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This text is not in force yetIt by 22 July 2027, on a day set by — at the latest in 9 months
Read the text in force →資金決済に関する法律
Chapter III-2 Electronic Payment Instruments (Articles 62-23 to 63)
The law as Act Partially Amending the Financial Instruments and Exchange Act and the Payment Services Act (Act No. 64 of 2026) leaves it, with the words it changes marked.
The main text is read a page at a time: a chapter to a page, and a long chapter in runs of articles. The whole main text, and the supplementary provisions and appended tables this amendment changes. Those it leaves untouched are on the page for the text in force.
When the Prime Minister revokes the registration referred to in Article 62-3 pursuant to provisions of paragraph (1) or (2) of the preceding Article or when the registration referred to in Article 62-3 has ceased to be effective pursuant to the provisions of Article 62-25, paragraph (2) or (8), the Minister must delete the registration.
内閣総理大臣は、前条第一項若しくは第二項の規定により第六十二条の三の登録を取り消したとき、又は第六十二条の二十五第二項若しくは第八項の規定により第六十二条の三の登録がその効力を失ったときは、当該登録を抹消しなければならない。
When the Prime Minister implements a disposition under the provisions of Article 62-22, paragraph (1) or (2), the Minister must give public notice to that effect pursuant to the provisions of Cabinet Office Order.
内閣総理大臣は、第六十二条の二十二第一項又は第二項の規定による処分をしたときは、内閣府令で定めるところにより、その旨を公告しなければならない。
If an electronic payment instruments service provider falls under any of the following items, it must notify the Prime Minister to that effect without delay:
電子決済手段等取引業者は、次の各号のいずれかに該当する場合には、遅滞なく、内閣総理大臣に届け出なければならない。
the electronic payment instruments service provider discontinues all or part of the electronic payment instruments services; or
電子決済手段等取引業の全部又は一部を廃止したとき。
a petition for commencement of bankruptcy proceedings, etc. is filed against the electronic payment instruments service provider.
当該電子決済手段等取引業者について破産手続開始の申立て等が行われたとき。
If an electronic payment instruments service provider discontinues all of the electronic payment instruments services, the registration of the electronic payment instruments service provider referred to in Article 62-3 ceases to be effective. In this case, a person who has been the electronic payment instruments service provider is deemed to be an electronic payment instruments service provider within the scope of the purpose of completing the performance of obligations borne by the service provider in relation to the electronic payment instruments services carried out by it, and returning the users' property under the management relating to the electronic payment instruments services carried out by it or transferring the property to users.
電子決済手段等取引業者が電子決済手段等取引業の全部を廃止したときは、当該電子決済手段等取引業者の第六十二条の三の登録は、その効力を失う。この場合において、当該電子決済手段等取引業者であった者は、その行う電子決済手段等取引業に関し負担する債務の履行を完了し、かつ、その行う電子決済手段等取引業に関し管理する利用者の財産を返還し、又は利用者に移転する目的の範囲内においては、なお電子決済手段等取引業者とみなす。
If an electronic payment instruments service provider intends to discontinue all or part of the electronic payment instruments services, to transfer all or part of the electronic payment instruments services, to implement a merger (limited to a merger in which the electronic payment instruments service provider disappears), to dissolve for reasons other than a merger or an order to commence bankruptcy proceedings, or to have another service provider succeed all or part of the electronic payment instruments services due to a company split, it must give public notice to that effect at least thirty days prior to the relevant date and post a notice thereof in a place easily seen by the public at all of its business offices, pursuant to the provisions of Cabinet Office Order.
電子決済手段等取引業者は、電子決済手段等取引業の全部若しくは一部の廃止をし、電子決済手段等取引業の全部若しくは一部の譲渡をし、合併（当該電子決済手段等取引業者が合併により消滅する場合の当該合併に限る。）をし、合併及び破産手続開始の決定以外の理由による解散をし、又は会社分割による電子決済手段等取引業の全部若しくは一部の承継をさせようとするときは、その日の三十日前までに、内閣府令で定めるところにより、その旨を公告するとともに、全ての営業所の公衆の目につきやすい場所に掲示しなければならない。
Having given public notice pursuant to the provisions of the preceding paragraph, an electronic payment instruments service provider must notify the Prime Minister to that effect immediately.
電子決済手段等取引業者は、前項の規定による公告をしたときは、直ちに、その旨を内閣総理大臣に届け出なければならない。
Having given public notice pursuant to the provisions of paragraph (3) (excluding cases where an electronic payment instruments service provider has given public notice concerning the succession of the relevant business by way of transfer of business, merger or company split, or for other reasons), the electronic payment instruments service provider must promptly complete the performance of obligations borne by it in relation to the electronic payment instruments services that it intends to discontinue, and promptly return the users' property under the management relating to the electronic payment instruments services or transfer the property to users.
電子決済手段等取引業者は、第三項の規定による公告をした場合（事業譲渡、合併又は会社分割その他の事由により当該業務の承継に係る公告をした場合を除く。）には、廃止しようとする電子決済手段等取引業に関し負担する債務の履行を速やかに完了し、かつ、当該電子決済手段等取引業に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。
The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3) of the Companies Act apply mutatis mutandis to cases where an electronic payment instruments service provider (excluding a foreign electronic payment instruments service provider) gives public notice under the provisions of paragraph (3) by way of electronic public notice (meaning electronic public notice specified in Article 2, item (xxxiv) of that Act; the same applies in the following paragraph). In this case, any necessary technical replacement of terms is specified by Cabinet Order.
会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項の規定は、電子決済手段等取引業者（外国電子決済手段等取引業者を除く。）が電子公告（同法第二条第三十四号に規定する電子公告をいう。次項において同じ。）により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。
The provisions of Article 940, paragraph (1) (limited to the part pertaining to item (i)) and Article 940, paragraph (3), Article 941, Article 946, Article 947, Article 951, paragraph (2), Article 953, and Article 955 of the Companies Act apply mutatis mutandis to cases where an electronic payment instruments service provider that is a foreign an electronic payment instruments service provider gives public notice under the provisions of paragraph (3) by way of electronic public notice. In this case, any necessary technical replacement of terms is specified by Cabinet Order.
会社法第九百四十条第一項（第一号に係る部分に限る。）及び第三項、第九百四十一条、第九百四十六条、第九百四十七条、第九百五十一条第二項、第九百五十三条並びに第九百五十五条の規定は、外国電子決済手段等取引業者である電子決済手段等取引業者が電子公告により第三項の規定による公告をする場合について準用する。この場合において、必要な技術的読替えは、政令で定める。
When an electronic payment instruments service provider (limited to one that engages only in the electronic payment instruments-related business) has received the registration referred to in Article 63-22-2 (limited to a registration in which the particulars set forth in Article 63-22-3, paragraph (1), item (v) include business pertaining to an electronic payment instruments intermediary act; hereinafter the same in this paragraph and the following paragraph) or the registration of change referred to in Article 63-22-6, paragraph (1) (limited to one resulting from newly intending to engage in business pertaining to an electronic payment instruments intermediary act; hereinafter the same in this paragraph and the following paragraph)63-2, the registration of that electronic payment instruments service provider referred to in Article 62-3 ceases to be effective. In this case, the person who has been that electronic payment instruments service provider is deemed to be an electronic payment instruments service provider within the scope of the purpose of completing the performance of obligations borne in relation to the electronic payment instruments services carried out before receiving the registration referred to in Article 63-22-2 or the registration of change referred to in Article 63-22-6, paragraph (1)63-2, and returning the users' property under the management relating to those electronic payment instruments services or transferring the property to users.
電子決済手段等取引業者（電子決済手段関連業務のみを行う者に限る。）が第六十三条の二十二の二の登録（第六十三条の二十二の三第一項第五号に掲げる事項に電子決済手段仲介行為に係る業務を含むものに限る。以下この項及び次項において同じ。）又は第六十三条の二十二の六第一項の変更登録（新たに電子決済手段仲介行為に係る業務を行おうとすることによるものに限る。以下この項及び次項において同じ。）をの登録を受けたときは、当該電子決済手段等取引業者の第六十二条の三の登録は、その効力を失う。この場合において、当該電子決済手段等取引業者であった者は、第六十三条の二十二の二の登録又は第六十三条の二十二の六第一項の変更の登録を受ける以前に行っていた電子決済手段等取引業に関し負担する債務の履行を完了し、かつ、当該電子決済手段等取引業に関し管理する利用者の財産を返還し、又は利用者に移転する目的の範囲内においては、なお電子決済手段等取引業者とみなす。
When an electronic payment instruments service provider (excluding one that engages only in the electronic payment instruments-related business) has received the registration referred to in Article 63-22-2 or the registration of change referred to in Article 63-22-6, paragraph (1)63-2, the notification under the provisions of Article 62-7, paragraph (4) to the effect that the electronic payment instruments service provider will not engage in the electronic payment instruments-related business is deemed to have been filed.
電子決済手段等取引業者（電子決済手段関連業務のみを行う者を除く。）が第六十三条の二十二の二の登録又は第六十三条の二十二の六第一項の変更の登録を受けたときは、当該電子決済手段等取引業者が電子決済手段関連業務を行わない旨の第六十二条の七第四項の規定による届出があったものとみなす。
With regard to an electronic payment instruments service provider, when the registration referred to in Article 62-3 has been revoked pursuant to provisions of Article 62-22, paragraph (1) or (2) (excluding cases specified by Cabinet Office Order as being less likely to weaken the protection of users of electronic payment instruments services or hinder the provision of electronic payment instruments services in a proper and steady manner), the person who has been the electronic payment instruments service provider must promptly complete the performance of obligations borne by it in relation to the electronic payment instruments services carried out by it, and promptly return the users' property under the management relating to the electronic payment instruments services or transfer the property to users. In this case, the person who has been the electronic payment instruments service provider is deemed to be an electronic payment instruments service provider within the scope of the purpose of completing the performance of these obligations and returning the property or transferring the property to users.
電子決済手段等取引業者について、第六十二条の二十二第一項又は第二項の規定により第六十二条の三の登録が取り消されたとき（電子決済手段等取引業の利用者の保護に欠け、又は電子決済手段等取引業の適正かつ確実な遂行に支障を及ぼすおそれが少ない場合として内閣府令で定める場合を除く。）は、当該電子決済手段等取引業者であった者は、その行う電子決済手段等取引業に関し負担する債務の履行を速やかに完了し、かつ、当該電子決済手段等取引業に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。この場合において、当該電子決済手段等取引業者であった者は、当該債務の履行を完了し、かつ、当該財産を返還し、又は利用者に移転する目的の範囲内においては、なお電子決済手段等取引業者とみなす。
With regard to an electronic payment instruments service provider that carries out both electronic payment instruments-related business and the business related to the acts set forth in Article 2, paragraph (10), item (iv), when a change of type of electronic payment instruments service due to the discontinuation of the entirety of either business has been registered in the register of electronic payment instruments service providers pursuant to the provisions of Article 62-7, paragraph (5), the electronic payment instruments service provider must promptly complete the performance of obligations borne by it in relation to the type of business that it has discontinued, and promptly return the users' property under the management relating to the business or transfer the property to users. In this case, the electronic payment instruments service provider is deemed to be registered as an electronic payment instruments service provider providing the relevant type of business referred to in Article 62-3 within the scope of the purpose of completing the performance of these obligations and returning the property or transferring the property to users.
電子決済手段関連業務及び第二条第十項第四号に掲げる行為に係る業務を併せ行う電子決済手段等取引業者について、第六十二条の七第五項の規定により一の種別の業務の全部の廃止による電子決済手段等取引業の業務の種別の変更が電子決済手段等取引業者登録簿に登録されたときは、当該電子決済手段等取引業者は、廃止した種別の業務に関し負担する債務の履行を速やかに完了し、かつ、当該業務に関し管理する利用者の財産を速やかに返還し、又は利用者に移転しなければならない。この場合において、当該電子決済手段等取引業者は、当該債務の履行を完了し、かつ、当該財産を返還し、又は利用者に移転する目的の範囲内においては、なお当該種別の業務を行う電子決済手段等取引業者として第六十二条の三の登録を受けているものとみなす。
A foreign electronic payment instruments service provider that has not been registered as referred to in Article 62-3 must not solicit a person in Japan for the acts set forth in the items of Article 2, paragraph (10) or acts equivalent to the act set forth in item (iv) of that paragraph.
第六十二条の三の登録を受けていない外国電子決済手段等取引業者は、国内にある者に対して、第二条第十項各号に掲げる行為又は同項第四号に掲げる行為に相当する行為の勧誘をしてはならない。