Article 22-2Obligation of Banks and Any Other Forms of Financial Enterprise to Verify the Identities of their Customers and Equivalent Persons
第二十二条の二（銀行等その他の金融機関等の本人確認義務等）
When a bank or other prescribed financial institution, a trust company (meaning a trust company as prescribed in Article 2, paragraph (2) of the Trust Business Act (Act No. 154 of 2004) or the foreign trust company as prescribed in paragraph (6) of that Article), a financial instruments business operator (meaning a financial instruments business operator as prescribed in Article 2, paragraph (9) of the Financial Instruments and Exchange Act which is engaged in the Type-I financial instruments business prescribed in Article 28, paragraph (1) of that Act or the Type-II financial instruments business prescribed in paragraph (2) of that Article; the same applies in Article 55-3) or an electronic payment instruments service provider, etc. (referred to as a "bank or any other form of financial enterprise" in the following paragraph and Article 55-9-2, paragraph (1)) enters into a contract or takes any other action prescribed by Cabinet Order that is connected with a capital transaction as prescribed in Article 20 (referred to as "entering into a contract or taking any other prescribed action in connection with a capital transaction" in the following paragraph) with a customer or a person prescribed by Cabinet Order as being equivalent to them (referred to as a "customer or equivalent person" in this paragraph), it must conduct identity verification with regard to the customer or equivalent person.
銀行等、信託会社（信託業法（平成十六年法律第百五十四号）第二条第二項に規定する信託会社及び同条第六項に規定する外国信託会社をいう。）、金融商品取引業者（金融商品取引法第二条第九項に規定する金融商品取引業者であつて、同法第二十八条第一項に規定する第一種金融商品取引業を行う者及び同条第二項に規定する第二種金融商品取引業を行う者をいう。第五十五条の三において同じ。）及び電子決済手段等取引業者等（次項及び第五十五条の九の二第一項において「銀行等その他の金融機関等」という。）は、顧客又はこれに準ずる者として政令で定める者（以下この項において「顧客等」という。）との間で第二十条に規定する資本取引に係る契約の締結その他の政令で定める行為（次項において「資本取引に係る契約締結等行為」という。）を行うに際しては、当該顧客等について、本人確認を行わなければならない。
The provisions of Article 18, paragraphs (2) through (4) and Articles 18-2 through 18-4 apply mutatis mutandis if a bank or any other form of financial enterprise enters into a contract or takes any other prescribed action in connection with a capital transaction. In such a case, the term "specified funds transfer transaction" in Article 18-3, paragraph (2) is deemed to be replaced with "a contract for a capital transaction prescribed in Article 22-2, paragraph (1)".
第十八条第二項から第四項まで及び第十八条の二から第十八条の四までの規定は、銀行等その他の金融機関等が資本取引に係る契約締結等行為を行う場合について準用する。この場合において、第十八条の三第二項中「特定為替取引」とあるのは、「第二十二条の二第一項に規定する資本取引に係る契約」と読み替えるものとする。
Read this with the articles around it
bank or other prescribed financial institutionmachine translation
「銀行等」
A bank (銀行) or another financial institution a Cabinet Order (政令) specifies.
Short name set inArticle 16-2, paragraph (1)
electronic payment instruments service provider, etc.machine translation
「電子決済手段等取引業者等」
Any of the businesses in the left-hand column of the table in Article 16-2, paragraph (1): electronic payment instruments service providers (電子決済手段等取引業者), electronic payment handling service providers (電子決済等取扱業者) and their counterparts for shinkin banks and credit cooperatives, and cryptoasset exchange service providers (暗号資産交換業者).
Defined inArticle 16-2, paragraph (1)
verifying a person's identity
「本人確認」
A bank or other prescribed financial institution's (銀行等) check of a customer's identifying information (本人特定事項) by having a driver's licence shown or by another method a Ministry of Finance Order (財務省令) sets.
Short name set inArticle 18, paragraph (1)
specified funds transfer transactioncorrected by this site
「特定為替取引」
A funds transfer transaction (為替取引) a bank or other prescribed financial institution (銀行等) carries out for a customer's payment from Japan to a foreign country or for a payment between the customer and a non-resident (unless the customer is itself a non-resident), other than one for a small payment of a kind a Cabinet Order (政令) sets.
Short name set inArticle 18, paragraph (1)
entering into a contract or taking any other prescribed action in connection with a capital transactionmachine translation
「資本取引に係る契約締結等行為」
In Article 22-2, paragraph (2), entering into a contract for a capital transaction (資本取引) under Article 20, or another act a Cabinet Order (政令) specifies, with a customer or equivalent person (顧客等).
Short name set inArticle 22-2, paragraph (1)· applies only in this provision and in Article 22-2, paragraph (2)
financial instruments business operatormachine translation
「金融商品取引業者」
In Article 22-2 and Article 55-3, a financial instruments business operator as defined in Article 2, paragraph (9) of the Financial Instruments and Exchange Act that carries on Type I Financial Instruments Business (第一種金融商品取引業) under Article 28, paragraph (1) of that Act or Type II Financial Instruments Business (第二種金融商品取引業) under paragraph (2) of that Article.
Defined inArticle 22-2, paragraph (1)· applies only in this provision and in Article 55-3
bank or other form of financial enterprisemachine translation
「銀行等その他の金融機関等」
In Article 22-2, paragraph (2) and Article 55-9-2, paragraph (1), banks or other prescribed financial institutions (銀行等), trust companies (信託会社), financial instruments business operators (金融商品取引業者) and electronic payment instruments service providers, etc. (電子決済手段等取引業者等), taken together.
Short name set inArticle 22-2, paragraph (1)· applies only in this provision and in Article 22-2, paragraph (2); and Article 55-9-2, paragraph (1)
customer or equivalent personmachine translation
「顧客等」
In Article 22-2, paragraph (1), a customer of a bank or other form of financial enterprise (銀行等その他の金融機関等), or a person a Cabinet Order (政令) specifies as equivalent to a customer.
Short name set inArticle 22-2, paragraph (1)· applies only in this paragraph