If risk increases or decreases during the coverage period, the contract for liability insurance is deemed to have been changed to a contract corresponding to the new amount of risk.
保険期間中に危険が増加し、又は減少したときは、責任保険の契約は、新たな危険に対応する責任保険の契約に変更されたものとみなす。
Having become aware that risk has increased during the coverage period, the policyholder or the insured must notify the insurer of this without delay.
保険契約者又は被保険者は、保険期間中に危険が増加したことを知つたときは、遅滞なく、これを保険会社に通知しなければならない。
If an insured event occurs after an increase of risk during the coverage period and the insurer indemnifies for the damage, but the policyholder or the insured has neglected to notify the insurer as referred to in the preceding paragraph, the insurer may require the policyholder to pay the amount of that indemnity.
If risk has increased in a case as referred to in paragraph (1), the insurer may require the policyholder to pay the amount by which it increases the insurance premiums, pursuant to Cabinet Order.
If risk decreases in a case as referred to in paragraph (1), the policyholder may require the insurer to refund the amount by which it decreases the insurance premiums, pursuant to Cabinet Order.