# 中小企業退職金共済法 / Small and Medium Sized Enterprise Retirement Allowance Cooperative Act — 第四十一条 (Article 41) This is the Markdown twin of https://japanlaw.org/ja/sme-retirement-allowance-act/art-41. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 中小企業退職金共済法 (Small and Medium Sized Enterprise Retirement Allowance Cooperative Act), 昭和三十四年法律第百六十号 - English title "Small and Medium Sized Enterprise Retirement Allowance Cooperative Act": Ministry of Justice translation database, which lists the title - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第四十一条 (Article 41)（締結等） — address `art-41` - Text in force since: 2025-06-01 - URL (the page that opens at this provision): https://japanlaw.org/ja/sme-retirement-allowance-act/art-41 - e-Gov law ID: 334AC0000000160 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page. - Every provision below carries its address and its URL on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第四十一条（締結等） — Conclusion, etc. caption: machine translation, not official art-41 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-41 **第一項** 中小企業者でなければ、特定業種退職金共済契約を締結することができない。 art-41/par-1 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-1 No one other than a small and medium-sized enterprise may conclude a specified-industry retirement allowance mutual aid contract. machine translation, not official **第二項** 特定業種退職金共済契約が締結されたときは、第四項の規定により被共済者とならないものとされた者を除き、共済契約者が雇用する第三十九条に規定する者は、当該特定業種退職金共済契約の効力が生ずる時（当該特定業種退職金共済契約の効力が生じた後当該共済契約者に新たに雇用された者については、その者が雇用された時）において、すべて当該特定業種退職金共済契約の被共済者となる。 art-41/par-2 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-2 When a specified-industry retirement allowance mutual aid contract is concluded, all persons prescribed in Article 39 who are employed by the mutual aid policyholder, except persons who are not to become covered employees pursuant to paragraph (4), become covered employees under that specified-industry retirement allowance mutual aid contract at the time when that specified-industry retirement allowance mutual aid contract takes effect (for a person newly employed by that mutual aid policyholder after that specified-industry retirement allowance mutual aid contract takes effect, at the time when that person is employed). machine translation, not official **第三項** 前項の規定にかかわらず、現に特定業種退職金共済契約の被共済者である者その他厚生労働省令で定める者は、特定業種退職金共済契約の被共済者とならない。 art-41/par-3 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-3 Notwithstanding the preceding paragraph, a person who is currently a covered employee under a specified-industry retirement allowance mutual aid contract and any other person specified by Order of the Ministry of Health, Labour and Welfare do not become covered employees under a specified-industry retirement allowance mutual aid contract. machine translation, not official **第四項** 中小企業者は、特定業種退職金共済契約の締結に当たつて（第七十三条第七項の規定によつて締結されたものとみなされる特定業種退職金共済契約については、同条第六項の規定による募集に応ずるに当たつて）、所定労働時間が特に短い者その他の厚生労働省令で定める者が当該特定業種退職金共済契約の被共済者とならないものとすることができる。 art-41/par-4 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-4 A small and medium-sized enterprise may, in concluding a specified-industry retirement allowance mutual aid contract (for a specified-industry retirement allowance mutual aid contract deemed to have been concluded pursuant to Article 73, paragraph (7), in responding to the solicitation under paragraph (6) of that Article), provide that persons whose prescribed working hours are particularly short and other persons specified by Order of the Ministry of Health, Labour and Welfare are not to become covered employees under that specified-industry retirement allowance mutual aid contract. machine translation, not official **第五項** 機構は、特定業種退職金共済契約の申込者が次条第二項第一号の規定により特定業種退職金共済契約を解除され、その解除の日から六月を経過しない者である場合その他厚生労働省令で定める正当な理由がある場合を除き、その締結を拒絶してはならない。 art-41/par-5 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-5 The Organization must not refuse to conclude a specified-industry retirement allowance mutual aid contract, except where the applicant for the contract is a person whose specified-industry retirement allowance mutual aid contract was cancelled pursuant to paragraph (2), item (i) of the following Article and for whom six months have not elapsed from the date of cancellation, or where there are other justifiable grounds specified by Order of the Ministry of Health, Labour and Welfare. machine translation, not official **第六項** 共済契約者は、特定業種退職金共済契約の効力が生じた後においても、第四項に規定する者であつて当該特定業種退職金共済契約の被共済者とならないこととなるものの範囲を拡大し、及び縮小することができる。 art-41/par-6 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-6 A mutual aid policyholder may expand and reduce the scope of the persons prescribed in paragraph (4) who are not to become covered employees under a specified-industry retirement allowance mutual aid contract, even after that specified-industry retirement allowance mutual aid contract has taken effect. machine translation, not official **第七項** 共済契約者は、前項の規定により同項に規定する者の範囲を拡大しようとする場合において、現にその者が雇用する従業員のうちにその範囲の拡大により被共済者とならないこととなる者があるときは、これらの者の四分の三以上の同意を得なければならない。ただし、これらの者に係る掛金の納付を継続することが著しく困難であると厚生労働大臣が認めたときは、この限りでない。 art-41/par-7 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-7 When a mutual aid policyholder intends to expand the scope of the persons prescribed in the preceding paragraph pursuant to that paragraph, and among the employees it currently employs there are persons who would not become covered employees as a result of the expansion of the scope, the mutual aid policyholder must obtain the consent of three-fourths or more of those persons; provided, however, that this does not apply where the Minister of Health, Labour and Welfare finds that it would be extremely difficult to continue paying premiums for those persons. machine translation, not official --- ## Cites - art-41/par-2: 第四項 → 中小企業退職金共済法 第四十一条第四項 (Article 41, paragraph (4)), art-41/par-4 — https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-4 - art-41/par-2: 第三十九条 → 中小企業退職金共済法 第三十九条 (Article 39), art-39 — https://japanlaw.org/ja/sme-retirement-allowance-act/art-39 - art-41/par-3: 前項 → 中小企業退職金共済法 第四十一条第二項 (Article 41, paragraph (2)), art-41/par-2 — https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-2 - art-41/par-4: 第七十三条第七項 → 中小企業退職金共済法 第七十三条第七項 (Article 73, paragraph (7)), art-73/par-7 — https://japanlaw.org/ja/sme-retirement-allowance-act/art-73/par-7 - art-41/par-4: 同条第六項 → 中小企業退職金共済法 第七十三条第六項 (Article 73, paragraph (6)), art-73/par-6 — https://japanlaw.org/ja/sme-retirement-allowance-act/art-73/par-6 - art-41/par-5: 次条第二項第一号 → 中小企業退職金共済法 第四十二条第二項第一号 (Article 42, paragraph (2), item (i)), art-42/par-2/item-1 — https://japanlaw.org/ja/sme-retirement-allowance-act/art-42/par-2/item-1 - art-41/par-6: 第四項 → 中小企業退職金共済法 第四十一条第四項 (Article 41, paragraph (4)), art-41/par-4 — https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-4 - art-41/par-7: 前項 → 中小企業退職金共済法 第四十一条第六項 (Article 41, paragraph (6)), art-41/par-6 — https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-6 ## Cited by 6 provisions cite this one. No official source publishes this direction. - 中小企業退職金共済法 第四十一条第二項（締結等） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-2 - 中小企業退職金共済法 第四十一条第三項（締結等） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-3 - 中小企業退職金共済法 第四十一条第六項（締結等） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-6 - 中小企業退職金共済法 第四十一条第七項（締結等） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-41/par-7 - 中小企業退職金共済法 第四十九条第二項（従業員に対する告知等） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-49/par-2 - 中小企業退職金共済法 第五十二条第一項（被共済者に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-52/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業退職金共済法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/334AC0000000160/20250601_504AC0000000068), retrieved 2026-11-06 - Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業退職金共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1775), retrieved 2026-09-23 - claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-008, translated 2026-11-07 - claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-009, translated 2026-11-07 - This site's parser, version 225 — 中小企業退職金共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06