Article 10Special Provisions for the Small and Medium-sized Enterprise Credit Insurance Act
第十条（中小企業信用保険法の特例）
With regard to the application of the provisions of the Small and Medium-sized Enterprise Credit Insurance Act listed in the left-hand column of the following table to an insurance relation of ordinary insurance prescribed in Article 3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act (Act No. 264 of 1950) (hereinafter referred to as "ordinary insurance"), unsecured insurance prescribed in Article 3-2, paragraph (1) of that Act (hereinafter referred to as "unsecured insurance"), or special small-amount insurance prescribed in Article 3-3, paragraph (1) of that Act (hereinafter referred to as "special small-amount insurance") that pertains to a small and medium-sized enterprise that has received a guarantee related to developing new business fields using outside highly skilled personnel (meaning a guarantee of obligations prescribed in Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of that Act that pertains to funds necessary for a certified project for developing new business fields using outside highly skilled personnel (meaning a project pertaining to developing new business fields using outside highly skilled personnel that is carried out in accordance with a certified plan for developing new business fields using outside highly skilled personnel; the same applies hereinafter); the same applies hereinafter in this Article), the phrases listed in the middle column of the table in those provisions are deemed to be replaced with the phrases listed in the right-hand column of that table.
| Article 3, paragraph (1) | the total amount of insured values | the total amount of insured values of insurance relations pertaining to a guarantee related to developing new business fields using outside highly skilled personnel prescribed in Article 10, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as a "guarantee related to developing new business fields using outside highly skilled personnel") and the total amount of insured values of other insurance relations, respectively |
| Article 3-2, paragraph (1) and Article 3-3, paragraph (1) | the total amount of insured values | the total amount of insured values of insurance relations pertaining to a guarantee related to developing new business fields using outside highly skilled personnel and the total amount of insured values of other insurance relations, respectively |
| Article 3-2, paragraph (3) and Article 3-3, paragraph (2) | of the amount of the relevant loan | for each of guarantees related to developing new business fields using outside highly skilled personnel and other guarantees, of the amount of the relevant loan |
| the relevant debtor | for each of guarantees related to developing new business fields using outside highly skilled personnel and other guarantees, the relevant debtor |
中小企業信用保険法（昭和二十五年法律第二百六十四号）第三条第一項に規定する普通保険（以下「普通保険」という。）、同法第三条の二第一項に規定する無担保保険（以下「無担保保険」という。）又は同法第三条の三第一項に規定する特別小口保険（以下「特別小口保険」という。）の保険関係であって、社外高度人材活用新事業分野開拓関連保証（同法第三条第一項、第三条の二第一項又は第三条の三第一項に規定する債務の保証であって、認定社外高度人材活用新事業分野開拓事業（認定社外高度人材活用新事業分野開拓計画に従って行われる社外高度人材活用新事業分野開拓に係る事業をいう。以下同じ。）に必要な資金に係るものをいう。以下この条において同じ。）を受けた中小企業者に係るものについての次の表の上欄に掲げる同法の規定の適用については、これらの規定中同表の中欄に掲げる字句は、同表の下欄に掲げる字句とする。
| 第三条第一項 | 保険価額の合計額が | 中小企業等経営強化法第十条第一項に規定する社外高度人材活用新事業分野開拓関連保証（以下「社外高度人材活用新事業分野開拓関連保証」という。）に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ |
| 第三条の二第一項及び第三条の三第一項 | 保険価額の合計額が | 社外高度人材活用新事業分野開拓関連保証に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ |
| 第三条の二第三項及び第三条の三第二項 | 当該借入金の額のうち | 社外高度人材活用新事業分野開拓関連保証及びその他の保証ごとに、それぞれ当該借入金の額のうち |
| 当該債務者 | 社外高度人材活用新事業分野開拓関連保証及びその他の保証ごとに、当該債務者 |
With regard to the application of Article 3-7, paragraphs (1) and (2) of the Small and Medium-sized Enterprise Credit Insurance Act to an insurance relation of overseas investment insurance prescribed in Article 3-7, paragraph (1) of that Act (hereinafter referred to as "overseas investment insurance") that pertains to a small and medium-sized enterprise that has received a guarantee related to developing new business fields using outside highly skilled personnel, the phrase "200 million yen" in paragraph (1) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than funds necessary for a certified project for developing new business fields using outside highly skilled personnel prescribed in Article 10, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as "funds for a project for developing new business fields using outside highly skilled personnel"))", the phrase "400 million yen" is deemed to be replaced with "600 million yen (400 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than funds for a project for developing new business fields using outside highly skilled personnel)", and the phrase "200 million yen" in paragraph (2) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than funds for a project for developing new business fields using outside highly skilled personnel)".
中小企業信用保険法第三条の七第一項に規定する海外投資関係保険（以下「海外投資関係保険」という。）の保険関係であって、社外高度人材活用新事業分野開拓関連保証を受けた中小企業者に係るものについての同項及び同条第二項の規定の適用については、同条第一項中「二億円」とあるのは「三億円（中小企業等経営強化法第十条第一項に規定する認定社外高度人材活用新事業分野開拓事業に必要な資金（以下「社外高度人材活用新事業分野開拓事業資金」という。）以外の資金に係る債務の保証に係る保険関係については、二億円）」と、「四億円」とあるのは「六億円（社外高度人材活用新事業分野開拓事業資金以外の資金に係る債務の保証に係る保険関係については、四億円）」と、同条第二項中「二億円」とあるのは「三億円（社外高度人材活用新事業分野開拓事業資金以外の資金に係る債務の保証に係る保険関係については、二億円）」とする。
With regard to the application of Article 3-8, paragraphs (1) and (2) of the Small and Medium-sized Enterprise Credit Insurance Act to an insurance relation of new business development insurance prescribed in Article 3-8, paragraph (1) of that Act (hereinafter referred to as "new business development insurance") that pertains to a small and medium-sized enterprise that has received a guarantee related to developing new business fields using outside highly skilled personnel, the phrase "200 million yen" in paragraph (1) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than funds necessary for a certified project for developing new business fields using outside highly skilled personnel prescribed in Article 10, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (hereinafter referred to as "funds for a project for developing new business fields using outside highly skilled personnel"))", the phrase "400 million yen" is deemed to be replaced with "600 million yen (400 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than funds for a project for developing new business fields using outside highly skilled personnel)", and the phrase "200 million yen" in paragraph (2) of that Article is deemed to be replaced with "300 million yen (200 million yen for an insurance relation pertaining to a guarantee of obligations related to funds other than funds for a project for developing new business fields using outside highly skilled personnel)".
中小企業信用保険法第三条の八第一項に規定する新事業開拓保険（以下「新事業開拓保険」という。）の保険関係であって、社外高度人材活用新事業分野開拓関連保証を受けた中小企業者に係るものについての同項及び同条第二項の規定の適用については、同条第一項中「二億円」とあるのは「三億円（中小企業等経営強化法第十条第一項に規定する認定社外高度人材活用新事業分野開拓事業に必要な資金（以下「社外高度人材活用新事業分野開拓事業資金」という。）以外の資金に係る債務の保証に係る保険関係については、二億円）」と、「四億円」とあるのは「六億円（社外高度人材活用新事業分野開拓事業資金以外の資金に係る債務の保証に係る保険関係については、四億円）」と、同条第二項中「二億円」とあるのは「三億円（社外高度人材活用新事業分野開拓事業資金以外の資金に係る債務の保証に係る保険関係については、二億円）」とする。
With regard to the application of Article 3, paragraph (2) and Article 5 of the Small and Medium-sized Enterprise Credit Insurance Act to an insurance relation of ordinary insurance that pertains to a guarantee related to developing new business fields using outside highly skilled personnel, the phrase "70 percent" in that paragraph, and the phrase "70 percent (80 percent in the case of unsecured insurance, special small-amount insurance, current asset collateral insurance, pollution prevention insurance, energy measures insurance, overseas investment insurance, new business development insurance, business revitalization insurance and specified bond insurance)" in that Article, are deemed to be replaced with "80 percent".
The amount of the premium for an insurance relation of ordinary insurance, unsecured insurance or special small-amount insurance that pertains to a guarantee related to developing new business fields using outside highly skilled personnel is, notwithstanding Article 4 of the Small and Medium-sized Enterprise Credit Insurance Act, the amount obtained by multiplying the insured amount by the rate specified by Cabinet Order within 2 percent per year.
普通保険、無担保保険又は特別小口保険の保険関係であって、社外高度人材活用新事業分野開拓関連保証に係るものについての保険料の額は、中小企業信用保険法第四条の規定にかかわらず、保険金額に年百分の二以内において政令で定める率を乗じて得た額とする。
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small and medium-sized enterprisemachine translation
「中小企業者」
A company or individual whose main business is in an industry and that is within that industry's size limit — a company with stated capital or total contributions of no more than 300 million yen, or a company or individual with no more than 300 regular employees, in manufacturing, construction, transport and most other industries; 100 million yen or 100 employees in wholesale; 50 million yen or 100 employees in services; 50 million yen or 50 employees in retail; or the limits a Cabinet Order (政令) sets for the industries it names — or an enterprise association (企業組合), a cooperative partnership (協業組合), or a business cooperative (事業協同組合), commercial and industrial association (商工組合) or other union set up under a special law, or a federation of them, that a Cabinet Order specifies.
Defined inArticle 2, paragraph (1)· applies throughout the law
developing new business fields using outside highly skilled personnelmachine translation
「社外高度人材活用新事業分野開拓」
A new small and medium-sized enterprise, etc. (新規中小企業者等) opening up a new business field by carrying on new business activities (新事業活動) with the help of outside highly skilled personnel (社外高度人材), after receiving investment and guidance from a business that meets requirements an Order of the Ministry of Economy, Trade and Industry (経済産業省令) sets for those whose trade is investing in and guiding such enterprises' new business activities.
Defined inArticle 2, paragraph (8)· applies throughout the law
certified plan for developing new business fields using outside highly skilled personnelmachine translation
「認定社外高度人材活用新事業分野開拓計画」
A plan for developing new business fields using outside highly skilled personnel (社外高度人材活用新事業分野開拓計画) certified by the competent minister (主務大臣) under Article 8, paragraph (1), as changed where a change has been certified.
Short name set inArticle 9, paragraph (2)
ordinary insurancemachine translation
「普通保険」
Ordinary insurance as defined in Article 3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing from banks and other financial institutions, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (1)
unsecured insurancemachine translation
「無担保保険」
Unsecured insurance as defined in Article 3-2, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees, given without requiring collateral, of a small and medium-sized enterprise's borrowing from financial institutions, up to a total insured value of 80 million yen per enterprise.
Short name set inArticle 10, paragraph (1)
special small-amount insurancemachine translation
「特別小口保険」
Special small-amount insurance as defined in Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees, given without requiring collateral or a guarantor, of borrowing by a small-scale enterprise (小規模企業者) that meets requirements a Ministry of Economy, Trade and Industry Order (経済産業省令) sets and is not already covered by another kind of this insurance, up to a total insured value of 20 million yen per enterprise.
Short name set inArticle 10, paragraph (1)
guarantee related to developing new business fields using outside highly skilled personnelmachine translation
「社外高度人材活用新事業分野開拓関連保証」
In Article 10, a credit guarantee corporation's (信用保証協会) guarantee of a debt under Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act for money needed for a certified project for developing new business fields using outside highly skilled personnel (認定社外高度人材活用新事業分野開拓事業); Article 10 counts the credit insurance on such guarantees toward limits of its own, apart from other guarantees, and gives it better cover and premium terms.
Short name set inArticle 10, paragraph (1)
certified project for developing new business fields using outside highly skilled personnelmachine translation
「認定社外高度人材活用新事業分野開拓事業」
A project for developing new business fields using outside highly skilled personnel (社外高度人材活用新事業分野開拓) carried out under a certified plan for it (認定社外高度人材活用新事業分野開拓計画).
Defined inArticle 10, paragraph (1)
overseas investment insurancemachine translation
「海外投資関係保険」
Overseas investment insurance as defined in Article 3-7, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing for overseas direct investment of the kinds a Ministry of Economy, Trade and Industry Order (経済産業省令) sets, such as acquiring shares in a foreign corporation to build a lasting economic relationship with it, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (2)
new business development insurancemachine translation
「新事業開拓保険」
New business development insurance as defined in Article 3-8, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act: credit insurance that Japan Finance Corporation (株式会社日本政策金融公庫) provides to a credit guarantee corporation (信用保証協会) on its guarantees of a small and medium-sized enterprise's borrowing for researching, developing or commercialising new products or technologies, opening up demand or other costs of opening up new business of the kinds a Ministry of Economy, Trade and Industry Order (経済産業省令) sets, up to a total insured value of 200 million yen per enterprise (400 million yen for cooperatives and certain other associations).
Short name set inArticle 10, paragraph (3)