Article 54Special Provisions for the Small and Medium-sized Enterprise Credit Insurance Act
第五十四条（中小企業信用保険法の特例）
With regard to the application of the provisions of the Small and Medium-sized Enterprise Credit Insurance Act listed in the left-hand column of the following table to an insurance relation of ordinary insurance, unsecured insurance or special small-amount insurance that pertains to a small and medium-sized enterprise that has received an advanced equipment introduction-related guarantee (meaning a guarantee of obligations prescribed in Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act that pertains to funds necessary for advanced equipment introduction carried out in accordance with a certified advanced equipment introduction plan (referred to in Article 69, paragraph (4) and Article 70, paragraph (9) as "certified advanced equipment introduction"); the same applies hereinafter in this Article), the phrases listed in the middle column of the table in those provisions are deemed to be replaced with the phrases listed in the right-hand column of that table.
| Article 3, paragraph (1) | the total amount of insured values | the total amount of insured values of insurance relations pertaining to an advanced equipment introduction-related guarantee prescribed in Article 54, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (Act No. 18 of 1999) (hereinafter referred to as an "advanced equipment introduction-related guarantee") and the total amount of insured values of other insurance relations, respectively |
| Article 3-2, paragraph (1) and Article 3-3, paragraph (1) | the total amount of insured values | the total amount of insured values of insurance relations pertaining to an advanced equipment introduction-related guarantee and the total amount of insured values of other insurance relations, respectively |
| Article 3-2, paragraph (3) and Article 3-3, paragraph (2) | of the amount of the relevant loan | for each of advanced equipment introduction-related guarantees and other guarantees, of the amount of the relevant loan |
| the relevant debtor | for each of advanced equipment introduction-related guarantees and other guarantees, the relevant debtor |
普通保険、無担保保険又は特別小口保険の保険関係であって、先端設備等導入関連保証（中小企業信用保険法第三条第一項、第三条の二第一項又は第三条の三第一項に規定する債務の保証であって、認定先端設備等導入計画に従って行われる先端設備等導入（第六十九条第四項及び第七十条第九項において「認定先端設備等導入」という。）に必要な資金に係るものをいう。以下この条において同じ。）を受けた中小企業者に係るものについての次の表の上欄に掲げる同法の規定の適用については、これらの規定中同表の中欄に掲げる字句は、同表の下欄に掲げる字句とする。
| 第三条第一項 | 保険価額の合計額が | 中小企業等経営強化法（平成十一年法律第十八号）第五十四条第一項に規定する先端設備等導入関連保証（以下「先端設備等導入関連保証」という。）に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ |
| 第三条の二第一項及び第三条の三第一項 | 保険価額の合計額が | 先端設備等導入関連保証に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ |
| 第三条の二第三項及び第三条の三第二項 | 当該借入金の額のうち | 先端設備等導入関連保証及びその他の保証ごとに、それぞれ当該借入金の額のうち |
| 当該債務者 | 先端設備等導入関連保証及びその他の保証ごとに、当該債務者 |
With regard to the application of Article 3, paragraph (2) and Article 5 of the Small and Medium-sized Enterprise Credit Insurance Act to an insurance relation of ordinary insurance that pertains to an advanced equipment introduction-related guarantee, the phrase "70 percent" in that paragraph, and the phrase "70 percent (80 percent in the case of unsecured insurance, special small-amount insurance, current asset collateral insurance, pollution prevention insurance, energy measures insurance, overseas investment insurance, new business development insurance, business revitalization insurance and specified bond insurance)" in that Article, are deemed to be replaced with "80 percent".
The amount of the premium for an insurance relation of ordinary insurance, unsecured insurance or special small-amount insurance that pertains to an advanced equipment introduction-related guarantee is, notwithstanding Article 4 of the Small and Medium-sized Enterprise Credit Insurance Act, the amount obtained by multiplying the insured amount by the rate specified by Cabinet Order within 2 percent per year.
普通保険、無担保保険又は特別小口保険の保険関係であって、先端設備等導入関連保証に係るものについての保険料の額は、中小企業信用保険法第四条の規定にかかわらず、保険金額に年百分の二以内において政令で定める率を乗じて得た額とする。
small and medium-sized enterprisemachine translation
「中小企業者」
A company or individual whose main business is in an industry and that is within that industry's size limit — a company with stated capital or total contributions of no more than 300 million yen, or a company or individual with no more than 300 regular employees, in manufacturing, construction, transport and most other industries; 100 million yen or 100 employees in wholesale; 50 million yen or 100 employees in services; 50 million yen or 50 employees in retail; or the limits a Cabinet Order (政令) sets for the industries it names — or an enterprise association (企業組合), a cooperative partnership (協業組合), or a business cooperative (事業協同組合), commercial and industrial association (商工組合) or other union set up under a special law, or a federation of them, that a Cabinet Order specifies.
Defined inArticle 2, paragraph (1)· applies throughout the law
ordinary insurancemachine translation
「普通保険」
Ordinary insurance as defined in Article 3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing from banks and other financial institutions, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (1)
unsecured insurancemachine translation
「無担保保険」
Unsecured insurance as defined in Article 3-2, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees, given without requiring collateral, of a small and medium-sized enterprise's borrowing from financial institutions, up to a total insured value of 80 million yen per enterprise.
Short name set inArticle 10, paragraph (1)
special small-amount insurancemachine translation
「特別小口保険」
Special small-amount insurance as defined in Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees, given without requiring collateral or a guarantor, of borrowing by a small-scale enterprise (小規模企業者) that meets requirements a Ministry of Economy, Trade and Industry Order (経済産業省令) sets and is not already covered by another kind of this insurance, up to a total insured value of 20 million yen per enterprise.
Short name set inArticle 10, paragraph (1)
overseas investment insurancemachine translation
「海外投資関係保険」
Overseas investment insurance as defined in Article 3-7, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing for overseas direct investment of the kinds a Ministry of Economy, Trade and Industry Order (経済産業省令) sets, such as acquiring shares in a foreign corporation to build a lasting economic relationship with it, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (2)
new business development insurancemachine translation
「新事業開拓保険」
New business development insurance as defined in Article 3-8, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing for researching, developing or commercialising new products or technologies, opening up demand or other costs of opening up new business of the kinds a Ministry of Economy, Trade and Industry Order (経済産業省令) sets, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (3)
advanced equipment introductionmachine translation
「先端設備等導入」
The introduction of advanced equipment, etc. (先端設備等) under a municipality's agreed introduction promotion basic plan (同意導入促進基本計画).
Short name set inArticle 52, paragraph (1)
certified advanced equipment introduction planmachine translation
「認定先端設備等導入計画」
An advanced equipment introduction plan (先端設備等導入計画) certified by a specified municipality (特定市町村) under Article 52, paragraph (1), as changed where a change has been certified.
Short name set inArticle 53, paragraph (2)
advanced equipment introduction-related guaranteemachine translation
「先端設備等導入関連保証」
In Article 54, a credit guarantee corporation's (信用保証協会) guarantee of a debt under Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act for money needed for advanced equipment introduction under a certified advanced equipment introduction plan (認定先端設備等導入計画); Article 54 counts the credit insurance on such guarantees toward a limit of its own, apart from other guarantees, and gives it better cover and premium terms.
Short name set inArticle 54, paragraph (1)
certified advanced equipment introductionmachine translation
「認定先端設備等導入」
In Article 69, paragraph (4) and Article 70, paragraph (9), advanced equipment introduction (先端設備等導入) carried out under a certified advanced equipment introduction plan (認定先端設備等導入計画).
Short name set inArticle 54, paragraph (1)· applies only in this provision and in Article 69, paragraph (4); and Article 70, paragraph (9)