if the total amount of the former long-term non-life insurance premiums paid during that year (if, in that year, a distribution of surplus or a rebate has been received under a long-term non-life insurance contract or similar contract, or surplus to be distributed or a rebate to be received under a long-term non-life insurance contract or similar contract has been appropriated to the payment of former long-term non-life insurance premiums, the remaining amount after deducting the amount of that surplus or rebate; the same applies hereinafter in this paragraph) is 10,000 yen or less: that total amount;