Chapter III Insurance Benefits (Articles 65 to 78)
The law as Act Partially Amending the National Pension Act, etc., and Other Matters, to Strengthen the Functions of the Pension System in Light of Socioeconomic Changes (Act No. 74 of 2025) leaves it, with the words it changes marked.
The main text is read a page at a time: a chapter to a page, and a long chapter in runs of articles. The whole main text, and the supplementary provisions and appended tables this amendment changes. Those it leaves untouched are on the page for the text in force.
If the beneficiary of anAn employees' pension for surviving family tofor which an additional amount has been added pursuant to the grounds for payment arose before reaching 60 years of age, for the provisions months on or after the month following the month that includes the day on which five years have elapsed counting from the day specified in each of Article 62 paragraph (1)the following items for the case classified as set forth in that item (hereinafter referred to in this Article as the "base date"), is subject to suspension of payment of the wife, and part equivalent to the suspension amount, if she is entitled to receive a basic pension the income of the specified beneficiary for the previous year (for surviving family under the months from January through September, the National Pension Act year two years prior; the same applies in connection with the following paragraph) exceeds the death amount specified by Cabinet Order in consideration of the relevant insured or former insured, during that time, payment amount of income for which, pursuant to the provisions of Article 90, paragraph (1) of the National Pension Act (limited to the part pertaining to item (i) or (iii)), a person is suspended on not required to pay National Pension insurance premiums, according to whether the portion of person has dependents as prescribed in the relevant employees' pension for surviving family that is equalIncome Tax Act (Act No. 33 of 1965) (referred to simply as "dependents" in item (i) of the additional amount provided for following paragraph) and the number of them (referred to in that the following paragraph as the "first income threshold").
if there is no period during which the specified beneficiary holds the right to receive benefits from a basic pension for surviving family (excluding the case set forth in the following item): the day on which the beneficiary acquired the right to receive benefits from the employees' pension for surviving family for which the grounds for payment arose before reaching 60 years of age
if there is no period during which the specified beneficiary holds the right to receive benefits from a basic pension for surviving family, and the specified beneficiary was living off the same financial resources as a child who holds the right to receive benefits from a basic pension for surviving family: the day on which the right to receive benefits from that basic pension for surviving family held by that child (or, if there are two or more of those children, by all of them) ceased to exist;
if there is a period during which the specified beneficiary holds the right to receive benefits from a basic pension for surviving family, and the right to receive benefits from that basic pension for surviving family ceased to exist before the day on which the beneficiary reaches 60 years of age: the day on which the right to receive benefits from that basic pension for surviving family ceased to exist.
Payment of an employees' pension for surviving family to the husband, parents, or grandparents is suspended during the period until the beneficiary reaches the age of 60; provided, however, that this does not apply to an employees' pension for surviving family to be paid to the husband, if the husband has the right to receive benefits from a basic pension for surviving family under the National Pension Act in connection with the death of that insured or former insured.
The suspension amount referred to in the preceding paragraph is the amount specified in each of the following items for the case classified as set forth in that item.
前項の支給停止額は、次の各号に掲げる場合の区分に応じ当該各号に定める額とする。
Article 65, paragraph (2), item (i)Added
if the income of the specified beneficiary for the previous year exceeds the first income threshold and is, in consideration of the amount of income for which, pursuant to the provisions of Article 90-2, paragraph (3) of the National Pension Act (limited to the part pertaining to item (i)), a person is not required to pay one-fourth of the National Pension insurance premiums, the amount specified by Cabinet Order according to whether the person has dependents and the number of them (referred to in the following item as the "second income threshold") or less: the amount arrived at when the amount obtained by subtracting the first income threshold from the amount of income for the previous year is multiplied by one-third;
if the income of the specified beneficiary for the previous year exceeds the second income threshold: the total of the amount arrived at when the amount obtained by subtracting the first income threshold from the second income threshold is multiplied by one-third and the amount arrived at when the amount obtained by subtracting the second income threshold from the amount of income for the previous year is multiplied by one-half.
If the suspension amount referred to in paragraph (1) exceeds the amount of the employees' pension for surviving family for which the grounds for payment arose before reaching 60 years of age, payment of the whole of that employees' pension for surviving family is suspended.
If a specified beneficiary falls under any of the following items, the provisions of the preceding three paragraphs do not apply for the period in which the specified beneficiary so falls.
特定受給権者が次の各号のいずれかに該当するときは、その該当する間、前三項の規定は、適用しない。
Article 65, paragraph (4), item (i)Added
the specified beneficiary is the beneficiary of an employees' disability pension or a basic disability pension under the National Pension Act (limited to one for which the day of disability assessment, or the day of disability assessment prescribed in Article 30, paragraph (1) of that Act, falls before the day on which two years have elapsed counting from the base date, and for which a claim was made before the day on which those two years have elapsed (or, if the claim could not be made owing to a case specified by Cabinet Order as one in which it is difficult to claim that employees' disability pension or basic disability pension, before the day specified by Cabinet Order)), and the injury or illness that caused the disability constituting the grounds for payment of that employees' disability pension results in a disability of a degree of severity that is classified as a disability grade, or the injury or illness that caused the disability constituting the grounds for payment of that basic disability pension results in a disability of a degree of severity that is classified as a disability grade prescribed in Article 30, paragraph (2) of the National Pension Act;
payment of the employees' pension for surviving family for which the grounds for payment arose before reaching 60 years of age is suspended pursuant to the provisions of Article 38, paragraph (1), Article 64, or paragraph (2) of the following Article;
there is a natural disaster or other cause specified by Order of the Ministry of Health, Labour and Welfare.
天災その他の厚生労働省令で定める事由があるとき。
Article 65, paragraph (5)Added
If a specified beneficiary for whom payment of the employees' pension for surviving family for which the grounds for payment arose before reaching 60 years of age is suspended pursuant to the provisions of paragraph (2) of the following Article comes to fall under any of the items of that paragraph, the provisions of paragraphs (1) through (3) apply to that employees' pension for surviving family, with the day on which five years have elapsed counting from the day on which the specified beneficiary came so to fall deemed to be the base date.
In addition to what is provided for in each of the preceding paragraphs, Cabinet Order provides for the necessary particulars concerning the suspension of payment of all or part of the employees' pension for surviving family for which the grounds for payment arose before reaching 60 years of age.
Payment of an employees' pension for surviving family to a child is suspended for the period during which the spouse holds the right to receive benefits from the employees' pension for surviving family; provided, however, that this does not apply during a period in which the payment of an employees' pension for surviving family to the spouse is suspended pursuant to the provisions of the main clause of the preceding Article, the main clause of the following paragraph, or the following Article.
If, with regard a specified beneficiary comes to the death ofbe living off the insured or former insured, the spouse does not holdsame financial resources as a child who holds the right to receive benefits from a basic pension for surviving family under the National Pension Act but the child does hold the right to receive benefits from, payment of the basicemployees' pension for surviving family, payment of any employees' pension for which the grounds for surviving family to the spouse is suspended during that periodpayment arose before reaching 60 years of age is suspended; provided, however, that this does not apply during a period in on or after the day on which the payment of the employees' pension for surviving family to the child is suspended pursuant that child (or, if there are two or more of those children, all of them) comes to the provisions fall under any of the following Articleitems.
the child is adopted by a lineal relative by blood or a lineal relative by affinity (excluding a lineal relative by affinity who is a specified beneficiary);
直系血族又は直系姻族（特定受給権者である直系姻族を除く。）の養子となつたとき。
Article 66, paragraph (2), item (ii)Added
the child ceases to be living off the same financial resources as the specified beneficiary.
特定受給権者と生計を同じくしなくなつたとき。
Article 67第六十七条
Article 67, paragraph (1)
If the whereabouts of the spouse or a child remain unknown for one year or longer, the payment of an employees' pension for surviving family to that spouse or child is suspended retroactively to the time at which the whereabouts of the spouse or child became unknown, upon the application of a child or spouse who holds the right to receive benefits from the employees' pension for surviving family.
The spouse or child may, at any time, apply to have a suspension of payment under the provisions of the preceding paragraph lifted.
配偶者又は子は、いつでも、前項の規定による支給の停止の解除を申請することができる。
Article 68第六十八条
Article 68, paragraph (1)
If there are two or more beneficiaries of an employees' pension for surviving family who are not the spouse, and the whereabouts of one or more of the beneficiaries remain unknown for one year or longer, the payment of the employees' pension for surviving family to that person is suspended retroactively to the time at which the whereabouts of the person or persons became unknown, upon the application of another beneficiary.
A person who has had their payment of an employees' pension for surviving family suspended pursuant to the provisions of the preceding paragraph may, at any time, apply to have the suspension of payment lifted.
The provisions of Article 61, paragraph (1) apply mutatis mutandis if the payment of the employees' pension for surviving family is suspended pursuant to the provisions of paragraph (1) or if the suspension is lifted pursuant to the provisions of the preceding paragraph. In such a case, the phrase "the month in which the number increased or decreased" in paragraph (1) of that Article is deemed to be replaced with "the month in which the payment is suspended or the suspension is lifted".
Section 5 Restrictions on Insurance Benefits第五節 保険給付の制限
Article 73第七十三条
Article 73, paragraph (1)
If an insured or former insured person has intentionally brought about their disability or an accident constituting the direct cause thereof, no employees' disability pension or disability allowance that has that disability as the grounds for payment is paid.
If an insured or former insured has brought about their disability, death, or an accident constituting the direct cause thereof, or has worsen the severity of their disability or hindered the recovery thereof, through an intentional criminal act, gross negligence, or a failure to comply with medical instructions that is without reasonable grounds, it is permissible not to pay insurance benefits in whole or in part.
If the beneficiary of an employees' disability pension has worsen the severity of their disability or hindered the recovery thereof, intentionally, through gross negligence, or due to a failure to comply with medical instructions that is without reasonable grounds, it is permissible not to effect the revision under the provisions of Article 52 paragraph (1); and it is permissible to consider the degree of severity of that person's disability to be classified as a lower disability grade than the disability grade it is actually classified as in effecting a revision under that paragraph.
If the right to collect insurance premiums is extinguished by prescription, no insurance benefits are paid based on any period during which an insured was subject to the insurance premiums; provided, however, that this does not apply if the right to collect insurance premiums has been extinguished by prescription after the filing of a notification under the provisions of Article 27 or a request for confirmation under the provisions of Article 31, paragraph (1), or a request for correction under the provisions of Article 28-2, paragraph (1) (including as applied mutatis mutandis in paragraph (2) and paragraph (3) of that Article) in connection with the relevant period for the insured with regard to the person's acquisition of the status of an insured.
An employees' pension for surviving family is not paid to a person who has intentionally caused the death of an insured or former insured. The same applies with regard to a person who, prior to the death of an insured or former insured, has intentionally caused the death of a person who would have become the beneficiary of an employees' pension for surviving family upon the death of the insured or former insured.
The right to receive benefits from an employees' pension for surviving family ceases to exist if a beneficiary intentionally causes the death of another beneficiary.
if a beneficiary has failed to comply with an order under the provisions of Article 96, paragraph (1) or has refused to answer the questions of the relevant official under the provisions of that paragraph, without reasonable grounds;
if a childperson who has the right to receive pension insurance benefits, due to having a disability of a degree of severity that is classified as any disability grade, or as a disability grade provided for in Article 30, paragraph (2) of the National Pension Act, has the right to whosereceive pension insurance benefits, or for whom an amount is added addition has been made pursuant to the provisions of Article 44, paragraph (1), due to the child having a disability of a degree of severity that is classified as any disability gradeArticle 50-2, paragraph (1), Article 62-2, paragraph (1), or Article 62-3, paragraph (1), fails to comply with an order under the provisions of Article 97, paragraph (1) or refuses diagnosis under the provisions of that paragraph, without reasonable grounds; or
if the person provided for in the preceding item has hindered the recovery of their disability, intentionally, through gross negligence, or due to a failure to comply with medical instructions that is without reasonable grounds.
If a beneficiary fails to make a notification or submit documents or other items under the provisions of Article 98, paragraph (3), without reasonable grounds, the payment of the insurance benefits may be suspended temporary ly.
The provisions of the preceding paragraph do not apply to insurance benefits based on the category II EPI insured period, category III EPI insured period, or category IV EPI insured period.