# 中小企業退職金共済法 / Small and Medium Sized Enterprise Retirement Allowance Cooperative Act — 第三章 (Chapter 3) This is the Markdown twin of https://japanlaw.org/ja/sme-retirement-allowance-act/ch-3. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 中小企業退職金共済法 (Small and Medium Sized Enterprise Retirement Allowance Cooperative Act), 昭和三十四年法律第百六十号 - English title "Small and Medium Sized Enterprise Retirement Allowance Cooperative Act": Ministry of Justice translation database, which lists the title - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第三章 (Chapter 3) — address `ch-3` - Text in force since: 2025-06-01 - URL (the page that opens at this provision): https://japanlaw.org/ja/sme-retirement-allowance-act/ch-3 - e-Gov law ID: 334AC0000000160 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page. - Every provision below carries its address and its URL on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ## 第三章　共済契約者及び被共済者 — Chapter III Mutual Aid Policyholders and Covered Employees heading: machine translation, not official ch-3 · https://japanlaw.org/ja/sme-retirement-allowance-act/ch-3 ### 第三十五条（退職金共済手帳の提示等） — Presentation of Retirement Allowance Mutual Aid Books, etc. caption: machine translation, not official art-35 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-35 **第一項** 退職金共済契約の共済契約者は、被共済者から要求があつたときは、退職金共済手帳を提示しなければならない。 art-35/par-1 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-35/par-1 A mutual aid policyholder under a retirement allowance mutual aid contract must present the retirement allowance mutual aid book when requested by the covered employee. machine translation, not official **第二項** 退職金共済契約の共済契約者は、被共済者が退職したとき、又は退職金共済契約が解除されたときは、やむを得ない理由がある場合を除き、遅滞なく、退職金共済手帳を被共済者又はその遺族若しくは相続人に交付しなければならない。 art-35/par-2 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-35/par-2 When a covered employee retires or a retirement allowance mutual aid contract is cancelled, the mutual aid policyholder under the retirement allowance mutual aid contract must, without delay, deliver the retirement allowance mutual aid book to the covered employee or the covered employee's bereaved family members or heirs, except where there are unavoidable grounds. machine translation, not official **第三項** 退職金共済契約の共済契約者は、被共済者又はその遺族若しくは相続人が退職金等の支給を受けるために必要な証明書を請求したときは、遅滞なく、これを交付しなければならない。 art-35/par-3 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-35/par-3 When a covered employee or the covered employee's bereaved family members or heirs request a certificate necessary for receiving payment of a retirement allowance, etc., the mutual aid policyholder under the retirement allowance mutual aid contract must deliver it without delay. machine translation, not official ### 第三十六条（不利益取扱の禁止） — Prohibition of Disadvantageous Treatment caption: machine translation, not official art-36 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-36 **第一項** 中小企業者は、退職金共済契約に関し、従業員に対して不当な差別的取扱をしてはならない。 art-36/par-1 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-36/par-1 A small and medium-sized enterprise must not engage in unjust discriminatory treatment against its employees in connection with a retirement allowance mutual aid contract. machine translation, not official **第二項** 中小企業者は、退職金共済契約を締結しようとする場合においては、従業員の意見を聞かなければならない。 art-36/par-2 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-36/par-2 When a small and medium-sized enterprise intends to conclude a retirement allowance mutual aid contract, it must hear the opinions of its employees. machine translation, not official ### 第三十七条（届出） — Notification caption: machine translation, not official art-37 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-37 **第一項** 退職金共済契約の共済契約者は、中小企業者でない事業主となつたとき、又は被共済者が退職したときは、遅滞なく、その旨を機構に届け出なければならない。 art-37/par-1 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-37/par-1 A mutual aid policyholder under a retirement allowance mutual aid contract must, without delay, notify the Organization to that effect when it becomes an employer that is not a small and medium-sized enterprise or when a covered employee's retirement occurs. machine translation, not official ### 第三十八条（報告等） — Reports caption: machine translation, not official art-38 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-38 **第一項** 機構は、第七十条第一項に規定する業務（以下「退職金共済業務」という。）の執行に必要な限度において、退職金共済契約の共済契約者又は被共済者に対して、報告又は文書の提出を求めることができる。 art-38/par-1 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-38/par-1 The Organization may, to the extent necessary for carrying out the operations prescribed in Article 70, paragraph (1) (hereinafter referred to as "retirement allowance mutual aid operations"), request a mutual aid policyholder or a covered employee under a retirement allowance mutual aid contract to submit a report or documents. machine translation, not official --- ## Cites - art-38/par-1: 第七十条第一項 → 中小企業退職金共済法 第七十条第一項 (Article 70, paragraph (1)), art-70/par-1 — https://japanlaw.org/ja/sme-retirement-allowance-act/art-70/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業退職金共済法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/334AC0000000160/20250601_504AC0000000068), retrieved 2026-11-06 - Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業退職金共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1775), retrieved 2026-09-23 - claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-008, translated 2026-11-07 - This site's parser, version 225 — 中小企業退職金共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06