Chapter II Preservative Measures for Savings and Wages
第二章 貯蓄金及び賃金に係る保全措置等
Article 3Preservative Measures for Savings
第三条（貯蓄金の保全措置）
In the event that an employer (excluding the national government and local governments; the same applies hereinafter) manages the savings of workers entrusted to the employer, if the management of savings covers the acceptance of deposits from the workers, the employer must, with regard to the amount of deposit accepted (meaning the amount of deposits accepted by such employer; hereinafter the same applies in this Article) as of March 31 of each year, take measures for preserving savings for one year as of this day (meaning measures specified by Order of the Ministry of Health, Labour and Welfare to secure a refund of the amount of deposit accepted from each of the workers as of that day, such as the concluding of a contract under which a financial institution, such as a bank, guarantees the obligation to refund that amount of accepted deposits), except in cases specified by Order of the Ministry of Health, Labour and Welfare.
事業主（国及び地方公共団体を除く。以下同じ。）は、労働者の貯蓄金をその委託を受けて管理する場合において、貯蓄金の管理が労働者の預金の受入れであるときは、厚生労働省令で定める場合を除き、毎年三月三十一日における受入預金額（当該事業主が受け入れている預金の額をいう。以下この条において同じ。）について、同日後一年間を通ずる貯蓄金の保全措置（労働者ごとの同日における受入預金額につき、その払戻しに係る債務を銀行その他の金融機関において保証することを約する契約の締結その他の当該受入預金額の払戻しの確保に関する措置で厚生労働省令で定めるものをいう。）を講じなければならない。
Article 4Order Pertaining to Preservative Measures for Savings
第四条（貯蓄金の保全措置に係る命令）
In cases where an employer fails to take measures for preserving savings in violation of the provisions of the preceding Article, the director of a labor standards office may order the employer to rectify this failure by designating a time limit as provided for by Order of the Ministry of Health, Labour and Welfare.
労働基準監督署長は、前条の規定に違反して事業主が貯蓄金の保全措置を講じていないときは、厚生労働省令で定めるところにより、当該事業主に対して、期限を指定して、その是正を命ずることができる。
Article 5Preservative Measures for Retirement Allowances
第五条（退職手当の保全措置）
In cases where an employer (excluding those specified by Order of the Ministry of Health, Labour and Welfare, such as those who have concluded a mutual aid contract for retirement allowance prescribed in paragraph (3) of Article 2 of the Small and Medium Sized Enterprise Retirement Allowance Cooperative Act (Act No. 160 of 1959)) has made it clear that the employer will provide retirement allowance to workers in a labor contract, in a collective agreement, in the rules of employment, or other equivalent, the employer must endeavor to take measures equivalent to the measures specified by Order of the Ministry of Health, Labour and Welfare as set forth in Article 3 with regard to the amount specified by Order of the Ministry of Health, Labour and Welfare as the amount to be allocated for the payment of the retirement allowance.
In cases where an employer fails to pay all or part of the wages (excluding retirement allowance hereinafter the same applies in this Article) of a worker by the worker's date of separation from employment (for wages whose payment date comes after the date of separation from employment, such payment date; hereinafter the same applies in this Article), the employer must pay the worker interest on the delayed payment at the rate specified by Cabinet Order up to an annual rate of 14.6 percent of the amount of the unpaid wages due after the date of separation from employment for the number of days from the day following the relevant worker's date of separation from employment until the actual payment date.
In cases where payment of wages is delayed by any of the unavoidable circumstances specified by Order of the Ministry of Health, Labour and Welfare, such as natural disasters, the provisions of the preceding paragraph do not apply to the period during which such circumstances exist.