Except in the case prescribed in the following paragraph, the Organization may not cancel a mutual aid contract.
The Organization must cancel a mutual aid contract in the following cases:
where a mutual aid policyholder has failed to pay premiums for at least the number of months specified by Order of the Ministry of Economy, Trade and Industry (excluding cases where there is a justifiable reason specified by Order of the Ministry of Economy, Trade and Industry);
共済契約者が経済産業省令で定める一定の月分以上について掛金の納付を怠つたとき（経済産業省令で定める正当な理由がある場合を除く。）。
where a mutual aid policyholder has received, or attempted to receive, payment of mutual aid benefits, etc. by deception or other wrongful conduct.
A mutual aid policyholder may cancel a mutual aid contract at any time.
When any of the following grounds arises with respect to a mutual aid policyholder, the mutual aid contract is deemed to have been cancelled at the time the ground arises:
where a mutual aid policyholder concerning a mutual aid contract concluded in the capacity of an individual small-scale enterprise discontinues the business in order to establish a company that carries on the same business as that business;
where a mutual aid policyholder concerning a mutual aid contract concluded in the capacity of a small-scale enterprise that is an officer of a company, etc. ceases to be an officer of that company, etc. without any ground set out in the items of Article 9, paragraph (1) having arisen.
The cancellation of a mutual aid contract takes effect only for the future.
共済契約の解除は、将来に向かつてのみその効力を生ずる。
Read this with the articles around it
small-scale enterprisemachine translation
「小規模企業者」
An individual who runs a business with 20 or fewer regular employees in industry, mining, transport and similar fields, 5 or fewer in commerce or services, or no more than a number a Cabinet Order (政令) sets for the industries it names; an individual who takes part in running such a business; or an officer of a company of the same size or of a small and medium-sized enterprise organization (中小企業団体) a Cabinet Order specifies.
Defined inArticle 2, paragraph (1)· applies throughout the law
mutual aid contractmachine translation
「共済契約」
A contract under which a small-scale enterprise (小規模企業者) promises to pay premiums (掛金) to the Organization for Small and Medium Enterprises and Regional Innovation, JAPAN (独立行政法人中小企業基盤整備機構), and the Organization promises to pay a mutual aid benefit (共済金) as the Small Enterprise Mutual Relief Projects Act provides when that person's business is closed or a similar event occurs.
Defined inArticle 2, paragraph (2)· applies throughout the law
the Organizationmachine translation
「機構」
The Organization for Small and Medium Enterprises and Regional Innovation, JAPAN (独立行政法人中小企業基盤整備機構), an incorporated administrative agency, with which small-scale enterprises (小規模企業者) conclude mutual aid contracts (共済契約) and which pays the mutual aid benefits (共済金).
Short name set inArticle 2, paragraph (2)
company, etc.machine translation
「会社等」
A company (会社) or a small and medium-sized enterprise organization (中小企業団体), whose officers can be mutual aid policyholders (共済契約者).
Short name set inArticle 2, paragraph (3)
mutual aid policyholdermachine translation
「共済契約者」
An individual business operator, or an officer of a company or of a small and medium-sized enterprise organization (中小企業団体), who is a party to a mutual aid contract (共済契約).
Defined inArticle 2, paragraph (3)· applies throughout the law
mutual aid benefit, etc.machine translation
「共済金等」
Mutual aid benefits (共済金) and cancellation refunds (解約手当金).
Short name set inArticle 3, paragraph (5), item (ii)
cancellation
解除
Ending a contract by one party's notice to the other, where the contract or the law gives that party a right to cancel (Civil Code, Article 540, paragraph (1)). The Civil Code lets a party cancel for the other's failure to perform: after a demand to perform within a reasonable time that is not met, unless what is still missing is minor (Article 541), or at once where performance has become wholly impossible, or the other party has clearly refused to perform, among other cases where performance clearly will not come (Article 542, paragraph (1)). On cancellation each party must put the other back in the position before the contract, and damages can still be claimed (Article 545, paragraphs (1) and (4)); a lease, though, ends only from then on (Article 620). Cancellation differs from rescission (取消し), after which the act is treated as void from the start (Article 121).
Written by AI using Civil Code, Arts. 121, 540, 541, 542, 545, 620 as a reference.