When performing an action set forth in any of the items of Article 2, paragraph (21) (excluding the actions specified by Cabinet Office Order that are prescribed in that paragraph), an electronic payment service provider must explain the following particulars to users in advance, pursuant to the provisions of Cabinet Office Order, except in cases specified by Cabinet Office Order:
the trade name or name and address of the electronic payment service provider;
電子決済等代行業者の商号、名称又は氏名及び住所
particulars concerning the authority of the electronic payment service provider;
電子決済等代行業者の権限に関する事項
particulars concerning compensation for damage by the electronic payment service provider;
電子決済等代行業者の損害賠償に関する事項
the contact information of the business office or office that handles complaints on electronic payment services from users or provides consultation concerning electronic payment services to users; and
電子決済等代行業に関する利用者からの苦情又は相談に応ずる営業所又は事務所の連絡先
other particulars specified by Cabinet Office Order.
その他内閣府令で定める事項
Pursuant to the provisions of Cabinet Office Order, an electronic payment service provider must take the measures of providing users with information to prevent them from mistaking electronic payment services for the services conducted by banks, for ensuring the proper handling and safe control of the information on users that the electronic payment service provider has acquired in connection with the electronic payment services, for ensuring the precise execution of electronic payment services when the electronic payment service provider entrusts the services to a third party, and other measures for ensuring the sound and appropriate management of electronic payment services.
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(Definitions)
The term "electronic payment services" as used in this Act means the business of performing any of the following actions…
この法律において「電子決済等代行業」とは、次に掲げる行為(第一号に規定する預金者による特定の者に対する定期的な支払を目的として行う同号に掲げる行為その他の利用者の保護に欠けるおそれが少ないと認められるものとして内閣府令で定める行為を除く。)のいずれかを行う営業をいう。
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「銀行」
A person that carries on banking (銀行業) under a licence from the Prime Minister (内閣総理大臣) under Article 4, paragraph (1).
Defined inArticle 2, paragraph (1)· applies throughout the law
electronic payment services
「電子決済等代行業」
The business of passing on to a bank, on a depositor's behalf and through an electronic data processing system, the depositor's instructions to move funds from their account, or of obtaining a depositor's account information from the bank and providing it to them, excluding acts set by Cabinet Office Order (内閣府令) as unlikely to harm users, such as instructions for a depositor's regular payments to a particular person.
Defined inArticle 2, paragraph (21)· applies throughout the law
electronic payment service provider
「電子決済等代行業者」
A person registered under Article 52-61-2 that carries on electronic payment services (電子決済等代行業).
Defined inArticle 2, paragraph (22)· applies throughout the law
damages
損害賠償
Compensation for loss one person has caused another. A debtor who does not perform an obligation as it should be performed, or cannot perform it, must compensate the creditor for the loss that results, unless the failure comes from a cause the debtor is not responsible for, judged by the contract or other source of the obligation and by accepted views in dealings (Civil Code, Article 415, paragraph (1)); and a person who, intentionally or negligently, infringes another's rights or legally protected interests must compensate for the loss that results (Article 709). It is paid in money unless otherwise agreed (Articles 417 and 722, paragraph (1)), and the parties to a contract may agree in advance the amount due if it is not performed; a sum fixed for breach (違約金) is presumed to be such an agreement (Article 420, paragraphs (1) and (3)). The Consumer Contract Act makes void the part of such an amount in a consumer contract, for its cancellation, with any penalty added, above the average loss the business would suffer from the cancellation of consumer contracts of that kind, measured separately for each category the clause sets, such as the reason for and time of cancellation (Consumer Contract Act, Article 9, paragraph (1), item (i)).
Written by AI using Civil Code, Arts. 415, 417, 420, 709, 722 and Consumer Contract Act, Art. 9 as a reference.