This Act comes into effect as of April 1, 1997;provided, however, that the provisions of paragraph (1) and paragraph (2) of the following Article, Article 3, paragraphs (9) and (10), Article 9, paragraphs (7) and (8), Article 10, paragraphs (2) and (3), and Article 11 of the Supplementary Provisions come into effect as of the date of its promulgation.

①A bank, long-term credit bank, or foreign exchange bank may obtain the authorization by the Minister of Finance even before the effective date, as governed by the provisions of Article 17-2, paragraph (1) of the Banking Act after the amendment pursuant to the provisions of Article 1 (hereinafter referred to as the "new Banking Act") (including as applied mutatis mutandis pursuant to Article 11 of the Foreign Exchange Bank Act (hereinafter referred to as the "new Foreign Exchange Bank Act" in this Article) amended pursuant to the provisions of Article 17 or Article 3 of the Long-Term Credit Bank Act after the amendment pursuant to the provisions of Article 2 (hereinafter referred to as the "new Long-Term Credit Bank Act" in this Article)).

②A person that obtains the authorization by the Minister of Finance referred to in the preceding paragraph is deemed to have obtained the authorization referred to in Article 17-2, paragraph (1) of the new Banking Act (including as applied mutatis mutandis pursuant to Article 17 of the new Long-Term Credit Bank Act or Article 11 of the new Foreign Exchange Bank Act) on the date on which this Act comes into effect.

③The provisions of Article 26, paragraph (2) of the new Banking Act (including as applied mutatis mutandis pursuant to Article 17 of the new Long-Term Credit Bank Act, Article 11 of the new Foreign Exchange Bank Act, Article 89 of the Shinkin Bank Act after its amendment pursuant to the provisions of Article 4 (hereinafter referred to as the "new Shinkin Bank Act"), Article 94 of the Labor Bank Act after its amendment pursuant to the provisions of Article 5 (hereinafter referred to as the new Labor Bank Act), and the provisions of the Act on Financial Businesses by Cooperative after the amendment pursuant to the provisions of Article 7 (hereinafter referred to as the "new Act on Financial Businesses by Cooperative")) apply when an order pursuant to the provisions of Article 26, paragraph (1) (including as applied mutatis mutandis pursuant to Article 17 of the new Long-Term Credit Bank Act, Article 11 of the new Foreign Exchange Bank Act, Article 89 of the new Shinkin Bank Act, Article 94 of the new Labor Bank Act, and Article 6 of the new Act on Financial Businesses by Cooperative) (including a request for the submission of an improvement plan) is issued on or after April 1, 1998.

Prior laws continue to govern the applicability of penal provisions to acts which a person has committed before the amended provisions of this Act come into effect, as well as to acts which a person commits after the amended provisions of this Act come into effect related to the particulars for which prior laws are to continue to govern pursuant to these Supplementary Provisions.

Beyond what is provided for in Article 2 through the preceding Article of these Supplementary Provisions, Cabinet Order prescribes the transitional measures necessary for the enforcement of this Act.