①The provisions of Article 20, Article 52-28, and Article 52-29 of the new Banking Act (including as applied mutatis mutandis pursuant to Article 17 of the new Long-Term Credit Bank Act) apply to documents prescribed in those provisions for the business year of a bank, long-term credit bank, bank holding company (meaning a bank holding company as defined in Article 2, paragraph (13) of the new Banking Act; hereinafter the same applies in this paragraph and paragraph (3) of the following Article), or long-term credit bank holding company (meaning a long-term credit bank holding company as defined in Article 16-4, paragraph (1) of the new Long-Term Credit Bank Act; hereinafter the same applies in this paragraph and paragraph (3) of the following Article) which starts on or after the effective date, and prior laws continue to govern those documents for the business year of a bank, long-term credit bank, bank holding company or long-term credit bank holding company, which starts before the effective date.

②The provisions of Article 21, paragraphs (1) and (2) of the new Banking Act (including as applied mutatis mutandis pursuant to Article 17 of the new Long-Term Credit Bank Act, Article 89, paragraph (1) of the new Shinkin Bank Act, Article 94, paragraph (1) of the new Labor Bank Act, and Article 6, paragraph (1) of the new Act on Financial Services by Cooperatives) apply to documents referred to in those provisions for the business year of a bank, etc. which starts on or after the effective date, and prior laws continue to govern those documents for the business year of a bank, etc. which starts before the effective date.

①The provisions of Article 52-43 and Article 52-44 of the new Banking Act (including as applied mutatis mutandis pursuant to Article 17 of the new Long-Term Credit Bank Act, Article 89, paragraph (3) of the new Shinkin Bank Act, Article 94, paragraph (3) of the new Labor Bank Act, and Article 6-5, paragraph (1) of the new Act on Financial Services by Cooperatives) apply to actions specified in Article 2, paragraph (14) of the new Banking Act (including actions specified in Article 16-5, paragraph (2) of the new Long-Term Credit Bank Act, Article 85-2, paragraph (2) of the new Shinkin Bank Act, Article 89-3, paragraph (2) of the new Labor Bank Act, and Article 6-3, paragraph (2) of the new Act on Financial Services by Cooperatives) that are taken on or after the effective date.

②The provisions of Article 52-50 of the new Banking Act (including as applied mutatis mutandis pursuant to Article 17 of the new Long-Term Credit Bank Act, Article 89, paragraph (3) of the new Shinkin Bank Act, Article 94, paragraph (3) of the new Labor Bank Act, and Article 6-5, paragraph (1) of the new Act on Financial Services by Cooperatives; hereinafter the same applies in this paragraph) apply to the written report prescribed in Article 52-50, paragraph (1) of the new Banking Act for business year of a bank agent, long-term credit bank agent (meaning a long-term credit bank agent as defined in Article 16-5, paragraph (3) of the new Long-Term Credit Bank Act; the same applies hereinafter), Shinkin bank agent (meaning a Shinkin bank agent as defined in Article 85-2, paragraph (3) of the new Shinkin Bank Act; the same applies hereinafter), labor bank agent (meaning a labor bank agent as defined in Article 89-3, paragraph (3) of the new Labor Bank Act; the same applies hereinafter), or credit cooperative agent (meaning a credit cooperative agent as defined in Article 6-3, paragraph (3) of the new Act on Financial Businesses by Cooperative; the same applies hereinafter) which starts on or after the effective date.

③The provisions of Article 52-51 of the new Banking Act (including as applied mutatis mutandis pursuant to Article 17 of the new Long-Term Credit Bank Act, Article 89, paragraph (3) of the new Shinkin Bank Act, Article 94, paragraph (3) of the new Labor Bank Act, and Article 6-5, paragraph (1) of the new Act on Financial Businesses by Cooperative; hereinafter the same applies in this paragraph) apply to documents prescribed in Article 52-51, paragraph (1) of the new Banking Act for the business year of a principal bank (meaning a principal bank as defined in Article 2, paragraph (16) of the new Banking Act), principal long-term credit bank (meaning a principal long-term credit bank as defined in Article 16-5, paragraph (3) of the new Long-Term Credit Bank Act), principal Shinkin bank (meaning a principal Shinkin bank as defined in Article 85-2, paragraph (3) of the new Shinkin Bank Act), principal labor bank (meaning a principal labor bank as defined in Article 89-3, paragraph (3) of the new Labor Bank Act), or principal credit cooperative (meaning a principal credit cooperative as defined in Article 6-3, paragraph (3) of the new Act on Financial Businesses by Cooperative) which starts on or after the effective date.

①A person who intends to obtain the permission under Article 52-36, paragraph (1) of the new Banking Act, Article 16-5, paragraph (1) of the new Long-Term Credit Bank Act, Article 85-2, paragraph (1) of the new Shinkin Bank Act, Article 89-3, paragraph (1) of the new Labor Bank Act, or Article 6-3, paragraph (1) of the new Act on Financial Businesses by Cooperative may file the application for it even before this Act comes into effect, in accordance with the provisions of Article 52-37 of the new Banking Act (including as applied mutatis mutandis pursuant to Article 17 of the new Long-Term Credit Bank Act, Article 89, paragraph (3) of the new Shinkin Bank Act, Article 94, paragraph (3) of the new Labor Bank Act, or Article 6-5, paragraph (1) of the new Act on Financial Businesses by Cooperative).

②A person who submits the written application pertaining to an application under the preceding paragraph, or a document that is required to be attached to it, by making a false statement is punished by imprisonment with work for not more than one year or a fine of not more than 3,000,000 yen.

③If the representative of a corporation (including an organization that is not a corporation but whose representative or administrator has been designated; hereinafter the same applies in this paragraph) or the agent, employee, or other worker of a corporation or individual commits the violation set forth in the preceding paragraph in connection with the business or property of that corporation or individual, in addition to the offender being subject to punishment, the corporation is subject to punishment by a fine of not more than 200,000,000 yen, and the individual is subject to punishment by the fine referred to in that paragraph.

④If an organization that is not a corporation is to be punished pursuant to the provisions of the preceding paragraph, in addition to its representative or administrator to represent the organization in procedural acts, the provisions of laws concerning criminal proceedings that have a corporation as the accused or a suspect apply mutatis mutandis.

Unless otherwise provided for in these Supplementary Provisions, a disposition, procedure, or other actions undertaken pursuant to the provisions of the relevant laws (including an order based on those laws; hereinafter the same applies in this Article) before this Act comes into effect, for which corresponding provisions exist in the relevant amended laws, is deemed to be a disposition, procedure, or other actions undertaken pursuant to the corresponding provisions of the relevant amended laws.

Prior laws continue to govern the applicability of penal provisions to acts which a person has committed before this Act comes into effect, as well as to acts which a person commits after this Act comes into effect for which prior laws are to continue to govern pursuant to these Supplementary Provisions.

①The Prime Minister delegates the authority under these Supplementary Provisions (excluding the authority specified by Cabinet Order) to the Commissioner of the Financial Services Agency.

②A part of the authority delegated to the Commissioner of the Financial Services Agency pursuant to the preceding paragraph and a part of the authority of the Minister of Agriculture, Forestry and Fisheries and the Minister of Health, Labour and Welfare under these Supplementary Provisions may be delegated to the Directors-General of Local Finance Bureaus or Local Finance Branch Bureaus (to the heads of local branch offices, for the authority of the Minister of Agriculture, Forestry and Fisheries and the Minister of Health, Labour and Welfare), pursuant to the provisions of Cabinet Order.

Beyond what is provided for in these Supplementary Provisions, Cabinet Order prescribes the transitional measures necessary for the enforcement of this Act.

Once five years have passed after this Act comes into effect, the government is to take into account the implementation status of the provisions amended by this Act and the changes in socioeconomic conditions, review the financial system amended by this Act, and take the required measures based on the results of the review if it finds this to be necessary.