In order to contribute to the protection of depositors, etc. with regard to the acceptance of deposits or installment savings, etc. (hereinafter referred to as "deposits, etc." in this paragraph) (other than the acceptance of specified deposits, etc. as prescribed in Article 13-4), a bank must provide information on the content of contract for deposits, etc. and other information that is to serve as a reference to depositors, etc., pursuant to the provisions of Cabinet Office Order.
Beyond what is provided for in the preceding paragraph, Article 13-4, and other laws, a bank must explain the material matters of its services to customers, appropriately handle customer information it acquires in the course of its services, take measures to ensure precise execution of its services in entrusting them to a third party, and take other measures to ensure sound and appropriate management of its services, pursuant to the provisions of Cabinet Office Order.
The provisions of the preceding paragraph (limited to the parts concerning measures to be taken by a bank to ensure appropriate execution of its services in entrusting them to a third party) do not apply to the following cases:
if two or more companies (limited to cases in which the companies include a bank) that belong to a bank holding company group (meaning a group consisting of a bank holding company and its subsidiary companies; the same applies in this paragraph, Article 52-21, and Article 52-21-2, paragraph (1)) entrust their common services to another company that belongs to the bank holding company group (limited to cases in which the bank holding company that belongs to the bank holding company group (limited to one that carries out business management (meaning business management prescribed in Article 52-21, paragraph (4)) of the bank holding company group; the same applies in the following item) takes measures to ensure precise execution of its services pursuant to the provisions of Cabinet Office Order); or
銀行持株会社グループ(銀行持株会社及びその子会社の集団をいう。以下この項、第五十二条の二十一及び第五十二条の二十一の二第一項において同じ。)に属する二以上の会社(銀行を含む場合に限る。)が当該銀行持株会社グループに属する他の会社に当該二以上の会社に共通する業務を委託する場合(当該銀行持株会社グループに属する銀行持株会社(当該銀行持株会社グループの経営管理(第五十二条の二十一第四項に規定する経営管理をいう。)を行うものに限る。次号において同じ。)が、内閣府令で定めるところにより、当該業務の的確な遂行を確保するための措置を講ずる場合に限る。)
if two or more companies (limited to cases in which the companies include a bank) that belong to a bank holding company group entrust their common services to the bank holding company that belongs to the bank holding company group.
銀行持株会社グループに属する二以上の会社(銀行を含む場合に限る。)が当該銀行持株会社グループに属する銀行持株会社に当該二以上の会社に共通する業務を委託する場合
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(Provision of Information to Depositors)
In order to contribute to the protection of depositors, etc. with regard to the acceptance of deposits or installment savings, etc. (hereinafter referred to as "deposits, etc." in this paragraph)…
銀行は、預金又は定期積金等(以下この項において「預金等」という。)の受入れ(第十三条の四に規定する特定預金等の受入れを除く。)に関し、預金者等の保護に資するため、内閣府令で定めるところにより、預金等に係る契約の内容その他預金者等に参考となるべき情報の提供を行わなければならない。
Open this provision(Provision of Information to Depositors)
Beyond what is provided for in the preceding paragraph, Article 13-4, and other laws, a bank must explain the material matters of its services to customers…
前項及び第十三条の四並びに他の法律に定めるもののほか、銀行は、内閣府令で定めるところにより、その業務に係る重要な事項の顧客への説明、その業務に関して取得した顧客に関する情報の適正な取扱い、その業務を第三者に委託する場合における当該業務の的確な遂行その他の健全かつ適切な運営を確保するための措置を講じなければならない。
Open this provision(Provision of Information to Depositors)
The provisions of the preceding paragraph (limited to the parts concerning measures to be taken by a bank to ensure appropriate execution of its services in entrusting them to a third party) do not…
前項の規定(銀行がその業務を第三者に委託する場合における当該業務の的確な遂行を確保するための措置に関する部分に限る。)は、次に掲げる場合には、適用しない。
Open this provision(Provision of Information to Depositors)
if two or more companies (limited to cases in which the companies include a bank) that belong to a bank holding company group entrust their common services to the bank holding company that belongs to…
銀行持株会社グループに属する二以上の会社(銀行を含む場合に限る。)が当該銀行持株会社グループに属する銀行持株会社に当該二以上の会社に共通する業務を委託する場合
Open this provision(Application, Mutatis Mutandis of the Financial Instruments and Exchange Act)
The provisions of Chapter III, Section 1, Subsection 5 of the Financial Instruments and Exchange Act (excluding Article 34-2, paragraphs (6) through (8) (Cases in Which a Professional Investor Is…
金融商品取引法第三章第一節第五款(第三十四条の二第六項から第八項まで(特定投資家が特定投資家以外の顧客とみなされる場合)並びに第三十四条の三第五項及び第六項(特定投資家以外の顧客である法人が特定投資家とみなされる場合)を除く。)(特定投資家)…
Open this provision(Scope of Services of Bank Holding Companies)
A bank holding company (limited to one that is not a subsidiary company of other banks or bank holding companies) must perform business management of a bank holding company group to which it belongs.
銀行持株会社(他の銀行又は銀行持株会社の子会社でないものに限る。)は、当該銀行持株会社の属する銀行持株会社グループの経営管理を行わなければならない。
Open this provisionNotwithstanding the provisions of paragraph (2) of the preceding Article, a bank holding company (limited to one that performs business management of the bank holding company group to which the bank…
銀行持株会社(当該銀行持株会社の属する銀行持株会社グループの経営管理を行うものに限る。次項において同じ。)は、前条第二項の規定にかかわらず、当該銀行持株会社の銀行持株会社グループに属する二以上の会社(銀行を含む場合に限る。)に共通する業務であつて…
Open this provision(Scope of Services of Bank Holding Companies)
The term "business management" as used in paragraphs (1) and (2) means the following actions:
第一項及び第二項の「経営管理」とは、次に掲げるものをいう。
Open this provisionbank
「銀行」
A person that carries on banking (銀行業) under a licence from the Prime Minister (内閣総理大臣) under Article 4, paragraph (1).
Defined inArticle 2, paragraph (1)· applies throughout the law
installment savings, etc.
「定期積金等」
Installment savings (定期積金), together with installments received during a set period in return for a promise to pay a fixed amount during or at the end of that period.
Defined inArticle 2, paragraph (4)· applies throughout the law
depositor, etc.
「預金者等」
A depositor, or a person who pays money into installment savings (定期積金), including one who pays instalments of the kind described in Article 2, paragraph (4), as Article 2, paragraph (5) defines it.
Defined inArticle 2, paragraph (5)· applies throughout the law
subsidiary company
「子会社」
Another company in which a company holds more than 50% of the voting rights of all shareholders, etc. (総株主等の議決権); a company in which the company and its subsidiaries, or its subsidiaries alone, hold more than 50% is also treated as its subsidiary company.
Defined inArticle 2, paragraph (8)· applies throughout the law
bank holding company
「銀行持株会社」
A holding company (持株会社) that has a bank as its subsidiary and was established with, or has obtained, the Prime Minister's (内閣総理大臣) authorization under Article 52-17, paragraph (1) or the proviso to paragraph (3).
Defined inArticle 2, paragraph (13)· applies throughout the law
deposits, etc.
「預金等」
In Article 12-2, paragraph (1), deposits or installment savings, etc. (定期積金等).
Short name set inArticle 12-2, paragraph (1)· applies only in this paragraph
bank holding company groupmachine translation
「銀行持株会社グループ」
A bank holding company and its subsidiary companies taken together.
Defined inArticle 12-2, paragraph (3), item (i)· applies only in this paragraph and in Article 52-21; and Article 52-21-2, paragraph (1)
business management
「経営管理」
In Article 16-3, the business management of a bank group (銀行グループ), a bank and its subsidiary companies, that Article 16-3, paragraph (1) requires certain banks to perform: setting the group's basic management policy and other policies a Cabinet Office Order (内閣府令) specifies and ensuring they are properly carried out, adjusting conflicts of interest between group companies, building the systems a Cabinet Office Order specifies to keep the group's business lawful, and other matters a Cabinet Office Order specifies for the group's sound and proper management.
Defined inArticle 16-3, paragraph (2)