Article 60Special Provisions for the Small and Medium-sized Enterprise Credit Insurance Act
第六十条（中小企業信用保険法の特例）
With regard to the application of the provisions of the Small and Medium-sized Enterprise Credit Insurance Act listed in the left-hand column of the following table to insurance relations of ordinary insurance, unsecured insurance or special small-amount insurance that pertain to a small and medium-sized enterprise that has received a business continuity enhancement-related guarantee (meaning a guarantee of obligations prescribed in Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of that Act that concerns funds necessary for certified business continuity enhancement (meaning business continuity enhancement carried out in accordance with a certified business continuity enhancement plan; the same applies hereinafter); the same applies hereinafter in this Article), the phrases listed in the middle column of that table in those provisions are deemed to be replaced with the phrases listed in the right-hand column of that table.
| Article 3, paragraph (1) | the total amount of insured values | the total amount of insured values of the insurance relations pertaining to the business continuity enhancement-related guarantee prescribed in Article 60, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as the "business continuity enhancement-related guarantee") and the total amount of insured values of other insurance relations, each |
| Article 3-2, paragraph (1) and Article 3-3, paragraph (1) | the total amount of insured values | the total amount of insured values of the insurance relations pertaining to the business continuity enhancement-related guarantee and the total amount of insured values of other insurance relations, each |
| Article 3-2, paragraph (3) and Article 3-3, paragraph (2) | of the amount of the borrowed funds concerned | for each of the business continuity enhancement-related guarantee and other guarantees, of the amount of the borrowed funds concerned |
| the debtor concerned | for each of the business continuity enhancement-related guarantee and other guarantees, the debtor concerned |
普通保険、無担保保険又は特別小口保険の保険関係であって、事業継続力強化関連保証（中小企業信用保険法第三条第一項、第三条の二第一項又は第三条の三第一項に規定する債務の保証であって、認定事業継続力強化（認定事業継続力強化計画に従って行われる事業継続力強化をいう。以下同じ。）に必要な資金に係るものをいう。以下この条において同じ。）を受けた中小企業者に係るものについての次の表の上欄に掲げる同法の規定の適用については、これらの規定中同表の中欄に掲げる字句は、同表の下欄に掲げる字句とする。
| 第三条第一項 | 保険価額の合計額が | 中小企業等経営強化法第六十条第一項に規定する事業継続力強化関連保証（以下「事業継続力強化関連保証」という。）に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ |
| 第三条の二第一項及び第三条の三第一項 | 保険価額の合計額が | 事業継続力強化関連保証に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ |
| 第三条の二第三項及び第三条の三第二項 | 当該借入金の額のうち | 事業継続力強化関連保証及びその他の保証ごとに、それぞれ当該借入金の額のうち |
| 当該債務者 | 事業継続力強化関連保証及びその他の保証ごとに、当該債務者 |
With regard to the application of Article 3-7, paragraphs (1) and (2) of the Small and Medium-sized Enterprise Credit Insurance Act to insurance relations of overseas investment insurance that pertain to a small and medium-sized enterprise that has received a business continuity enhancement-related guarantee, the phrase "200 million yen" in paragraph (1) of that Article is deemed to be replaced with "400 million yen (200 million yen for insurance relations pertaining to a guarantee of obligations concerning funds other than funds necessary for certified business continuity enhancement prescribed in Article 60, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as "business continuity enhancement funds"))", the phrase "400 million yen" in that paragraph is deemed to be replaced with "600 million yen (400 million yen for insurance relations pertaining to a guarantee of obligations concerning funds other than business continuity enhancement funds)", and the phrase "200 million yen" in paragraph (2) of that Article is deemed to be replaced with "400 million yen (200 million yen for insurance relations pertaining to a guarantee of obligations concerning funds other than business continuity enhancement funds)".
海外投資関係保険の保険関係であって、事業継続力強化関連保証を受けた中小企業者に係るものについての中小企業信用保険法第三条の七第一項及び第二項の規定の適用については、同条第一項中「二億円」とあるのは「四億円（中小企業等経営強化法第六十条第一項に規定する認定事業継続力強化に必要な資金（以下「事業継続力強化資金」という。）以外の資金に係る債務の保証に係る保険関係については、二億円）」と、「四億円」とあるのは「六億円（事業継続力強化資金以外の資金に係る債務の保証に係る保険関係については、四億円）」と、同条第二項中「二億円」とあるのは「四億円（事業継続力強化資金以外の資金に係る債務の保証に係る保険関係については、二億円）」とする。
With regard to the application of Article 3-8, paragraphs (1) and (2) of the Small and Medium-sized Enterprise Credit Insurance Act to insurance relations of new business development insurance that pertain to a small and medium-sized enterprise that has received a business continuity enhancement-related guarantee, the phrase "200 million yen" in paragraph (1) of that Article is deemed to be replaced with "300 million yen (200 million yen for insurance relations pertaining to a guarantee of obligations concerning funds other than funds necessary for certified business continuity enhancement prescribed in Article 60, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as "business continuity enhancement funds"))", the phrase "400 million yen" in that paragraph is deemed to be replaced with "600 million yen (400 million yen for insurance relations pertaining to a guarantee of obligations concerning funds other than business continuity enhancement funds)", and the phrase "200 million yen" in paragraph (2) of that Article is deemed to be replaced with "300 million yen (200 million yen for insurance relations pertaining to a guarantee of obligations concerning funds other than business continuity enhancement funds)".
新事業開拓保険の保険関係であって、事業継続力強化関連保証を受けた中小企業者に係るものについての中小企業信用保険法第三条の八第一項及び第二項の規定の適用については、同条第一項中「二億円」とあるのは「三億円（中小企業等経営強化法第六十条第一項に規定する認定事業継続力強化に必要な資金（以下「事業継続力強化資金」という。）以外の資金に係る債務の保証に係る保険関係については、二億円）」と、「四億円」とあるのは「六億円（事業継続力強化資金以外の資金に係る債務の保証に係る保険関係については、四億円）」と、同条第二項中「二億円」とあるのは「三億円（事業継続力強化資金以外の資金に係る債務の保証に係る保険関係については、二億円）」とする。
With regard to the application of Article 3, paragraph (2) and Article 5 of the Small and Medium-sized Enterprise Credit Insurance Act to insurance relations of ordinary insurance that pertain to a business continuity enhancement-related guarantee, the phrase "70/100" in Article 3, paragraph (2) of that Act, and the phrase "70/100 (80/100 for unsecured insurance, special small-amount insurance, current asset collateral insurance, pollution prevention insurance, energy measures insurance, overseas investment insurance, new business development insurance, business revitalization insurance and specified bond insurance)" in Article 5 of that Act, are deemed to be replaced with "80/100".
The amount of the premium for insurance relations of ordinary insurance, unsecured insurance or special small-amount insurance that pertain to a business continuity enhancement-related guarantee is, notwithstanding Article 4 of the Small and Medium-sized Enterprise Credit Insurance Act, the amount obtained by multiplying the insured amount by a rate specified by Cabinet Order within 2/100 per year.
普通保険、無担保保険又は特別小口保険の保険関係であって、事業継続力強化関連保証に係るものについての保険料の額は、中小企業信用保険法第四条の規定にかかわらず、保険金額に年百分の二以内において政令で定める率を乗じて得た額とする。
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small and medium-sized enterprisemachine translation
「中小企業者」
A company or individual whose main business is in an industry and that is within that industry's size limit — a company with stated capital or total contributions of no more than 300 million yen, or a company or individual with no more than 300 regular employees, in manufacturing, construction, transport and most other industries; 100 million yen or 100 employees in wholesale; 50 million yen or 100 employees in services; 50 million yen or 50 employees in retail; or the limits a Cabinet Order (政令) sets for the industries it names — or an enterprise association (企業組合), a cooperative partnership (協業組合), or a business cooperative (事業協同組合), commercial and industrial association (商工組合) or other union set up under a special law, or a federation of them, that a Cabinet Order specifies.
Defined inArticle 2, paragraph (1)· applies throughout the law
business continuity enhancementmachine translation
「事業継続力強化」
A business operator's strengthening of its ability to keep operating when a natural disaster or a serious failure of communications or other infrastructure its business relies on (自然災害等) occurs, by taking measures in advance in light of the effect such an event would have — deciding how to respond, installing equipment that lessens the effect, taking out non-life insurance, working together with others concerned and the like — and by organising itself, holding drills and taking other steps to make those measures work.
Defined inArticle 2, paragraph (15)· applies throughout the law
ordinary insurancemachine translation
「普通保険」
Ordinary insurance as defined in Article 3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing from banks and other financial institutions, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (1)
unsecured insurancemachine translation
「無担保保険」
Unsecured insurance as defined in Article 3-2, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees, given without requiring collateral, of a small and medium-sized enterprise's borrowing from financial institutions, up to a total insured value of 80 million yen per enterprise.
Short name set inArticle 10, paragraph (1)
special small-amount insurancemachine translation
「特別小口保険」
Special small-amount insurance as defined in Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees, given without requiring collateral or a guarantor, of borrowing by a small-scale enterprise (小規模企業者) that meets requirements a Ministry of Economy, Trade and Industry Order (経済産業省令) sets and is not already covered by another kind of this insurance, up to a total insured value of 20 million yen per enterprise.
Short name set inArticle 10, paragraph (1)
overseas investment insurancemachine translation
「海外投資関係保険」
Overseas investment insurance as defined in Article 3-7, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing for overseas direct investment of the kinds a Ministry of Economy, Trade and Industry Order (経済産業省令) sets, such as acquiring shares in a foreign corporation to build a lasting economic relationship with it, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (2)
new business development insurancemachine translation
「新事業開拓保険」
New business development insurance as defined in Article 3-8, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing for researching, developing or commercialising new products or technologies, opening up demand or other costs of opening up new business of the kinds a Ministry of Economy, Trade and Industry Order (経済産業省令) sets, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (3)
certified business continuity enhancement planmachine translation
「認定事業継続力強化計画」
A business continuity enhancement plan (事業継続力強化計画) certified under Article 56, paragraph (1), as changed where a change has been certified.
Short name set inArticle 57, paragraph (2)
business continuity enhancement-related guaranteemachine translation
「事業継続力強化関連保証」
In Article 60, a credit guarantee corporation's (信用保証協会) guarantee of a debt under Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act for money needed for certified business continuity enhancement (認定事業継続力強化); Article 60 counts the credit insurance on such guarantees toward a limit of its own, apart from other guarantees, and gives it better cover and premium terms.
Short name set inArticle 60, paragraph (1)
certified business continuity enhancementmachine translation
「認定事業継続力強化」
Business continuity enhancement (事業継続力強化) carried out under a certified business continuity enhancement plan (認定事業継続力強化計画).
Defined inArticle 60, paragraph (1)