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Article 3Conclusion of Contracts

第三条(契約の締結)

A mutual aid contract may not be concluded by anyone other than a small-scale enterprise.

小規模企業者でなければ、共済契約を締結することができない。

A small-scale enterprise that is an individual business operator and concurrently an officer of a company, etc. may conclude a mutual aid contract only in one of the following capacities:

個人たる事業者であつて会社等の役員を兼ねる小規模企業者は、次の各号のいずれかに掲げる地位においてでなければ、共済契約を締結することができない。

The capacity of an individual small-scale enterprise;

個人たる小規模企業者としての地位

The capacity of a small-scale enterprise that is an officer of a company, etc. (for a small-scale enterprise that is concurrently an officer of two or more companies, etc., the capacity of a small-scale enterprise that is an officer of any one of those companies, etc.).

会社等の役員たる小規模企業者としての地位(二以上の会社等の役員を兼ねる小規模企業者にあつては、そのいずれか一の会社等の役員たる小規模企業者としての地位)

A small-scale enterprise that is concurrently an officer of two or more companies, etc. (excluding a person prescribed in the preceding paragraph) may conclude a mutual aid contract only in the capacity of a small-scale enterprise that is an officer of any one of those companies, etc.

二以上の会社等の役員を兼ねる小規模企業者(前項に規定する者を除く。)は、そのいずれか一の会社等の役員たる小規模企業者としての地位においてでなければ、共済契約を締結することができない。

A small-scale enterprise that is currently a mutual aid policyholder may not conclude a new mutual aid contract; provided, however, that this does not apply where a cause set out in one of the items of Article 9, paragraph (1) relating to that mutual aid contract has arisen for that person.

現に共済契約者である小規模企業者は、新たな共済契約を締結することができない。ただし、その者に当該共済契約に係る第九条第一項各号に掲げる事由が生じた場合は、この限りでない。

The Organization must not refuse to conclude a mutual aid contract except in the following cases:

機構は、次に掲げる場合を除いては、共済契約の締結を拒絶してはならない。

Where the applicant for the mutual aid contract is a person whose mutual aid contract was cancelled pursuant to Article 7, paragraph (2) and for whom one year has not elapsed from the date of the cancellation;

共済契約の申込者が第七条第二項の規定により共済契約を解除され、その解除の日から一年を経過しない者であるとき。

Where the applicant for the mutual aid contract is a person for whom one year has not elapsed from the date on which the person received, or attempted to receive, payment of a mutual aid benefit or cancellation refund (hereinafter referred to as "mutual aid benefit, etc.") by deception or other wrongful act;

共済契約の申込者が偽りその他不正の行為によつて共済金又は解約手当金(以下「共済金等」という。)の支給を受け、又は受けようとした日から一年を経過しない者であるとき。

Where, in addition to what is set out in the preceding two items, the case falls under one specified by Order of the Ministry of Economy, Trade and Industry as a case in which the conclusion of the mutual aid contract is likely to impede the proper and smooth operation of the small enterprise mutual aid business.

前二号に掲げるもののほか、当該共済契約の締結によつて小規模企業共済事業の適正かつ円滑な運営を阻害することとなるおそれがあるものとして経済産業省令で定める場合に該当するとき。

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