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Employees' Pension Insurance Act

厚生年金保険法(こうせいねんきんほけんほう)

Chapter III Insurance Benefits (Articles 44-4 to 47-3)

The law as Act Partially Amending the National Pension Act, etc., and Other Matters, to Strengthen the Functions of the Pension System in Light of Socioeconomic Changes (Act No. 74 of 2025) leaves it, with the words it changes marked.

The main text is read a page at a time: a chapter to a page, and a long chapter in runs of articles. The whole main text, and the supplementary provisions and appended tables this amendment changes. Those it leaves untouched are on the page for the text in force.

Article 44-4第四十四条の四

5 changes in this article
Article 44-4, paragraph (1)Added

A person with the right to receive benefits from an employees' old-age pension (limited to a person who has a period of holding the right to receive benefits from an employees' pension for surviving family on or after the day on which the person acquired the right to receive benefits from the employees' old-age pension) who has not claimed the employees' old-age pension before the day that marks one year's time may, in addition to under the provisions of paragraph (1) of the preceding Article, file a request with the implementing organization for deferred payment of that employees' old-age pension; provided, however, that this does not apply if the person falls under any of the following items:

老齢厚生年金の受給権を有する者(その受給権を取得した日以後に遺族厚生年金の受給権を有する期間がある者に限る。)であつて一年を経過した日前に当該老齢厚生年金を請求していなかつたものは、前条第一項の規定によるほか、実施機関に当該老齢厚生年金の支給繰下げの申出をすることができる。ただし、その者が次の各号のいずれかに該当する場合は、この限りでない。

Article 44-4, paragraph (1), item (i)Added

at the time that the person acquired the right to receive benefits from the relevant employees' old-age pension, the person was the beneficiary of other pension benefits (meaning an employees' disability pension or pension benefits under the National Pension Act (other than an old-age basic pension, additional pension, or basic disability pension); the same applies in the following item);

当該老齢厚生年金の受給権を取得したときに、他の年金たる給付(障害厚生年金又は国民年金法による年金たる給付(老齢基礎年金及び付加年金並びに障害基礎年金を除く。)をいう。次号において同じ。)の受給権者であつたとき。

Article 44-4, paragraph (1), item (ii)Added

during the period from the day on which the person acquired the right to receive benefits from the relevant employees' old-age pension until the day that marks one year's time, the person has become the beneficiary of other pension benefits; or

当該老齢厚生年金の受給権を取得した日から一年を経過した日までの間において他の年金たる給付の受給権者となつたとき。

Article 44-4, paragraph (1), item (iii)Added

the person has claimed the relevant employees' pension for surviving family before the request.

当該申出の前に当該遺族厚生年金の請求をしたとき。

Article 44-4, paragraph (2)Added

The provisions of paragraphs (2) through (5) of the preceding Article apply mutatis mutandis to the request under the preceding paragraph. In this case, the phrase "a beneficiary of other pension benefits" in paragraph (2), item (i) of that Article is deemed to be replaced with "a beneficiary of other pension benefits (meaning an employees' disability pension or pension benefits under the National Pension Act (other than an old-age basic pension, additional pension, or basic disability pension); the same applies hereinafter in this Article)".

前条第二項から第五項までの規定は、前項の申出について準用する。この場合において、同条第二項第一号中「給付の」とあるのは、「給付(障害厚生年金又は国民年金法による年金たる給付(老齢基礎年金及び付加年金並びに障害基礎年金を除く。)をいう。以下この条において同じ。)の」と読み替えるものとする。

Article 44-5第四十四条の五

1 change in this article
Article 44-5, paragraph (1)Added

Where a person who is able to make the request under paragraph (1) of the preceding Article is also able to make the request under Article 44-3, paragraph (1), and makes either one of those requests by choice, the person is not able to make the other request.

前条第一項の申出をすることができる者が、第四十四条の三第一項の申出をすることができる場合であつて、その者の選択により、これらの申出のうち、いずれか一の申出をしたときは、他の申出をすることはできないものとする。

Article 45第四十五条

Loss of Rights(失権)
Article 45, paragraph (1)

The right to benefits from an employees' old-age pension ceases to exist when the beneficiary dies.

老齢厚生年金の受給権は、受給権者が死亡したときは、消滅する。

Article 46第四十六条

Suspension of Payment(支給停止)
5 changes in this article
Article 46, paragraph (1)(支給停止)(Suspension of Payment)Changed

In a month that includes a day on which the beneficiary of the employees' old-age pension is an insured (limited to a person who has had the status of an insured continuously from a day that fell in the month before the previous month) (excluding a day specified by Order of the Ministry of Health, Labour and Welfare), a day on which the beneficiary is a member of the Diet or a member of the assembly of a local government (limited to a person who has been the member of the Diet or the assembly of a local government continuously from a day that fell in the month before the previous month), or a day on which the beneficiary is an employed person age 70 or over (but only one meeting the requirements specified by Order of the Ministry of Health, Labour and Welfare that are referred to in Article 27 continuously from a day that falls in the month before the previous month at an applicable place of business), if the amount arrived at when first the total of the standard bonus amounts for the one-year period prior to the relevant month, divided by 12, is added to the person's standard monthly remuneration (or, in the case of a member of the Diet or a member of the assembly of a local government, the amount arrived at when first the total of the amounts of bonuses for the one-year period prior to that month and amounts prescribed by Cabinet Order as being equivalent to the standard bonus amounts for the one-year period prior to that month is divided by 12, and then the quotient is added to the amount prescribed by Cabinet Order as being equivalent to the person's standard monthly remuneration; or, in the case of an employed person age 70 or over (other than one who is also a member of the Diet or a member of the assembly of a local government; the same applies in the following paragraph), the amount arrived at when first the sum total of the standard bonus amounts for the one-year period prior to that month and amounts equivalent to standard bonus amounts for the one-year period prior to that month is divided by 12, and then the quotient is added to the amount equivalent to the standard monthly remuneration; the sum thus arrived at above is hereinafter referred to as the "amount equivalent to total monthly remuneration"), and this sum is added to the amount arrived at when the amount of employees' old-age pension (excluding the amount of additional pension provided for in Article 44, paragraph (1) and additional amounts provided for in Article 44-3, paragraph (4) (including as applied mutatis mutandis pursuant to Article 44-4, paragraph (2); the same applies hereinafter in this paragraph): the same applies hereinafter in this paragraph) is divided by 12 (hereinafter referred to in this paragraph as the "base monthly amount") exceeds the amount of the adjustment for the suspension of payment, payment is suspended on the portion of that month's employees' old-age pension that is equal to the amount arrived at when the amount equivalent to total monthly remuneration is added to the base monthly amount, the amount of the adjustment for the suspension of payment is subtracted from the sum, and the amount equivalent to one-half of the difference is multiplied by 12 (hereinafter referred to in this paragraph as the "standard amount for a payment suspension"); provided, however, that if the standard amount for a payment suspension is equal to or greater than the amount of the employees' old-age pension, the payment of employees' old-age pension (excluding the additional amount provided for in Article 44-3, paragraph (4) of that Article) is suspended in its entirety.

老齢厚生年金の受給権者が被保険者(前月以前の月に属する日から引き続き当該被保険者の資格を有する者に限る。)である日(厚生労働省令で定める日を除く。)、国会議員若しくは地方公共団体の議会の議員(前月以前の月に属する日から引き続き当該国会議員又は地方公共団体の議会の議員である者に限る。)である日又は七十歳以上の使用される者(前月以前の月に属する日から引き続き当該適用事業所において第二十七条の厚生労働省令で定める要件に該当する者に限る。)である日が属する月において、その者の標準報酬月額とその月以前の一年間の標準賞与額の総額を十二で除して得た額とを合算して得た額(国会議員又は地方公共団体の議会の議員については、その者の標準報酬月額に相当する額として政令で定める額とその月以前の一年間の標準賞与額及び標準賞与額に相当する額として政令で定める額の総額を十二で除して得た額とを合算して得た額とし、七十歳以上の使用される者(国会議員又は地方公共団体の議会の議員を除く。次項において同じ。)については、その者の標準報酬月額に相当する額とその月以前の一年間の標準賞与額及び標準賞与額に相当する額の総額を十二で除して得た額とを合算して得た額とする。以下「総報酬月額相当額」という。)及び老齢厚生年金の額(第四十四条第一項に規定する加給年金額及び第四十四条の三第四項に(第四十四条の四第二項において準用する場合を含む。以下この項において同じ。)に規定する加算額を除く。以下この項において同じ。)を十二で除して得た額(以下この項において「基本月額」という。)との合計額が支給停止調整額を超えるときは、その月の分の当該老齢厚生年金について、総報酬月額相当額と基本月額との合計額から支給停止調整額を控除して得た額の二分の一に相当する額に十二を乗じて得た額(以下この項において「支給停止基準額」という。)に相当する部分の支給を停止する。ただし、支給停止基準額が老齢厚生年金の額以上であるときは、老齢厚生年金の全部(同条第四十四条の三第四項に規定する加算額を除く。)の支給を停止するものとする。

Article 46, paragraph (2)(支給停止)

The provisions of Articles 20 through 25 apply mutatis mutandis when the amount equal to the standard monthly remuneration and the standard bonus amount of an employed person age 70 or over as referred to in the preceding paragraph are calculated. Cabinet Order provides for the necessary technical replacement of terms in connection with those provisions in such a case.

第二十条から第二十五条までの規定は、前項の七十歳以上の使用される者の標準報酬月額に相当する額及び標準賞与額に相当する額を算定する場合に準用する。この場合において、これらの規定に関し必要な技術的読替えは、政令で定める。

Article 46, paragraph (3)(支給停止)

The amount of the adjustment for the suspension of payment specified in paragraph (1) is 620,000 yen; provided, however, that if any of the amounts arrived at when the rate set forth in Article 43-2, paragraph (1), item (ii) is multiplied by the price fluctuation rate in each of the fiscal years in and after fiscal 2025, and each of those rates is multiplied by 620,000 yen (those amounts are rounded to the closest 10,000 yen, with amounts under 5,000 yen being rounded down and amounts between 5,000 yen and 9,999 yen being rounded up; the same applies hereinafter in this paragraph) exceeds or falls below 620,000 yen (or, if measures to revise the amount of the adjustment for the suspension of payment under the provisions of this paragraph are taken, the amount revised by the immediately preceding measures in question), the amount of the adjustment for the suspension of payment in and after April of the relevant fiscal year is revised to the amount arrived at through that multiplication.

第一項の支給停止調整額は、六十二万円とする。ただし、六十二万円に令和七年度以後の各年度の物価変動率に第四十三条の二第一項第二号に掲げる率を乗じて得た率をそれぞれ乗じて得た額(その額に五千円未満の端数が生じたときは、これを切り捨て、五千円以上一万円未満の端数が生じたときは、これを一万円に切り上げるものとする。以下この項において同じ。)が六十二万円(この項の規定による支給停止調整額の改定の措置が講ぜられたときは、直近の当該措置により改定した額)を超え、又は下るに至つた場合においては、当該年度の四月以後の支給停止調整額を当該乗じて得た額に改定する。

Article 46, paragraph (4)(支給停止)

Cabinet Order provides for measures to revise the amount of the adjustment for the suspension of payment under the provisions of the proviso to the preceding paragraph.

前項ただし書の規定による支給停止調整額の改定の措置は、政令で定める。

Article 46, paragraph (5)(支給停止)

The provisions of Article 36, paragraph (2) do not apply if the payment of an employees' old-age pension is suspended, in whole or in part, pursuant to the provisions of paragraph (1).

第一項の規定により老齢厚生年金の全部又は一部の支給を停止する場合においては、第三十六条第二項の規定は適用しない。

Article 46, paragraph (6)(支給停止)

The part of the payment of benefits under an employees' old-age pension to which an amount has been added pursuant to the provisions of Article 44, paragraph (1), that is equivalent to the amount added pursuant to the provisions of that paragraph for the spouse of a person to whose pension an amount is added pursuant to the provisions of that paragraph is suspended during the time that the spouse is eligible to receive payment of any benefits under an employees' old-age pension (limited to one calculated based on an insured period of 240 months or more), employees' disability pension, basic disability pension under the National Pension Act, or other such pension, that have old age or retirement or disability as the reason for payment and that are specified by Cabinet Order.

第四十四条第一項の規定によりその額が加算された老齢厚生年金については、同項の規定によりその者について加算が行われている配偶者が、老齢厚生年金(その年金額の計算の基礎となる被保険者期間の月数が二百四十以上であるものに限る。)、障害厚生年金、国民年金法による障害基礎年金その他の年金たる給付のうち、老齢若しくは退職又は障害を支給事由とする給付であつて政令で定めるものの支給を受けることができるときは、その間、同項の規定により当該配偶者について加算する額に相当する部分の支給を停止する。

Article 46, paragraph (7)(支給停止)(Suspension of Payment)Added

With respect to an employees' old-age pension to which an amount has been added for a child pursuant to the provisions of Article 44, paragraph (1), if the spouse of the beneficiary or any other person specified by Cabinet Order (hereinafter referred to in this Article as the "spouse, etc.") falls under all of the following items, then, as provided by Cabinet Order, payment of the part equivalent to the amount added for that child pursuant to the provisions of that paragraph (limited to the amount of the addition prescribed in item (i) that is paid to the spouse, etc.) is suspended for the period in which the spouse, etc. so falls under them.

第四十四条第一項の規定により子についてその額が加算された老齢厚生年金については、政令で定めるところにより、受給権者の配偶者その他政令で定める者(以下この条において「配偶者等」という。)が次の各号のいずれにも該当するときは、その該当する期間、同項の規定により当該子について加算する額(配偶者等に支給する第一号に規定する加算の額に限る。)に相当する部分の支給を停止する。

Article 46, paragraph (7), item (i)(支給停止)(Suspension of Payment)Added

an addition has been made for that child pursuant to the provisions of Article 44, paragraph (1) or Article 50-2, paragraph (1) of this Act, or Article 27-6, paragraph (1) or Article 33-2, paragraph (1) of the National Pension Act, or any other addition specified by Cabinet Order has been made (excluding a case where payment of the entire part equivalent to the amount added for that child is suspended);

当該子について第四十四条第一項若しくは第五十条の二第一項又は国民年金法第二十七条の六第一項若しくは第三十三条の二第一項の規定による加算その他政令で定める加算が行われているとき(当該子について加算する額に相当する部分の全額につき支給を停止されているときを除く。)。

Article 46, paragraph (7), item (ii)(支給停止)(Suspension of Payment)Added

the spouse, etc. is mainly providing financial support for that child.

当該子について主として生計を維持しているとき。

Article 46, paragraph (8)(支給停止)(Suspension of Payment)Added

For the purpose of applying the provisions of item (ii) of the preceding paragraph, Cabinet Order provides for the necessary particulars in connection with certifying that a person is mainly receiving financial support from the spouse, etc.

前項第二号の規定の適用上、配偶者等によつて主として生計を維持していることの認定に関し必要な事項は、政令で定める。

Section 3 Employees' Disability Pensions and Disability Allowances第三節 障害厚生年金及び障害手当金

Article 47第四十七条

Beneficiary of Employees' Disability Pensions(障害厚生年金の受給権者)
Article 47, paragraph (1)

If a person who has contracted an illness or suffered an injury and who was an insured on the day on which the person underwent the first medical examination with a doctor or dentist in connection for that illness, injury, or for an additional illness caused by that illness or injury (those illnesses or injuries are hereinafter referred to as "injury or illness") (that day is hereinafter referred to as the "day of initial examination") has a disability of a degree of severity that is classified as any of the disability grades provided for in the following paragraph due to that injury or illness, as of the day after the day calculated as marking the passage of 1 year and 6 months' time since the day of initial examination (or, if the injury or illness has healed on any day within this period (including a day on which the symptoms thereof have stabilized and circumstances are such as that no curative effect is expected; the same applies hereinafter), as of that day; any day defined above is hereinafter referred to as the "day of disability assessment"), an employees' disability pension is paid to the person in accordance with the severity of the person's disability; provided, however, that this does not apply if, as of the day before the day of initial examination for the relevant injury or illness, the person had had an insured period under a National Pension that lasted up until the month two months before the month that includes the day of initial examination, and further, the total sum of the premium-paid period and the premium-exemption period does not comprise at least two-thirds of the relevant insured period.

障害厚生年金は、疾病にかかり、又は負傷し、その疾病又は負傷及びこれらに起因する疾病(以下「傷病」という。)につき初めて医師又は歯科医師の診療を受けた日(以下「初診日」という。)において被保険者であつた者が、当該初診日から起算して一年六月を経過した日(その期間内にその傷病が治つた日(その症状が固定し治療の効果が期待できない状態に至つた日を含む。以下同じ。)があるときは、その日とし、以下「障害認定日」という。)において、その傷病により次項に規定する障害等級に該当する程度の障害の状態にある場合に、その障害の程度に応じて、その者に支給する。ただし、当該傷病に係る初診日の前日において、当該初診日の属する月の前々月までに国民年金の被保険者期間があり、かつ、当該被保険者期間に係る保険料納付済期間と保険料免除期間とを合算した期間が当該被保険者期間の三分の二に満たないときは、この限りでない。

Article 47, paragraph (2)

The disability grade is classified in order of severity from Grade 1 to 3, with Grade 1 being the severest, and the description of the disability for each grade is provided by Cabinet Order.

障害等級は、障害の程度に応じて重度のものから一級、二級及び三級とし、各級の障害の状態は、政令で定める。

Article 47-2第四十七条の二

Article 47-2, paragraph (1)

If a person who has contracted an illness or suffered an injury, who was an insured on the day of initial examination for that injury or illness, and who did not have a disability of a degree of severity that is classified as any of the disability grades provided for in paragraph (2) of the preceding Article (hereinafter simply referred to as the "disability grades") as of the day of disability assessment, has come to have a disability of a degree of severity that is classified as any of the disability grades due to that injury or illness during the period from the day until the day before the day on which the person reaches the age of 65, the person is entitled to claim the payment of the employees' disability pension under paragraph (1) of that Article during that period.

疾病にかかり、又は負傷し、かつ、その傷病に係る初診日において被保険者であつた者であつて、障害認定日において前条第二項に規定する障害等級(以下単に「障害等級」という。)に該当する程度の障害の状態になかつたものが、同日後六十五歳に達する日の前日までの間において、その傷病により障害等級に該当する程度の障害の状態に該当するに至つたときは、その者は、その期間内に同条第一項の障害厚生年金の支給を請求することができる。

Article 47-2, paragraph (2)

The provisions of the proviso to paragraph (1) of the preceding Article apply mutatis mutandis to a case under the preceding paragraph.

前条第一項ただし書の規定は、前項の場合に準用する。

Article 47-2, paragraph (3)

Notwithstanding the provisions of paragraph (1) of the preceding Article, if the claim under paragraph (1) of this Article is made, employees' disability pension under paragraph (1) of the preceding Article is paid to the person who makes the claim.

第一項の請求があつたときは、前条第一項の規定にかかわらず、その請求をした者に同項の障害厚生年金を支給する。

Article 47-3第四十七条の三

Article 47-3, paragraph (1)

If a person has contracted an illness or suffered an injury, was an insured on the day of initial examination for that injury or illness (hereinafter referred to as the "base injury or illness" in this Article) and has a disability due to an injury or illness other than the base injury or illness, and if the severity of that person's disabilities stemming from a combination of the disability arising from the base injury or illness (hereinafter referred to as the "base disability" in this Article) and other disabilities (but only if the day of initial examination of the base injury or illness is on or after the day of initial examination for the injury or illness other than the base injury or illness (if there are two or more injuries or illnesses other than the base injury or illness, for all injuries or illnesses other than the base injury or illness)) comes to be classified as Grade 1 or Grade 2 of the disability grades for the first time during the period from the day of disability assessment for the base injury or illness until the day before the day on which the person reaches the age of 65, the person is paid employees' disability pension in accordance with the severity of the disabilities stemming from a combination of the base disability and other disabilities.

疾病にかかり、又は負傷し、かつ、その傷病(以下この条において「基準傷病」という。)に係る初診日において被保険者であつた者であつて、基準傷病以外の傷病により障害の状態にあるものが、基準傷病に係る障害認定日以後六十五歳に達する日の前日までの間において、初めて、基準傷病による障害(以下この条において「基準障害」という。)と他の障害とを併合して障害等級の一級又は二級に該当する程度の障害の状態に該当するに至つたとき(基準傷病の初診日が、基準傷病以外の傷病(基準傷病以外の傷病が二以上ある場合は、基準傷病以外のすべての傷病)に係る初診日以降であるときに限る。)は、その者に基準障害と他の障害とを併合した障害の程度による障害厚生年金を支給する。

Article 47-3, paragraph (2)

The provisions of the proviso to Article 47, paragraph (1) apply mutatis mutandis to a case under the preceding paragraph. In such a case, the phrase "that injury or illness" in the proviso to paragraph (1) of that Article is deemed to be replaced with "the base injury or illness".

第四十七条第一項ただし書の規定は、前項の場合に準用する。この場合において、同条第一項ただし書中「当該傷病」とあるのは、「基準傷病」と読み替えるものとする。

Article 47-3, paragraph (3)

Notwithstanding the provisions of Article 36 paragraph (1), payment of employees' disability pension under paragraph (1) of this Article commences from the month that follows the month in which the claim for the employees' disability pension is made.

第一項の障害厚生年金の支給は、第三十六条第一項の規定にかかわらず、当該障害厚生年金の請求があつた月の翌月から始めるものとする。

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