust company, etc. (信託会社等) other than a trust bank, etc. (信託銀行等) that issues specified trust beneficial interests (特定信託受益権) and that a Cabinet Order (政令) specifies.
特定信託受益権を発行する信託会社等（信託銀行等を除く。）のうち政令で定めるもの
A prepaid payment instrument (前払式支払手段) other than a prepaid payment instrument for the issuer's own business (自家型前払式支払手段), as Article 3, paragraph (5) defines it.
自家型前払式支払手段以外の前払式支払手段
Funds transfer services (資金移動業) consisting only of funds transfer transactions in specified trusts (特定信託為替取引), carried on as a business.
資金移動業のうち、特定信託為替取引のみを業として営むこと
In Chapter III, a bank or other deposit-taking institution (銀行等) meeting requirements a Cabinet Order (政令) sets, or another person that Order specifies: the persons who may undertake to deposit, guarantee or take on a funds transfer service provider's obligations in place of part of its own security deposit (履行保証金).
In Chapter III, a trust agreement with a trust company, etc. (信託会社等) whose purpose is to use the trust property for depositing security for providing funds transfer services (履行保証金) when the Prime Minister orders it, under which the trustee does what that purpose needs, including managing the property.
当該信託会社等が内閣総理大臣の命令に応じて信託財産を履行保証金の供託に充てることを信託の目的として当該信託財産の管理その他の当該目的の達成のために必要な行為をすべき旨の信託契約
In Chapter III-4, the electronic payment instruments service provider (電子決済手段等取引業者) that entrusts an electronic payment instruments and cryptoasset intermediary service provider (電子決済手段・暗号資産サービス仲介業者) with intermediary acts for electronic payment instruments (電子決済手段仲介行為).
The cryptoasset exchange service provider (暗号資産交換業者) that entrusts an electronic payment instruments and cryptoasset intermediary service provider (電子決済手段・暗号資産サービス仲介業者) with cryptoasset intermediary acts (暗号資産仲介行為), named under Article 63-22-3, paragraph (1), item (vii)(b).
In Chapter IV, business related to funds transfer transaction analysis services (為替取引分析業) that an order of the competent ministries (主務省令) specifies.
為替取引分析業に関連する業務として主務省令で定める業務
In the supplementary provisions (附則) of this Act, the 1989 Act regulating prepaid certificates (前払式証票の規制等に関する法律, Act No. 92 of 1989), which Article 2 of those supplementary provisions abolished.
A prepaid payment instrument (前払式支払手段) other than a prepaid payment instrument for the issuer's own business (自家型前払式支払手段), as Article 3, paragraph (5) defines it.
第三条第五項に規定する第三者型前払式支払手段
This Act as it stood before Article 1 of Act No. 28 of 2019 amended it.
暗号資産の交換等
Buying and selling cryptoassets (暗号資産) or exchanging them for other cryptoassets, and acting as intermediary, broker or agent for those transactions: the acts in Article 2, paragraph (15), items (i) and (ii).
第一号又は第二号に掲げる行為
Banks and other deposit-taking institutions (銀行等), and the other persons a Cabinet Order (政令) specifies.
銀行等その他の政令で定める者
The three kinds into which dispute resolution services (紛争解決等業務) are divided: funds transfer business (資金移動業務), electronic payment instruments business (電子決済手段等取引業務) and cryptoasset exchange business (暗号資産交換業務).
紛争解決等業務に係る資金移動業務（資金移動業者が営む為替取引に係る業務をいう。第五十一条の四第一項第一号において同じ。）、電子決済手段等取引業務（電子決済手段等取引業者が行う第十項各号に掲げる行為に係る業務及び電子決済手段・暗号資産サービス仲介業者が行う電子決済手段仲介行為に係る業務をいう。第六十二条の十六第一項第一号において同じ。）及び暗号資産交換業務（暗号資産交換業者が行う第十五項各号に掲げる行為に係る業務及び電子決済手段・暗号資産サービス仲介業者が行う暗号資産仲介行為に係る業務をいう。第六十三条の十二第一項第一号において同じ。）の種別
第二種資金移動業
In Chapter III, funds transfer services (資金移動業) consisting only of funds transfer transactions (為替取引) for transfers of no more than an amount a Cabinet Order (政令) sets as small, other than type III funds transfer services (第三種資金移動業).
資金移動業のうち、少額として政令で定める額以下の資金の移動に係る為替取引のみを業として営むこと（第三種資金移動業を除く。）
In Chapter III, a contract between a funds transfer service provider and a person qualified as a performance guarantor (履行保証人適格者) under which the guarantor takes on all or part of the amount of the provider's obligations to all or some users of a type of its funds transfer services, from funds transfer transactions, if a petition for bankruptcy or similar proceedings (破産手続開始の申立て等) is filed against the provider.
当該履行保証人適格者が、当該資金移動業者について破産手続開始の申立て等があったときに、当該資金移動業者が当該種別の資金移動業の利用者の全部又は一部に対して負担する当該資金移動業に係る為替取引に関する債務の全部又は一部の額を引き受ける旨の契約
A corporation registered by the Prime Minister under Article 7 to issue prepaid payment instruments for third-party business (第三者型前払式支払手段), as Article 3, paragraph (7) defines it.
第三条第七項に規定する第三者型発行者
In Article 45-2, paragraphs (4) and (5) and Article 47, item (i), the last day of each period, of up to one week and fixed by the funds transfer service provider for each type, for which a provider of type II or type III funds transfer services must deposit security (履行保証金) at least equal to the highest amount required for that period.
The way a funds transfer service provider (資金移動業者) that has filed a notice under Article 45-2, paragraph (1) manages money equal to all or part of its outstanding obligations for transfers not yet completed (未達債務) in type III funds transfer services (第三種資金移動業): as deposits or savings with a bank or similar institution (銀行等) in an account whose name shows it is money managed this way, or by another method a Cabinet Office Order (内閣府令) sets.
In Chapter III, the amount of obligations a person qualified as a performance guarantor (履行保証人適格者) is to take on under a performance guarantor's debt assumption contract (履行保証人債務引受契約); the funds transfer service provider may leave that much of its security deposit (履行保証金) undeposited while the contract is in force.
In Chapter III, a contract between a person qualified as a performance guarantor (履行保証人適格者) and a user of a funds transfer service provider, made at the provider's request, under which the guarantor guarantees all or part of the provider's obligations to that user from funds transfer transactions of a type of its funds transfer services if a petition for bankruptcy or similar proceedings (破産手続開始の申立て等) is filed against the provider.
当該履行保証人適格者が、当該資金移動業者について破産手続開始の申立て等があったときに、当該資金移動業者が当該利用者に対して負担する当該種別の資金移動業に係る為替取引に関する債務の全部又は一部を保証する旨の契約
In Chapter III, the amount of the guarantee obligation a person qualified as a performance guarantor (履行保証人適格者) owes a user under a performance guarantor's guarantee contract (履行保証人保証契約); the funds transfer service provider may leave that much of its security deposit (履行保証金) undeposited while the contract is in force.
In Chapter III, the amount of a funds transfer service provider's (資金移動業者) debts to users from funds transfer transactions that are to be paid out of the trust property under a trust agreement for repayment in place of security deposits (履行保証金弁済信託契約); each provision that uses the name, starting with Article 45-5, paragraph (1), adds that where this amount exceeds the trust property's value, that value is taken instead.
In Article 58-2, a deposit of security for providing funds transfer services (履行保証金) made in one procedure for two or more types of funds transfer services together.
同一の手続により一括して行う履行保証金の供託
清算参加者
In Chapter IV-2, a person with whom a clearing institution for interbank funds transfer (資金清算機関) carries on its clearing services (資金清算業), whose requirements the institution's statement of business procedures (業務方法書) must set out.
In Chapter V, the work set out in Article 88 (guiding and advising members, making rules, checking compliance, handling users' complaints, providing information and the like) that a general incorporated association (一般社団法人) is certified under Article 87 to carry out as a certified association for payment service providers (認定資金決済事業者協会).
前払式支払手段
A prepaid payment instrument as defined in Article 3, paragraph (1): a certificate, number, code or the like, issued for a price matching the amount of money, or the quantity of goods or services, recorded on it or recorded electronically, that can be used to pay for goods (物品等) or services bought, rented or received from the issuer or a person the issuer designates, or to claim those goods or services from them.
第三条第一項に規定する前払式支払手段
暗号資産管理業務
In Articles 2 and 3 of the supplementary provisions (附則) of Act No. 28 of 2019, carrying on as a business the management of cryptoassets for others (暗号資産の管理) as defined in Article 2, paragraph (7) of the Payment Services Act as amended by Article 1 of that Act, other than management that fell under item (iii) of that paragraph as it stood before (managing users' money or virtual currency (仮想通貨) in connection with buying, selling or exchanging virtual currency or acting as intermediary, broker or agent for those).
第一条の規定による改正後の資金決済に関する法律（以下「新資金決済法」という。）第二条第七項に規定する暗号資産の管理（第一条の規定による改正前の資金決済に関する法律（以下「旧資金決済法」という。）第二条第七項第三号に掲げる行為に該当するものを除く。）を業として行うこと
In the supplementary provisions (附則) of Act No. 50 of 2020, a person that was registered under Article 37 as a funds transfer service provider (資金移動業者) when the provisions in Article 1, item (ii) of those supplementary provisions came into effect (including one registered under the former rules that Article 8 of those supplementary provisions keeps applying), and is therefore deemed registered under Article 37 as one carrying on type II funds transfer services (第二種資金移動業).
A beneficial interest in a money trust, shown as property value that can be transferred electronically, whose trustee keeps at least the share a Cabinet Office Order (内閣府令) sets of the money entrusted in bank deposits and savings, invests the rest in government bonds or other bonds that Order specifies and meets its other requirements, as defined in Article 2, paragraph (9) of the Payment Services Act.
金銭信託の受益権（電子情報処理組織を用いて移転することができる財産的価値（電子機器その他の物に電子的方法により記録されるものに限る。）に表示される場合に限る。）であって、受託者が信託契約により受け入れた金銭の総額のうち預貯金により管理する額の当該金銭の総額に占める割合が内閣府令で定める割合以上であること、当該金銭の総額のうち当該預貯金により管理する額以外の額を内閣府令で定める国債証券その他の内閣府令で定める債券（社債、株式等の振替に関する法律（平成十三年法律第七十五号）第二百七十八条第一項に規定する振替債を含む。）の保有により運用するものであることその他内閣府令で定める要件を満たすもの
暗号資産の管理
Managing cryptoassets (暗号資産) for others, unless another law has special provisions for doing so as a business: the act in Article 2, paragraph (15), item (iv).
第四号に掲げる行為
In Chapter II, for a prepaid payment instrument for an amount of money, the amount usable to pay when it was issued, and for one for goods or services, the quantity of goods or services that could be claimed when it was issued.
第一項第一号の前払式支払手段にあってはその発行された時において代価の弁済に充てることができる金額
Prepaid payment instruments for third-party business (第三者型前払式支払手段) whose unused balance (未使用残高) is recorded in a prepaid payment instruments record account (前払式支払手段記録口座) and can be transferred through an electronic data processing system, limited to those meeting requirements a Cabinet Office Order (内閣府令) sets, such as a high value that can be transferred at a time or within a set period, together with instruments a Cabinet Office Order treats as equivalent, as Article 3, paragraph (8) defines them.
次に掲げるもの
The amount, set by Cabinet Order (政令), above which the unused balance on a base date (基準日未使用残高) obliges an issuer of prepaid payment instruments to deposit security for issuance (発行保証金) under Article 14, paragraph (1).
In Chapter II, a trust agreement with a trust company, etc. (信託会社等) whose purpose is to use the trust property for depositing security for issuance (発行保証金) when the Prime Minister orders it, under which the trustee does what that purpose needs, including managing the property.
当該信託会社等が内閣総理大臣の命令に応じて信託財産を発行保証金の供託に充てることを信託の目的として当該信託財産の管理その他の当該目的の達成のために必要な行為をすべき旨の信託契約
保全金額
In Chapter III, the amount that a guarantee contract for security deposits for providing funds transfer services (履行保証金保全契約) provides is to be deposited on a funds transfer service provider's behalf; while the contract is in force, the provider may leave that much of its own security deposit (履行保証金) undeposited.
当該履行保証金保全契約において供託されることとなっている金額
In Chapter III, a contract under which a person qualified as a performance guarantor (履行保証人適格者) — a bank or other deposit-taking institution (銀行等) meeting requirements a Cabinet Order (政令) sets, or another person that Order specifies — undertakes to deposit security for providing funds transfer services (履行保証金) on a funds transfer service provider's behalf when the Prime Minister orders it.
政令で定める要件を満たす銀行等その他政令で定める者（以下この章において「履行保証人適格者」という。）が資金移動業者のために内閣総理大臣の命令に応じて履行保証金を供託する旨の契約
The ratio, stated in a notice to the Prime Minister (内閣総理大臣) under Article 45-2, paragraph (1) by a funds transfer service provider (資金移動業者) carrying on type III funds transfer services (第三種資金移動業), of the part of its outstanding obligations for transfers not yet completed (未達債務) that it manages by the method for managing bank deposits or savings (預貯金等管理方法), as later changed; the provider must keep, under that method, money at least equal to each business day's outstanding obligations multiplied by that ratio.
Funds transfer services (資金移動業) consisting only of funds transfer transactions in specified trusts (特定信託為替取引), carried on as a business.
第三十六条の二第四項に規定する特定資金移動業
In Chapter III-4 and Article 88, item (i), the principal electronic payment instruments service providers (所属電子決済手段等取引業者) and principal cryptoasset exchange service providers (所属暗号資産交換業者): the providers that entrust an electronic payment instruments and cryptoasset intermediary service provider with its intermediary acts.
In the penal provisions of Chapter VIII, the Financial Instruments and Exchange Act as Article 62-17, paragraph (1) or Article 63-22-15, paragraph (1) applies it, with its wording adjusted, to electronic payment instruments service providers (電子決済手段等取引業者) and electronic payment instruments and cryptoasset intermediary service providers (電子決済手段・暗号資産サービス仲介業者) that deal in or broker specified contracts for electronic payment instruments transaction (特定電子決済手段等取引契約).
第二号施行日
In the supplementary provisions (附則) of Act No. 50 of 2020, the day the provisions listed in Article 1, item (ii) of those supplementary provisions, among them Article 14 of that Act amending the Payment Services Act, came into effect: a day set by Cabinet Order (政令) within one year of the Act's promulgation.
Managing electronic payment instruments (電子決済手段) for others, other than management a Cabinet Office Order (内閣府令) sets as unlikely to harm users in view of its content: the act in Article 2, paragraph (10), item (iii).
第三号に掲げる行為
Except in Article 100, paragraph (3), procedures for resolving without litigation disputes that the parties can settle concerning funds transfer services (資金移動業), electronic payment instruments services (電子決済手段等取引業), cryptoasset exchange services (暗号資産交換業) or electronic payment instruments and cryptoasset intermediary services (電子決済手段・暗号資産サービス仲介業).
資金移動業、電子決済手段等取引業、暗号資産交換業又は電子決済手段・暗号資産サービス仲介業に関する紛争で当事者が和解をすることができるものについて訴訟手続によらずに解決を図る手続
As used in Article 43, paragraph (1), for each type of funds transfer services, the total of the outstanding obligations (未達債務) on each business day and the cost of the procedure for exercising the right in Article 59, paragraph (1), each calculated as a Cabinet Office Order (内閣府令) provides; for type III funds transfer services of a provider under Article 45-2, paragraph (1), the outstanding obligations are first reduced by the share the deposit management rate (預貯金等管理割合) sets; where that total is no more than an amount a Cabinet Order (政令) sets for small providers, that amount instead.
資金移動業の種別ごとの各営業日における未達債務の額（資金移動業者がその行う為替取引に関し負担する債務の額であって内閣府令で定めるところにより算出した額をいう。以下この章において同じ。）と第五十九条第一項の権利の実行の手続に関する費用の額として内閣府令で定めるところにより算出した額の合計額（第四十五条の二第一項の規定の適用を受けている資金移動業者が営む第三種資金移動業にあっては、第三種資金移動業に係る各営業日における未達債務の額から当該各営業日における未達債務の額に同項に規定する預貯金等管理割合を乗じて得た額を控除した額と第五十九条第一項の権利の実行の手続に関する費用の額として内閣府令で定めるところにより算出した額の合計額）
In Article 51-4, a designated dispute resolution organization (指定紛争解決機関) whose category of dispute resolution services is funds transfer business (資金移動業務).
指定紛争解決機関であってその紛争解決等業務の種別が資金移動業務であるもの
基準日等
In Article 58-2, for type I funds transfer services each business day, and for type II or type III funds transfer services the base date (基準日) of Article 43, paragraph (1), item (ii), the last day of each period of up to one week that the funds transfer service provider fixes for each type.
第一種資金移動業にあっては各営業日を、第二種資金移動業又は第三種資金移動業にあっては第四十三条第一項第二号に規定する基準日
指定電子決済手段等取引業務紛争解決機関
In Article 62-16, a designated dispute resolution organization (指定紛争解決機関) whose category of dispute resolution services is electronic payment instruments business (電子決済手段等取引業務).
指定紛争解決機関であってその紛争解決等業務の種別が電子決済手段等取引業務であるもの
In Article 63-12, a designated dispute resolution organization (指定紛争解決機関) whose category of dispute resolution services is cryptoasset exchange business (暗号資産交換業務).
指定紛争解決機関であってその紛争解決等業務の種別が暗号資産交換業務であるもの
In Chapter IV, business relating to any of the acts in Article 2, paragraph (21), items (i) to (iii), analysing funds transfer transactions and notifying the results, that a financial institution, etc. (金融機関等) entrusts to a person carrying on funds transfer transaction analysis services (為替取引分析業).