Article 22Special Provisions for the Small and Medium-sized Enterprise Credit Insurance Act
第二十二条(中小企業信用保険法の特例)
With regard to a specified business operator (limited to a person listed in Article 2, paragraph (5), items (i) through (iv), and excluding one that falls under a small and medium-sized enterprise prescribed in Article 2, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act) that carries out an approved management innovation project (meaning a project for management innovation carried out in accordance with an approved management innovation plan; the same applies hereinafter) or a certified management capacity improvement project (meaning a project pertaining to management capacity improvement carried out in accordance with a certified management capacity improvement plan (including, where the matters listed in Article 17, paragraph (4), item (ii) are stated in that certified management capacity improvement plan, a prior investigation for business succession, etc.); the same applies hereinafter in this paragraph, Article 25, paragraph (1) and Chapter VI), that carries out the specified business prescribed in Article 2, paragraph (1), item (i) of the Small and Medium-sized Enterprise Credit Insurance Act, and that has received a management innovation-related guarantee (meaning a guarantee of obligations prescribed in Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of that Act that pertains to funds necessary for an approved management innovation project; the same applies hereinafter in this Article) or a management capacity improvement-related guarantee (meaning a guarantee of obligations prescribed in Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of that Act that pertains to funds, among those necessary for a certified management capacity improvement project, specified by Order of the Ministry of Economy, Trade and Industry as contributing particularly to management capacity improvement; the same applies hereinafter in this Article), the provisions of Articles 3 through 3-3, Article 3-7, Article 3-8 and Articles 4 through 8 of that Act apply by deeming the specified business operator to be a small and medium-sized enterprise prescribed in Article 2, paragraph (1) of that Act. In this case, the term "borrowing" in Articles 3 through 3-3, Article 3-7 and Article 3-8 of that Act is deemed to be replaced with "borrowing of funds necessary for carrying out an approved management innovation project or a certified management capacity improvement project prescribed in Article 22, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc.".
承認経営革新事業(承認経営革新計画に従って行われる経営革新のための事業をいう。以下同じ。)又は認定経営力向上事業(認定経営力向上計画に従って行われる経営力向上に係る事業(当該認定経営力向上計画に第十七条第四項第二号に掲げる事項の記載がある場合にあっては、事業承継等事前調査を含む。)をいう。以下この項、第二十五条第一項及び第六章において同じ。)を行う特定事業者(第二条第五項第一号から第四号までに掲げる者に限り、中小企業信用保険法第二条第一項に規定する中小企業者に該当するものを除く。)のうち同項第一号に規定する特定事業を行うものであって、経営革新関連保証(同法第三条第一項、第三条の二第一項又は第三条の三第一項に規定する債務の保証であって、承認経営革新事業に必要な資金に係るものをいう。以下この条において同じ。)又は経営力向上関連保証(同法第三条第一項、第三条の二第一項又は第三条の三第一項に規定する債務の保証であって、認定経営力向上事業に必要な資金のうち経営力向上に特に資するものとして経済産業省令で定めるものに係るものをいう。以下この条において同じ。)を受けたものについては、当該特定事業者を同法第二条第一項に規定する中小企業者とみなして、同法第三条から第三条の三まで、第三条の七、第三条の八及び第四条から第八条までの規定を適用する。この場合において、同法第三条から第三条の三まで、第三条の七及び第三条の八中「借入れ」とあるのは、「中小企業等経営強化法第二十二条第一項に規定する承認経営革新事業又は認定経営力向上事業の実施に必要な資金の借入れ」とする。
With regard to the application of the provisions of the Small and Medium-sized Enterprise Credit Insurance Act listed in the left-hand column of the following table (including where they apply pursuant to the preceding paragraph; the same applies in paragraphs (5) and (6)) to an insurance relation of ordinary insurance, unsecured insurance or special small-amount insurance that pertains to a specified business operator that has received a management innovation-related guarantee, the phrases listed in the middle column of the table in those provisions are deemed to be replaced with the phrases listed in the right-hand column of that table.
| Article 3, paragraph (1) | the total amount of insured values | the total amount of insured values of insurance relations pertaining to a management innovation-related guarantee prescribed in Article 22, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as a "management innovation-related guarantee") and the total amount of insured values of other insurance relations, respectively |
| Article 3-2, paragraph (1) and Article 3-3, paragraph (1) | the total amount of insured values | the total amount of insured values of insurance relations pertaining to a management innovation-related guarantee and the total amount of insured values of other insurance relations, respectively |
| Article 3-2, paragraph (3) and Article 3-3, paragraph (2) | of the amount of the relevant loan | for each of management innovation-related guarantees and other guarantees, of the amount of the relevant loan |
| the relevant debtor | for each of management innovation-related guarantees and other guarantees, the relevant debtor |
普通保険、無担保保険又は特別小口保険の保険関係であって、経営革新関連保証を受けた特定事業者に係るものについての次の表の上欄に掲げる中小企業信用保険法の規定(前項の規定により適用される場合を含む。第五項及び第六項において同じ。)の適用については、これらの規定中同表の中欄に掲げる字句は、同表の下欄に掲げる字句とする。
| 第三条第一項 | 保険価額の合計額が | 中小企業等経営強化法第二十二条第一項に規定する経営革新関連保証(以下「経営革新関連保証」という。)に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ |
| 第三条の二第一項及び第三条の三第一項 | 保険価額の合計額が | 経営革新関連保証に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ |
| 第三条の二第三項及び第三条の三第二項 | 当該借入金の額のうち | 経営革新関連保証及びその他の保証ごとに、それぞれ当該借入金の額のうち |
| 当該債務者 | 経営革新関連保証及びその他の保証ごとに、当該債務者 |
With regard to the application of Article 3-7, paragraphs (1) and (2) of the Small and Medium-sized Enterprise Credit Insurance Act (including where they apply pursuant to paragraph (1); the same applies in paragraph (7)) to an insurance relation of overseas investment insurance that pertains to a specified business operator that has received a management innovation-related guarantee, the phrase "200 million yen" in paragraph (1) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than funds necessary for an approved management innovation project prescribed in Article 22, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as "management innovation project funds"))", the phrase "400 million yen" is deemed to be replaced with "600 million yen (400 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than management innovation project funds)", and the phrase "200 million yen" in paragraph (2) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than management innovation project funds)".
海外投資関係保険の保険関係であって、経営革新関連保証を受けた特定事業者に係るものについての中小企業信用保険法第三条の七第一項及び第二項の規定(第一項の規定により適用される場合を含む。第七項において同じ。)の適用については、同条第一項中「二億円」とあるのは「三億円(中小企業等経営強化法第二十二条第一項に規定する承認経営革新事業に必要な資金(以下「経営革新事業資金」という。)以外の資金に係る債務の保証に係る保険関係については、二億円)」と、「四億円」とあるのは「六億円(経営革新事業資金以外の資金に係る債務の保証に係る保険関係については、四億円)」と、同条第二項中「二億円」とあるのは「三億円(経営革新事業資金以外の資金に係る債務の保証に係る保険関係については、二億円)」とする。
With regard to the application of Article 3-8, paragraphs (1) and (2) of the Small and Medium-sized Enterprise Credit Insurance Act (including where they apply pursuant to paragraph (1); the same applies in paragraph (8)) to an insurance relation of new business development insurance that pertains to a specified business operator that has received a management innovation-related guarantee, the phrase "200 million yen" in paragraph (1) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than funds necessary for an approved management innovation project prescribed in Article 22, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as "management innovation project funds"))", the phrase "400 million yen" is deemed to be replaced with "600 million yen (400 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than management innovation project funds)", and the phrase "200 million yen" in paragraph (2) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than management innovation project funds)".
新事業開拓保険の保険関係であって、経営革新関連保証を受けた特定事業者に係るものについての中小企業信用保険法第三条の八第一項及び第二項の規定(第一項の規定により適用される場合を含む。第八項において同じ。)の適用については、同条第一項中「二億円」とあるのは「三億円(中小企業等経営強化法第二十二条第一項に規定する承認経営革新事業に必要な資金(以下「経営革新事業資金」という。)以外の資金に係る債務の保証に係る保険関係については、二億円)」と、「四億円」とあるのは「六億円(経営革新事業資金以外の資金に係る債務の保証に係る保険関係については、四億円)」と、同条第二項中「二億円」とあるのは「三億円(経営革新事業資金以外の資金に係る債務の保証に係る保険関係については、二億円)」とする。
With regard to the application of the provisions of the Small and Medium-sized Enterprise Credit Insurance Act listed in the left-hand column of the following table to an insurance relation of ordinary insurance, unsecured insurance or special small-amount insurance that pertains to a specified business operator that has received a management capacity improvement-related guarantee, the phrases listed in the middle column of the table in those provisions are deemed to be replaced with the phrases listed in the right-hand column of that table.
| Article 3, paragraph (1) | the total amount of insured values | the total amount of insured values of insurance relations pertaining to a management capacity improvement-related guarantee prescribed in Article 22, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as a "management capacity improvement-related guarantee") and the total amount of insured values of other insurance relations, respectively |
| Article 3-2, paragraph (1) and Article 3-3, paragraph (1) | the total amount of insured values | the total amount of insured values of insurance relations pertaining to a management capacity improvement-related guarantee and the total amount of insured values of other insurance relations, respectively |
| Article 3-2, paragraph (3) and Article 3-3, paragraph (2) | of the amount of the relevant loan | for each of management capacity improvement-related guarantees and other guarantees, of the amount of the relevant loan |
| the relevant debtor | for each of management capacity improvement-related guarantees and other guarantees, the relevant debtor |
普通保険、無担保保険又は特別小口保険の保険関係であって、経営力向上関連保証を受けた特定事業者に係るものについての次の表の上欄に掲げる中小企業信用保険法の規定の適用については、これらの規定中同表の中欄に掲げる字句は、同表の下欄に掲げる字句とする。
| 第三条第一項 | 保険価額の合計額が | 中小企業等経営強化法第二十二条第一項に規定する経営力向上関連保証(以下「経営力向上関連保証」という。)に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ |
| 第三条の二第一項及び第三条の三第一項 | 保険価額の合計額が | 経営力向上関連保証に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ |
| 第三条の二第三項及び第三条の三第二項 | 当該借入金の額のうち | 経営力向上関連保証及びその他の保証ごとに、それぞれ当該借入金の額のうち |
| 当該債務者 | 経営力向上関連保証及びその他の保証ごとに、当該債務者 |
Notwithstanding the preceding paragraph, with regard to the application of the provisions of the Small and Medium-sized Enterprise Credit Insurance Act listed in the left-hand column of the following table to an insurance relation of ordinary insurance, unsecured insurance or special small-amount insurance that pertains to a specified business operator that has received a management capacity improvement-related guarantee that pertains to funds necessary for business succession, etc. carried out in accordance with a certified management capacity improvement plan (limited to one in which a statement under Article 17, paragraph (5) appears) (referred to in Article 30, paragraph (2) as a "special management capacity improvement-related guarantee"), the phrases listed in the middle column of the table in those provisions are deemed to be replaced with the phrases listed in the right-hand column of that table.
| Article 3, paragraph (1) | (hereinafter referred to as a "special guarantee")) | (hereinafter referred to as a "special guarantee")) for which no guarantee by a guarantor is required to be provided |
| the total amount of insured values | the total amount of insured values of insurance relations pertaining to a management capacity improvement-related guarantee prescribed in Article 22, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (including a special management capacity improvement-related guarantee prescribed in paragraph (6) of that Article; hereinafter referred to as a "management capacity improvement-related guarantee") and the total amount of insured values of other insurance relations, respectively | |
| Article 3-2, paragraph (1) | in the case where the relevant small and medium-sized enterprise is a person other than a person (limited to a corporation) that satisfies the requirements specified by Order of the Ministry of Economy, Trade and Industry, such as submitting a balance sheet, profit and loss statement and other documents to a financial institution, excluding a guarantee by a guarantor. | including a guarantee by a guarantor. |
| Article 3-2, paragraph (1) and Article 3-3, paragraph (1) | the total amount of insured values | the total amount of insured values of insurance relations pertaining to a management capacity improvement-related guarantee and the total amount of insured values of other insurance relations, respectively |
| Article 3-2, paragraph (3) and Article 3-3, paragraph (2) | of the amount of the relevant loan | for each of management capacity improvement-related guarantees and other guarantees, of the amount of the relevant loan |
| the relevant debtor | for each of management capacity improvement-related guarantees and other guarantees, the relevant debtor |
前項の規定にかかわらず、経営力向上関連保証のうち認定経営力向上計画(第十七条第五項の規定による記載があるものに限る。)に従って行われる事業承継等に必要な資金に係るもの(第三十条第二項において「特例経営力向上関連保証」という。)を受けた特定事業者に係る普通保険、無担保保険又は特別小口保険の保険関係についての次の表の上欄に掲げる中小企業信用保険法の規定の適用については、これらの規定中同表の中欄に掲げる字句は、同表の下欄に掲げる字句とする。
| 第三条第一項 | 含む。) | 含む。)であつてその保証について保証人の保証を提供させないもの |
| 保険価額の合計額が | 中小企業等経営強化法第二十二条第一項に規定する経営力向上関連保証(同条第六項に規定する特例経営力向上関連保証を含む。以下「経営力向上関連保証」という。)に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ | |
| 第三条の二第一項 | 当該中小企業者が貸借対照表、損益計算書その他の書類を金融機関に提出することその他の経済産業省令で定める要件を備えている者(法人に限る。)以外の者である場合にあつては、保証人の保証を除く。 | 保証人の保証を含む。 |
| 第三条の二第一項及び第三条の三第一項 | 保険価額の合計額が | 経営力向上関連保証に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ |
| 第三条の二第三項及び第三条の三第二項 | 当該借入金の額のうち | 経営力向上関連保証及びその他の保証ごとに、それぞれ当該借入金の額のうち |
| 当該債務者 | 経営力向上関連保証及びその他の保証ごとに、当該債務者 |
With regard to the application of Article 3-7, paragraphs (1) and (2) of the Small and Medium-sized Enterprise Credit Insurance Act to an insurance relation of overseas investment insurance that pertains to a specified business operator that has received a management capacity improvement-related guarantee, the phrase "200 million yen" in paragraph (1) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than funds necessary for a certified management capacity improvement project prescribed in Article 22, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as "management capacity improvement project funds"))", the phrase "400 million yen" is deemed to be replaced with "600 million yen (400 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than management capacity improvement project funds)", and the phrase "200 million yen" in paragraph (2) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than management capacity improvement project funds)".
海外投資関係保険の保険関係であって、経営力向上関連保証を受けた特定事業者に係るものについての中小企業信用保険法第三条の七第一項及び第二項の規定の適用については、同条第一項中「二億円」とあるのは「三億円(中小企業等経営強化法第二十二条第一項に規定する認定経営力向上事業に必要な資金(以下「経営力向上事業資金」という。)以外の資金に係る債務の保証に係る保険関係については、二億円)」と、「四億円」とあるのは「六億円(経営力向上事業資金以外の資金に係る債務の保証に係る保険関係については、四億円)」と、同条第二項中「二億円」とあるのは「三億円(経営力向上事業資金以外の資金に係る債務の保証に係る保険関係については、二億円)」とする。
With regard to the application of Article 3-8, paragraphs (1) and (2) of the Small and Medium-sized Enterprise Credit Insurance Act to an insurance relation of new business development insurance that pertains to a specified business operator that has received a management capacity improvement-related guarantee, the phrase "200 million yen" in paragraph (1) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than funds necessary for a certified management capacity improvement project prescribed in Article 22, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as "management capacity improvement project funds"))", the phrase "400 million yen" is deemed to be replaced with "600 million yen (400 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than management capacity improvement project funds)", and the phrase "200 million yen" in paragraph (2) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than management capacity improvement project funds)".
新事業開拓保険の保険関係であって、経営力向上関連保証を受けた特定事業者に係るものについての中小企業信用保険法第三条の八第一項及び第二項の規定の適用については、同条第一項中「二億円」とあるのは「三億円(中小企業等経営強化法第二十二条第一項に規定する認定経営力向上事業に必要な資金(以下「経営力向上事業資金」という。)以外の資金に係る債務の保証に係る保険関係については、二億円)」と、「四億円」とあるのは「六億円(経営力向上事業資金以外の資金に係る債務の保証に係る保険関係については、四億円)」と、同条第二項中「二億円」とあるのは「三億円(経営力向上事業資金以外の資金に係る債務の保証に係る保険関係については、二億円)」とする。
With regard to the application of Article 3, paragraph (2) and Article 5 of the Small and Medium-sized Enterprise Credit Insurance Act (including where they apply pursuant to paragraph (1)) to an insurance relation of ordinary insurance that pertains to a management innovation-related guarantee or a management capacity improvement-related guarantee, the phrase "70 percent" in Article 3, paragraph (2) of that Act, and the phrase "70 percent (80 percent in the case of unsecured insurance, special small-amount insurance, current asset collateral insurance, pollution prevention insurance, energy measures insurance, overseas investment insurance, new business development insurance, business revitalization insurance and specified bond insurance)" in Article 5 of that Act, are deemed to be replaced with "80 percent".
The amount of the premium for an insurance relation of ordinary insurance, unsecured insurance or special small-amount insurance that pertains to a management innovation-related guarantee or a management capacity improvement-related guarantee is, notwithstanding Article 4 of the Small and Medium-sized Enterprise Credit Insurance Act, the amount obtained by multiplying the insured amount by the rate specified by Cabinet Order within 2 percent per year.
Read this with the articles around it
small and medium-sized enterprisemachine translation
「中小企業者」
A company or individual whose main business is in an industry and that is within that industry's size limit — a company with stated capital or total contributions of no more than 300 million yen, or a company or individual with no more than 300 regular employees, in manufacturing, construction, transport and most other industries; 100 million yen or 100 employees in wholesale; 50 million yen or 100 employees in services; 50 million yen or 50 employees in retail; or the limits a Cabinet Order (政令) sets for the industries it names — or an enterprise association (企業組合), a cooperative partnership (協業組合), or a business cooperative (事業協同組合), commercial and industrial association (商工組合) or other union set up under a special law, or a federation of them, that a Cabinet Order specifies.
Defined inArticle 2, paragraph (1)· applies throughout the law
specified business operatormachine translation
「特定事業者」
A company or individual whose main business is in manufacturing, construction, transport or most other industries and that has no more than 500 regular employees, in wholesale no more than 400, in retail or services no more than 300, or in an industry a Cabinet Order (政令) names no more than the number it sets; an enterprise association (企業組合); a cooperative partnership (協業組合); a business cooperative (事業協同組合) or other union set up under a special law, or a federation of them, that a Cabinet Order specifies; or a general incorporated association (一般社団法人) whose direct or indirect members are any of these and that meets requirements a Cabinet Order sets.
Defined inArticle 2, paragraph (5)· applies throughout the law
management innovationmachine translation
「経営革新」
A business operator considerably improving its management by carrying on new business activities (新事業活動).
Defined inArticle 2, paragraph (9)· applies throughout the law
business succession, etc.machine translation
「事業承継等」
Any of the measures Article 2, paragraph (10) lists through which a business operator obtains or is provided with another business operator's management resources: an absorption-type or consolidation-type merger, an absorption-type or incorporation-type company split, a share exchange, share transfer or share delivery between specified business operators, etc. (特定事業者等); taking over a business or assets from another such operator; acquiring shares or equity in another such operator that makes it a related business; or setting up a business cooperative (事業協同組合), enterprise association (企業組合) or cooperative partnership (協業組合).
Short name set inArticle 2, paragraph (10)
management capacity improvementmachine translation
「経営力向上」
A business operator strengthening its management ability and improving its management by bringing in, and running its business with, ways of making advanced use of the management resources it already has, or of those it obtains from or is provided by another business operator through business succession, etc. (事業承継等) — such as training people with useful knowledge or skills, using the results of analysing its finances or information on demand for goods and services, or building information systems to work more efficiently.
Defined inArticle 2, paragraph (10)· applies throughout the law
ordinary insurancemachine translation
「普通保険」
Ordinary insurance as defined in Article 3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing from banks and other financial institutions, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (1)
unsecured insurancemachine translation
「無担保保険」
Unsecured insurance as defined in Article 3-2, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees, given without requiring collateral, of a small and medium-sized enterprise's borrowing from financial institutions, up to a total insured value of 80 million yen per enterprise.
Short name set inArticle 10, paragraph (1)
special small-amount insurancemachine translation
「特別小口保険」
Special small-amount insurance as defined in Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees, given without requiring collateral or a guarantor, of borrowing by a small-scale enterprise (小規模企業者) that meets requirements a Ministry of Economy, Trade and Industry Order (経済産業省令) sets and is not already covered by another kind of this insurance, up to a total insured value of 20 million yen per enterprise.
Short name set inArticle 10, paragraph (1)
overseas investment insurancemachine translation
「海外投資関係保険」
Overseas investment insurance as defined in Article 3-7, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing for overseas direct investment of the kinds a Ministry of Economy, Trade and Industry Order (経済産業省令) sets, such as acquiring shares in a foreign corporation to build a lasting economic relationship with it, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (2)
new business development insurancemachine translation
「新事業開拓保険」
New business development insurance as defined in Article 3-8, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing for researching, developing or commercialising new products or technologies, opening up demand or other costs of opening up new business of the kinds a Ministry of Economy, Trade and Industry Order (経済産業省令) sets, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (3)
approved management innovation planmachine translation
「承認経営革新計画」
A management innovation plan (経営革新計画) approved under Article 14, paragraph (1), as changed where a change has been approved.
Short name set inArticle 15, paragraph (2)
prior investigation for business succession, etc.machine translation
「事業承継等事前調査」
An investigation, from legal, financial, tax and other angles, into whether loss may arise because the management resources a specified business operator, etc. (特定事業者等) is to obtain or be provided with through business succession, etc. (事業承継等) lack the functions or other elements needed to use them together with its other management resources, which a management capacity improvement plan (経営力向上計画) may cover.
Short name set inArticle 17, paragraph (4), item (ii)· applies only in this provision and in Article 18, paragraph (2); and Article 22, paragraph (1)
certified management capacity improvement planmachine translation
「認定経営力向上計画」
A management capacity improvement plan (経営力向上計画) certified under Article 17, paragraph (1), as changed where a change has been certified.
Short name set inArticle 18, paragraph (2)
approved management innovation projectmachine translation
「承認経営革新事業」
A project for management innovation (経営革新) carried out under an approved management innovation plan (承認経営革新計画).
Defined inArticle 22, paragraph (1)
management capacity improvement-related guaranteemachine translation
「経営力向上関連保証」
In Article 22, a credit guarantee corporation's (信用保証協会) guarantee of a debt under Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act for money needed for a certified management capacity improvement project (認定経営力向上事業) of the kinds an Order of the Ministry of Economy, Trade and Industry (経済産業省令) specifies as particularly helping management capacity improvement.
Defined inArticle 22, paragraph (1)· applies only in this article
management innovation-related guaranteemachine translation
「経営革新関連保証」
In Article 22, a credit guarantee corporation's (信用保証協会) guarantee of a debt under Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act for money needed for an approved management innovation project (承認経営革新事業), whose credit insurance Article 22 counts toward a limit of its own, apart from other guarantees, and gives better cover and premium terms.
Defined inArticle 22, paragraph (1)· applies only in this article
certified management capacity improvement projectmachine translation
「認定経営力向上事業」
A project for management capacity improvement (経営力向上) carried out under a certified management capacity improvement plan (認定経営力向上計画), including a prior investigation for business succession, etc. (事業承継等事前調査) where the plan covers one.
Defined inArticle 22, paragraph (1)· applies only in this paragraph and in Article 25, paragraph (1); and Chapter 6
management innovation-related guaranteemachine translation
「経営革新関連保証」
In Article 22, a credit guarantee corporation's (信用保証協会) guarantee of a debt under Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act for money needed for an approved management innovation project (承認経営革新事業), whose credit insurance Article 22 counts toward a limit of its own, apart from other guarantees, and gives better cover and premium terms.
Short name set inArticle 22, paragraph (2)
management capacity improvement-related guaranteemachine translation
「経営力向上関連保証」
In the provisions of the Small and Medium-sized Enterprise Credit Insurance Act as Article 22, paragraph (5) reads them, a management capacity improvement-related guarantee as defined in Article 22, paragraph (1), whose credit insurance counts toward a limit of its own, apart from other guarantees.
Short name set inArticle 22, paragraph (5)
special management capacity improvement-related guaranteemachine translation
「特例経営力向上関連保証」
In Article 22, paragraph (6) and Article 30, paragraph (2), a management capacity improvement-related guarantee (経営力向上関連保証) for money needed for business succession, etc. (事業承継等) under a certified management capacity improvement plan (認定経営力向上計画) that states, under Article 17, paragraph (5), that the specified business operator meets requirements such as net assets of at least a set amount; Article 22, paragraph (6) applies the credit insurance to such a guarantee given without a personal guarantor.
Short name set inArticle 22, paragraph (6)· applies only in this provision and in Article 30, paragraph (2)
management capacity improvement-related guaranteemachine translation
「経営力向上関連保証」
In the provisions of the Small and Medium-sized Enterprise Credit Insurance Act as Article 22, paragraph (6) reads them, a management capacity improvement-related guarantee as defined in Article 22, paragraph (1), including a special management capacity improvement-related guarantee (特例経営力向上関連保証), whose credit insurance counts toward a limit of its own, apart from other guarantees.
Short name set inArticle 22, paragraph (6)