Chapter III Insurance Benefits (Articles 44-4 to 47-3)
The law as Act Partially Amending the National Pension Act, etc., and Other Matters, to Strengthen the Functions of the Pension System in Light of Socioeconomic Changes (Act No. 74 of 2025) leaves it, with the words it changes marked.
The main text is read a page at a time: a chapter to a page, and a long chapter in runs of articles. The whole main text, and the supplementary provisions and appended tables this amendment changes. Those it leaves untouched are on the page for the text in force.
A person with the right to receive benefits from an employees' old-age pension (limited to a person who has a period of holding the right to receive benefits from an employees' pension for surviving family on or after the day on which the person acquired the right to receive benefits from the employees' old-age pension) who has not claimed the employees' old-age pension before the day that marks one year's time may, in addition to under the provisions of paragraph (1) of the preceding Article, file a request with the implementing organization for deferred payment of that employees' old-age pension; provided, however, that this does not apply if the person falls under any of the following items:
at the time that the person acquired the right to receive benefits from the relevant employees' old-age pension, the person was the beneficiary of other pension benefits (meaning an employees' disability pension or pension benefits under the National Pension Act (other than an old-age basic pension, additional pension, or basic disability pension); the same applies in the following item);
during the period from the day on which the person acquired the right to receive benefits from the relevant employees' old-age pension until the day that marks one year's time, the person has become the beneficiary of other pension benefits; or
the person has claimed the relevant employees' pension for surviving family before the request.
当該申出の前に当該遺族厚生年金の請求をしたとき。
Article 44-4, paragraph (2)Added
The provisions of paragraphs (2) through (5) of the preceding Article apply mutatis mutandis to the request under the preceding paragraph. In this case, the phrase "a beneficiary of other pension benefits" in paragraph (2), item (i) of that Article is deemed to be replaced with "a beneficiary of other pension benefits (meaning an employees' disability pension or pension benefits under the National Pension Act (other than an old-age basic pension, additional pension, or basic disability pension); the same applies hereinafter in this Article)".
Where a person who is able to make the request under paragraph (1) of the preceding Article is also able to make the request under Article 44-3, paragraph (1), and makes either one of those requests by choice, the person is not able to make the other request.
Article 46, paragraph (1)(支給停止)(Suspension of Payment)Changed
In a month that includes a day on which the beneficiary of the employees' old-age pension is an insured (limited to a person who has had the status of an insured continuously from a day that fell in the month before the previous month) (excluding a day specified by Order of the Ministry of Health, Labour and Welfare), a day on which the beneficiary is a member of the Diet or a member of the assembly of a local government (limited to a person who has been the member of the Diet or the assembly of a local government continuously from a day that fell in the month before the previous month), or a day on which the beneficiary is an employed person age 70 or over (but only one meeting the requirements specified by Order of the Ministry of Health, Labour and Welfare that are referred to in Article 27 continuously from a day that falls in the month before the previous month at an applicable place of business), if the amount arrived at when first the total of the standard bonus amounts for the one-year period prior to the relevant month, divided by 12, is added to the person's standard monthly remuneration (or, in the case of a member of the Diet or a member of the assembly of a local government, the amount arrived at when first the total of the amounts of bonuses for the one-year period prior to that month and amounts prescribed by Cabinet Order as being equivalent to the standard bonus amounts for the one-year period prior to that month is divided by 12, and then the quotient is added to the amount prescribed by Cabinet Order as being equivalent to the person's standard monthly remuneration; or, in the case of an employed person age 70 or over (other than one who is also a member of the Diet or a member of the assembly of a local government; the same applies in the following paragraph), the amount arrived at when first the sum total of the standard bonus amounts for the one-year period prior to that month and amounts equivalent to standard bonus amounts for the one-year period prior to that month is divided by 12, and then the quotient is added to the amount equivalent to the standard monthly remuneration; the sum thus arrived at above is hereinafter referred to as the "amount equivalent to total monthly remuneration"), and this sum is added to the amount arrived at when the amount of employees' old-age pension (excluding the amount of additional pension provided for in Article 44, paragraph (1) and additional amounts provided for in Article 44-3, paragraph (4) (including as applied mutatis mutandis pursuant to Article 44-4, paragraph (2); the same applies hereinafter in this paragraph): the same applies hereinafter in this paragraph) is divided by 12 (hereinafter referred to in this paragraph as the "base monthly amount") exceeds the amount of the adjustment for the suspension of payment, payment is suspended on the portion of that month's employees' old-age pension that is equal to the amount arrived at when the amount equivalent to total monthly remuneration is added to the base monthly amount, the amount of the adjustment for the suspension of payment is subtracted from the sum, and the amount equivalent to one-half of the difference is multiplied by 12 (hereinafter referred to in this paragraph as the "standard amount for a payment suspension"); provided, however, that if the standard amount for a payment suspension is equal to or greater than the amount of the employees' old-age pension, the payment of employees' old-age pension (excluding the additional amount provided for in Article 44-3, paragraph (4) of that Article) is suspended in its entirety.
The provisions of Articles 20 through 25 apply mutatis mutandis when the amount equal to the standard monthly remuneration and the standard bonus amount of an employed person age 70 or over as referred to in the preceding paragraph are calculated. Cabinet Order provides for the necessary technical replacement of terms in connection with those provisions in such a case.
The amount of the adjustment for the suspension of payment specified in paragraph (1) is 620,000 yen; provided, however, that if any of the amounts arrived at when the rate set forth in Article 43-2, paragraph (1), item (ii) is multiplied by the price fluctuation rate in each of the fiscal years in and after fiscal 2025, and each of those rates is multiplied by 620,000 yen (those amounts are rounded to the closest 10,000 yen, with amounts under 5,000 yen being rounded down and amounts between 5,000 yen and 9,999 yen being rounded up; the same applies hereinafter in this paragraph) exceeds or falls below 620,000 yen (or, if measures to revise the amount of the adjustment for the suspension of payment under the provisions of this paragraph are taken, the amount revised by the immediately preceding measures in question), the amount of the adjustment for the suspension of payment in and after April of the relevant fiscal year is revised to the amount arrived at through that multiplication.
Cabinet Order provides for measures to revise the amount of the adjustment for the suspension of payment under the provisions of the proviso to the preceding paragraph.
前項ただし書の規定による支給停止調整額の改定の措置は、政令で定める。
Article 46, paragraph (5)(支給停止)
The provisions of Article 36, paragraph (2) do not apply if the payment of an employees' old-age pension is suspended, in whole or in part, pursuant to the provisions of paragraph (1).
The part of the payment of benefits under an employees' old-age pension to which an amount has been added pursuant to the provisions of Article 44, paragraph (1), that is equivalent to the amount added pursuant to the provisions of that paragraph for the spouse of a person to whose pension an amount is added pursuant to the provisions of that paragraph is suspended during the time that the spouse is eligible to receive payment of any benefits under an employees' old-age pension (limited to one calculated based on an insured period of 240 months or more), employees' disability pension, basic disability pension under the National Pension Act, or other such pension, that have old age or retirement or disability as the reason for payment and that are specified by Cabinet Order.
Article 46, paragraph (7)(支給停止)(Suspension of Payment)Added
With respect to an employees' old-age pension to which an amount has been added for a child pursuant to the provisions of Article 44, paragraph (1), if the spouse of the beneficiary or any other person specified by Cabinet Order (hereinafter referred to in this Article as the "spouse, etc.") falls under all of the following items, then, as provided by Cabinet Order, payment of the part equivalent to the amount added for that child pursuant to the provisions of that paragraph (limited to the amount of the addition prescribed in item (i) that is paid to the spouse, etc.) is suspended for the period in which the spouse, etc. so falls under them.
Article 46, paragraph (7), item (i)(支給停止)(Suspension of Payment)Added
an addition has been made for that child pursuant to the provisions of Article 44, paragraph (1) or Article 50-2, paragraph (1) of this Act, or Article 27-6, paragraph (1) or Article 33-2, paragraph (1) of the National Pension Act, or any other addition specified by Cabinet Order has been made (excluding a case where payment of the entire part equivalent to the amount added for that child is suspended);
Article 46, paragraph (7), item (ii)(支給停止)(Suspension of Payment)Added
the spouse, etc. is mainly providing financial support for that child.
当該子について主として生計を維持しているとき。
Article 46, paragraph (8)(支給停止)(Suspension of Payment)Added
For the purpose of applying the provisions of item (ii) of the preceding paragraph, Cabinet Order provides for the necessary particulars in connection with certifying that a person is mainly receiving financial support from the spouse, etc.
Section 3 Employees' Disability Pensions and Disability Allowances第三節 障害厚生年金及び障害手当金
Article 47第四十七条
Beneficiary of Employees' Disability Pensions(障害厚生年金の受給権者)
Article 47, paragraph (1)
If a person who has contracted an illness or suffered an injury and who was an insured on the day on which the person underwent the first medical examination with a doctor or dentist in connection for that illness, injury, or for an additional illness caused by that illness or injury (those illnesses or injuries are hereinafter referred to as "injury or illness") (that day is hereinafter referred to as the "day of initial examination") has a disability of a degree of severity that is classified as any of the disability grades provided for in the following paragraph due to that injury or illness, as of the day after the day calculated as marking the passage of 1 year and 6 months' time since the day of initial examination (or, if the injury or illness has healed on any day within this period (including a day on which the symptoms thereof have stabilized and circumstances are such as that no curative effect is expected; the same applies hereinafter), as of that day; any day defined above is hereinafter referred to as the "day of disability assessment"), an employees' disability pension is paid to the person in accordance with the severity of the person's disability; provided, however, that this does not apply if, as of the day before the day of initial examination for the relevant injury or illness, the person had had an insured period under a National Pension that lasted up until the month two months before the month that includes the day of initial examination, and further, the total sum of the premium-paid period and the premium-exemption period does not comprise at least two-thirds of the relevant insured period.
The disability grade is classified in order of severity from Grade 1 to 3, with Grade 1 being the severest, and the description of the disability for each grade is provided by Cabinet Order.
If a person who has contracted an illness or suffered an injury, who was an insured on the day of initial examination for that injury or illness, and who did not have a disability of a degree of severity that is classified as any of the disability grades provided for in paragraph (2) of the preceding Article (hereinafter simply referred to as the "disability grades") as of the day of disability assessment, has come to have a disability of a degree of severity that is classified as any of the disability grades due to that injury or illness during the period from the day until the day before the day on which the person reaches the age of 65, the person is entitled to claim the payment of the employees' disability pension under paragraph (1) of that Article during that period.
The provisions of the proviso to paragraph (1) of the preceding Article apply mutatis mutandis to a case under the preceding paragraph.
前条第一項ただし書の規定は、前項の場合に準用する。
Article 47-2, paragraph (3)
Notwithstanding the provisions of paragraph (1) of the preceding Article, if the claim under paragraph (1) of this Article is made, employees' disability pension under paragraph (1) of the preceding Article is paid to the person who makes the claim.
If a person has contracted an illness or suffered an injury, was an insured on the day of initial examination for that injury or illness (hereinafter referred to as the "base injury or illness" in this Article) and has a disability due to an injury or illness other than the base injury or illness, and if the severity of that person's disabilities stemming from a combination of the disability arising from the base injury or illness (hereinafter referred to as the "base disability" in this Article) and other disabilities (but only if the day of initial examination of the base injury or illness is on or after the day of initial examination for the injury or illness other than the base injury or illness (if there are two or more injuries or illnesses other than the base injury or illness, for all injuries or illnesses other than the base injury or illness)) comes to be classified as Grade 1 or Grade 2 of the disability grades for the first time during the period from the day of disability assessment for the base injury or illness until the day before the day on which the person reaches the age of 65, the person is paid employees' disability pension in accordance with the severity of the disabilities stemming from a combination of the base disability and other disabilities.
The provisions of the proviso to Article 47, paragraph (1) apply mutatis mutandis to a case under the preceding paragraph. In such a case, the phrase "that injury or illness" in the proviso to paragraph (1) of that Article is deemed to be replaced with "the base injury or illness".
Notwithstanding the provisions of Article 36 paragraph (1), payment of employees' disability pension under paragraph (1) of this Article commences from the month that follows the month in which the claim for the employees' disability pension is made.