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Article 10Retirement Allowances

第十条（退職金）

When a covered employee retires, the Organization is to pay a retirement allowance to that person (or, where the retirement is due to death, to the bereaved family members); provided, however, that this does not apply where the number of months for which premiums have been paid for the covered employee (hereinafter referred to as the "number of months of paid premiums") is less than 12 months.

機構は、被共済者が退職したときは、その者（退職が死亡によるものであるときは、その遺族）に退職金を支給する。ただし、当該被共済者に係る掛金の納付があつた月数（以下「掛金納付月数」という。）が十二月に満たないときは、この限りでない。

The amount of the retirement allowance is the amount specified in each of the following items according to the category of the number of months of paid premiums set out in that item.

退職金の額は、次の各号に掲げる掛金納付月数の区分に応じ、当該各号に定める額とする。

23 months or less: an amount specified by Cabinet Order in accordance with the monthly premium and the number of months of paid premiums, as an amount less than the total amount of premiums paid for the covered employee (in the case of retirement due to death, an amount specified by Cabinet Order in accordance with the monthly premium and the number of months of paid premiums, as an amount equivalent to the total amount of premiums paid for the covered employee);

二十三月以下　被共済者に係る納付された掛金の総額を下回る額として、掛金月額及び掛金納付月数に応じ政令で定める額（退職が死亡による場合にあつては、被共済者に係る納付された掛金の総額に相当する額として、掛金月額及び掛金納付月数に応じ政令で定める額）

24 months or more and 42 months or less: an amount specified by Cabinet Order in accordance with the monthly premium and the number of months of paid premiums, as an amount equivalent to the total amount of premiums paid for the covered employee;

二十四月以上四十二月以下　被共済者に係る納付された掛金の総額に相当する額として、掛金月額及び掛金納付月数に応じ政令で定める額

43 months or more: the amount obtained by adding together the amounts specified in (a) and (b):

四十三月以上　次のイ及びロに定める額を合算して得た額

an amount specified by Cabinet Order in accordance with the monthly premium and the number of months of paid premiums, as an amount exceeding the total amount of premiums paid for the covered employee;

被共済者に係る納付された掛金の総額を上回る額として、掛金月額及び掛金納付月数に応じ政令で定める額

the total of the amounts obtained by multiplying the amount that would be obtained by applying the provision of (a) on the assumption that the covered employee's retirement took place in a calculation month (meaning a month for which, where the premium for that month has been paid, the number of months of paid premiums becomes 43 months or 43 months plus a whole-number multiple of 12 months; the same applies hereinafter in this item and in paragraph (4)) (referred to as the "hypothetical retirement allowance amount" in paragraph (4)) by the payment rate for the fiscal year (meaning the period from April 1 to March 31 of the following year; the same applies hereinafter) to which that calculation month belongs, in each case (where the amount has a fraction of less than one yen, it is rounded up to one yen).

計算月（その月分の掛金の納付があつた場合に掛金納付月数が四十三月又は四十三月に十二月の整数倍の月数を加えた月数となる月をいう。以下この号及び第四項において同じ。）に被共済者が退職したものとみなしてイの規定を適用した場合に得られる額（第四項において「仮定退職金額」という。）に、それぞれ当該計算月の属する年度（四月一日から翌年三月三十一日までをいう。以下同じ。）に係る支給率を乗じて得た額（その額に一円未満の端数があるときは、これを一円に切り上げるものとする。）を合算して得た額

The amounts specified by Cabinet Order referred to in item (i), item (ii) and item (iii), (a) of the preceding paragraph are to be determined on the basis of the total amount of the premiums paid and the investment income therefrom, taking into account the assumed interest rate, the estimated number of retirements of covered employees and the estimated number of cancellations of retirement allowance mutual aid contracts.

前項第一号、第二号及び第三号イの政令で定める額は、納付された掛金及びその運用収入の額の総額を基礎として、予定利率並びに被共済者の退職の見込数及び退職金共済契約の解除の見込数を勘案して定めるものとする。

The payment rate under paragraph (2), item (iii), (b) is to be determined by the Minister of Health, Labour and Welfare, for each fiscal year, as provided by Order of the Ministry of Health, Labour and Welfare, by the end of the fiscal year preceding that fiscal year, after hearing the opinion of the Labour Policy Council, on the basis of the rate obtained by dividing the amount calculated as the portion of the investment income of the fiscal year preceding that fiscal year that is to be applied to the payment of the amount prescribed in paragraph (2), item (iii), (b) by the total amount of the hypothetical retirement allowance amounts of covered employees who will have a calculation month in that fiscal year, and taking into account the estimated amount of investment income for that fiscal year and thereafter and other circumstances.

第二項第三号ロの支給率は、厚生労働大臣が、各年度ごとに、厚生労働省令で定めるところにより、当該年度の前年度の運用収入のうち同号ロに定める額の支払に充てるべき部分の額として算定した額を当該年度に計算月を有することとなる被共済者の仮定退職金額の総額で除して得た率を基準として、当該年度以降の運用収入の見込額その他の事情を勘案して、当該年度の前年度末までに、労働政策審議会の意見を聴いて定めるものとする。

Where a covered employee has retired for a reason attributable to that employee and the mutual aid policyholder has made a request, and the Minister of Health, Labour and Welfare finds it appropriate in accordance with the standards specified by Order of the Ministry of Health, Labour and Welfare, the Organization may pay a reduced retirement allowance, as provided by Order of the Ministry of Health, Labour and Welfare.

被共済者がその責めに帰すべき事由により退職し、かつ、共済契約者の申出があつた場合において、厚生労働省令で定める基準に従い厚生労働大臣が相当であると認めたときは、機構は、厚生労働省令で定めるところにより、退職金の額を減額して支給することができる。

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Article 10Retirement Allowances