The provisions of Article 13 apply to prepaid payment instruments issued on or after the Effective Date.

①The provisions of Article 14 through Article 19, Article 31 and Article 32 apply from the first base date to arrive on or after the Effective Date, and the provisions then in force continue to govern the deposit pertaining to prepaid certificates and the fulfillment of the rights of the holders of those prepaid certificates before that base date.

②The security deposits for issuance deposited pursuant to the provisions of Article 13, paragraph (1) of the Former Act (including the case where the provisions then in force continue to govern pursuant to the provisions of the preceding paragraph) are deemed to be security deposits for issuance deposited pursuant to the provisions of Article 14, paragraph (1).

④If an issuer not subject to deposit keeps separately the prepaid payment instruments issued before the Effective Date and the prepaid payment instruments issued on or after the Effective Date, then, with regard to the application of the provisions of Article 14, paragraph (1) to the prepaid payment instruments issued by that issuer not subject to deposit, notwithstanding the provisions of the preceding paragraph, the phrase "unused balance on the base date" in paragraph (1) of that Article is deemed to be replaced with "unused balance on the base date pertaining to the prepaid payment instruments issued on or after the Effective Date".

The provisions of Article 23 apply to the written reports prescribed in paragraph (1) of that Article for the base dates arriving on or after the Effective Date, and the provisions then in force continue to govern the written reports prescribed in Article 17, paragraph (1) of the Former Act for the base dates preceding those base dates.

①A person falling under one of the following items is subject to a fine of not more than 300,000 yen:

②Where the representative person or administrator of a corporation (including an association or foundation without juridical personality for which a representative person or administrator has been designated; hereinafter the same applies in this paragraph), or an agent, employee, or other worker of a corporation or individual, commits the violation set forth in the preceding paragraph with regard to the business of that corporation or individual, in addition to punishing the offender, the fine prescribed in that paragraph is imposed on that corporation or individual.

③If the provisions of the preceding paragraph apply to an association or foundation without juridical personality, the representative person or administrator thereof represents the association or foundation without juridical personality with regard to the procedural act, and the provisions of Acts concerning criminal procedures where a corporation is the defendant or a suspect apply mutatis mutandis.

Dispositions, procedures, or other acts carried out under the provisions of the Former Act or orders thereunder before this Act comes into effect, for which there are corresponding provisions in this Act, are deemed to have been carried out under the corresponding provisions of this Act, except as otherwise provided in these Supplementary Provisions.

①A person who is actually conducting clearing services for interbank funds transfer at the time this Act comes into effect (excluding deposit-taking institutions and the Bank of Japan) may, notwithstanding the provisions of Article 64, paragraph (1), conduct clearing services for interbank funds transfer for six months from the Effective Date (or, if a disposition of refusal of the license under Article 64, paragraph (1) is made within that period, or if the person is ordered to discontinue the clearing services for interbank funds transfer pursuant to the provisions of Article 82, paragraph (2) as applied with replacement of terms under the provisions of the following paragraph, until the day of the disposition or the day on which the person was so ordered).

②If a person is allowed to conduct clearing services for interbank funds transfer pursuant to the provisions of the preceding paragraph, the provisions of Article 67, paragraph (3), Article 74, Article 78, Article 80, Article 81 and Article 82, paragraph (2) (including the penal provisions pertaining to these provisions) apply to that person, deeming the person to be a clearing institution for interbank funds transfer. In this case, the phrase "revoke the license referred to in Article 64, paragraph (1) or the approval referred to in the proviso to Article 69, paragraph (1)" in that paragraph is deemed to be replaced with "order the discontinuance of the clearing services for interbank funds transfer", and any other necessary technical replacement of terms is specified by Cabinet Order.

③With regard to the application of the provisions of this Act in the case where a person is ordered to discontinue clearing services for interbank funds transfer pursuant to the provisions of Article 82, paragraph (2) as applied with replacement of terms under the provisions of the preceding paragraph, the person so ordered is deemed to be a person whose license under Article 64, paragraph (1) has been revoked pursuant to the provisions of that paragraph, and the day on which the person was so ordered is deemed to be the day of revocation of the license under Article 64, paragraph (1) pursuant to the provisions of Article 82, paragraph (2).

With regard to a person that, at the time this Act comes into effect, is actually using in its name or trade name characters likely to be mistaken for a certified association for payment service providers or a member of a certified association for payment service providers, the provisions of Article 89, paragraphs (2) and (3) do not apply for six months after this Act comes into effect.

As to the applicability of penal provisions to acts which a person conducts before this Act comes into effect, and the applicability of penal provisions to acts which a person conducts after this Act comes into effect in cases where the provisions then in force continue to govern pursuant to the Supplementary Provisions of this Act, the provisions then in force continue to govern.

Beyond what is provided for in these Supplementary Provisions, transitional measures necessary for the enforcement of this Act (including transitional measures concerning penal provisions) are specified by Cabinet Order.

If five years have passed since this Act came into effect, the Government is to review the systems relating to payment services, taking into account the status of enforcement of this Act, changes in socioeconomic conditions, etc., and, if it finds it necessary, is to take required measures based on the results.