第四条の二(銀行の機関)
A bank must be a stock company that has in place the following organs:
銀行は、株式会社であつて次に掲げる機関を置くものでなければならない。
a board of directors;
取締役会
a board of company auditors, a supervisory committee, or a nominating committee, etc. (meaning a nominating committee, etc. as defined in Article 2, paragraph (12) (Definitions) of the Companies Act; the same applies in Article 52-18, paragraph (2), item (ii)); and
監査役会、監査等委員会又は指名委員会等(会社法第二条第十二号(定義)に規定する指名委員会等をいう。第五十二条の十八第二項第二号において同じ。)
a financial auditor.
会計監査人
Article 5Amount of Stated Capital
第五条(資本金の額)
The stated capital of a bank must be equal to or more than the amount specified by Cabinet Order.
銀行の資本金の額は、政令で定める額以上でなければならない。
The amount specified by Cabinet Order that is referred to in the preceding paragraph must not be less than one billion yen.
前項の政令で定める額は、十億円を下回つてはならない。
第六条(商号)
A bank must use the characters "銀行" (with a pronunciation of "ginkou" and literally meaning a "bank") in its trade name.
銀行は、その商号中に銀行という文字を使用しなければならない。
A director (or, an executive officer, if the bank is a company with nominating committee, etc.) who is engaged in the day-to-day operations of a bank must not engage in the day-to-day operations of any other company without the authorization by the Prime Minister.
銀行の常務に従事する取締役(指名委員会等設置会社にあつては、執行役)は、内閣総理大臣の認可を受けた場合を除くほか、他の会社の常務に従事してはならない。
When an application is filed for the authorization referred to in the preceding paragraph, the Prime Minister must not grant the authorization unless the Prime Minister finds that the particulars given in the application are unlikely to interfere with the sound and appropriate management of the bank's services.
Article 7-2Eligibility as a Director
第七条の二(取締役等の適格性等)
A person set forth in one of the following items must have the knowledge and experience specified in the relevant item, and must have sufficient social credibility:
次の各号に掲げる者は、当該各号に定める知識及び経験を有し、かつ、十分な社会的信用を有する者でなければならない。
a director engaged in the day-to-day operations of a bank (director and executive officer engaged in the day-to-day operations of a bank, if the bank is a company with nominating committee, etc.):the knowledge and experience required to carry out the business management of a bank appropriately, fairly, and efficiently;
company auditor of a bank (or supervisory committee member, if the bank is a company with audit and supervisory committee):the knowledge and experience required to audit the execution of duties by directors of a bank (or by directors and accounting advisors, if the bank is a company with accounting advisors), appropriately, fairly, and efficiently; and
銀行の監査役(監査等委員会設置会社にあつては、監査等委員) 銀行の取締役(会計参与設置会社にあつては、取締役及び会計参与)の職務の執行の監査を的確、公正かつ効率的に遂行することができる知識及び経験
an audit committee member of a bank:the knowledge and experience required to audit the execution of duties by executive officers and directors of a bank (or by executive officers, directors, and accounting advisors, if the bank is a company with accounting advisors), appropriately, fairly, and efficiently.
銀行の監査委員 銀行の執行役及び取締役(会計参与設置会社にあつては、執行役、取締役及び会計参与)の職務の執行の監査を的確、公正かつ効率的に遂行することができる知識及び経験
The following persons may not become the director, executive officer, or company auditor of a bank:
次に掲げる者は、銀行の取締役、執行役又は監査役となることができない。
a person specified by Cabinet Office Order as being unable to properly perform their duties due to mental or physical disorder; or
心身の故障のため職務を適正に執行することができない者として内閣府令で定める者
a person subject to an order commencing bankruptcy proceedings that has not been released from bankruptcy restrictions, or a person that is treated in the same manner under foreign laws and regulations.
破産手続開始の決定を受けて復権を得ない者又は外国の法令上これと同様に取り扱われている者
In applying the provisions of Article 331, paragraph (1), item (iii) of the Companies Act (Qualifications of Directors) (including as applied mutatis mutandis pursuant to Article 335, paragraph (1) (Qualifications of Company Auditors) and Article 402, paragraph (4) (Election of Executive Officers) of that Act) to the director, executive officer, or company auditor of a bank, the term "this Act" in that item is deemed to be replaced with "the Banking Act, this Act".
銀行の取締役、執行役又は監査役に対する会社法第三百三十一条第一項第三号(取締役の資格等)(同法第三百三十五条第一項(監査役の資格等)及び第四百二条第四項(執行役の選任等)において準用する場合を含む。)の規定の適用については、同号中「この法律」とあるのは、「銀行法、この法律」とする。
The provisions of the proviso to Article 331, paragraph (2) (Qualifications of Directors) of the Companies Act (including as applied mutatis mutandis pursuant to Article 335, paragraph (1) (Qualifications of Company Auditors)), Article 332, paragraph (2) (Directors' Terms of Office) (including as applied mutatis mutandis pursuant to Article 334, paragraph (1) (Accounting Advisors' Terms of Office)), Article 336, paragraph (2) (Company Auditors' Terms of Office) and the proviso to Article 402, paragraph (5) (Election of Executive Officers) of that Act do not apply to a bank.
会社法第三百三十一条第二項ただし書(取締役の資格等)(同法第三百三十五条第一項(監査役の資格等)において準用する場合を含む。)、第三百三十二条第二項(取締役の任期)(同法第三百三十四条第一項(会計参与の任期)において準用する場合を含む。)、第三百三十六条第二項(監査役の任期)及び第四百二条第五項ただし書(執行役の選任等)の規定は、銀行については、適用しない。
Article 7-3Application of Provisions on Liability for Damages of Officers to Third Parties
第七条の三(役員等の第三者に対する損害賠償責任の規定の適用)
With regard to the application of the provisions of Article 429, paragraph (2), item (i), (d) (Liability for Damages of Officers to Third Parties) of the Companies Act to the directors and executive officers of a bank, the phrase "including the measures provided for in Article 440, paragraph (3)" in (d) of that item is deemed to be replaced with "including the measures provided for in Article 440, paragraph (3), and the posting under the provisions of Article 16, paragraph (1) of the Banking Act and the measures to make it available for public inspection under the provisions of paragraph (2) of that Article, the posting under the provisions of Article 38, paragraph (1) of that Act and the measures to make it available for public inspection under the provisions of paragraph (2) of that Article, and the posting under the provisions of Article 52-2-9, paragraph (2) of that Act and the measures to make it available for public inspection under the provisions of paragraph (3) of that Article".
銀行の取締役及び執行役に対する会社法第四百二十九条第二項第一号ニ(役員等の第三者に対する損害賠償責任)の規定の適用については、同号ニ中「を含む」とあるのは、「並びに銀行法第十六条第一項の規定による掲示及び同条第二項の規定による閲覧に供する措置、同法第三十八条第一項の規定による掲示及び同条第二項の規定による閲覧に供する措置並びに同法第五十二条の二の九第二項の規定による掲示及び同条第三項の規定による閲覧に供する措置を含む」とする。
Article 8Establishment of Business Offices
第八条(営業所の設置等)
Except in cases specified by Cabinet Office Order, a bank must file a notification with the Prime Minister pursuant to the provisions of Cabinet Office Order if the bank seeks to establish a branch office or other business office in Japan, change its location (including a change in the location of its head office), change its type, or close it.
銀行は、日本において支店その他の営業所の設置、位置の変更(本店の位置の変更を含む。)、種類の変更又は廃止をしようとするときは、内閣府令で定める場合を除き、内閣府令で定めるところにより、内閣総理大臣に届け出なければならない。
Except in cases specified by Cabinet Office Order, a bank must obtain the authorization by the Prime Minister pursuant to the provisions of Cabinet Office Order if the bank seeks to establish a branch office or other business office in a foreign country, change its type, or close it.
銀行は、外国において支店その他の営業所の設置、種類の変更又は廃止をしようとするときは、内閣府令で定める場合を除き、内閣府令で定めるところにより、内閣総理大臣の認可を受けなければならない。
A bank must obtain the authorization by the Prime Minister pursuant to the provisions of Cabinet Office Order if the bank seeks to conclude or terminate a contract under which it entrusts a person with an action set forth in one of the items of Article 2, paragraph (14) in a foreign country.
The provisions of the preceding paragraph do not apply when a bank seeks to conclude or terminate a contract referred to in that paragraph with a subsidiary company of that bank that constitutes a person engaged in banking in a foreign country in accordance with foreign laws and regulations, or with any other person specified by Cabinet Office Order. In such cases, the bank must file a notification with the Prime Minister in advance, pursuant to the provisions of Cabinet Office Order.
Article 9Prohibition on Lending One's Name
第九条(名義貸しの禁止)