Chapter III Mutual Aid Policyholders and Covered Employees

①A mutual aid policyholder under a retirement allowance mutual aid contract must present the retirement allowance mutual aid book when requested by the covered employee.

②When a covered employee retires or a retirement allowance mutual aid contract is cancelled, the mutual aid policyholder under the retirement allowance mutual aid contract must, without delay, deliver the retirement allowance mutual aid book to the covered employee or the covered employee's bereaved family members or heirs, except where there are unavoidable grounds.

③When a covered employee or the covered employee's bereaved family members or heirs request a certificate necessary for receiving payment of a retirement allowance, etc., the mutual aid policyholder under the retirement allowance mutual aid contract must deliver it without delay.

①A small and medium-sized enterprise must not engage in unjust discriminatory treatment against its employees in connection with a retirement allowance mutual aid contract.

②When a small and medium-sized enterprise intends to conclude a retirement allowance mutual aid contract, it must hear the opinions of its employees.

A mutual aid policyholder under a retirement allowance mutual aid contract must, without delay, notify the Organization to that effect when it becomes an employer that is not a small and medium-sized enterprise or when a covered employee's retirement occurs.

The Organization may, to the extent necessary for carrying out the operations prescribed in Article 70, paragraph (1) (hereinafter referred to as "retirement allowance mutual aid operations"), request a mutual aid policyholder or a covered employee under a retirement allowance mutual aid contract to submit a report or documents.