Article 31Term of Payment of Pension Benefits
第三十一条(年金給付の支給期間等)
Payment of benefits which are paid as pensions (referred to as "pension benefits" in the following paragraph) is to commence in the month following the month in which the grounds for paying the benefits occurred and end in the month in which the right to receive benefits extinguishes.
The payment months of pension benefits are to be in accordance with the provisions of the corporate-type pension plan rules.
Article 32Prohibition of Transfer of the Right to Receive Benefits
第三十二条(受給権の譲渡等の禁止等)
The right to receive benefits may not be transferred, provided as collateral, or seized; provided, however, that this does not apply to a case of seizing the right to receive old-age benefits and a lump-sum death benefit based on a disposition of national tax delinquency (including a disposition governed by the same rules).
給付を受ける権利は、譲り渡し、担保に供し、又は差し押さえることができない。ただし、老齢給付金及び死亡一時金を受ける権利を国税滞納処分(その例による処分を含む。)により差し押さえる場合は、この限りでない。
Taxes and other public charges may not be imposed based on money paid as disability benefits.
租税その他の公課は、障害給付金として支給を受けた金銭を標準として、課することができない。
Subsection 2 Old-age Benefits
第二款 老齢給付金
Article 33Requirements for Payment
第三十三条(支給要件)
If a person who was a participant of a corporate-type pension plan (limited to a person who has assets managed per individual under that corporate-type pension plan, and excluding a beneficiary of disability benefits of that corporate-type pension plan or a participant of a corporate-type pension plan of another corporate-type pension plan; hereinafter the same applies in this paragraph) and who is set forth in any of the following items has a total enrollment period of the number of years or months set forth in the respective items or longer, that person is entitled to claim the payment of old-age benefits from a corporate-type pension plan records-related operational management institution, etc., pursuant to the provisions of Order of the Ministry of Health, Labour and Welfare; provided, however, that a person who was a participant of a corporate-type pension plan and who is aged 60 or over but under 75 is entitled to claim the payment of old-age benefits from a corporate-type pension plan records-related operational management institution, etc. from the day on which five years have passed from the day specified by Order of the Ministry of Health, Labour and Welfare, such as the day on which that person became a participant of a corporate-type pension plan, even if the person does not have that total enrollment period:
企業型年金加入者であった者(当該企業型年金に個人別管理資産がある者に限り、当該企業型年金の障害給付金の受給権者又は他の企業型年金の企業型年金加入者を除く。以下この項において同じ。)であって次の各号に掲げるものが、それぞれ当該各号に定める年数又は月数以上の通算加入者等期間を有するときは、その者は、厚生労働省令で定めるところにより、企業型記録関連運営管理機関等に老齢給付金の支給を請求することができる。ただし、企業型年金加入者であった者であって六十歳以上七十五歳未満のものは、通算加入者等期間を有しない場合であっても、企業型年金加入者となった日その他の厚生労働省令で定める日から起算して五年を経過した日から企業型記録関連運営管理機関等に老齢給付金の支給を請求することができる。
a person aged 60 or over but under 61:10 years;
六十歳以上六十一歳未満の者 十年
a person aged 61 or over but under 62:eight years;
六十一歳以上六十二歳未満の者 八年
a person aged 62 or over but under 63:six years;
六十二歳以上六十三歳未満の者 六年
a person aged 63 or over but under 64:four years;
六十三歳以上六十四歳未満の者 四年
a person aged 64 or over but under 65:two years; or
六十四歳以上六十五歳未満の者 二年
a person aged 65 or over:one month.
六十五歳以上の者 一月
The total enrollment period referred to in the preceding paragraph means a period totaling the following periods for the person prescribed in that paragraph (limited to the periods in or before the month containing the day preceding the day on which that person reached the age of 60) pursuant to the provisions of Cabinet Order:
the period during which the person is a participant of an individual-type pension plan (hereinafter referred to as the "participant of an individual-type pension plan period"); and
個人型年金加入者である期間(以下「個人型年金加入者期間」という。)
the period during which the person is an instructor of an individual-type pension plan investment (hereinafter referred to as the "instructor of an individual-type pension plan investment period").
個人型年金運用指図者である期間(以下「個人型年金運用指図者期間」という。)
When the claim referred to in paragraph (1) has been filed, the asset management institution pays old-age benefits to the person who filed the claim, based on a ruling by the corporate-type pension plan records-related operational management institution, etc.
第一項の請求があったときは、資産管理機関は、企業型記録関連運営管理機関等の裁定に基づき、その請求をした者に老齢給付金を支給する。
Article 34Payment on Reaching the Age of 75
第三十四条(七十五歳到達時の支給)
When a person who is or was a participant of a corporate-type pension plan (limited to a person who has assets managed per individual under the corporate-type pension plan) reaches the age of 75 without claiming the payment of old-age benefits pursuant to the provisions of the preceding Article, the asset management institution pays old-age benefits to that person, based on a ruling by the corporate-type pension plan records-related operational management institution, etc.
第三十五条(支給の方法)
Old-age benefits are paid as pensions.
老齢給付金は、年金として支給する。
If the corporate-type pension plan rules provide that all or part of old-age benefits may be paid in lump sum, old-age benefits may be paid in lump sum pursuant to the provisions of the corporate-type pension plan rules, notwithstanding the provisions of the preceding paragraph.
第三十六条(失権)
The right to receive old-age benefits extinguishes when the beneficiary falls under any of the following items:
老齢給付金の受給権は、次の各号のいずれかに該当することとなったときは、消滅する。
when the beneficiary dies;
受給権者が死亡したとき。
when the beneficiary becomes a beneficiary of disability benefits under the corporate-type pension plan; or
when the beneficiary no longer has assets managed per individual under the corporate-type pension plan.
Subsection 3 Disability Benefits
第三款 障害給付金
Article 37Requirements for Payment
第三十七条(支給要件)
If a person who is or was a participant of a corporate-type pension plan (limited to a person who has assets managed per individual under the corporate-type pension plan) has contracted an illness or suffered an injury and has come to have a disability of a degree of severity specified by Cabinet Order due to that injury or illness or an illness caused by that illness or injury (hereinafter referred to as an " illness or injury") during the period from the day on which one year and six months have passed since the day on which the person received the first medical examination from a doctor or dentist for that illness or injury (hereinafter referred to as the "day of initial examination") (if the illness or injury has healed on any day within this period (including a day on which the symptoms thereof have stabilized to a level where no curative effect is expected), the period from that day; the starting day of the period is hereinafter referred to as the "day of disability assessment"), until the day preceding the day on which the person reaches the age of 75, the person is entitled to claim the payment of disability benefits from a corporate-type pension plan records-related operational management institution, etc. during that period.
企業型年金加入者又は企業型年金加入者であった者(当該企業型年金に個人別管理資産がある者に限る。)が、疾病にかかり、又は負傷し、かつ、その疾病又は負傷及びこれらに起因する疾病(以下「傷病」という。)について初めて医師又は歯科医師の診療を受けた日(以下「初診日」という。)から起算して一年六月を経過した日(その期間内にその傷病が治った場合においては、その治った日(その症状が固定し治療の効果が期待できない状態に至った日を含む。)とし、以下「障害認定日」という。)から七十五歳に達する日の前日までの間において、その傷病により政令で定める程度の障害の状態に該当するに至ったときは、その者は、その期間内に企業型記録関連運営管理機関等に障害給付金の支給を請求することができる。
If a person who is or was a participant of a corporate-type pension plan (limited to a person who has assets managed per individual under the corporate-type pension plan) has contracted an illness or suffered an injury and, as of the day of initial examination for that illness or injury (hereinafter referred to as the "base illness or injury" in this paragraph), had a disability caused by an illness or injury other than the base illness or injury, and if, during the period from the day of disability assessment for the base illness or injury until the day preceding the day on which the person reaches the age of 75, the person has come to have the disability of a degree of severity specified by Cabinet Order referred to in the preceding paragraph, for the first time, by combining the disability caused by the base illness or injury and the other disability (limited to the case where the day of initial examination for the base illness or injury is on or after the day of initial examination for the illness or injury other than the base illness or injury (if there are two or more injuries or illnesses other than the base illness or injury, the days of initial examination for all of the injuries or illnesses other than the base illness or injury)), the person is entitled to claim the payment of disability benefits from a corporate-type pension plan records-related operational management institution, etc. during that period.
企業型年金加入者又は企業型年金加入者であった者(当該企業型年金に個人別管理資産がある者に限る。)が、疾病にかかり、又は負傷し、かつ、その傷病(以下この項において「基準傷病」という。)に係る初診日において基準傷病以外の傷病により障害の状態にある場合であって、基準傷病に係る障害認定日から七十五歳に達する日の前日までの間において、初めて、基準傷病による障害と他の障害とを併合して前項の政令で定める程度の障害の状態に該当するに至ったとき(基準傷病の初診日が、基準傷病以外の傷病(基準傷病以外の傷病が二以上ある場合は、基準傷病以外の全ての傷病)の初診日以降であるときに限る。)は、その者は、その期間内に企業型記録関連運営管理機関等に障害給付金の支給を請求することができる。
When the claim referred to in either of the preceding two paragraphs has been filed, the asset management institution pays disability benefits to the person who filed the claim, based on a ruling by the corporate-type pension plan records-related operational management institution, etc.
前二項の請求があったときは、資産管理機関は、企業型記録関連運営管理機関等の裁定に基づき、その請求をした者に障害給付金を支給する。
第三十八条(支給の方法)
Disability benefits are paid as pensions.
障害給付金は、年金として支給する。
If the corporate-type pension plan rules provide that all or part of disability benefits may be paid in a lump sum, disability benefits may be paid in a lump sum pursuant to the provisions of the corporate-type pension plan rules, notwithstanding the provisions of the preceding paragraph.
第三十九条(失権)
The right to receive disability benefits extinguishes when the beneficiary falls under any of the following items:
障害給付金の受給権は、次の各号のいずれかに該当することとなったときは、消滅する。
when the beneficiary dies; or
受給権者が死亡したとき。
when the beneficiary no longer has assets managed per individual under the corporate-type pension plan.
Subsection 4 Lump-sum Death Benefit
第四款 死亡一時金
Article 40Requirements for Payment
第四十条(支給要件)
When a person who is or was a participant of a corporate-type pension plan (limited to a person who has assets managed per individual under the corporate-type pension plan) dies, the asset management institution pays a lump-sum death benefit to that person's surviving family member, based on a ruling by the corporate-type pension plan records-related operational management institution, etc.
死亡一時金は、企業型年金加入者又は企業型年金加入者であった者(当該企業型年金に個人別管理資産がある者に限る。)が死亡したときに、その者の遺族に、資産管理機関が企業型記録関連運営管理機関等の裁定に基づいて、支給する。
Article 41Scope and Order of the Surviving Family Members
第四十一条(遺族の範囲及び順位)
The surviving family member who is eligible to receive a lump-sum death benefit is to be among the following persons; provided, however, that this does not apply if the deceased person had designated the family member who is to receive the lump-sum death benefit from among the person's spouse (including a person with whom notification of marriage has not been made, but who has been in a de facto marital relationship with the deceased person; hereinafter the same applies in this Article), children, father, mother, grandchildren, grandfather, grandmother, or siblings and had indicated that family member to the corporate-type pension plan records-related operational management institution, etc. before the person's death:
死亡一時金を受けることができる遺族は、次に掲げる者とする。ただし、死亡した者が、死亡する前に、配偶者(届出をしていないが、死亡した者の死亡の当時事実上婚姻関係と同様の事情にあった者を含む。以下この条において同じ。)、子、父母、孫、祖父母又は兄弟姉妹のうちから死亡一時金を受ける者を指定してその旨を企業型記録関連運営管理機関等に対して表示したときは、その表示したところによるものとする。
spouse;
配偶者
children, parents, grandchildren, grandparents, and siblings, who had maintained their livelihood mainly on the income of the deceased person as of the time of the person's death;
子、父母、孫、祖父母及び兄弟姉妹であって死亡した者の死亡の当時主としてその収入によって生計を維持していたもの
in addition to the persons set forth in the preceding item, relatives who had maintained their livelihood mainly on the income of the deceased person as of the time of the person's death; and
前号に掲げる者のほか、死亡した者の死亡の当時主としてその収入によって生計を維持していた親族
children, parents, grandchildren, grandfather, grandmother, and siblings, who do not fall under item (ii).
子、父母、孫、祖父母及び兄弟姉妹であって第二号に該当しないもの
In the case referred to in the main clause of the preceding paragraph, the order of the surviving family member who is eligible to receive the lump-sum death benefit is based on the order of the items of that paragraph, and for the persons set forth in items (ii) and (iv) of that paragraph, it is based on the order in which the persons are listed in those items. In this case, the order of parents is to be the order of adoptive parents, followed by natural parents, and the order of grandparents is to be the order of adoptive parents of adoptive parents, followed by natural parents of adoptive parents, adoptive parents of natural parents, and then natural parents of natural parents.
If there are two or more surviving family members who are eligible to receive a lump-sum death benefit pursuant to the provisions of the preceding paragraph and who are in the same rank of order, the lump-sum death benefit is paid to them by equally dividing the benefit by that number of persons.
前項の規定により死亡一時金を受けることができる遺族に同順位者が二人以上あるときは、死亡一時金は、その人数によって等分して支給する。
If there is no surviving family member who is eligible to receive a lump-sum death benefit, money in an amount equivalent to the amount of assets managed per individual relating to the deceased person is deemed to be an estate of the deceased person.
死亡一時金を受けることができる遺族がないときは、死亡した者の個人別管理資産額に相当する金銭は、死亡した者の相続財産とみなす。
If a person who is eligible to receive a lump-sum death benefit does not file a claim for a ruling to confirm the right to receive the benefit within five years after the death of the deceased person, the provisions of the preceding paragraph apply by deeming that there is no surviving family member who is eligible to receive the lump-sum death benefit.
死亡一時金を受けることができる者によるその権利の裁定の請求が死亡した者の死亡の後五年間ないときは、死亡一時金を受けることができる遺族はないものとみなして、前項の規定を適用する。
第四十二条(欠格)
A person who has caused the death of a person who is or was a participant of a corporate-type pension plan by committing an intentional criminal act may not receive the lump-sum death benefit, notwithstanding the provisions of the preceding Article. The same applies to a person who has, before the death of a person who is or was a participant of a corporate-type pension plan, caused the death of the person who was eligible to receive a lump-sum death benefit upon the death of the person who is or was a participant of a corporate-type pension plan, by committing an intentional criminal act.
Section 6 Rules of Conduct of the Employer
第六節 事業主等の行為準則
Article 43Rules of Conduct of the Employer
第四十三条(事業主の行為準則)
An employer must comply with laws and regulations, dispositions made by the Minister of Health, Labour and Welfare based on laws and regulations, and the corporate-type pension plan rules, and loyally perform its duties in the interest of participants or instructors of a corporate-type pension plan.
When an employer keeps or uses personal information of a participant or instructor of a corporate-type pension plan, such as the name, address, date of birth, and the amount of assets managed per individual relating to the participant or instructor of a corporate-type pension plan, in connection to services relating to implementation of a corporate-type pension plan, the employer must keep or use that personal information within the scope necessary for performing those services; provided, however, that this does not apply if the person's consent has been obtained or if there are other justifiable grounds.
an act of concluding a contract on entrustment of operational management services under the provisions of Article 7, paragraph (1) or an asset management contract for the purpose of seeking the employer's own benefit or the benefit of a third party other than participants or instructors of a corporate-type pension plan; and
beyond what is set forth in the preceding item, the acts specified by Order of the Ministry of Health, Labour and Welfare as acts that fail to protect participants or instructors of a corporate-type pension plan.
An employer (limited to one that provides investment-related services) must not conduct the following acts:
an act of selecting a specific investment method for the purpose of seeking the employer's own benefit or the benefit of a third party other than participants or instructors of a corporate-type pension plan;
自己又は企業型年金加入者等以外の第三者の利益を図る目的をもって、特定の運用の方法を選定すること。
beyond what is set forth in the preceding item, the acts specified by Order of the Ministry of Health, Labour and Welfare as acts that fail to protect participants or instructors of a corporate-type pension plan.
Article 44Rules of Conduct of an Asset Management Institution
第四十四条(資産管理機関の行為準則)
An asset management institution must comply with laws and regulations and asset management contracts, and loyally perform its duties in the interest of participants or instructors of a corporate-type pension plan.