If any of the following items applies, the person who has committed the act of violation is subject to punishment by imprisonment for not more than three years, a fine of not more than three million yen, or both:
次の各号のいずれかに該当する場合には、当該違反行為をした者は、三年以下の拘禁刑若しくは三百万円以下の罰金に処し、又はこれを併科する。
a person engages in banking without being licensed, in violation of the provisions of Article 4, paragraph (1);
a person obtains the license referred to in Article 4, paragraph (1) by wrongful means;
不正の手段により第四条第一項の免許を受けたとき。
a person violates the provisions of Article 39, paragraph (1) of the Financial Instruments and Exchange Act as applied mutatis mutandis pursuant to Article 13-4, Article 52-2-5, Article 52-45-2, or Article 52-60-17 (hereinafter referred to as the "Financial Instruments and Exchange Act as Applied Mutatis Mutandis");
第十三条の四、第五十二条の二の五、第五十二条の四十五の二又は第五十二条の六十の十七において準用する金融商品取引法（以下「準用金融商品取引法」という。）第三十九条第一項の規定に違反したとき。
a person violates the provisions of Article 52-36, paragraph (1) in performing bank agency services without obtaining a license;
第五十二条の三十六第一項の規定に違反して、許可を受けないで銀行代理業を営んだとき。
a person obtains the license referred to in Article 52-36, paragraph (1) by wrongful means;
不正の手段により第五十二条の三十六第一項の許可を受けたとき。
a person has another person engage in bank agency services (or having another person engage in foreign bank agency services, if applied mutatis mutandis pursuant to Article 52-2-10) in violation of the provisions of Article 52-41 (including as applied mutatis mutandis pursuant to Article 52-2-10);
a person obtains the registration referred to in Article 52-60-3 by wrongful means;
不正の手段により第五十二条の六十の三の登録を受けたとき。
a person has another person engage in electronic payment handling services in violation of the provisions of Article 52-60-10;
第五十二条の六十の十の規定に違反して、他人に電子決済等取扱業を営ませたとき。
a person violates an order to discontinue electronic payment services under the provisions of Article 52-60-23, paragraph (2);
第五十二条の六十の二十三第二項の規定による電子決済等代行業の廃止の命令に違反したとき。
a person violates the provisions of Article 52-61-2 in engaging in electronic payment services without obtaining an registration; or
第五十二条の六十一の二の規定に違反して、登録を受けないで電子決済等代行業を営んだとき。
a person obtains the registration referred to in Article 52-61-2 by wrongful means.
不正の手段により第五十二条の六十一の二の登録を受けたとき。