# 中小企業退職金共済法 / Small and Medium Sized Enterprise Retirement Allowance Cooperative Act — 第二十二条 (Article 22)

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- Law: 中小企業退職金共済法 (Small and Medium Sized Enterprise Retirement Allowance Cooperative Act), 昭和三十四年法律第百六十号
- English title "Small and Medium Sized Enterprise Retirement Allowance Cooperative Act": Ministry of Justice translation database, which lists the title
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第二十二条 (Article 22)（掛金の納付） — address `art-22`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/ja/sme-retirement-allowance-act/art-22
- e-Gov law ID: 334AC0000000160 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
- Every provision below carries its address and its URL on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第二十二条（掛金の納付） — Payment of Premiums
<sup>caption: machine translation, not official</sup>
<sup>art-22 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-22</sup>

  **第一項**  共済契約者は、退職金共済契約が効力を生じた日の属する月から被共済者が退職した日又は退職金共済契約が解除された日の属する月までの各月につき、その月の末日（退職の日又は退職金共済契約の解除の日の属する月にあつては、その退職の日又はその解除の日）における掛金月額により、毎月分の掛金を翌月末日（退職金共済契約が効力を生じた日の属する月分の掛金にあつては、翌々月末日）までに納付しなければならない。
  <sup>art-22/par-1 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-22/par-1</sup>
  For each month from the month containing the day on which a retirement allowance mutual aid contract took effect through the month containing the day on which the covered employee retired or the day on which the retirement allowance mutual aid contract was cancelled, a mutual aid policyholder must pay the premium for that month, based on the monthly premium as of the last day of that month (or, for the month containing the day of retirement or the day of cancellation of the retirement allowance mutual aid contract, as of the day of retirement or the day of cancellation), by the last day of the following month (or, for the premium for the month containing the day on which the retirement allowance mutual aid contract took effect, by the last day of the month after the following month).
  <sup>machine translation, not official</sup>

  **第二項**  毎月分の掛金は、分割して納付することができない。
  <sup>art-22/par-2 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-22/par-2</sup>
  The premium for a month may not be paid in installments.
  <sup>machine translation, not official</sup>

## Cited by

3 provisions cite this one. No official source publishes this direction.

- 中小企業退職金共済法 第二十三条第二項（加入促進等のための掛金負担軽減措置） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-23/par-2
- 中小企業退職金共済法 第二十六条第一項（納付期限の延長） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-26/par-1
- 中小企業退職金共済法 第二十八条第四項（過去勤務掛金の納付） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-28/par-4

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業退職金共済法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/334AC0000000160/20250601_504AC0000000068), retrieved 2026-11-06
- Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業退職金共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1775), retrieved 2026-09-23
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-005, translated 2026-11-07
- This site's parser, version 225 — 中小企業退職金共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06
