Act on Prevention of Transfer of Criminal Proceeds
犯罪による収益の移転防止に関する法律
Chapter VI Penal Provisions (Articles 25 to 30)
The law as Act Partially Amending the Act on Prevention of Transfer of Criminal Proceeds (Act No. 34 of 2026) leaves it, with the words it changes marked.
The main text is read a page at a time: a chapter to a page, and a long chapter in runs of articles. The whole main text, and the supplementary provisions and appended tables this amendment changes. Those it leaves untouched are on the page for the text in force.
Chapter VI Penal Provisions第六章 罰則
Article 25第二十五条
Article 25, paragraph (1)
If, for the purpose of concealing the identification data of a customer, etc. or representative, etc., a person commits an act in violation of the provisions of Article 4, paragraph (6) (limited to one pertaining to the identification data of that customer, etc. or representative, etc.), the person who committed that violation is punished by imprisonment for not more than three years or a fine of not more than 5,000,000 yen, or both.
A person who, impersonating another person, for the purpose of receiving, or having a third party receive, the provision of services pertaining to a deposit contract (meaning a deposit contract prescribed in the right-hand column of the row for the persons listed in Article 2, paragraph (2), items (i) through (xxxviii) in the Appended Table; hereinafter the same applies in this paragraph and Article 32, paragraph (4), item (i), (a)) with a specified business operator (limited to a specified business operator listed in Article 2, paragraph (2), items (i) through (xv) and item (xxxvii); referred to as a "deposit-taking business operator" in Article 32, paragraph (4), item (i)), takes over, receives delivery of or is provided with a deposit passbook, a card for withdrawing deposits, information necessary for withdrawing or transferring deposits, or any other thing specified by Cabinet Order as necessary for receiving the provision of those services, pertaining to that deposit contract (hereinafter referred to in this Article as "deposit passbook, etc."), is punished by imprisonment for not more than three years or a fine of not more than 5,000,000 yen, or both. The same applies to a person who, without a legitimate reason such as that it is carried out as an ordinary commercial transaction or financial transaction, takes over, receives delivery of or is provided with a deposit passbook, etc. for consideration.
A person who, knowing that the other party has the purpose referred to in the first sentence of the preceding paragraph, transfers, delivers or provides a deposit passbook, etc. to that person is also punished in the same manner as under that paragraph. The same applies to a person who, without a legitimate reason such as that it is carried out as an ordinary commercial transaction or financial transaction, transfers, delivers or provides a deposit passbook, etc. for consideration.
A person who, as a business, commits an act constituting an offense under the preceding two paragraphs is punished by imprisonment for not more than five years or a fine of not more than 10,000,000 yen, or both.
A person who solicits another person to commit an act constituting an offense under paragraph (1) or (2), or induces another person to do so by advertisement or a similar method, is also punished in the same manner as under paragraph (1).
A person who, impersonating another person, for the purpose of receiving, or having a third party receive, the provision of services pertaining to a contract for use of high-value electronically transferable prepaid payment instruments (meaning a contract under which an issuer of high-value electronically transferable prepaid payment instruments allows a customer to use high-value electronically transferable prepaid payment instruments prescribed in Article 3, paragraph (8) of the Payment Services Act; hereinafter the same applies in this paragraph and Article 32, paragraph (4), item (i), (b)) with a specified business operator listed in Article 2, paragraph (2), item (xxx)-2 (hereinafter in this paragraph and Article 32, paragraph (4), item (i), (b) referred to as an "issuer of high-value electronically transferable prepaid payment instruments"), is provided with a code attached so as to enable the issuer of high-value electronically transferable prepaid payment instruments to distinguish and identify the person who receives the provision of services pertaining to a contract for use of high-value electronically transferable prepaid payment instruments from other persons, or with other information necessary for receiving the provision of those services (hereinafter referred to in this Article as "information for use of high-value electronically transferable prepaid payment instruments"), is punished by imprisonment for not more than three years or a fine of not more than 5,000,000 yen, or both. The same applies to a person who, without a legitimate reason such as that it is carried out as an ordinary commercial transaction, is provided with information for use of high-value electronically transferable prepaid payment instruments for consideration.
A person who, knowing that the other party has the purpose referred to in the first sentence of the preceding paragraph, provides information for use of high-value electronically transferable prepaid payment instruments to that person is also punished in the same manner as under that paragraph. The same applies to a person who, without a legitimate reason such as that it is carried out as an ordinary commercial transaction, provides information for use of high-value electronically transferable prepaid payment instruments for consideration.
A person who, as a business, commits an act constituting an offense under the preceding two paragraphs is punished by imprisonment for not more than five years or a fine of not more than 10,000,000 yen, or both.
A person who solicits another person to commit an act constituting an offense under paragraph (1) or (2), or induces another person to do so by advertisement or a similar method, is also punished in the same manner as under paragraph (1).
A person who, impersonating another person, for the purpose of remitting money or receiving a remittance by funds transfer transaction with a specified business operator listed in Article 2, paragraph (2), item (xxxi) (hereinafter in this paragraph and Article 32, paragraph (4), item (i) referred to as a "funds transfer service provider"), or having a third party do so, takes over, receives delivery of or is provided with a card for receiving a remittance pertaining to that funds transfer transaction, information necessary for the remittance or its receipt, or any other thing specified by Cabinet Order as necessary for remittance or its receipt by funds transfer transaction with a funds transfer service provider (hereinafter referred to as "exchange transaction card, etc."), is punished by imprisonment for not more than three years or a fine of not more than 5,000,000 yen, or both. The same applies to a person who, without a legitimate reason such as that it is carried out as an ordinary commercial transaction, takes over, receives delivery of or is provided with an exchange transaction card, etc. for consideration.
A person who, knowing that the other party has the purpose referred to in the first sentence of the preceding paragraph, transfers, delivers or provides an exchange transaction card, etc. to that person is also punished in the same manner as under that paragraph. The same applies to a person who, without a legitimate reason such as that it is carried out as an ordinary commercial transaction, transfers, delivers or provides an exchange transaction card, etc. for consideration.
A person who, as a business, commits an act constituting an offense under the preceding two paragraphs is punished by imprisonment for not more than five years or a fine of not more than 10,000,000 yen, or both.
A person who solicits another person to commit an act constituting an offense under paragraph (1) or (2), or induces another person to do so by advertisement or a similar method, is also punished in the same manner as under paragraph (1).
A person who, impersonating another person, for the purpose of receiving, or having a third party receive, the provision of services pertaining to an electronic payment instruments transaction contract (meaning a contract the content of which is to carry out any of the acts listed in the items of Article 2, paragraph (10) of that Act; hereinafter the same applies in this paragraph and Article 32, paragraph (4), item (i), (c)) with a specified business operator (limited to a specified business operator listed in Article 2, paragraph (2), item (xxxi)-2 and a specified business operator listed in items (i) through (xv), item (xxv) and item (xxxi) of that paragraph that is deemed to be an electronic payment instruments service provider prescribed in Article 2, paragraph (12) of the Payment Services Act pursuant to Article 62-8, paragraph (2) of that Act; hereinafter in this paragraph and Article 32, paragraph (4), item (i), (c) referred to as an "electronic payment instruments service provider"), is provided with a code attached so as to enable the electronic payment instruments service provider to distinguish and identify the person who receives the provision of services pertaining to an electronic payment instruments transaction contract from other persons, or with other information necessary for receiving the provision of those services (hereinafter referred to in this Article as "information for electronic payment instruments transactions"), is punished by imprisonment for not more than three years or a fine of not more than 5,000,000 yen, or both. The same applies to a person who, without a legitimate reason such as that it is carried out as an ordinary commercial transaction, is provided with information for electronic payment instruments transactions for consideration.
A person who, knowing that the other party has the purpose set forth in the first sentence of the preceding paragraph, provides that party with information for electronic payment instruments transactions is punished in the same manner as under that paragraph. A person who, without a legitimate reason such as that it is conducted as an ordinary commercial transaction, provides information for electronic payment instruments transactions for compensation is likewise punished.
A person who, as a business, commits an act constituting an offense under the preceding two paragraphs is punished by imprisonment for five years or less or a fine of 10 million yen or less, or both.
A person who solicits another person to commit an act constituting an offense under paragraph (1) or (2), or induces another person to do so by advertisement or any other similar method, is punished in the same manner as under paragraph (1).
A person who, for the purpose of impersonating another person and receiving the provision of services relating to an electronic payment services use contract (meaning a contract the content of which is to carry out the acts set forth in the items of Article 2, paragraph (17) of the Banking Act, the items of Article 85-3, paragraph (2) of the Shinkin Bank Act, or the items of Article 6-4-3, paragraph (2) of the Act on Financial Businesses by Cooperative; the same applies hereinafter in this paragraph and in Article 32, paragraph (4), item (i), (d)) with a specified business operator (limited to the specified business operators set forth in Article 2, paragraph (2), items (xxxi)-3 through (xxxi)-5; hereinafter in this paragraph and in Article 32, paragraph (4), item (i), (d) referred to as an "electronic payment handling service provider, etc."), or of causing a third party to do so, receives the provision of a code or other information necessary for receiving those services that is assigned so that a person receiving services relating to an electronic payment services use contract at the electronic payment handling service provider, etc. can be distinguished from other persons (hereinafter in this Article referred to as "information for use of electronic payment services") is punished by imprisonment for three years or less or a fine of five million yen or less, or both. A person who, without a legitimate reason such as that it is conducted as an ordinary commercial transaction, receives the provision of information for use of electronic payment services for compensation is likewise punished.
A person who, knowing that the other party has the purpose set forth in the first sentence of the preceding paragraph, provides that party with information for use of electronic payment services is punished in the same manner as under that paragraph. A person who, without a legitimate reason such as that it is conducted as an ordinary commercial transaction, provides information for use of electronic payment services for compensation is likewise punished.
A person who, as a business, commits an act constituting an offense under the preceding two paragraphs is punished by imprisonment for five years or less or a fine of 10 million yen or less, or both.
A person who solicits another person to commit an act constituting an offense under paragraph (1) or (2), or induces another person to do so by advertisement or any other similar method, is punished in the same manner as under paragraph (1).