acceptance of deposits and installment savings, etc.;
預金又は定期積金等の受入れ
lending of funds and the discounting of negotiable instruments; and
資金の貸付け又は手形の割引
funds transfer transactions.
為替取引
In addition to the services set forth in the items of the preceding paragraph, a bank may perform the following services and any other services incidental to banking:
guaranteeing obligations or accepting bills;
債務の保証又は手形の引受け
conducting purchases and sales of securities (excluding securities that fall under monetary claims indicated in the form of certificates prescribed in item (v), and short-term bonds, etc.; the same applies in item (v)-2 and item (vi)) (excluding purchase and sale that falls under a transaction of securities-related derivatives) and transactions of securities-related derivatives (limited to those made for the purpose of investment or those that constitute brokerage with written orders);
lending securities;
有価証券の貸付け
underwriting national government bonds, local government bonds, and government-guaranteed bonds (hereinafter collectively referred to as "national government bonds, etc." in this Article) (excluding underwriting that is done for the purpose of secondary distribution), and handling of public offerings of national government bonds, etc. linked to that underwriting;
国債、地方債若しくは政府保証債(以下この条において「国債等」という。)の引受け(売出しの目的をもつてするものを除く。)又は当該引受けに係る国債等の募集の取扱い
acquiring and transferring monetary claims (including negotiable certificates of deposits and other monetary claims indicated in the form of certificates specified by Cabinet Office Order);
金銭債権(譲渡性預金証書その他の内閣府令で定める証書をもつて表示されるものを含む。)の取得又は譲渡
underwriting specified bonds issued by special purpose companies (excluding specified short-term bonds, and limited to those for acquiring only a monetary claim (excluding claims for negotiable instruments payable to order prescribed in Part III, Chapter I, Section 7, Subsection 1 (Negotiable Instruments Payable to Order) of the Civil Code (Act No. 89 of 1896), registered negotiable instruments payable to holder prescribed in Subsection 2 (Registered Negotiable Instruments Payable to Holder) of that Section, other registered negotiable instruments prescribed in Subsection 3 (Other Registered Negotiable Instruments) of that Section, negotiable instruments payable to bearer prescribed in Subsection 4 (Negotiable Instruments Payable to Bearer) of that Section, and electronically recorded monetary claims as defined in Article 2, paragraph (1) (Definitions) of the Electronically Recorded Monetary Claims Act (Act No. 102 of 2007); hereinafter the same applies in this item) or a beneficiary interest in a trust into which a monetary claim is placed with the money earned through the issuance of the specified bonds under the asset securitization plan; hereinafter the same applies in this item) and any other securities specified by Cabinet Office Order as equivalent to specified bonds (hereinafter referred to as "specified bonds, etc." in this item) (excluding underwriting that is done for the purpose of secondary distribution), and handling of public offerings of specified bonds, etc. linked to that underwriting;
特定目的会社が発行する特定社債(特定短期社債を除き、資産流動化計画において当該特定社債の発行により得られる金銭をもつて金銭債権(民法(明治二十九年法律第八十九号)第三編第一章第七節第一款(指図証券)に規定する指図証券、同節第二款(記名式所持人払証券)に規定する記名式所持人払証券、同節第三款(その他の記名証券)に規定するその他の記名証券及び同節第四款(無記名証券)に規定する無記名証券に係る債権並びに電子記録債権法(平成十九年法律第百二号)第二条第一項(定義)に規定する電子記録債権を除く。以下この号において同じ。)又は金銭債権を信託する信託の受益権のみを取得するものに限る。以下この号において同じ。)その他特定社債に準ずる有価証券として内閣府令で定めるもの(以下この号において「特定社債等」という。)の引受け(売出しの目的をもつてするものを除く。)又は当該引受けに係る特定社債等の募集の取扱い
acquiring and transferring short-term bonds, etc.;
短期社債等の取得又は譲渡
accepting entrustment of public offerings of local government bonds, corporate bonds, or other bond certificates, or entrusting their management;
地方債又は社債その他の債券の募集又は管理の受託
acting as agent or intermediary (limited to those specified by Cabinet Office Order) in connection with the services of a bank or other persons engaged in financial services (excluding persons engaged in banking in a foreign country in accordance with foreign laws and regulations (excluding a bank, etc. provided for in Article 4, paragraph (5); hereinafter referred to as a "foreign bank")) (excluding services falling under the services set forth in the following item);
acting as agent or intermediary in connection with the services of a foreign bank (limited to agency, intermediation, and any other services specified by Cabinet Office Order when the bank acts as agent or intermediary in connection with the services of a foreign bank which is a subsidiary company of that bank);
receipt of money and handling other financial affairs for the State, local public entities, companies, etc.;
国、地方公共団体、会社等の金銭の収納その他金銭に係る事務の取扱い
safe custody of securities, precious metals, and other goods;
有価証券、貴金属その他の物品の保護預り
currency exchange;
両替
derivatives transactions (other than those that fall under the transaction of securities-related derivatives; the same applies in the following item) that are specified by Cabinet Office Order (other than those that fall under the service set forth in item (v));
acting as the intermediary, broker, or agent in derivatives transactions (limited to those specified by Cabinet Office Order);
デリバティブ取引(内閣府令で定めるものに限る。)の媒介、取次ぎ又は代理
transactions in which the parties promise to pay and receive an amount of money calculated based on the difference between a numerical value that the parties have agreed upon in advance as the numerical value for a money interest, value of currencies, commodity price, price of international cooperative emission reductions (meaning international cooperative emission reductions as defined in Article 2, paragraph (8) (Definitions) of the Act on Promotion of Global Warming Countermeasures (Act No. 117 of 1998) or anything equivalent to them; the same applies in item (iv) of the following Article), or any other index, and the actual numerical value of that index at a fixed point of time in the future, or any equivalent transaction specified by Cabinet Office Order (referred to as a "financial derivatives transaction" in the following item) which is specified by Cabinet Office Order as a transaction that is found to be unlikely to damage the soundness of bank management (excluding transactions that fall under the service set forth in item (v) or item (xii));
金利、通貨の価格、商品の価格、国際協力排出削減量(地球温暖化対策の推進に関する法律(平成十年法律第百十七号)第二条第八項(定義)に規定する国際協力排出削減量その他これに類似するものをいう。次条第四号において同じ。)の価格その他の指標の数値としてあらかじめ当事者間で約定された数値と将来の一定の時期における現実の当該指標の数値の差に基づいて算出される金銭の授受を約する取引又はこれに類似する取引であつて内閣府令で定めるもの(次号において「金融等デリバティブ取引」という。)のうち銀行の経営の健全性を損なうおそれがないと認められる取引として内閣府令で定めるもの(第五号及び第十二号に掲げる業務に該当するものを除く。)
acting as the intermediary, broker, or agent for financial derivatives transactions (excluding the services that fall under the services set forth in item (xiii), and excluding those specified by Cabinet Office Order);
金融等デリバティブ取引の媒介、取次ぎ又は代理(第十三号に掲げる業務に該当するもの及び内閣府令で定めるものを除く。)
securities-related over-the-counter derivatives transactions (limited to those that are settled by payment and receipt of the difference, if the securities involved in the securities-related over-the-counter derivatives transactions fall under the monetary claims that are indicated in the form of certificates prescribed in item (v) and are not short-term bonds, etc.; the same applies in the following item) (excluding transactions that fall under the service set forth in item (ii)); and
有価証券関連店頭デリバティブ取引(当該有価証券関連店頭デリバティブ取引に係る有価証券が第五号に規定する証書をもつて表示される金銭債権に該当するもの及び短期社債等以外のものである場合には、差金の授受によつて決済されるものに限る。次号において同じ。)(第二号に掲げる業務に該当するものを除く。)
acting as the intermediary, broker, or agent for securities-related over-the-counter derivatives transactions.
有価証券関連店頭デリバティブ取引の媒介、取次ぎ又は代理
based on the contract to have a person use machinery and other objects and that satisfy all of the following requirements, the service of having the person use the object:
機械類その他の物件を使用させる契約であつて次に掲げる要件の全てを満たすものに基づき、当該物件を使用させる業務
the contract is one in which the parties may not cancel before the end of the period the parties use the object that is subject to the contract (hereinafter referred to as a "leased object" in this item) (hereinafter the period is referred to as the "period of use" in this item), or one that is specified by Cabinet Office Order as being equivalent to that contract;
the contract specifies that the lessor is to receive the sum of the acquisition costs of the leased object deducting the amount corresponding to the transfer price that is expected if the leased object are to be transferred at the end of the leased object's period of use, and the amounts corresponding to the fixed asset tax, insurance premiums, and the costs specified by Cabinet Office Order as incidental costs that are required in order to have a person use the leased object, as consideration during the period of use.
the contract does not provide for ownership of the leased object or a right to use or to earn profit from the leased object to transfer to the other party, at the end of the period of use.
acting as agent or intermediary for the services set forth in the preceding item.
前号に掲げる業務の代理又は媒介
the service of providing customer information acquired from the customer to a third party with the customer's consent or any other service in which the bank provides information it holds to a third party that contributes to sophistication in the banking that the bank conducts or to enhanced convenience for bank users.
the services performed by mainly using management resources held by the bank which are related to the banking performed by the bank, such as personnel, information and communications technology, and equipment, which are specified by Cabinet Office Order as services that contribute to regional development, improvement of industrial productivity, and other services for building a sustainable society.
The term "short-term bonds, etc." as used in item (ii), item (v)-3, and item (xvi) of the preceding paragraph and paragraph (6) means the following bonds:
short-term bonds prescribed in Article 66, item (i) (Vesting of Rights) of the Act on Book-Entry Transfer of Corporate Bonds and Shares;
社債、株式等の振替に関する法律第六十六条第一号(権利の帰属)に規定する短期社債
Deleted
削除
short-term investment corporation bonds prescribed in Article 139-12, paragraph (1) (Special Provisions on Short-Term Investment Corporation Bonds) of the Act on Investment Trust and Investment Corporations (Act No. 198 of 1951);
投資信託及び投資法人に関する法律(昭和二十六年法律第百九十八号)第百三十九条の十二第一項(短期投資法人債に係る特例)に規定する短期投資法人債
short-term bonds prescribed in Article 54-4, paragraph (1) (Issuance of Short-Term Bonds) of the Shinkin Bank Act (Act No. 238 of 1951);
信用金庫法(昭和二十六年法律第二百三十八号)第五十四条の四第一項(短期債の発行)に規定する短期債
short-term bonds prescribed in Article 61-10, paragraph (1) (Special Provisions on Short-Term Bonds) of the Insurance Business Act (Act No. 105 of 1995);
保険業法(平成七年法律第百五号)第六十一条の十第一項(短期社債に係る特例)に規定する短期社債
specified short-term bonds as defined in Article 2, paragraph (8) (Definitions) of the Act on Securitization of Assets (Act No. 105 of 1998);
資産の流動化に関する法律(平成十年法律第百五号)第二条第八項(定義)に規定する特定短期社債
short-term Norinchukin Bank bonds prescribed in Article 62-2, paragraph (1) (Issuance of Short-Term Agricultural and Forestry Bonds) of the Norinchukin Bank Act (Act No. 93 of 2001); and
農林中央金庫法(平成十三年法律第九十三号)第六十二条の二第一項(短期農林債の発行)に規定する短期農林債
rights that are required to be indicated on bond certificates issued by a foreign corporation, which are to vest based on the entry or record in the transfer account register pursuant to the provisions of the Act on Book-Entry of Corporate Bonds and Shares, (excluding those with the nature of corporate bond certificates with share options), and which satisfy all of the following requirements:
その権利の帰属が社債、株式等の振替に関する法律の規定により振替口座簿の記載又は記録により定まるものとされる外国法人の発行する債券(新株予約権付社債券の性質を有するものを除く。)に表示されるべき権利のうち、次に掲げる要件のすべてに該当するもの
the amount of each right is not to be less than 100 million yen;
各権利の金額が一億円を下回らないこと。
a fixed due date for redemption of the principal is specified which is within one year from the day on which the total amount of the rights is paid, and there are no provisions for installment payment; and
元本の償還について、権利の総額の払込みのあつた日から一年未満の日とする確定期限の定めがあり、かつ、分割払の定めがないこと。
there are provisions indicating that the due date for the payment of interest is the same date as the due date for the redemption of the principal referred to in sub-item (b).
利息の支払期限を、ロの元本の償還期限と同じ日とする旨の定めがあること。
The terms "transaction of securities-related derivatives" and "brokerage with written orders" as used in paragraph (2), item (ii) or (xii) mean the transaction of securities-related derivatives as defined in Article 28, paragraph (8), item (vi) (General Rules) of the Financial Instruments and Exchange Act (Act No. 25 of 1948) and the brokerage with written orders provided for in Article 33, paragraph (2) (Prohibition on Engagement in Securities-Related Services by Financial Institutions) of that Act.
The term "government-guaranteed bonds" as used in paragraph (2), item (iv) means corporate bonds and other bond certificates for which the government guarantees redemption of the principal and payment of interest.
第二項第四号の「政府保証債」とは、政府が元本の償還及び利息の支払について保証している社債その他の債券をいう。
The services set forth in paragraph (2), item (v) include the services of performing the actions set forth in Article 2, paragraph (8), items (i) through (vi) and items (viii) through (x) (Definitions) of the Financial Instruments and Exchange Act for monetary claims that are indicated in the form of certificates prescribed in paragraph 2, item (v) and fall under the category of securities, and the services set forth in paragraph (2), item (v)-3 include the services of performing those actions for short-term bonds, etc.
The terms "special purpose company," "asset securitization plan," "specified bonds," and "specified short-term bonds" as used in paragraph (2), item (v)-2 mean, a special purpose company, asset securitization plan, specified bond, or specified short-term bond as defined in Article 2, paragraph (3), paragraph (4), paragraph (7), and paragraph (8), respectively, of the Act on Securitization of Assets, respectively.
第二項第五号の二の「特定目的会社」、「資産流動化計画」、「特定社債」又は「特定短期社債」とは、それぞれ資産の流動化に関する法律第二条第三項、第四項、第七項又は第八項に規定する特定目的会社、資産流動化計画、特定社債又は特定短期社債をいう。
The term "handling of private placements of securities" as used in paragraph (2), item (vi) means handling of the private placement of securities (meaning a private placement of securities as defined in Article 2, paragraph (3) as provided for in of the Financial Instruments and Exchange Act).
第二項第六号の「有価証券の私募の取扱い」とは、有価証券の私募(金融商品取引法第二条第三項に規定する有価証券の私募をいう。)の取扱いをいう。
The term "book-entry transfer business" as used in paragraph (2), item (x)-2 means the book-entry transfer business that a person performs as an account management institution referred to in Article 2, paragraph (4) (Definitions) of the Act on Book-Entry Transfer of Corporate Bonds and Shares.
第二項第十号の二の「振替業」とは、社債、株式等の振替に関する法律第二条第四項(定義)の口座管理機関として行う振替業をいう。
The term "derivatives transactions" as used in paragraph (2), items (xii) and (xiii) and the term "securities-related over-the-counter derivatives transactions" as used in paragraph (2), items (xvi) and (xvii) mean the derivatives transactions as defined in Article 2, paragraph (20) of the Financial Instruments and Exchange Act and the action set forth in Article 28, paragraph (8), item (iv) of that Act.