# 中小企業退職金共済法 / Small and Medium Sized Enterprise Retirement Allowance Cooperative Act — 第四条 (Article 4)

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- Law: 中小企業退職金共済法 (Small and Medium Sized Enterprise Retirement Allowance Cooperative Act), 昭和三十四年法律第百六十号
- English title "Small and Medium Sized Enterprise Retirement Allowance Cooperative Act": Ministry of Justice translation database, which lists the title
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第四条 (Article 4) — address `art-4`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/ja/sme-retirement-allowance-act/art-4
- e-Gov law ID: 334AC0000000160 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
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- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第四条
<sup>art-4 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-4</sup>

  **第一項**  退職金共済契約は、被共済者ごとに、掛金月額を定めて締結するものとする。
  <sup>art-4/par-1 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-4/par-1</sup>
  A retirement allowance mutual aid contract is to be concluded for each covered employee, specifying the monthly premium.
  <sup>machine translation, not official</sup>

  **第二項**  掛金月額は、被共済者一人につき、五千円（退職金共済契約の申込みの日において、一週間の所定労働時間が、当該共済契約者に雇用される通常の従業員の一週間の所定労働時間に比し短く、かつ、厚生労働大臣の定める時間数未満である者に該当する被共済者（第二十七条第四項において「短時間労働被共済者」という。）にあつては、二千円）以上三万円以下でなければならない。
  <sup>art-4/par-2 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-4/par-2</sup>
  The monthly premium must be 5,000 yen or more and 30,000 yen or less per covered employee (2,000 yen in the case of a covered employee who, on the date of application for the retirement allowance mutual aid contract, is a person whose prescribed weekly working hours are shorter than the prescribed weekly working hours of an ordinary employee employed by the mutual aid policyholder and are less than the number of hours determined by the Minister of Health, Labour and Welfare (referred to as a "short-time covered employee" in Article 27, paragraph (4))).
  <sup>machine translation, not official</sup>

  **第三項**  掛金月額は、二千円を超え一万円未満であるときは千円に整数を乗じて得た額、一万円を超え三万円未満であるときは二千円に整数を乗じて得た額でなければならない。
  <sup>art-4/par-3 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-4/par-3</sup>
  The monthly premium must be, where it exceeds 2,000 yen but is less than 10,000 yen, an amount obtained by multiplying 1,000 yen by an integer, and, where it exceeds 10,000 yen but is less than 30,000 yen, an amount obtained by multiplying 2,000 yen by an integer.
  <sup>machine translation, not official</sup>

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## Cites
- art-4/par-2: 第二十七条第四項 → 中小企業退職金共済法 第二十七条第四項 (Article 27, paragraph (4)), art-27/par-4 — https://japanlaw.org/ja/sme-retirement-allowance-act/art-27/par-4

## Cited by

13 provisions cite this one. No official source publishes this direction.

- 中小企業退職金共済法 第二十七条第四項（過去勤務期間の通算の申出等） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-27/par-4
- 中小企業退職金共済法 附則第二条第一項（掛金月額に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-3501-40/art-2/par-1
- 中小企業退職金共済法 附則第二条第二項（掛金月額に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-3501-40/art-2/par-2
- 中小企業退職金共済法 附則第二条第一項（掛金月額に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-3551-45/art-2/par-1
- 中小企業退職金共済法 附則第二条第二項（掛金月額に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-3551-45/art-2/par-2
- 中小企業退職金共済法 附則第二条第一項（掛金月額に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-4021-39/art-2/par-1
- 中小企業退職金共済法 附則第二条第二項（掛金月額に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-4021-39/art-2/par-2
- 中小企業退職金共済法 附則第二条第五項（掛金月額に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-4021-39/art-2/par-5
- 中小企業退職金共済法 附則第二条第十項（掛金月額に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-4021-39/art-2/par-10
- 中小企業退職金共済法 附則第二条第十四項（掛金月額に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-4021-39/art-2/par-14
- 中小企業退職金共済法 附則第二条第一項（掛金月額に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-4071-63/art-2/par-1
- 中小企業退職金共済法 附則第二条第二項（掛金月額に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-4071-63/art-2/par-2
- 中小企業退職金共済法 附則第四条第二項（退職金共済事業を廃止した団体からの受入金額の受入れ等に関する経過措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/suppl-4271-17/art-4/par-2

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業退職金共済法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/334AC0000000160/20250601_504AC0000000068), retrieved 2026-11-06
- Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業退職金共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1775), retrieved 2026-09-23
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-002, translated 2026-11-07
- This site's parser, version 225 — 中小企業退職金共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06
