A specified business operator (excluding a specified business operator listed in Article 2, paragraph (2), item (xlv) (referred to as an "attorney, etc." in Article 12); the same applies hereinafter) must, when conducting with a customer, etc. a transaction specified in the right-hand column of the Appended Table (referred to as a "specified transaction" in item (ii) of the following paragraph, excluding one that falls under the transactions prescribed in the first sentence of that paragraph) out of the business specified in the middle column of that table (hereinafter referred to as "specified business") corresponding to the category of specified business operator listed in the left-hand column of that table, verify the following matters concerning that customer, etc. by the method specified by order of the competent ministry.
identification data (meaning, for a natural person, the name, residence (for a foreign national who has no residence in Japan and is specified by Cabinet Order, the matters specified by order of the competent ministry) and date of birth, and for a corporation, the name and the location of its head office or principal office; the same applies hereinafter);
本人特定事項(自然人にあっては氏名、住居(本邦内に住居を有しない外国人で政令で定めるものにあっては、主務省令で定める事項)及び生年月日をいい、法人にあっては名称及び本店又は主たる事務所の所在地をいう。以下同じ。)
the purpose of the transaction;
取引を行う目的
in the case where the customer, etc. is a natural person, the occupation, and in the case where the customer, etc. is a corporation, the content of its business;
当該顧客等が自然人である場合にあっては職業、当該顧客等が法人である場合にあっては事業の内容
in the case where the customer, etc. is a corporation and there is a person specified by order of the competent ministry as being in a relationship that makes it possible to substantially control the management of its business, the identification data of that person.
A specified business operator must, when conducting with a customer, etc. a transaction falling under any of the following items out of its specified business, verify, as provided by order of the competent ministry, with respect to that customer, etc., the matters set out in the items of the preceding paragraph and, in the case where the transaction involves a transfer of property whose value exceeds the amount specified by Cabinet Order, the status of assets and income (for a specified business operator listed in Article 2, paragraph (2), item (xlvi), the matters set out in the items of the preceding paragraph). In this case, the verification of the matters set out in item (i) of that paragraph conducted upon a transaction listed in item (i), (a) or (b) is to be conducted by a method different from the method of verifying those matters taken when the related verification at the time of transaction prescribed in item (i), (a) or (b) was conducted, and the verification of the status of assets and income is to be conducted to the extent necessary for judging whether the case falls under one where notification under Article 8, paragraph (1) or (2) is to be made.
特定事業者は、顧客等との間で、特定業務のうち次の各号のいずれかに該当する取引を行うに際しては、主務省令で定めるところにより、当該顧客等について、前項各号に掲げる事項並びに当該取引がその価額が政令で定める額を超える財産の移転を伴う場合にあっては、資産及び収入の状況(第二条第二項第四十六号に掲げる特定事業者にあっては、前項各号に掲げる事項)の確認を行わなければならない。この場合において、第一号イ又はロに掲げる取引に際して行う同項第一号に掲げる事項の確認は、第一号イ又はロに規定する関連取引時確認を行った際に採った当該事項の確認の方法とは異なる方法により行うものとし、資産及び収入の状況の確認は、第八条第一項又は第二項の規定による届出を行うべき場合に該当するかどうかの判断に必要な限度において行うものとする。
a transaction specified by Cabinet Order as falling under any of the following:
次のいずれかに該当する取引として政令で定めるもの
a transaction where the counterparty to the transaction is suspected of impersonating the customer, etc. or representative, etc. (meaning the representative, etc. prescribed in paragraph (6); the same applies in (b)) concerned in the verification under the preceding paragraph or this paragraph (including where these provisions are applied with replacement of terms pursuant to paragraph (5)) or paragraph (4) conducted at the time of another transaction related to that transaction (referred to as "related verification at the time of transaction" in (b));
a transaction with a customer, etc. suspected of having misrepresented the matters relating to the related verification at the time of transaction when it was conducted (including a customer, etc. whose representative, etc. is suspected of having misrepresented those matters).
among specified transactions, one with a customer, etc. who resides or is located in a country or region specified by Cabinet Order as one found not to have sufficiently established a system for prevention of transfer of criminal proceeds (hereinafter in this item referred to as a "specified country, etc."), or otherwise one involving a transfer of property to a person who resides or is located in a specified country, etc.;
特定取引のうち、犯罪による収益の移転防止に関する制度の整備が十分に行われていないと認められる国又は地域として政令で定めるもの(以下この号において「特定国等」という。)に居住し又は所在する顧客等との間におけるものその他特定国等に居住し又は所在する者に対する財産の移転を伴うもの
in addition to those set out in the preceding two items, a transaction specified by Cabinet Order as one found to have a particularly high need for strict customer management for the prevention of transfer of criminal proceeds.
前二号に掲げるもののほか、犯罪による収益の移転防止のために厳格な顧客管理を行う必要性が特に高いと認められる取引として政令で定めるもの
The provisions of paragraph (1) do not apply to a transaction specified by Cabinet Order out of the transactions with a customer, etc. for whom the specified business operator has already conducted, at the time of another transaction, the verification under the provisions of that paragraph or the preceding paragraph (including where these provisions are applied with replacement of terms pursuant to paragraph (5)) (limited to a verification for which it has prepared, and is preserving, a verification record under Article 6) and the transactions specified by Cabinet Order as equivalent to them.
When a specified business operator conducts the verification under the provisions of paragraph (1) or (2) concerning a customer, etc., in the case where the representative of a company conducts with that specified business operator, on behalf of that company, a transaction prescribed in paragraph (1) or the first sentence of paragraph (2) (hereinafter referred to as a "specified transaction, etc."), or otherwise where the natural person actually in charge of the specified transaction, etc. with that specified business operator differs from that customer, etc. (excluding the case prescribed in the following paragraph), it must, in addition to that verification of that customer, etc., also verify the identification data of the natural person in charge of that specified transaction, etc., as provided by order of the competent ministry.
Where the natural person actually in charge of a specified transaction, etc. with a specified business operator differs from the customer, etc., and that customer, etc. is the State, a local government, an association or foundation without juridical personality, or another person specified by Cabinet Order (hereinafter in this paragraph referred to as "State, etc."), for the purpose of applying the provisions of paragraph (1) or (2), the words set out in column 3 of the following table in the provisions set out in column 2 of that table are deemed to be replaced with the words set out in column 4 of that table, respectively, according to the category of customer, etc. set out in column 1 of that table.
| State, etc. (excluding associations or foundations without juridical personality) | paragraph (1) | the following matters | the matters set out in item (i) |
| paragraph (1), item (i) | identification data | the identification data of the natural person actually in charge of the specified transaction, etc. with that specified business operator | |
| paragraph (2) | the matters set out in the items of the preceding paragraph and, in the case where the transaction involves a transfer of property whose value exceeds the amount specified by Cabinet Order, the status of assets and income (for a specified business operator listed in Article 2, paragraph (2), item (xlvi), the matters set out in the items of the preceding paragraph) | the matters set out in item (i) of the preceding paragraph | |
| Association or foundation without juridical personality | paragraph (1) | the following matters | the matters set out in items (i) through (iii) |
| paragraph (1), item (i) | identification data | the identification data of the natural person actually in charge of the specified transaction, etc. with that specified business operator | |
| paragraph (1), item (iii) | in the case where the customer, etc. is a natural person, the occupation, and in the case where the customer, etc. is a corporation, the content of its business | the content of its business | |
| paragraph (2) | the matters set out in the items of the preceding paragraph and, in the case where the transaction involves a transfer of property whose value exceeds the amount specified by Cabinet Order, the status of assets and income (for a specified business operator listed in Article 2, paragraph (2), item (xlvi), the matters set out in the items of the preceding paragraph) | the matters set out in items (i) through (iii) of the preceding paragraph |
特定事業者との間で現に特定取引等の任に当たっている自然人が顧客等と異なる場合であって、当該顧客等が国、地方公共団体、人格のない社団又は財団その他政令で定めるもの(以下この項において「国等」という。)であるときには、第一項又は第二項の規定の適用については、次の表の第一欄に掲げる顧客等の区分に応じ、同表の第二欄に掲げる規定中同表の第三欄に掲げる字句は、それぞれ同表の第四欄に掲げる字句とする。
| 国等(人格のない社団又は財団を除く。) | 第一項 | 次に | 第一号に |
| 第一項第一号 | 本人特定事項 | 当該特定事業者との間で現に特定取引等の任に当たっている自然人の本人特定事項 | |
| 第二項 | 前項各号に掲げる事項並びに当該取引がその価額が政令で定める額を超える財産の移転を伴う場合にあっては、資産及び収入の状況(第二条第二項第四十六号に掲げる特定事業者にあっては、前項各号に掲げる事項) | 前項第一号に掲げる事項 | |
| 人格のない社団又は財団 | 第一項 | 次に | 第一号から第三号までに |
| 第一項第一号 | 本人特定事項 | 当該特定事業者との間で現に特定取引等の任に当たっている自然人の本人特定事項 | |
| 第一項第三号 | 当該顧客等が自然人である場合にあっては職業、当該顧客等が法人である場合にあっては事業の内容 | 事業の内容 | |
| 第二項 | 前項各号に掲げる事項並びに当該取引がその価額が政令で定める額を超える財産の移転を伴う場合にあっては、資産及び収入の状況(第二条第二項第四十六号に掲げる特定事業者にあっては、前項各号に掲げる事項) | 前項第一号から第三号までに掲げる事項 |
A customer, etc. and a representative, etc. (meaning the natural person actually in charge of the specified transaction, etc. prescribed in the preceding two paragraphs; the same applies hereinafter) must not, when a specified business operator conducts the verification under the provisions of paragraph (1) or (2) (including where these provisions are applied with replacement of terms pursuant to the preceding paragraph) or paragraph (4) (hereinafter referred to as "verification at the time of transaction"), misrepresent to that specified business operator the matters relating to that verification at the time of transaction.
Article 5Exemption of Specified Business Operators
第五条(特定事業者の免責)
When a customer, etc. or representative, etc. does not comply with verification at the time of transaction upon conducting a specified transaction, etc., the specified business operator may refuse to perform the obligations relating to that specified transaction, etc. until that customer, etc. or representative, etc. complies.
Article 6Obligation to Prepare Verification Records, etc.
第六条(確認記録の作成義務等)
When a specified business operator has conducted verification at the time of transaction, it must immediately prepare, by the method specified by order of the competent ministry, a record (hereinafter referred to as a "verification record") of the matters relating to that verification at the time of transaction, the measures taken for that verification at the time of transaction, and other matters specified by order of the competent ministry.
A specified business operator must preserve a verification record for seven years from the day on which the contract relating to the specified transaction, etc. terminated or another day specified by order of the competent ministry.
Article 7Obligation to Prepare Transaction Records, etc.
第七条(取引記録等の作成義務等)
A specified business operator (excluding a specified business operator prescribed in the following paragraph) must, in the case where it has conducted a transaction pertaining to specified business, except for a transaction of a small amount or other transaction specified by Cabinet Order, immediately prepare, by the method specified by order of the competent ministry, a record of the matters for searching the verification record of the customer, etc., the date and content of that transaction, and other matters specified by order of the competent ministry.
A specified business operator listed in Article 2, paragraph (2), items (xlvi) through (xlix) must, in the case where it has carried out agency, etc. for specified mandated acts (meaning the agency, etc. for specified mandated acts prescribed in the middle column of the row for the persons listed in Article 2, paragraph (2), item (xlvi) in the Appended Table; the same applies hereinafter in this Article and in paragraph (2) of the following Article), except for agency, etc. for specified mandated acts specified by Cabinet Order, such as agency for the disposition of property of small value, immediately prepare, by the method specified by order of the competent ministry, a record of the matters for searching the verification record of the customer, etc., the date and content of that agency, etc. for specified mandated acts, and other matters specified by order of the competent ministry.
第二条第二項第四十六号から第四十九号までに掲げる特定事業者は、特定受任行為の代理等(別表第二条第二項第四十六号に掲げる者の項の中欄に規定する特定受任行為の代理等をいう。以下この条及び次条第二項において同じ。)を行った場合には、その価額が少額である財産の処分の代理その他の政令で定める特定受任行為の代理等を除き、直ちに、主務省令で定める方法により、顧客等の確認記録を検索するための事項、当該特定受任行為の代理等を行った期日及び内容その他の主務省令で定める事項に関する記録を作成しなければならない。
A specified business operator must preserve the records prescribed in the preceding two paragraphs (hereinafter referred to as "transaction records, etc.") for seven years from the day on which the transaction or the agency, etc. for specified mandated acts was carried out.
特定事業者は、前二項に規定する記録(以下「取引記録等」という。)を、当該取引又は特定受任行為の代理等の行われた日から七年間保存しなければならない。
Article 8Notification of Suspicious Transactions, etc.
第八条(疑わしい取引の届出等)
A specified business operator (excluding a specified business operator listed in Article 2, paragraph (2), items (xlvi) through (xlix)) must, with regard to a transaction pertaining to specified business, determine whether there is a suspicion that property received in that transaction is criminal proceeds, or that the customer, etc. is committing, in relation to that transaction, an act constituting the offense under Article 10 of the Organized Crime Punishment Act or the offense under Article 6 of the Narcotics Special Provisions Act, and if it finds that there is such a suspicion, must promptly notify the administrative agency of the matters specified by Cabinet Order, as provided by Cabinet Order.
A specified business operator listed in Article 2, paragraph (2), items (xlvii) through (xlix) must, with regard to agency, etc. for specified mandated acts, determine whether there is a suspicion that property received in that agency, etc. for specified mandated acts is criminal proceeds, or that the customer, etc. is committing, in relation to that agency, etc. for specified mandated acts, an act constituting the offense under Article 10 of the Organized Crime Punishment Act or the offense under Article 6 of the Narcotics Special Provisions Act, and if it finds that there is such a suspicion, must promptly notify the administrative agency of the matters specified by Cabinet Order, as provided by Cabinet Order. However, this does not apply if those matters include matters that must not be divulged under the provisions of the Act specified in the respective items below in accordance with the category of specified business operator listed in the respective items.
第二条第二項第四十七号から第四十九号までに掲げる特定事業者は、特定受任行為の代理等について、当該特定受任行為の代理等において収受した財産が犯罪による収益である疑いがあるかどうか、又は顧客等が当該特定受任行為の代理等に関し組織的犯罪処罰法第十条の罪若しくは麻薬特例法第六条の罪に当たる行為を行っている疑いがあるかどうかを判断し、これらの疑いがあると認められる場合においては、速やかに、政令で定めるところにより、政令で定める事項を行政庁に届け出なければならない。ただし、当該事項に次の各号に掲げる特定事業者の区分に応じ、当該各号に定める法律の規定により漏らしてはならないこととされる事項が含まれる場合は、この限りでない。
a specified business operator listed in Article 2, paragraph (2), item (xlvii): Article 12 of the Certified Administrative Procedures Legal Specialist Act (Act No. 4 of 1951);
第二条第二項第四十七号に掲げる特定事業者 行政書士法(昭和二十六年法律第四号)第十二条
a specified business operator listed in Article 2, paragraph (2), item (xlviii): Article 27 of the Certified Public Accountants Act (including as applied mutatis mutandis pursuant to Article 16-2, paragraph (6) of that Act);
第二条第二項第四十八号に掲げる特定事業者 公認会計士法第二十七条(同法第十六条の二第六項において準用する場合を含む。)
a specified business operator listed in Article 2, paragraph (2), item (xlix): Article 38 of the Certified Public Tax Accountant Act (Act No. 237 of 1951).
第二条第二項第四十九号に掲げる特定事業者 税理士法(昭和二十六年法律第二百三十七号)第三十八条
The determination under the preceding two paragraphs must be made in light of the results of the verification at the time of transaction pertaining to the transaction under paragraph (1) or the agency, etc. for specified mandated acts under the preceding paragraph (hereinafter in this paragraph referred to as "transaction, etc."), the mode of that transaction, etc. and other circumstances, and the contents of the criminal proceeds transfer risk assessment report prescribed in Article 3, paragraph (3), and by a method of checking whether there is anything suspicious about that transaction, etc. in accordance with the items specified by order of the competent ministry, or by another method specified by order of the competent ministry.
A specified business operator (including its officers and employees) must not divulge the fact that it is about to make or has made a notification under the provisions of paragraph (1) or (2) (hereinafter referred to as a "suspicious transaction report") to the customer, etc. pertaining to that suspicious transaction report or to a person related to that person.
When an administrative agency (limited to a prefectural governor or a Prefectural Public Safety Commission) has received a suspicious transaction report, it is to promptly notify the competent minister of the matters pertaining to that suspicious transaction report.
When an administrative agency (excluding a prefectural governor and a Prefectural Public Safety Commission) or the competent minister prescribed in the preceding paragraph (excluding the National Public Safety Commission) has received a suspicious transaction report or a notification under that paragraph, it is to promptly notify the National Public Safety Commission of the matters pertaining to that suspicious transaction report or notification.