Supplementary Provisions, Article 11Efforts Required of Banks, etc.
第十一条（銀行等の努力義務）
A bank, etc. that intends to conclude a contract referred to in Article 52-61-10, paragraph (1) of the new Banking Act, Article 92-5-3, paragraph (1) of the new Agricultural Co-operatives Act, Article 121-5-3, paragraph (1) of the new Fishery Industry Cooperative Act, Article 6-5-3, paragraph (1) of the new Act on Financial Businesses by Cooperative, Article 6-5-5, paragraph (1) of the new Act on Financial Businesses by Cooperative, Article 85-5, paragraph (1) of the new Shinkin Bank Act, Article 85-7, paragraph (1) of the new Shinkin Bank Act, Article 89-6, paragraph (1) of the new Labor Bank Act, Article 89-8, paragraph (1) of the new Labor Bank Act, Article 95-5-3, paragraph (1) of the new Norinchukin Bank Act, Article 95-5-5, paragraph (1) of the new Norinchukin Bank Act, or Article 60-12, paragraph (1) of the new Shoko Chukin Bank Act with an electronic payment service provider, etc. must endeavor to develop a system, by the date specified by the Cabinet Order prescribed in Article 2, paragraph (4) of the Supplementary Provisions, so that the electronic payment service provider, etc. can conduct the electronic payment services, etc. (meaning electronic payment services, specified credit business electronic payment services prescribed in Article 92-5-2, paragraph (2) of the new Agricultural Co-operatives Act, specified credit business electronic payment services prescribed in Article 121-5-2, paragraph (2) of the new Fishery Industry Cooperative Act, credit cooperative electronic payment services, Shinkin bank electronic payment services, labor bank electronic payment services, Norinchukin Bank electronic payment services, or Shoko Chukin Bank electronic payment services; the same applies hereinafter) related to that bank, etc. without acquiring identification codes, etc. related to a user of the electronic payment services, etc. that it conducts from that user.
電子決済等代行業者等との間で新銀行法第五十二条の六十一の十第一項、新農業協同組合法第九十二条の五の三第一項、新水産業協同組合法第百二十一条の五の三第一項、新協同組合金融事業法第六条の五の三第一項、新協同組合金融事業法第六条の五の五第一項、新信用金庫法第八十五条の五第一項、新信用金庫法第八十五条の七第一項、新労働金庫法第八十九条の六第一項、新労働金庫法第八十九条の八第一項、新農林中央金庫法第九十五条の五の三第一項、新農林中央金庫法第九十五条の五の五第一項又は新商工組合中央金庫法第六十条の十二第一項の契約を締結しようとする銀行等は、附則第二条第四項に規定する政令で定める日までに、当該電子決済等代行業者等が、その営む電子決済等代行業等（電子決済等代行業、新農業協同組合法第九十二条の五の二第二項に規定する特定信用事業電子決済等代行業、新水産業協同組合法第百二十一条の五の二第二項に規定する特定信用事業電子決済等代行業、信用協同組合電子決済等代行業、信用金庫電子決済等代行業、労働金庫電子決済等代行業、農林中央金庫電子決済等代行業又は商工組合中央金庫電子決済等代行業をいう。以下同じ。）の利用者から当該利用者に係る識別符号等を取得することなく当該銀行等に係る電子決済等代行業等を営むことができるよう、体制の整備に努めなければならない。
The term "identification code, etc." prescribed in the preceding paragraph means a code or other information that a bank, etc. uses, when providing services using an electronic data processing system, to distinguish the person receiving those services from other persons and identify that person.